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Spokane Firefighters Credit Union Rates and Review January 2026

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Spokane Firefighters Credit Union12-month CD rates can be found at 0.50%, 6-month CD rates at 2.02% and 3-month CD rates at 0.10%. Savings rates are at 0.15% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.95%. Credit Card rates are at 13.74%. Personal Loan rates are at 12.15%. All these rates, and more, can be found in our database of rates which you can compare to Spokane Firefighters Credit Union rates.

Compare Spokane Firefighters Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Spokane Firefighters Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Spokane Firefighters Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Spokane Firefighters Credit Union? Share your experience about Spokane Firefighters Credit Union by leaving a review below, or read customer reviews before you decide to use Spokane Firefighters Credit Union.

Overall, Spokane Firefighters Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Spokane Firefighters Credit Union
SFCU
2002 N Atlantic St
Spokane, WA 99205 4805
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
High Yield Savings
4.35%
$1
Rewards Checking
4.25%
$5,000
6-Month CD
4.00%
$500
36-Month CD
3.75%
$500
60-Month CD
3.75%
$1,000
36-Month CD
3.70%
$500
18-Month CD
3.55%
$1,000
60-Month CD
3.53%
$500
24-Month CD
3.50%
$500
12-Month CD
3.29%
$1,000
36-Month CD
3.25%
$1,000
60-Month CD
3.25%
$1,000
18-Month CD
3.10%
$1,000
6-Month CD
3.04%
$10,000
24-Month CD
3.00%
$500
60-Month CD
3.00%
$500
30-Month CD
2.90%
$1,000
12-Month CD
2.77%
$500
48-Month CD
2.63%
$1,000
12-Month CD
2.50%
$1,000
48-Month CD
2.50%
$1,000
24-Month CD
2.50%
$1,000
24-Month CD
2.43%
$1,000
60-Month CD
2.42%
$1,000
36-Month CD
2.02%
$500
36-Month CD
1.96%
$1,000
18-Month CD
1.65%
$1,000
24-Month CD
1.65%
$500
48-Month CD
1.55%
$500
12-Month CD
1.51%
$500
36-Month CD
1.38%
$1,000
60-Month CD
1.30%
$500
60-Month CD
1.00%
$500
12-Month CD
1.00%
$2,000
18-Month CD
1.00%
$1,000
18-Month CD
1.00%
$500
High Peaks Money Market
1.00%
$200,000
Platinum Personal Checking
0.65%
$1
Personal Savings
0.50%
$100
Money Market
0.40%
$1,000
Savings
0.40%
$100
Interest Checking
0.25%
$1
Money Market
0.25%
$5,000
12-Month CD
0.20%
$500
Regular Savings
0.15%
$100
Share Savings
0.10%
$100
6-Month CD
0.10%
$1,000
Money Market
0.05%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
4.740%
7.533%
0.000
15 Year Fixed
5.375%
5.717%
0.706
15-Year Fixed
5.625%
5.747%
0.250
5.250%
5.867%
0.000
6.500%
6.748%
0.000
5.500%
5.736%
0.000
5.500%
5.561%
0.000
7/1 ARM Jumbo
5.500%
5.503%
0.000
5.375%
5.415%
0.000
6.000%
6.250%
0.000
6.125%
6.346%
0.000
15-Year Fixed
5.125%
5.180%
0.000
15-Year Fixed
5.250%
5.326%
0.000
30-Year Fixed
5.560%
5.730%
0.000
4.675%
4.867%
0.000
5.250%
5.430%
0.359
5.875%
5.980%
0.000
30-Year Fixed
5.500%
5.606%
0.750
5.625%
5.843%
0.000
30 Year Fixed (Jumbo)
6.125%
6.176%
0.000
7/1 ARM
7.000%
7.111%
0.000
30 Year Fixed
6.500%
6.597%
0.000
6.999%
7.235%
0.000
5.750%
5.767%
0.000
5.625%
5.751%
0.000
20-Year Fixed
5.875%
5.971%
0.000
5.500%
5.640%
0.000
15-Year Fixed
5.375%
5.660%
0.000
30 Year Fixed
5.625%
5.704%
0.250
30-Year Fixed
5.875%
5.973%
0.000
3.990%
4.357%
0.750
5.250%
5.370%
0.000
5.875%
6.055%
0.000
5.625%
6.000%
0.000
4.875%
5.275%
0.000
30-Year Fixed
6.000%
6.162%
1.000
15-Year Fixed
5.375%
5.560%
0.000
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
30-Year Fixed
6.375%
6.504%
0.000
5.875%
6.010%
0.000
15-Year Fixed
5.500%
5.617%
0.000
6.500%
6.582%
0.000
5.875%
5.888%
0.000
30 Year Fixed
6.000%
6.127%
0.000
5.625%
5.846%
0.000
5.750%
7.634%
0.000
5.500%
5.705%
0.000
15 Year Fixed
5.750%
6.062%
0.000
20-Year Fixed
5.750%
5.887%
0.000
15-Year Fixed Jumbo
5.500%
5.537%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Credit Card
8.500%
As low as 8.50%
Visa Platinum Credit Card
9.500% - 12.500%
Visa Crimson Card
13.240%
Visa Platinum Clarity
15.990%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Visa Secure Card
13.740%
VISA® Credit Cards
7.990%
VISA Credit Card
11.900%
No annual fee
13.900%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Member First VISA
15.040%
No balance transfer fees or annual fees.
Security Service Power MasterCard
12.740% - 18.000%
14.000%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Max Rewards Visa Credit Card
15.250%
VISA® Gold
11.960%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
8.990% - 17.990%
Maximum limit of $30,000
Access FCU Visa Gold
9.900%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
14.990%
$0
25 - 36
9.990% - 16.240%
$0
61 - 66
Personal Loan Rates
5.740%
$0
1 - 36
13.700%
$2,500 - $5,000
36 - 36
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
13.450%
$0
Credit Builder Loan
9.000%
$0
Personal Line of Credit
12.950% - 18.000%
$0
Preferred Personal Loan
10.000%
$0
60
12.500%
$0
60 - 60
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
14.200%
$5,000 - $8,000
48 - 48
11.990%
$0
Personal Loans
13.250%
$0
6184
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Debt Consolidated
9.490%
$500
36
Unsecured (Signature) Loan
11.000%
$0 - $500
10.890%
$0
60
11.240% - 17.950%
$0
25 - 36
17.900%
$0 - $500
9.200% - 17.950%
$0 - $500
48 - 48
Credit Starter Loan
16.250%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Spokane Firefighters Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Spokane Firefighters Credit Union
Full Time Employees: 12
Part Time Employees: 0
President: William Gonzalez
CEO: Gayle Furness
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
2002 N Atlantic St
Spokane, WA 99205 4805
Phone Number: 509-484-5650
Fax Number: 509-487-6567

