What are the current interest rates at Tendto Credit Union?

Current rates for Tendto Credit Union include: 12-Month CD: 3.12%, 24-Month CD: 3.92%, 60-Month CD: 3.20%, Savings: 0.10%, MMA: 1.46%

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Tendto Credit Union

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Tendto Credit Union Rates & Review October 2026

Q: How many branches does Tendto Credit Union operate?

Tendto Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Tendto Credit Union?

Yes, to access services at Tendto Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Tendto Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tendto Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Tendto Credit Union's top rates as of October 9, 2026 are 4.81% APY on its 60 month CD, 0.10% APY on savings, 1.46% APY on money market accounts, personal loans from 6.99% APR, and credit cards from 8.99% APR, according to rates verified by MonitorBankRates. Other Tendto Credit Union CD rates include 48 to 59 month CD at 4.79%, 36 to 47 month CD at 4.77%, and 60 month CD at 4.66%. MonitorBankRates evaluates the financial stability of Tendto Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.10%. Rates last updated and verified on 10/09/2026.

Tendto Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tendto Credit Union? Share your experience about Tendto Credit Union by leaving a review below, or read customer reviews before you decide to use Tendto Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.10%

Excellent Lower than avg

Health Trend

Very strong 7 quarters

Full history ›

Tendto Credit Union
1129 State

1129 State St
Erie, PA 16501-1911

https://www.tendtocu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Tendto Credit Union CD Rates

