What are the current interest rates at Texas DPS Credit Union?

Current rates for Texas DPS Credit Union include: 12-Month CD: 3.65%, 24-Month CD: 3.70%, Savings: 5.00%, MMA: 0.20%

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
Texas DPS Credit Union

iAdvertiser Disclosure

Texas DPS Credit Union Rates & Review October 2026

Q: How many branches does Texas DPS Credit Union operate?

Texas DPS Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Texas DPS Credit Union?

Yes, to access services at Texas DPS Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Texas DPS Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Texas DPS Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

Texas DPS Credit Union's top rates as of October 10, 2026 are 3.70% APY on its IRA/2 Year CD, 5.00% APY on savings, 0.20% APY on money market accounts, 0.05% APY on checking, rv, boat and powersport loans from 6.74% APR, and credit cards from 8.99% APR, according to rates verified by MonitorBankRates. Other Texas DPS Credit Union CD rates include CDs - 2 Year Term at 3.70%, IRA/1 Year CD at 3.65%, and IRA/3 Year CD at 3.65%. MonitorBankRates evaluates the financial stability of Texas DPS Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.67%. Rates last updated and verified on 10/10/2026.

Texas DPS Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Texas DPS Credit Union? Share your experience about Texas DPS Credit Union by leaving a review below, or read customer reviews before you decide to use Texas DPS Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.67%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Texas DPS Credit Union
Texas DPS Credit Union

621 W Saint Johns Ave
Austin, TX 78752-2315

https://www.txdpscu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Texas DPS Credit Union CD Rates

Product	Rate	APY	Term
IRA/2 Year Certificate	3.64%	3.70%	2 Year
Details Compounded Monthly Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.65% → 3.70% ▲ 0.05 pts · high 3.70% / low 3.65% Oct 10, 20263.70%▲ from 3.65% Sep 14, 20263.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Share Certificates - 2 Year Term	3.64%	3.70%	2 Year
Details Compounded Monthly Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.70% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
IRA/1 Year Certificate	3.59%	3.65%	1 Year
Details Compounded Monthly Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.65% ▲ 0.05 pts · high 3.65% / low 3.60% Oct 10, 20263.65%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
IRA/3 Year Certificate	3.59%	3.65%	3 Year
Details Compounded Monthly Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.65% ▲ 0.10 pts · high 3.65% / low 3.55% Oct 10, 20263.65%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Share Certificates - 1 Year Term	3.59%	3.65%	1 Year
Details Compounded Monthly Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.60% → 3.65% ▲ 0.05 pts · high 3.65% / low 3.60% Oct 10, 20263.65%▲ from 3.60% Sep 14, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Share Certificates - 3 Year Term	3.59%	3.65%	3 Year
Details Compounded Monthly Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.65% ▲ 0.10 pts · high 3.65% / low 3.55% Oct 10, 20263.65%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Share Certificates - 6-Month Term	3.45%	3.50%	6-Month
Details Compounded Monthly Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 3.45% → 3.50% ▲ 0.05 pts · high 3.50% / low 3.45% Oct 10, 20263.50%▲ from 3.45% Sep 14, 20263.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%

Texas DPS Credit Union Savings Rates

Product	Rate	APY
Easy Save Savings	4.91%	5.00%
Min Balance $0 Details Balance: $0 - $500; Compounded Quarterly Last Updated 10/10/2026 Rate History No change since Sep 27, 2026 · 5.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Youth Membership Savings	1.99%	2.00%
Min Balance $0 Details Balance: $0 - $500; Compounded Quarterly Last Updated 10/10/2026 Rate History No change since Sep 27, 2026 · 2.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Youth Membership Savings	-	2.00%
Min Deposit $5 Details Help your child take their first steps in their financial journey Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Enhanced Savings with Member Rewards	1.00%	1.00%
Min Balance $2,500 Details Balance: $2,500 - $249,999; Compounded Monthly Last Updated 10/10/2026 Rate History No change since Sep 27, 2026 · 1.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Enhanced Savings	0.20%	0.20%
Min Balance $2,500 Details Balance: $2,500 - $249,999; Compounded Monthly Last Updated 10/10/2026 Rate History No change since Sep 27, 2026 · 0.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Holiday Savings	0.20%	0.20%
Min Balance $100 Details Balance: $100 - $2,499; Compounded Annually Last Updated 10/10/2026 Rate History No change since Sep 27, 2026 · 0.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Easy Save Savings	0.10%	0.10%
Min Balance $501 Details Balance: $501+; Compounded Quarterly Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Enhanced Savings	0.10%	0.10%
Min Balance $250,000 Details Balance: $250,000+; Compounded Monthly Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Holiday Savings	0.10%	0.10%
Min Balance $2,500 Details Balance: $2,500+; Compounded Annually Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Membership Savings, Additional Savings	0.10%	0.10%
Min Balance $100 Details Balance: $100+; Compounded Quarterly Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
ROTH IRA Savings	0.10%	0.10%
Details Compounded Monthly Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Traditional IRA Savings	0.10%	0.10%
Details Compounded Monthly Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Youth Membership Savings	0.10%	0.10%
Min Balance $501 Details Balance: $501+; Compounded Quarterly Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%

Texas DPS Credit Union Money Market Rates

Product	Rate	APY	View More
Money Market	-	0.20%
Min Deposit $2,500 Details Compounded Monthly; 6 monthly withdrawals allowed Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%

Texas DPS Credit Union Checking Rates

Product	Rate	APY
Simply Checking	0.05%	0.05%
Min Balance $5,000 Details Balance: $5,000+; Compounded Monthly Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Youth Checking	0.05%	0.05%
Min Balance $5,000 Details Balance: $5,000+; Compounded Monthly Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%

Texas DPS Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan	-	-	5.74%	60 months
Details Excellent Credit Last Updated 10/10/2026 Rate History 2 changes since Sep 18, 2026 · 5.74% → 5.74% ▼ 0.00 pts · high 5.74% / low 5.49% Oct 10, 20265.74%▲ from 5.49% Oct 2, 20265.49%▼ from 5.74% Sep 18, 20265.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Home Equity Loan	-	-	5.99%	60 months
Details Good Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 5.74% → 5.99% ▲ 0.25 pts · high 5.99% / low 5.74% Oct 10, 20265.99%▲ from 5.74% Sep 18, 20265.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Home Equity Loan	-	-	5.99%	120 months
Details Excellent Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 5.74% → 5.99% ▲ 0.25 pts · high 5.99% / low 5.74% Oct 10, 20265.99%▲ from 5.74% Sep 18, 20265.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Home Equity Loan	-	-	6.24%	180 months
Details Excellent Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99% Oct 10, 20266.24%▲ from 5.99% Sep 18, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Home Equity Loan	-	-	6.49%	120 months
Details Good Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24% Oct 10, 20266.49%▲ from 6.24% Sep 18, 20266.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Home Equity Loan	-	-	6.74%	180 months
Details Good Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 6.49% → 6.74% ▲ 0.25 pts · high 6.74% / low 6.49% Oct 10, 20266.74%▲ from 6.49% Sep 18, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Home Equity Loan	-	-	6.74%	240 months
Details Excellent Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 6.49% → 6.74% ▲ 0.25 pts · high 6.74% / low 6.49% Oct 10, 20266.74%▲ from 6.49% Sep 18, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Home Equity Loan	-	-	6.99%	60 months
Details Average Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 6.74% → 6.99% ▲ 0.25 pts · high 6.99% / low 6.74% Oct 10, 20266.99%▲ from 6.74% Sep 18, 20266.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Home Equity Loan	-	-	7.24%	120 months
Details Average Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 6.99% → 7.24% ▲ 0.25 pts · high 7.24% / low 6.99% Oct 10, 20267.24%▲ from 6.99% Sep 18, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Home Equity Loan	-	-	7.24%	240 months
Details Good Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 6.99% → 7.24% ▲ 0.25 pts · high 7.24% / low 6.99% Oct 10, 20267.24%▲ from 6.99% Sep 18, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Home Equity Loan	-	-	7.49%	60 months
Details Fair Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.24% → 7.49% ▲ 0.25 pts · high 7.49% / low 7.24% Oct 10, 20267.49%▲ from 7.24% Sep 18, 20267.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Home Equity Loan	-	-	7.49%	180 months
Details Average Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.24% → 7.49% ▲ 0.25 pts · high 7.49% / low 7.24% Oct 10, 20267.49%▲ from 7.24% Sep 18, 20267.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Home Equity Loan	-	-	7.74%	120 months
Details Fair Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.49% → 7.74% ▲ 0.25 pts · high 7.74% / low 7.49% Oct 10, 20267.74%▲ from 7.49% Sep 18, 20267.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Home Equity Loan	-	-	7.74%	240 months
Details Average Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.49% → 7.74% ▲ 0.25 pts · high 7.74% / low 7.49% Oct 10, 20267.74%▲ from 7.49% Sep 18, 20267.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Home Equity Loan	-	-	7.99%	180 months
Details Fair Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.74% → 7.99% ▲ 0.25 pts · high 7.99% / low 7.74% Oct 10, 20267.99%▲ from 7.74% Sep 18, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%

Texas DPS Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loans	-	-	5.24%	1-42 months
Details Excellent Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 4.99% → 5.24% ▲ 0.25 pts · high 5.24% / low 4.99% Oct 10, 20265.24%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	5.49%	43-66 months
Details Excellent Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.24% → 5.49% ▲ 0.25 pts · high 5.49% / low 5.24% Oct 10, 20265.49%▲ from 5.24% Sep 14, 20265.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	5.74%	67-78 months
Details Excellent Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.49% → 5.74% ▲ 0.25 pts · high 5.74% / low 5.49% Oct 10, 20265.74%▲ from 5.49% Sep 14, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	5.99%	1-42 months
Details Good Credit Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 4.99% → 5.99% ▲ 1.00 pts · high 5.99% / low 4.99% Oct 10, 20265.99%▲ from 5.74% Sep 18, 20265.74%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	5.99%	79-84 months
Details Excellent Credit Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 6.49% → 5.99% ▼ 0.50 pts · high 6.49% / low 5.74% Oct 10, 20265.99%▲ from 5.74% Sep 18, 20265.74%▼ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	6.24%	43-66 months
Details Good Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99% Oct 10, 20266.24%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	6.49%	67-78 months
Details Good Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24% Oct 10, 20266.49%▲ from 6.24% Sep 14, 20266.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	6.74%	79-84 months
Details Good Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.49% → 6.74% ▲ 0.25 pts · high 6.74% / low 6.49% Oct 10, 20266.74%▲ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	6.99%	1-42 months
Details Average Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.74% → 6.99% ▲ 0.25 pts · high 6.99% / low 6.74% Oct 10, 20266.99%▲ from 6.74% Sep 14, 20266.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	7.24%	43-66 months
Details Average Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.99% → 7.24% ▲ 0.25 pts · high 7.24% / low 6.99% Oct 10, 20267.24%▲ from 6.99% Sep 14, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	7.49%	67-78 months
Details Average Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.24% → 7.49% ▲ 0.25 pts · high 7.49% / low 7.24% Oct 10, 20267.49%▲ from 7.24% Sep 14, 20267.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	7.74%	79-84 months
Details Average Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.49% → 7.74% ▲ 0.25 pts · high 7.74% / low 7.49% Oct 10, 20267.74%▲ from 7.49% Sep 14, 20267.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	9.24%	1-42 months
Details Fair Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 8.99% → 9.24% ▲ 0.25 pts · high 9.24% / low 8.99% Oct 10, 20269.24%▲ from 8.99% Sep 14, 20268.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	9.49%	43-66 months
Details Fair Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 9.24% → 9.49% ▲ 0.25 pts · high 9.49% / low 9.24% Oct 10, 20269.49%▲ from 9.24% Sep 14, 20269.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	9.99%	67-78 months
Details Fair Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 9.74% → 9.99% ▲ 0.25 pts · high 9.99% / low 9.74% Oct 10, 20269.99%▲ from 9.74% Sep 14, 20269.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	10.99%	79-84 months
Details Fair Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 10.74% → 10.99% ▲ 0.25 pts · high 10.99% / low 10.74% Oct 10, 202610.99%▲ from 10.74% Sep 14, 202610.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	12.74%	1-42 months
Details Marginal Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 12.49% → 12.74% ▲ 0.25 pts · high 12.74% / low 12.49% Oct 10, 202612.74%▲ from 12.49% Sep 14, 202612.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	12.99%	43-66 months
Details Marginal Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 12.74% → 12.99% ▲ 0.25 pts · high 12.99% / low 12.74% Oct 10, 202612.99%▲ from 12.74% Sep 14, 202612.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	14.24%	67-78 months
Details Marginal Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 13.99% → 14.24% ▲ 0.25 pts · high 14.24% / low 13.99% Oct 10, 202614.24%▲ from 13.99% Sep 14, 202613.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	15.99%	79-84 months
Details Marginal Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 15.74% → 15.99% ▲ 0.25 pts · high 15.99% / low 15.74% Oct 10, 202615.99%▲ from 15.74% Sep 14, 202615.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Auto Loans	-	-	17.99%	79-84 months
Details Poor Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 15.74% → 17.99% ▲ 2.25 pts · high 17.99% / low 15.74% Sep 18, 202617.99%▲ from 15.74% Sep 14, 202615.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%