Financials

Total Assets:
82,550,817
Total Amount of Shares and Deposits:
69,948,995
Total Shares and Deposits < 1 Year:
69,493,697
Total Shares and Deposits 1 3 Years:
277,337
Total Shares and Deposits > 3 Years:
177,961
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,649,477
Total Uninsured Shares and Deposits > $250K (F+J):
3,649,477
Total Insured Shares and Deposits > $250K (item 17 less item K):
66,299,518
Total Interest Expense (Sum of items 6 8):
448,414
Share Certificates:
326
Number of Accounts for Share Drafts:
2,137
IRA KEOGH Accounts:
82
Number of Accounts for Regular Shares:
4,018
Net Income (unless the amount is already included in Undivided Earnings):
453,708
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,774,999
Total Liabilities:
70,481,236
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Spokane Firefighters Credit Union

Is a member application needed to join Spokane Firefighters Credit Union?

Yes, to access services at Spokane Firefighters Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Spokane Firefighters Credit Union provides a range of mortgage and home equity products.

Is Spokane Firefighters Credit Union a safe place to deposit money?

Yes, Spokane Firefighters Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Spokane Firefighters Credit Union offer online and mobile banking?

Most modern institutions like Spokane Firefighters Credit Union provide digital access including online balance checks and transfers.

Current Spokane Firefighters Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions