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St Anthony Of Padua Federal Credit Union Rates & Review October 2026

St Anthony Of Padua Federal Credit Union's top rates as of October 12, 2026 are 3.82% APY on its 12 Month CD, 0.25% APY on money market accounts, 5.50% on its First Mortgage 30 Years 3 year/1 year variable rate, personal loans from 10.50% APR, and credit cards from 10.50% APR, according to rates verified by MonitorBankRates. Other St Anthony Of Padua Federal Credit Union CD rates include 12 Month IRA at 3.82%, and 6 Month CD at 3.30%. Other St Anthony Of Padua Federal Credit Union mortgage rates include First Mortgage 20 Years Fixed at 5.75%, and First Mortgage 30 Years Fixed at 6.00%. MonitorBankRates evaluates the financial stability of St Anthony Of Padua Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.94%. Rates last updated and verified on 10/12/2026.

St Anthony Of Padua Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at St Anthony Of Padua Federal Credit Union? Share your experience about St Anthony Of Padua Federal Credit Union by leaving a review below, or read customer reviews before you decide to use St Anthony Of Padua Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.94%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
St Anthony Of Padua Federal Credit Union
St. Anthony of Padua FCU
806 Bedford St
Fall River, MA 02723
https://www.stanthonyofpaduafcu.com
Member NCUA
Customer Reviews
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Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

St Anthony Of Padua Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month Certificate 3.75% 3.82% 12 months
Min Balance $500
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 3.82% APY · checked 6 times
3.32%3.82%4.32%Sep 18, 2026: 3.82% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%
12 Month IRA 3.75% 3.82% 12 months
Min Balance $1,000
Details IRA
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 3.82% APY · checked 6 times
3.32%3.82%4.32%Sep 18, 2026: 3.82% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%
6 Month Certificate 3.25% 3.30% 6 months
Min Balance $500
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 3.30% APY · checked 6 times
2.80%3.30%3.80%Sep 18, 2026: 3.30% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%

St Anthony Of Padua Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Access 0.25% 0.25%
Min Balance $10,000
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 0.25% APY
0.00%0.38%0.75%Oct 12, 2026: 0.25% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%

St Anthony Of Padua Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
First Mortgage 30 Years 3 year/1 year variable rate - - 5.50% 30 Years
Details Type: 3 year/1 year variable rate; APR As Low As
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.50% APR
5.00%5.50%6.00%Oct 12, 2026: 5.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%
First Mortgage 20 Years Fixed - - 5.75% 20 Years
Details Type: Fixed; APR As Low As
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.75% APR
5.25%5.75%6.25%Oct 12, 2026: 5.75% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%
First Mortgage 30 Years Fixed - - 6.00% 30 Years
Details Type: Fixed; APR As Low As
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 12, 2026: 6.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%

St Anthony Of Padua Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan Special - - 3.99%
Details As Low As; Rates as low as 3.99% APR (Annual Percentage Rate)
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 3.99% APR · checked 9 times
3.49%3.99%4.49%Sep 12, 2026: 3.99% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%
New Auto Loans - - 3.99% 60 months
Details Term: Maximum term to 60 months; As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%
New Auto Loans - - 3.99% 72 months
Details Term: Maximum term to 72 months; As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%
Used Auto Loans - - 4.49% 48 months
Details Term: Maximum term to 48 months; As Low As; Vehicles 1 - 5 years old; with 15% down
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 4.10% → 4.49% ▲ 0.39 pts · high 4.49% / low 4.10%
3.60%4.30%4.99%Sep 12, 2026: 4.10% APROct 12, 2026: 4.49% APRSep 12, 2026Oct 13, 2026
  • Oct 12, 20264.49%▲ from 4.10%
  • Sep 12, 20264.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%
Used Auto Loans - - 6.99% 48 months
Details Term: Maximum term to 48 months; As Low As; Vehicles 6 years or older; with 15% down
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 4.10% → 6.99% ▲ 2.89 pts · high 6.99% / low 4.10%
1.21%5.55%9.88%Sep 12, 2026: 4.10% APROct 12, 2026: 6.99% APRSep 12, 2026Oct 13, 2026
  • Oct 12, 20266.99%▲ from 4.10%
  • Sep 12, 20264.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%
Used Auto Loans - - 7.99% 60 months
Details Term: Maximum term to 60 months; As Low As; with 15% down
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.99% APR
7.49%7.99%8.49%Oct 12, 2026: 7.99% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%