Texas DPS Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycles, ATV, Personal Water Craft Loan	-	6.74%	1-42 months
Details Excellent Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 6.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	7.24%	1-42 months
Details Excellent Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 7.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	7.24%	1-42 months
Details Good Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 7.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	7.24%	43-66 months
Details Excellent Credit Last Updated 10/10/2026 Rate History 2 changes since Sep 18, 2026 · 7.24% → 7.24% ▼ 0.00 pts · high 8.24% / low 7.24% Oct 10, 20267.24%▼ from 8.24% Sep 18, 20268.24%▲ from 7.24% Sep 18, 20267.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	7.74%	1-42 months
Details Good Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.24% → 7.74% ▲ 0.50 pts · high 7.74% / low 7.24% Sep 22, 20267.74%▲ from 7.24% Sep 18, 20267.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	7.74%	43-66 months
Details Excellent Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 7.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	7.74%	1-42 months
Details Average Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 7.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	7.74%	43-66 months
Details Good Credit Last Updated 10/10/2026 Rate History 2 changes since Sep 18, 2026 · 7.74% → 7.74% ▼ 0.00 pts · high 8.24% / low 7.74% Oct 10, 20267.74%▼ from 8.24% Sep 18, 20268.24%▲ from 7.74% Sep 18, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	7.74%	67-78 months
Details Excellent Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 7.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	7.99%	67-84 months
Details Excellent Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 7.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	8.24%	1-42 months
Details Average Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.24% → 8.24% ▲ 1.00 pts · high 8.24% / low 7.24% Sep 22, 20268.24%▲ from 7.24% Sep 18, 20267.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	8.24%	43-66 months
Details Good Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.74% → 8.24% ▲ 0.50 pts · high 8.24% / low 7.74% Sep 22, 20268.24%▲ from 7.74% Sep 18, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	8.24%	85-120 months
Details Excellent Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 8.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	8.24%	43-66 months
Details Average Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.74% → 8.24% ▲ 0.50 pts · high 8.24% / low 7.74% Sep 18, 20268.24%▲ from 7.74% Sep 18, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	8.24%	67-78 months
Details Good Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 8.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	8.49%	67-84 months
Details Good Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.99% → 8.49% ▲ 0.50 pts · high 8.49% / low 7.99% Sep 22, 20268.49%▲ from 7.99% Sep 18, 20267.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	8.74%	43-66 months
Details Average Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.74% → 8.74% ▲ 1.00 pts · high 8.74% / low 7.74% Sep 22, 20268.74%▲ from 7.74% Sep 18, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	8.74%	85-120 months
Details Good Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 8.24% → 8.74% ▲ 0.50 pts · high 8.74% / low 8.24% Sep 22, 20268.74%▲ from 8.24% Sep 18, 20268.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	8.74%	67-78 months
Details Average Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 8.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	8.99%	67-84 months
Details Average Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.99% → 8.99% ▲ 1.00 pts · high 8.99% / low 7.99% Sep 22, 20268.99%▲ from 7.99% Sep 18, 20267.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	9.24%	85-120 months
Details Average Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 8.24% → 9.24% ▲ 1.00 pts · high 9.24% / low 8.24% Sep 22, 20269.24%▲ from 8.24% Sep 18, 20268.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	9.24%	121-180 months
Details Excellent Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 9.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	9.74%	121-180 months
Details Good Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 9.24% → 9.74% ▲ 0.50 pts · high 9.74% / low 9.24% Sep 27, 20269.74%▲ from 9.24% Sep 18, 20269.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	10.24%	121-180 months
Details Average Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 9.24% → 10.24% ▲ 1.00 pts · high 10.24% / low 9.24% Sep 27, 202610.24%▲ from 9.24% Sep 18, 20269.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	10.74%	1-42 months
Details Fair Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.24% → 10.74% ▲ 3.50 pts · high 10.74% / low 7.24% Sep 22, 202610.74%▲ from 7.24% Sep 18, 20267.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	11.24%	43-66 months
Details Fair Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.74% → 11.24% ▲ 3.50 pts · high 11.24% / low 7.74% Sep 22, 202611.24%▲ from 7.74% Sep 18, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	11.24%	1-42 months
Details Fair Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 11.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	11.49%	67-84 months
Details Fair Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.99% → 11.49% ▲ 3.50 pts · high 11.49% / low 7.99% Sep 22, 202611.49%▲ from 7.99% Sep 18, 20267.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	11.74%	43-66 months
Details Fair Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.74% → 11.74% ▲ 4.00 pts · high 11.74% / low 7.74% Sep 18, 202611.74%▲ from 7.74% Sep 18, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	12.24%	85-120 months
Details Fair Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 8.24% → 12.24% ▲ 4.00 pts · high 12.24% / low 8.24% Sep 22, 202612.24%▲ from 8.24% Sep 18, 20268.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	12.24%	67-78 months
Details Fair Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 12.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	13.24%	121-180 months
Details Fair Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 9.24% → 13.24% ▲ 4.00 pts · high 13.24% / low 9.24% Sep 27, 202613.24%▲ from 9.24% Sep 18, 20269.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	13.99%	1-42 months
Details Marginal Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.24% → 13.99% ▲ 6.75 pts · high 13.99% / low 7.24% Sep 22, 202613.99%▲ from 7.24% Sep 18, 20267.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	14.74%	43-66 months
Details Marginal Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.74% → 14.74% ▲ 7.00 pts · high 14.74% / low 7.74% Sep 22, 202614.74%▲ from 7.74% Sep 18, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	15.24%	67-84 months
Details Marginal Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.99% → 15.24% ▲ 7.25 pts · high 15.24% / low 7.99% Sep 22, 202615.24%▲ from 7.99% Sep 18, 20267.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	15.49%	1-42 months
Details Marginal Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 15.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	16.24%	85-120 months
Details Marginal Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 8.24% → 16.24% ▲ 8.00 pts · high 16.24% / low 8.24% Sep 22, 202616.24%▲ from 8.24% Sep 18, 20268.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	16.24%	43-66 months
Details Marginal Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.74% → 16.24% ▲ 8.50 pts · high 16.24% / low 7.74% Sep 18, 202616.24%▲ from 7.74% Sep 18, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	16.74%	67-78 months
Details Marginal Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 16.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	17.99%	1-42 months
Details Poor Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.24% → 17.99% ▲ 10.75 pts · high 17.99% / low 7.24% Sep 22, 202617.99%▲ from 7.24% Sep 18, 20267.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Boats, RV, Trailers, Campers Loan	-	17.99%	43-66 months
Details Poor Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.74% → 17.99% ▲ 10.25 pts · high 17.99% / low 7.74% Sep 22, 202617.99%▲ from 7.74% Sep 18, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	17.99%	1-42 months
Details Poor Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 17.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	17.99%	43-66 months
Details Poor Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.74% → 17.99% ▲ 10.25 pts · high 17.99% / low 7.74% Sep 18, 202617.99%▲ from 7.74% Sep 18, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	-	17.99%	67-78 months
Details Poor Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 17.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%

