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Temple Santa Fe Community Credit Union Rates & Review April 2026

You can compare Temple Santa Fe Community Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.90%, 6-month share certificate rates at 2.08% and 3-month share certificate rates at 0.05%. Savings rates are at 0.15% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.97%. All these rates can be compared to Temple Santa Fe Community Credit Union rates. MonitorBankRates evaluates the financial stability of Temple Santa Fe Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.30%. Rates were last updated on 04/25/2026.

Temple Santa Fe Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Temple Santa Fe Community Credit Union? Share your experience about Temple Santa Fe Community Credit Union by leaving a review below, or read customer reviews before you decide to use Temple Santa Fe Community Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.30%
Excellent Lower than avg
Temple Santa Fe Community Credit Union
Temple Santa Fe Community Credit Union
1750 W avenue A
Temple, TX 76504
https://www.templecreditunion.com
Member NCUA

Current Rate Availability

We do not have Temple Santa Fe Community Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Temple Santa Fe Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Temple Santa Fe Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Temple Santa Fe Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Temple Santa Fe Community Credit Union
Address 1750 W avenue A, Temple, TX 76504
Phone 254-778-7222
Fax 254-778-9142
President William Sperling
CEO Lathe Owens
Full-Time Employees 5
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.30%
Return on Assets (ROA)
0.5665%
Return on Equity (ROE)
6.6984%
Non-Performing Loans Ratio (NPL)
0.18%
Total Assets
24,010,700
Total Amount of Shares and Deposits
21,953,212
Total Shares and Deposits < 1 Year
21,953,212
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
856,783
Total Uninsured Shares and Deposits > $250K (F+J)
856,783
Total Insured Shares and Deposits > $250K (item 17 less item K)
21,096,429
Total Interest Expense (Sum of items 6 8)
49,657
Share Certificates
63
Number of Accounts for Share Drafts
805
IRA KEOGH Accounts
18
Number of Accounts for Regular Shares
1,676
All other shares
89
Money Market Shares
51
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,849,638
Total Liabilities
22,126,846
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Temple Santa Fe Community Credit Union

Is Temple Santa Fe Community Credit Union a safe place to deposit money?

Yes, Temple Santa Fe Community Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3002452549568%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Temple Santa Fe Community Credit Union operate?

Temple Santa Fe Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Temple Santa Fe Community Credit Union?

Yes, to access services at Temple Santa Fe Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Temple Santa Fe Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Temple Santa Fe Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Temple Santa Fe Community Credit Union offer online and mobile banking?

Most modern institutions like Temple Santa Fe Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.templecreditunion.com.