Product	Rate	APY	Term
60 month Certificate	4.73%	4.81%	60 month
Min Balance $200,000 Details Balance: $200,000 and over Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.37% → 4.81% ▲ 0.44 pts · high 4.81% / low 4.37% Oct 9, 20264.81%▲ from 4.37% Sep 14, 20264.37%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
48 to 59 month Certificate	4.71%	4.79%	48 to 59 month
Min Balance $200,000 Details Balance: $200,000 and over Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.32% → 4.79% ▲ 0.47 pts · high 4.79% / low 4.32% Oct 9, 20264.79%▲ from 4.32% Sep 14, 20264.32%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
48 to 59 month Certificate	4.71%	4.79%	59 months
Min Balance $200,000 Details Balance: $200,000 and over Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 4.32% → 4.79% ▲ 0.47 pts · high 4.79% / low 4.32% Oct 9, 20264.79%▲ from 4.32% Sep 22, 20264.32%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
36 to 47 month Certificate	4.69%	4.77%	36 to 47 month
Min Balance $200,000 Details Balance: $200,000 and over Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.27% → 4.77% ▲ 0.50 pts · high 4.77% / low 4.27% Oct 9, 20264.77%▲ from 4.27% Sep 14, 20264.27%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
36 to 47 month Certificate	4.69%	4.77%	47 months
Min Balance $200,000 Details Balance: $200,000 and over Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 4.27% → 4.77% ▲ 0.50 pts · high 4.77% / low 4.27% Oct 9, 20264.77%▲ from 4.27% Sep 22, 20264.27%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
60 month Certificate	4.58%	4.66%	60 month
Min Balance $125,000 Details Balance: $125,000 - $199,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.22% → 4.66% ▲ 0.44 pts · high 4.66% / low 4.22% Oct 9, 20264.66%▲ from 4.22% Sep 14, 20264.22%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
24 to 35 month Certificate	4.57%	4.65%	24 to 35 month
Min Balance $200,000 Details Balance: $200,000 and over Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.18% → 4.65% ▲ 0.47 pts · high 4.65% / low 4.18% Oct 9, 20264.65%▲ from 4.18% Sep 14, 20264.18%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
24 to 35 month Certificate	4.57%	4.65%	35 months
Min Balance $200,000 Details Balance: $200,000 and over Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 4.18% → 4.65% ▲ 0.47 pts · high 4.65% / low 4.18% Oct 9, 20264.65%▲ from 4.18% Sep 22, 20264.18%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
48 to 59 month Certificate	4.56%	4.64%	48 to 59 month
Min Balance $125,000 Details Balance: $125,000 - $199,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.16% → 4.64% ▲ 0.48 pts · high 4.64% / low 4.16% Oct 9, 20264.64%▲ from 4.16% Sep 14, 20264.16%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
48 to 59 month Certificate	4.56%	4.64%	59 months
Min Balance $125,000 Details Balance: $125,000 - $199,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 4.16% → 4.64% ▲ 0.48 pts · high 4.64% / low 4.16% Oct 9, 20264.64%▲ from 4.16% Sep 22, 20264.16%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
36 to 47 month Certificate	4.54%	4.62%	36 to 47 month
Min Balance $125,000 Details Balance: $125,000 - $199,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.11% → 4.62% ▲ 0.51 pts · high 4.62% / low 4.11% Oct 9, 20264.62%▲ from 4.11% Sep 14, 20264.11%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
36 to 47 month Certificate	4.54%	4.62%	47 months
Min Balance $125,000 Details Balance: $125,000 - $199,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 4.11% → 4.62% ▲ 0.51 pts · high 4.62% / low 4.11% Oct 9, 20264.62%▲ from 4.11% Sep 22, 20264.11%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
60 month Certificate	4.48%	4.56%	60 month
Min Balance $75,000 Details Balance: $75,000 - $124,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.11% → 4.56% ▲ 0.45 pts · high 4.56% / low 4.11% Oct 9, 20264.56%▲ from 4.11% Sep 14, 20264.11%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
48 to 59 month Certificate	4.46%	4.54%	48 to 59 month
Min Balance $75,000 Details Balance: $75,000 - $124,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.06% → 4.54% ▲ 0.48 pts · high 4.54% / low 4.06% Oct 9, 20264.54%▲ from 4.06% Sep 14, 20264.06%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
48 to 59 month Certificate	4.46%	4.54%	59 months
Min Balance $75,000 Details Balance: $75,000 - $124,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 4.06% → 4.54% ▲ 0.48 pts · high 4.54% / low 4.06% Oct 9, 20264.54%▲ from 4.06% Sep 22, 20264.06%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
36 to 47 month Certificate	4.44%	4.51%	36 to 47 month
Min Balance $75,000 Details Balance: $75,000 - $124,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.01% → 4.51% ▲ 0.50 pts · high 4.51% / low 4.01% Oct 9, 20264.51%▲ from 4.01% Sep 14, 20264.01%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
36 to 47 month Certificate	4.44%	4.51%	47 months
Min Balance $75,000 Details Balance: $75,000 - $124,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 4.01% → 4.51% ▲ 0.50 pts · high 4.51% / low 4.01% Oct 9, 20264.51%▲ from 4.01% Sep 22, 20264.01%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
24 to 35 month Certificate	4.42%	4.49%	24 to 35 month
Min Balance $125,000 Details Balance: $125,000 - $199,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.03% → 4.49% ▲ 0.46 pts · high 4.49% / low 4.03% Oct 9, 20264.49%▲ from 4.03% Sep 14, 20264.03%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
24 to 35 month Certificate	4.42%	4.49%	35 months
Min Balance $125,000 Details Balance: $125,000 - $199,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 4.03% → 4.49% ▲ 0.46 pts · high 4.49% / low 4.03% Oct 9, 20264.49%▲ from 4.03% Sep 22, 20264.03%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
60 month Certificate	4.38%	4.45%	60 month
Min Balance $25,000 Details Balance: $25,000 - $74,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.01% → 4.45% ▲ 0.44 pts · high 4.45% / low 4.01% Oct 9, 20264.45%▲ from 4.01% Sep 14, 20264.01%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
12 to 23 month Certificate	4.36%	4.43%	12 to 23 month
Min Balance $200,000 Details Balance: $200,000 and over Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.02% → 4.43% ▲ 0.41 pts · high 4.43% / low 4.02% Oct 9, 20264.43%▲ from 4.02% Sep 14, 20264.02%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
12 to 23 month Certificate	4.36%	4.43%	23 months