Texas DPS Credit Union Credit Card Rates

Product	Rate	APR
Visa Empower Card	-	8.99%
Details Published APR range: 8.99% - 17.99%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Credit Card	-	10.99%
Details Excellent Credit; Regular APR: 10.99% Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 10.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Credit Card	-	12.99%
Details Good Credit; Regular APR: 12.99% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 10.99% → 12.99% ▲ 2.00 pts · high 12.99% / low 10.99% Oct 10, 202612.99%▲ from 10.99% Sep 14, 202610.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Visa Enhanced Rewards Card	-	12.99%
Details Published APR range: 12.99% - 17.99%. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 12.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Credit Card	-	14.99%
Details Average Credit; Regular APR: 14.99% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 10.99% → 14.99% ▲ 4.00 pts · high 14.99% / low 10.99% Oct 10, 202614.99%▲ from 10.99% Sep 14, 202610.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Visa Evolve Secured Card	-	14.99%
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 14.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Credit Card	-	16.99%
Details Fair Credit; Regular APR: 16.99% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 10.99% → 16.99% ▲ 6.00 pts · high 16.99% / low 10.99% Oct 10, 202616.99%▲ from 10.99% Sep 14, 202610.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Credit Card	-	17.99%
Details Marginal Credit; Regular APR: 17.99% Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 10.99% → 17.99% ▲ 7.00 pts · high 17.99% / low 10.99% Oct 10, 202617.99%▲ from 10.99% Sep 14, 202610.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%