St Anthony Of Padua Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Card Consolidation - 10.50%
Details As Low As; Maximum Loan Amount: $5,000; Payment Per $1000: $32.51
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 10.50% APR · checked 7 times
10.00%10.50%11.00%Sep 12, 2026: 10.50% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%

St Anthony Of Padua Federal Credit Union Personal Loan Rates

Product APR Term View More
Credit Card Consolidation 10.50% 36 Months
Details As Low As; Maximum Loan Amount: $5,000; Payment Per $1000: $32.51
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 10.50% APR · checked 7 times
10.00%10.50%11.00%Sep 12, 2026: 10.50% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%
Personal Loans 10.50% 36 months
Details Term: Maximum term to 36 months; As Low As; Payment Per $1000: $32.51
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 10.50% APR · checked 9 times
10.00%10.50%11.00%Sep 12, 2026: 10.50% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%
Personal Loans 11.50% 48 months
Details Term: Maximum term to 48 months; As Low As; Over $5000 with 2 signatures from same household; Payment Per $1000: $26.07
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 11.50% APR · checked 9 times
11.00%11.50%12.00%Sep 12, 2026: 11.50% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%

St Anthony Of Padua Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
2nd Mortgage - - 5.00% 5 Years
Details As Low As; Type: Fixed; Real Estate Loans
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 5.00% APR · checked 10 times
4.50%5.00%5.50%Sep 12, 2026: 5.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%
2nd Mortgage - - 5.25% 10 Years
Details As Low As; Type: Fixed; Real Estate Loans
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 5.25% APR · checked 10 times
4.75%5.25%5.75%Sep 12, 2026: 5.25% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%
2nd Mortgage - - 5.50% 15 Years
Details As Low As; Type: Fixed; Real Estate Loans
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 5.50% APR · checked 10 times
5.00%5.50%6.00%Sep 12, 2026: 5.50% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.94%

Financial Health History

St Anthony Of Padua Federal Credit Union’s Texas Ratio fell from 3.49% in Q3 2023 to 2.94% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.8% 2.0★ 3.6% 3.0★ 5.4% 4.0★ 7.2% 5.0★ Healthy zone – entire history below the 15% limit 3.49% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.94% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$38M2.94%5.0A+
March 31, 2026$38M4.79%5.0A+
December 31, 2025$37M3.33%5.0A+
September 30, 2025$37M5.37%5.0A+
June 30, 2025$36M3.50%5.0A+
March 31, 2025$36M3.00%5.0A+
December 31, 2024$35M3.06%5.0A+
September 30, 2024$34M3.48%5.0A+
June 30, 2024$35M4.71%5.0A+
March 31, 2024$34M4.33%5.0A+
December 31, 2023$34M4.48%5.0A+
September 30, 2023$33M3.49%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for St Anthony Of Padua Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather St Anthony Of Padua Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with St Anthony Of Padua Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name St Anthony Of Padua Federal Credit Union
Address 806 Bedford St, Fall River, MA 02723
Phone 508-674-3019
Fax 508-674-3013
President Paul Silva
CEO Elizabeth Cabral
Full-Time Employees 4
Part-Time Employees 2
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.94%
Return on Assets (ROA)
0.4993%
Return on Equity (ROE)
2.5415%
Non-Performing Loans Ratio (NPL)
1.91%
Total Assets
38,433,334
Total Amount of Shares and Deposits
30,853,366
Total Shares and Deposits < 1 Year
30,853,366
Total Insured Shares and Deposits > $250K (item 17 less item K)
30,853,366
Total Interest Expense (Sum of items 6 8)
281,785
Share Certificates
256
Number of Accounts for Share Drafts
609
IRA KEOGH Accounts
30
Number of Accounts for Regular Shares
1,320
Money Market Shares
445
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,134,616
Total Liabilities
30,882,283
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

St Anthony Of Padua Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
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Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About St Anthony Of Padua Federal Credit Union

How many branches does St Anthony Of Padua Federal Credit Union operate?

St Anthony Of Padua Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join St Anthony Of Padua Federal Credit Union?

Yes, to access services at St Anthony Of Padua Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, St Anthony Of Padua Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, St Anthony Of Padua Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does St Anthony Of Padua Federal Credit Union offer online and mobile banking?

Most modern institutions like St Anthony Of Padua Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.stanthonyofpaduafcu.com.

Current St Anthony Of Padua Federal Credit Union Rates

  • 12-Month CD3.82%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.