Min Balance $200,000 Details Balance: $200,000 and over Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 4.02% → 4.43% ▲ 0.41 pts · high 4.43% / low 4.02% Oct 9, 20264.43%▲ from 4.02% Sep 22, 20264.02%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
48 to 59 month Certificate	4.36%	4.43%	48 to 59 month
Min Balance $25,000 Details Balance: $25,000 - $74,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.96% → 4.43% ▲ 0.47 pts · high 4.43% / low 3.96% Oct 9, 20264.43%▲ from 3.96% Sep 14, 20263.96%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
48 to 59 month Certificate	4.36%	4.43%	59 months
Min Balance $25,000 Details Balance: $25,000 - $74,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.96% → 4.43% ▲ 0.47 pts · high 4.43% / low 3.96% Oct 9, 20264.43%▲ from 3.96% Sep 22, 20263.96%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
36 to 47 month Certificate	4.34%	4.41%	36 to 47 month
Min Balance $25,000 Details Balance: $25,000 - $74,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.91% → 4.41% ▲ 0.50 pts · high 4.41% / low 3.91% Oct 9, 20264.41%▲ from 3.91% Sep 14, 20263.91%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
36 to 47 month Certificate	4.34%	4.41%	47 months
Min Balance $25,000 Details Balance: $25,000 - $74,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.91% → 4.41% ▲ 0.50 pts · high 4.41% / low 3.91% Oct 9, 20264.41%▲ from 3.91% Sep 22, 20263.91%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
60 month Certificate	4.33%	4.40%	60 month
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.96% → 4.40% ▲ 0.44 pts · high 4.40% / low 3.96% Oct 9, 20264.40%▲ from 3.96% Sep 14, 20263.96%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
24 to 35 month Certificate	4.32%	4.39%	24 to 35 month
Min Balance $75,000 Details Balance: $75,000 - $124,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.93% → 4.39% ▲ 0.46 pts · high 4.39% / low 3.93% Oct 9, 20264.39%▲ from 3.93% Sep 14, 20263.93%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
24 to 35 month Certificate	4.32%	4.39%	35 months
Min Balance $75,000 Details Balance: $75,000 - $124,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.93% → 4.39% ▲ 0.46 pts · high 4.39% / low 3.93% Oct 9, 20264.39%▲ from 3.93% Sep 22, 20263.93%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
48 to 59 month Certificate	4.31%	4.38%	48 to 59 month
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.91% → 4.38% ▲ 0.47 pts · high 4.38% / low 3.91% Oct 9, 20264.38%▲ from 3.91% Sep 14, 20263.91%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
48 to 59 month Certificate	4.31%	4.38%	59 months
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.91% → 4.38% ▲ 0.47 pts · high 4.38% / low 3.91% Oct 9, 20264.38%▲ from 3.91% Sep 22, 20263.91%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
36 to 47 month Certificate	4.29%	4.36%	36 to 47 month
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.85% → 4.36% ▲ 0.51 pts · high 4.36% / low 3.85% Oct 9, 20264.36%▲ from 3.85% Sep 14, 20263.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
36 to 47 month Certificate	4.29%	4.36%	47 months
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.85% → 4.36% ▲ 0.51 pts · high 4.36% / low 3.85% Oct 9, 20264.36%▲ from 3.85% Sep 22, 20263.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
6 to 11 month Certificate	4.29%	4.36%	6 to 11 month
Min Balance $200,000 Details Balance: $200,000 and over Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.96% → 4.36% ▲ 0.40 pts · high 4.36% / low 3.96% Oct 9, 20264.36%▲ from 3.96% Sep 14, 20263.96%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
6 to 11 month Certificate	4.29%	4.36%	11 months
Min Balance $200,000 Details Balance: $200,000 and over Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.96% → 4.36% ▲ 0.40 pts · high 4.36% / low 3.96% Oct 9, 20264.36%▲ from 3.96% Sep 22, 20263.96%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
24 to 35 month Certificate	4.22%	4.29%	24 to 35 month
Min Balance $25,000 Details Balance: $25,000 - $74,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.82% → 4.29% ▲ 0.47 pts · high 4.29% / low 3.82% Oct 9, 20264.29%▲ from 3.82% Sep 14, 20263.82%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
24 to 35 month Certificate	4.22%	4.29%	35 months
Min Balance $25,000 Details Balance: $25,000 - $74,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.82% → 4.29% ▲ 0.47 pts · high 4.29% / low 3.82% Oct 9, 20264.29%▲ from 3.82% Sep 22, 20263.82%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
12 to 23 month Certificate	4.21%	4.28%	12 to 23 month
Min Balance $125,000 Details Balance: $125,000 - $199,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.86% → 4.28% ▲ 0.42 pts · high 4.28% / low 3.86% Oct 9, 20264.28%▲ from 3.86% Sep 14, 20263.86%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
12 to 23 month Certificate	4.21%	4.28%	23 months
Min Balance $125,000 Details Balance: $125,000 - $199,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.86% → 4.28% ▲ 0.42 pts · high 4.28% / low 3.86% Oct 9, 20264.28%▲ from 3.86% Sep 22, 20263.86%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
24 to 35 month Certificate	4.17%	4.24%	24 to 35 month
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.77% → 4.24% ▲ 0.47 pts · high 4.24% / low 3.77% Oct 9, 20264.24%▲ from 3.77% Sep 14, 20263.77%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
24 to 35 month Certificate	4.17%	4.24%	35 months
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.77% → 4.24% ▲ 0.47 pts · high 4.24% / low 3.77% Oct 9, 20264.24%▲ from 3.77% Sep 22, 20263.77%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
6 to 11 month Certificate	4.14%	4.20%	6 to 11 month
Min Balance $125,000 Details Balance: $125,000 - $199,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.80% → 4.20% ▲ 0.40 pts · high 4.20% / low 3.80% Oct 9, 20264.20%▲ from 3.80% Sep 14, 20263.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
6 to 11 month Certificate	4.14%	4.20%	11 months
Min Balance $125,000 Details Balance: $125,000 - $199,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.80% → 4.20% ▲ 0.40 pts · high 4.20% / low 3.80% Oct 9, 20264.20%▲ from 3.80% Sep 22, 20263.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
12 to 23 month Certificate	4.11%	4.17%	12 to 23 month
Min Balance $75,000 Details Balance: $75,000 - $124,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.76% → 4.17% ▲ 0.41 pts · high 4.17% / low 3.76% Oct 9, 20264.17%▲ from 3.76% Sep 14, 20263.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
12 to 23 month Certificate	4.11%	4.17%	23 months