Texas DPS Credit Union Personal Loan Rates

Product	APR	Term
Motorcycles, ATV, Personal Water Craft Loan	6.74%	1-42 months
Details Excellent Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 6.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	7.24%	1-42 months
Details Good Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 7.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	7.24%	43-66 months
Details Excellent Credit Last Updated 10/10/2026 Rate History 2 changes since Sep 18, 2026 · 7.24% → 7.24% ▼ 0.00 pts · high 8.24% / low 7.24% Oct 10, 20267.24%▼ from 8.24% Sep 18, 20268.24%▲ from 7.24% Sep 18, 20267.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	7.74%	1-42 months
Details Average Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 7.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	7.74%	43-66 months
Details Good Credit Last Updated 10/10/2026 Rate History 2 changes since Sep 18, 2026 · 7.74% → 7.74% ▼ 0.00 pts · high 8.24% / low 7.74% Oct 10, 20267.74%▼ from 8.24% Sep 18, 20268.24%▲ from 7.74% Sep 18, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	7.74%	67-78 months
Details Excellent Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 7.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	8.24%	43-66 months
Details Average Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.74% → 8.24% ▲ 0.50 pts · high 8.24% / low 7.74% Sep 18, 20268.24%▲ from 7.74% Sep 18, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	8.24%	67-78 months
Details Good Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 8.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	8.74%	67-78 months
Details Average Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 8.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Personal Loans	10.99%	1-12 months
Details Good Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 16.99% → 10.99% ▼ 6.00 pts · high 16.99% / low 10.99% Sep 18, 202610.99%▼ from 16.99% Sep 14, 202616.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Personal Loans	10.99%	13-36 months
Details Excellent Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 13.99% → 10.99% ▼ 3.00 pts · high 13.99% / low 10.99% Sep 18, 202610.99%▼ from 13.99% Sep 14, 202613.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	11.24%	1-42 months
Details Fair Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 11.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	11.74%	43-66 months
Details Fair Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.74% → 11.74% ▲ 4.00 pts · high 11.74% / low 7.74% Sep 18, 202611.74%▲ from 7.74% Sep 18, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Personal Loans	11.99%	13-36 months
Details Good Credit Last Updated 10/10/2026 Rate History 3 changes since Sep 14, 2026 · 13.99% → 11.99% ▼ 2.00 pts · high 13.99% / low 10.99% Oct 10, 202611.99%▲ from 10.99% Sep 22, 202610.99%▼ from 11.99% Sep 18, 202611.99%▼ from 13.99% Sep 14, 202613.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Personal Loans	11.99%	37-60 months
Details Excellent Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 15.99% → 11.99% ▼ 4.00 pts · high 15.99% / low 11.99% Sep 18, 202611.99%▼ from 15.99% Sep 14, 202615.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	12.24%	67-78 months
Details Fair Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 12.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Personal Loans	12.99%	1-12 months
Details Average Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 16.99% → 12.99% ▼ 4.00 pts · high 16.99% / low 12.99% Sep 18, 202612.99%▼ from 16.99% Sep 14, 202616.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Personal Loans	12.99%	37-60 months
Details Good Credit Last Updated 10/10/2026 Rate History 3 changes since Sep 14, 2026 · 15.99% → 12.99% ▼ 3.00 pts · high 15.99% / low 11.99% Oct 10, 202612.99%▲ from 11.99% Sep 22, 202611.99%▼ from 12.99% Sep 18, 202612.99%▼ from 15.99% Sep 14, 202615.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Personal Loans	13.99%	13-36 months
