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iAdvertiser Disclosure
Advertiser Disclosure
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 Spokane Firefighters Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Spokane Firefighters Credit Union's 12-MONTH CD rates are at 3.29%, 12-MONTH IRA CD rates are at 3.29%, 6-MONTH CD rates are at 3.03%, 6-MONTH IRA CD rates are at 3.03%, 48-MONTH CD rates are at 2.27%. Spokane Firefighters Credit Union's Personal Loan Rates are as low as 10.49%. Spokane Firefighters Credit Union's Credit Card Rates are at 10.90%. MonitorBankRates evaluates the financial stability of Spokane Firefighters Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.56%. Rates last updated and verified on 09/22/2026. Spokane Firefighters Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Spokane Firefighters Credit Union? Share your experience about Spokane Firefighters Credit Union by leaving a review below, or read customer reviews before you decide to use Spokane Firefighters Credit Union. Spokane Firefighters Credit Union
SFCU 2002 N Atlantic St
https://www.firecu.net Spokane, WA 99205-4805 
Spokane Firefighters Credit Union CD Rates
Spokane Firefighters Credit Union Checking Rates
Spokane Firefighters Credit Union Home Equity & HELOC
Spokane Firefighters Credit Union Auto Loan Rates
Spokane Firefighters Credit Union RV, Boat and Powersport Loan Rates
Spokane Firefighters Credit Union Credit Card Rates
Spokane Firefighters Credit Union Personal Loan Rates
Spokane Firefighters Credit Union Other Rates
Financial Health HistorySpokane Firefighters Credit Union’s Texas Ratio rose from 0.00% in Q2 2023 to 0.56% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Spokane Firefighters Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Spokane Firefighters Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Spokane Firefighters Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Spokane Firefighters Credit Union
Website
https://www.firecu.net
Address
2002 N Atlantic St,
Spokane, WA 99205-4805
Phone
509-484-5650
Fax
509-487-6567
President
William Gonzalez
CEO
Troy Clute
Full-Time Employees
11
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.56%
Return on Assets (ROA)
0.0543%
Return on Equity (ROE)
0.3849%
Non-Performing Loans Ratio (NPL)
0.14%
Total Assets
86,491,720
Total Amount of Shares and Deposits
73,707,710
Total Shares and Deposits < 1 Year
72,381,406
Total Shares and Deposits 1 3 Years
1,270,170
Total Shares and Deposits > 3 Years
56,134
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,220,381
Total Uninsured Shares and Deposits > $250K (F+J)
5,220,381
Total Insured Shares and Deposits > $250K (item 17 less item K)
68,487,329
Total Interest Expense (Sum of items 6 8)
176,719
Share Certificates
326
Number of Accounts for Share Drafts
2,158
IRA KEOGH Accounts
77
Number of Accounts for Regular Shares
4,039
Net Income (unless the amount is already included in Undivided Earnings)
46,971
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,945,132
Total Liabilities
74,287,477
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About Spokane Firefighters Credit UnionHow many branches does Spokane Firefighters Credit Union operate?Spokane Firefighters Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Spokane Firefighters Credit Union?Yes, to access services at Spokane Firefighters Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Spokane Firefighters Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Spokane Firefighters Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Spokane Firefighters Credit Union offer online and mobile banking?Most modern institutions like Spokane Firefighters Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firecu.net. Current Spokane Firefighters Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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