Min Balance $75,000 Details Balance: $75,000 - $124,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.76% → 4.17% ▲ 0.41 pts · high 4.17% / low 3.76% Oct 9, 20264.17%▲ from 3.76% Sep 22, 20263.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
6 to 11 month Certificate	4.04%	4.10%	6 to 11 month
Min Balance $75,000 Details Balance: $75,000 - $124,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 4.10% ▲ 0.40 pts · high 4.10% / low 3.70% Oct 9, 20264.10%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
6 to 11 month Certificate	4.04%	4.10%	11 months
Min Balance $75,000 Details Balance: $75,000 - $124,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.70% → 4.10% ▲ 0.40 pts · high 4.10% / low 3.70% Oct 9, 20264.10%▲ from 3.70% Sep 22, 20263.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
12 to 23 month Certificate	4.01%	4.07%	12 to 23 month
Min Balance $25,000 Details Balance: $25,000 - $74,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.66% → 4.07% ▲ 0.41 pts · high 4.07% / low 3.66% Oct 9, 20264.07%▲ from 3.66% Sep 14, 20263.66%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
12 to 23 month Certificate	4.01%	4.07%	23 months
Min Balance $25,000 Details Balance: $25,000 - $74,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.66% → 4.07% ▲ 0.41 pts · high 4.07% / low 3.66% Oct 9, 20264.07%▲ from 3.66% Sep 22, 20263.66%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
12 to 23 month Certificate	3.96%	4.02%	12 to 23 month
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.61% → 4.02% ▲ 0.41 pts · high 4.02% / low 3.61% Oct 9, 20264.02%▲ from 3.61% Sep 14, 20263.61%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
12 to 23 month Certificate	3.96%	4.02%	23 months
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.61% → 4.02% ▲ 0.41 pts · high 4.02% / low 3.61% Oct 9, 20264.02%▲ from 3.61% Sep 22, 20263.61%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
6 to 11 month Certificate	3.94%	4.00%	6 to 11 month
Min Balance $25,000 Details Balance: $25,000 - $74,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 4.00% ▲ 0.40 pts · high 4.00% / low 3.60% Oct 9, 20264.00%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
6 to 11 month Certificate	3.94%	4.00%	11 months
Min Balance $25,000 Details Balance: $25,000 - $74,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.60% → 4.00% ▲ 0.40 pts · high 4.00% / low 3.60% Oct 9, 20264.00%▲ from 3.60% Sep 22, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
6 to 11 month Certificate	3.89%	3.95%	6 to 11 month
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.95% ▲ 0.40 pts · high 3.95% / low 3.55% Oct 9, 20263.95%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
6 to 11 month Certificate	3.89%	3.95%	11 months
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.55% → 3.95% ▲ 0.40 pts · high 3.95% / low 3.55% Oct 9, 20263.95%▲ from 3.55% Sep 22, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
12 to 23 month Certificate	3.86%	3.92%	12 to 23 month
Min Balance $500 Details Balance: $500 - $999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.51% → 3.92% ▲ 0.41 pts · high 3.92% / low 3.51% Oct 9, 20263.92%▲ from 3.51% Sep 14, 20263.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
12 to 23 month Certificate	3.86%	3.92%	23 months
Min Balance $500 Details Balance: $500 - $999 Last Updated 10/09/2026 Rate History 1 change since Sep 22, 2026 · 3.51% → 3.92% ▲ 0.41 pts · high 3.92% / low 3.51% Oct 9, 20263.92%▲ from 3.51% Sep 22, 20263.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificate - 60 month Certificate	3.56%	3.61%	60 months
Min Balance $200,000 Details Balance: $200,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.61% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificate - 12 month Certificate	3.48%	3.53%	12 months
Min Balance $200,000 Details Balance: $200,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.53% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificate - 36 month Certificate	3.44%	3.48%	36 months
Min Balance $200,000 Details Balance: $200,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.48% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificate - 60 month Certificate	3.41%	3.45%	60 months
Min Balance $125,000 Details Balance: $125,000 - $199,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificate - 12 month Certificate	3.33%	3.37%	12 months
Min Balance $125,000 Details Balance: $125,000 - $199,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.37% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificate - 60 month Certificate	3.31%	3.35%	60 months
Min Balance $75,000 Details Balance: $75,000 - $124,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificate - 36 month Certificate	3.29%	3.33%	36 months
Min Balance $125,000 Details Balance: $125,000 - $199,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.33% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificate - 12 month Certificate	3.23%	3.27%	12 months
Min Balance $75,000 Details Balance: $75,000 - $124,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.27% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificate - 60 month Certificate	3.21%	3.25%	60 months
Min Balance $25,000 Details Balance: $25,000 - $74,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificate - 36 month Certificate	3.19%	3.23%	36 months
Min Balance $75,000 Details Balance: $75,000 - $124,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.23% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificate - 60 month Certificate	3.16%	3.20%	60 months
Min Balance $1,000 Details Balance: $1,000 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificate - 12 month Certificate	3.13%	3.17%	12 months
Min Balance $25,000 Details Balance: $25,000 - $74,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.17% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificate - 36 month Certificate	3.09%	3.13%	36 months
Min Balance $25,000 Details Balance: $25,000 - $74,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.13% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificate - 12 month Certificate	3.08%	3.12%	12 months
Min Balance $1,000 Details Balance: $1,000 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.12% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Certificate - 36 month Certificate	3.04%	3.07%	36 months
Min Balance $1,000 Details Balance: $1,000 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.07% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Tendto Credit Union Savings Rates