Details Average Credit Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 13.99% → 13.99% ▼ 0.00 pts · high 13.99% / low 10.99% Oct 10, 202613.99%▲ from 10.99% Sep 22, 202610.99%▼ from 13.99% Sep 14, 202613.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Personal Loans	14.99%	1-12 months
Details Fair Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 16.99% → 14.99% ▼ 2.00 pts · high 16.99% / low 14.99% Sep 18, 202614.99%▼ from 16.99% Sep 14, 202616.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Personal Loans	14.99%	37-60 months
Details Average Credit Last Updated 10/10/2026 Rate History 3 changes since Sep 14, 2026 · 15.99% → 14.99% ▼ 1.00 pts · high 15.99% / low 11.99% Oct 10, 202614.99%▲ from 11.99% Sep 22, 202611.99%▼ from 14.99% Sep 18, 202614.99%▼ from 15.99% Sep 14, 202615.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	15.49%	1-42 months
Details Marginal Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 15.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Personal Loans	15.49%	13-36 months
Details Fair Credit Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 15.49% → 15.49% ▼ 0.00 pts · high 15.49% / low 10.99% Oct 10, 202615.49%▲ from 10.99% Sep 22, 202610.99%▼ from 15.49% Sep 14, 202615.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Personal Loans	15.99%	37-60 months
Details Fair Credit Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 15.99% → 15.99% ▼ 0.00 pts · high 15.99% / low 11.99% Oct 10, 202615.99%▲ from 11.99% Sep 22, 202611.99%▼ from 15.99% Sep 14, 202615.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	16.24%	43-66 months
Details Marginal Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.74% → 16.24% ▲ 8.50 pts · high 16.24% / low 7.74% Sep 18, 202616.24%▲ from 7.74% Sep 18, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	16.74%	67-78 months
Details Marginal Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 16.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Personal Loans	16.99%	1-12 months
Details Marginal Credit Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 16.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Personal Loans	17.49%	13-36 months
Details Marginal Credit Last Updated 10/10/2026 Rate History 2 changes since Sep 14, 2026 · 17.49% → 17.49% ▼ 0.00 pts · high 17.49% / low 10.99% Oct 10, 202617.49%▲ from 10.99% Sep 22, 202610.99%▼ from 17.49% Sep 14, 202617.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	17.99%	1-42 months
Details Poor Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 17.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	17.99%	43-66 months
Details Poor Credit Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 7.74% → 17.99% ▲ 10.25 pts · high 17.99% / low 7.74% Sep 18, 202617.99%▲ from 7.74% Sep 18, 20267.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Motorcycles, ATV, Personal Water Craft Loan	17.99%	67-78 months
Details Poor Credit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 17.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Personal Loans	17.99%	1-12 months
Details Poor Credit Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 16.99% → 17.99% ▲ 1.00 pts · high 17.99% / low 16.99% Sep 18, 202617.99%▲ from 16.99% Sep 14, 202616.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Personal Loans	17.99%	13-36 months
Details Poor Credit Last Updated 10/10/2026 Rate History 3 changes since Sep 14, 2026 · 17.49% → 17.99% ▲ 0.50 pts · high 17.99% / low 10.99% Oct 10, 202617.99%▲ from 10.99% Sep 22, 202610.99%▼ from 17.99% Sep 18, 202617.99%▲ from 17.49% Sep 14, 202617.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Personal Loans	17.99%	37-60 months
Details Marginal Credit Last Updated 10/10/2026 Rate History 3 changes since Sep 14, 2026 · 15.99% → 17.99% ▲ 2.00 pts · high 17.99% / low 11.99% Oct 10, 202617.99%▲ from 11.99% Sep 22, 202611.99%▼ from 17.99% Sep 18, 202617.99%▲ from 15.99% Sep 14, 202615.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%