Product	Rate	APY
Christmas Club (08)	0.10%	0.10%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Savings (01)	0.10%	0.10%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Special Savings (03, 09)	0.05%	0.05%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Tendto Credit Union Money Market Rates

Product	Rate	APY
Money Market	1.45%	1.46%
Min Balance $200,000 Details Balance: $200,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.46% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Money Market	1.20%	1.21%
Min Balance $100,000 Details Balance: $100,000 - $199,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.21% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Money Market	1.05%	1.06%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.06% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Money Market	0.90%	0.90%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.90% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Money Market	0.80%	0.80%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Money Market	0.70%	0.70%
Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Tendto Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity HELOC	5.75%	-	5.75%	10 year
Details Term: 10 year draw period; 15 year payback; Minimum Loan Amount: $10,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Home Equity Loan - Fixed 10 Year	6.26%	-	6.26%	120 month
Details Minimum Loan Amount: $10,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.09% → 6.26% ▲ 0.17 pts · high 6.26% / low 6.09% Oct 2, 20266.26%▲ from 6.09% Sep 14, 20266.09%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Home Equity Loan - Fixed 15 Year	6.45%	-	6.45%	180 month
Details Minimum Loan Amount: $10,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.34% → 6.45% ▲ 0.11 pts · high 6.45% / low 6.34% Oct 2, 20266.45%▲ from 6.34% Sep 14, 20266.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Home Equity Loan - Fixed 20 Year	6.64%	-	6.64%	240 month
Details Minimum Loan Amount: $10,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.58% → 6.64% ▲ 0.06 pts · high 6.64% / low 6.58% Oct 2, 20266.64%▲ from 6.58% Sep 14, 20266.58%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Tendto Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New 2026 - 2027 Auto Loan	-	-	4.69%	24 month
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.69% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New Auto Loan	-	-	4.69%	24 month
Details New 2026 - 2027; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.69% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2026 - 2027 Auto Loan	-	-	4.84%	36 month
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.84% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New Auto Loan	-	-	4.84%	36 month
Details New 2026 - 2027; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.84% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2024 - 2025 Auto Loan	-	-	4.84%	24 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	4.84%	24 month
Details Used 2024 - 2025; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.84% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2026 - 2027 Auto Loan	-	-	4.99%	48 month
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New Auto Loan	-	-	4.99%	48 month
Details New 2026 - 2027; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2024 - 2025 Auto Loan	-	-	4.99%	36 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	4.99%	36 month
Details Used 2024 - 2025; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2024 - 2025 Auto Loan	-	-	5.14%	48 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.14% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	5.14%	48 month
Details Used 2024 - 2025; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.14% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2026 - 2027 Auto Loan	-	-	5.29%	60 month
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New Auto Loan	-	-	5.29%	60 month
Details New 2026 - 2027; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2019 - 2023 Auto Loan	-	-	5.44%	24 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.44% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2024 - 2025 Auto Loan	-	-	5.44%	60 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.44% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	5.44%	60 month
Details Used 2024 - 2025; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.44% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	5.44%	24 month
Details Used 2019 - 2023; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.44% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2026 - 2027 Auto Loan	-	-	5.54%	72 month
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.54% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New Auto Loan	-	-	5.54%	72 month
Details New 2026 - 2027; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.54% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2019 - 2023 Auto Loan	-	-	5.59%	36 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.59% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	5.59%	36 month
Details Used 2019 - 2023; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.59% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2024 - 2025 Auto Loan	-	-	5.69%	72 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.69% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	5.69%	72 month
Details Used 2024 - 2025; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.69% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2019 - 2023 Auto Loan	-	-	5.74%	48 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	5.74%	48 month
Details Used 2019 - 2023; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2026 - 2027 Auto Loan	-	-	5.79%	84 month
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.79% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New Auto Loan	-	-	5.79%	84 month
Details New 2026 - 2027; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.79% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2024 - 2025 Auto Loan	-	-	5.94%	84 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.94% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	5.94%	84 month
Details Used 2024 - 2025; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.94% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2019 - 2023 Auto Loan	-	-	6.04%	60 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.04% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	6.04%	60 month
Details Used 2019 - 2023; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.04% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2019 - 2023 Auto Loan	-	-	6.29%	72 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.29% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	6.29%	72 month
Details Used 2019 - 2023; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2026 - 2027 Auto Loan	-	-	6.54%	96 month
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.54% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New Auto Loan	-	-	6.54%	96 month
Details New 2026 - 2027; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.54% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2019 - 2023 Auto Loan	-	-	6.54%	84 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.54% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	6.54%	84 month
Details Used 2019 - 2023; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.54% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2014 - 2018 Auto Loan	-	-	6.69%	24 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.69% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2024 - 2025 Auto Loan	-	-	6.69%	96 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.69% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	6.69%	96 month
Details Used 2024 - 2025; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.69% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	6.69%	24 month
Details Used 2014 - 2018; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.69% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2014 - 2018 Auto Loan	-	-	6.84%	36 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	6.84%	36 month
Details Used 2014 - 2018; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.84% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2014 - 2018 Auto Loan	-	-	6.99%	48 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	6.99%	48 month
Details Used 2014 - 2018; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2014 - 2018 Auto Loan	-	-	7.29%	60 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.29% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	7.29%	60 month
Details Used 2014 - 2018; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2014 - 2018 Auto Loan	-	-	7.54%	72 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.54% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	7.54%	72 month
Details Used 2014 - 2018; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.54% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2011 - 2013 Auto Loan	-	-	8.19%	24 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.19% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	8.19%	24 month
Details Used 2011 - 2013; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.19% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2011 - 2013 Auto Loan	-	-	8.34%	36 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.34% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	8.34%	36 month
Details Used 2011 - 2013; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.34% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2011 - 2013 Auto Loan	-	-	8.49%	48 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	8.49%	48 month
Details Used 2011 - 2013; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2011 - 2013 Auto Loan	-	-	8.79%	60 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.79% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used Auto Loan	-	-	8.79%	60 month
Details Used 2011 - 2013; Minimum Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.79% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Tendto Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New 2025 - 2026 Motorcycle Loan	-	4.84%	36 month
Details As Low As; Minimum Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.84% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2025 - 2026 Motorcycle Loan	-	4.99%	48 month
Details As Low As; Minimum Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2025 - 2026 Motorcycle Loan	-	5.29%	60 month
Details As Low As; Minimum Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.29% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2025 - 2026 Motorcycle Loan	-	5.54%	72 month
Details As Low As; Minimum Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.54% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2025 - 2026 Motorcycle Loan	-	5.79%	84 month
Details As Low As; Minimum Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.79% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2020 - 2024 Motorcycle Loan	-	5.84%	36 month
Details As Low As; Minimum Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2020 - 2024 Motorcycle Loan	-	5.99%	48 month
Details As Low As; Minimum Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2020 - 2024 Motorcycle Loan	-	6.29%	60 month
Details As Low As; Minimum Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.29% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2020 - 2024 Motorcycle Loan	-	6.54%	72 month
Details As Low As; Minimum Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.54% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2025 - 2026 ATV, Snowmobile & Jet Ski Loan	-	6.84%	36 month
Details Min. Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.84% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2025 - 2026 Motorcycle Loan	-	6.84%	36 month
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.84% → 6.84% ▲ 2.00 pts · high 6.84% / low 4.84% Oct 9, 20266.84%▲ from 4.84% Sep 14, 20264.84%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2025 - 2026 ATV, Snowmobile & Jet Ski Loan	-	6.99%	48 month
Details Min. Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2025 - 2026 Motorcycle Loan	-	6.99%	48 month
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.99% → 6.99% ▲ 2.00 pts · high 6.99% / low 4.99% Oct 9, 20266.99%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2017 - 2019 Motorcycle Loan	-	7.09%	36 month
Details As Low As; Minimum Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.09% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2017 - 2019 Motorcycle Loan	-	7.24%	48 month
Details As Low As; Minimum Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2025 - 2026 ATV, Snowmobile & Jet Ski Loan	-	7.29%	60 month
Details Min. Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.29% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2025 - 2026 Motorcycle Loan	-	7.29%	60 month
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 5.29% → 7.29% ▲ 2.00 pts · high 7.29% / low 5.29% Oct 9, 20267.29%▲ from 5.29% Sep 14, 20265.29%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2017 - 2019 Motorcycle Loan	-	7.54%	60 month
Details As Low As; Minimum Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.54% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2017 - 2019 Motorcycle Loan	-	7.79%	72 month
Details As Low As; Minimum Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.79% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2024 ATV, Snowmobile & Jet Ski Loan	-	7.84%	36 month
Details Min. Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2024 Motorcycle Loan	-	7.84%	36 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.84% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2024 ATV, Snowmobile & Jet Ski Loan	-	7.99%	48 month
Details Min. Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2024 Motorcycle Loan	-	7.99%	48 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2024 ATV, Snowmobile & Jet Ski Loan	-	8.19%	60 month
Details Min. Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.19% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2024 Motorcycle Loan	-	8.19%	60 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.19% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2025 - 2026 Boat and RV Loan	-	8.24%	144 month
Details Min. Loan Amount: $20,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 12.49% → 8.24% ▼ 4.25 pts · high 12.49% / low 8.24% Oct 9, 20268.24%▼ from 12.49% Sep 14, 202612.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2025 - 2026 Boat and RV Loan	-	8.49%	120 month
Details Min. Loan Amount: $10,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 11.75% → 8.49% ▼ 3.26 pts · high 11.75% / low 8.49% Oct 9, 20268.49%▼ from 11.75% Sep 14, 202611.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2025 - 2026 Boat and RV Loan	-	8.74%	84 month
Details Min. Loan Amount: $3,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 9.99% → 8.74% ▼ 1.25 pts · high 9.99% / low 8.74% Oct 9, 20268.74%▼ from 9.99% Sep 14, 20269.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2019 - 2023 ATV, Snowmobile & Jet Ski Loan	-	9.09%	36 month
Details Min. Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.09% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2019 - 2023 Motorcycle Loan	-	9.09%	36 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.09% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
New 2025 - 2026 Boat and RV Loan	-	9.24%	60 month
Details Min. Loan Amount: $1,500 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 9.25% → 9.24% ▼ 0.01 pts · high 9.25% / low 9.24% Oct 9, 20269.24%▼ from 9.25% Sep 14, 20269.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2019 - 2023 ATV, Snowmobile & Jet Ski Loan	-	9.24%	48 month
Details Min. Loan Amount: $2,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2019 - 2023 Motorcycle Loan	-	9.24%	48 month
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2020 - 2024 Boat and RV Loan	-	9.24%	144 month
Details Min. Loan Amount: $20,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 13.49% → 9.24% ▼ 4.25 pts · high 13.49% / low 9.24% Oct 9, 20269.24%▼ from 13.49% Sep 14, 202613.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2020 - 2024 Boat and RV Loan	-	9.49%	120 month
Details Min. Loan Amount: $10,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 12.75% → 9.49% ▼ 3.26 pts · high 12.75% / low 9.49% Oct 9, 20269.49%▼ from 12.75% Sep 14, 202612.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2020 - 2024 Boat and RV Loan	-	9.74%	84 month
Details Min. Loan Amount: $3,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 10.99% → 9.74% ▼ 1.25 pts · high 10.99% / low 9.74% Oct 9, 20269.74%▼ from 10.99% Sep 14, 202610.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2014 - 2019 Boat and RV Loan	-	10.24%	120 month
Details Min. Loan Amount: $10,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 13.50% → 10.24% ▼ 3.26 pts · high 13.50% / low 10.24% Oct 9, 202610.24%▼ from 13.50% Sep 14, 202613.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2020 - 2024 Boat and RV Loan	-	10.24%	60 month
Details Min. Loan Amount: $1,500 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 10.25% → 10.24% ▼ 0.01 pts · high 10.25% / low 10.24% Oct 9, 202610.24%▼ from 10.25% Sep 14, 202610.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2014 - 2019 Boat and RV Loan	-	10.49%	84 month
Details Min. Loan Amount: $3,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 11.74% → 10.49% ▼ 1.25 pts · high 11.74% / low 10.49% Oct 9, 202610.49%▼ from 11.74% Sep 14, 202611.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Used 2014 - 2019 Boat and RV Loan	-	10.99%	60 month
Details Min. Loan Amount: $1,500 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 11.00% → 10.99% ▼ 0.01 pts · high 11.00% / low 10.99% Oct 9, 202610.99%▼ from 11.00% Sep 14, 202611.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Tendto Credit Union Credit Card Rates

Product	Rate	APR	View More
Platinum Mastercard	-	8.99%
Details Published APR range: 8.99% - 15.99%. Minimum Loan Amount: $1,500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Tendto Credit Union Personal Loan Rates

Product	APR	Term
Personal Loans	6.99%	1 year
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Personal Loans	7.99%	2 year
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Personal Loans	8.49%	3 year
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Personal Loans	8.99%	4 year
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Personal Loans	9.99%	5 Year
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Tendto Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Home Equity HELOC	-	-	5.75%	10 year
Details Term: 10 year draw period; 15 year payback Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Home Equity Loan - Fixed 10 Year	-	-	6.26%	120 month
Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.09% → 6.26% ▲ 0.17 pts · high 6.26% / low 6.09% Oct 2, 20266.26%▲ from 6.09% Sep 14, 20266.09%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Home Equity Loan - Fixed 15 Year	-	-	6.45%	180 month
Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.34% → 6.45% ▲ 0.11 pts · high 6.45% / low 6.34% Oct 2, 20266.45%▲ from 6.34% Sep 14, 20266.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
Home Equity Loan - Fixed 20 Year	-	-	6.64%	240 month
Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.58% → 6.64% ▲ 0.06 pts · high 6.64% / low 6.58% Oct 2, 20266.64%▲ from 6.58% Sep 14, 20266.58%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%
IRA Accumulation	0.10%	-	0.10%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.10%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Tendto Credit Union’s Texas Ratio stayed near 2.95% in Q4 2024 to 3.10% in Q2 2026, so its financial health has stayed very strong over the past 7 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$141M	3.10%	5.0	A+
March 31, 2026	$144M	3.81%	5.0	A+
December 31, 2025	$140M	4.63%	5.0	A+
September 30, 2025	$140M	3.88%	5.0	A+
June 30, 2025	$146M	4.01%	5.0	A+
March 31, 2025	$144M	2.91%	5.0	A+
December 31, 2024	$135M	2.95%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Tendto Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Tendto Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tendto Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tendto Credit Union

Website https://www.tendtocu.com

Address 1129 State St, Erie, PA 16501-1911

Phone 814-455-6400

Fax 814-452-1263

President Ryan Heidt

CEO Michael Kalie

Full-Time Employees 32

Part-Time Employees 0

Branch Locations 4

ATM Locations 3

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.10%

Return on Assets (ROA)

0.1391%

Return on Equity (ROE)

1.6751%

Non-Performing Loans Ratio (NPL)

0.51%

Total Assets

141,291,282

Total Amount of Shares and Deposits

127,858,797

Total Shares and Deposits < 1 Year

119,460,040

Total Shares and Deposits 1 3 Years

7,241,025

Total Shares and Deposits > 3 Years

1,157,730

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

3,162,750

Total Uninsured Shares and Deposits > $250K (F+J)

3,162,750

Total Insured Shares and Deposits > $250K (item 17 less item K)

124,696,047

Total Interest Expense (Sum of items 6 8)

572,492

Share Certificates

692

Number of Accounts for Share Drafts

6,598

IRA KEOGH Accounts

236

Number of Accounts for Regular Shares

12,094

All other shares

1,910

Money Market Shares

315

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

8,524,591

Total Liabilities

132,145,490

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Tendto Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Tendto Credit Union

Frequently Asked Questions About Tendto Credit Union

How many branches does Tendto Credit Union operate?

Tendto Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tendto Credit Union?

Yes, to access services at Tendto Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tendto Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tendto Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tendto Credit Union offer online and mobile banking?

Most modern institutions like Tendto Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tendtocu.com.

Current Tendto Credit Union Rates

12-Month CD3.12%
24-Month CD3.92%
60-Month CD3.20%
Savings0.10%
MMA1.46%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Tendto Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Tendto Credit Union Texas Ratio

Tendto Credit Union Health Trend

Tendto Credit Union CD Rates

Tendto Credit Union Savings Rates

Tendto Credit Union Money Market Rates

Tendto Credit Union Home Equity & HELOC

Tendto Credit Union Auto Loan Rates

Tendto Credit Union RV, Boat and Powersport Loan Rates

Tendto Credit Union Credit Card Rates

Tendto Credit Union Personal Loan Rates

Tendto Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Tendto Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Tendto Credit Union

How many branches does Tendto Credit Union operate?

Is a member application needed to join Tendto Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Tendto Credit Union offer online and mobile banking?

Current Tendto Credit Union Rates

Compare to Other Credit Unions