Texas DPS Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
IRAs	-	-	0.40%
Min Deposit $500 Details Prepare for the retirement you've always dreamed of Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%
Traditional and Roth IRAs	-	-	3.70%	At Time of Maturity
Min Deposit $500 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.70% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.67%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Texas DPS Credit Union’s Texas Ratio fell from 1.36% in Q3 2023 to 0.67% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$98M	0.67%	5.0	A+
March 31, 2026	$100M	2.04%	5.0	A+
December 31, 2025	$99M	4.22%	5.0	A+
September 30, 2025	$100M	3.40%	5.0	A+
June 30, 2025	$98M	0.83%	5.0	A+
March 31, 2025	$99M	0.88%	5.0	A+
December 31, 2024	$98M	1.78%	5.0	A+
September 30, 2024	$95M	4.69%	5.0	A+
June 30, 2024	$95M	4.46%	5.0	A+
March 31, 2024	$97M	0.43%	5.0	A+
December 31, 2023	$97M	1.34%	5.0	A+
September 30, 2023	$98M	1.36%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Texas DPS Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Texas DPS Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Texas DPS Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Texas DPS Credit Union

Website https://www.txdpscu.org

Address 621 W Saint Johns Ave, Austin, TX 78752-2315

Phone 512-452-5211

Fax 512-459-3533

President David Outon

CEO Monique Quarrells

Full-Time Employees 20

Part-Time Employees 2

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.67%

Return on Assets (ROA)

0.3040%

Return on Equity (ROE)

2.4352%

Non-Performing Loans Ratio (NPL)

0.15%

Total Assets

98,098,427

Total Amount of Shares and Deposits

85,192,935

Total Shares and Deposits < 1 Year

79,181,083

Total Shares and Deposits 1 3 Years

6,011,853

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

6,579,065

Total Uninsured Shares and Deposits > $250K (F+J)

6,579,065

Total Insured Shares and Deposits > $250K (item 17 less item K)

78,613,870

Total Interest Expense (Sum of items 6 8)

228,300

Share Certificates

352

Number of Accounts for Share Drafts

2,874

IRA KEOGH Accounts

Number of Accounts for Regular Shares

6,025

All other shares

Money Market Shares

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,854,951

Total Liabilities

85,603,222

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Texas DPS Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/texas-dps-credit-union-rates-review-67511">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Texas DPS Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Texas DPS Credit Union

Frequently Asked Questions About Texas DPS Credit Union

How many branches does Texas DPS Credit Union operate?

Texas DPS Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Texas DPS Credit Union?

Yes, to access services at Texas DPS Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Texas DPS Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Texas DPS Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Texas DPS Credit Union offer online and mobile banking?

Most modern institutions like Texas DPS Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.txdpscu.org.

Current Texas DPS Credit Union Rates

12-Month CD3.65%
24-Month CD3.70%
Savings5.00%
MMA0.20%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Texas DPS Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Texas DPS Credit Union Texas Ratio

Texas DPS Credit Union Health Trend

Texas DPS Credit Union CD Rates

Texas DPS Credit Union Savings Rates

Texas DPS Credit Union Money Market Rates

Texas DPS Credit Union Checking Rates

Texas DPS Credit Union Home Equity & HELOC

Texas DPS Credit Union Auto Loan Rates

Texas DPS Credit Union RV, Boat and Powersport Loan Rates

Texas DPS Credit Union Credit Card Rates

Texas DPS Credit Union Personal Loan Rates

Texas DPS Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Texas DPS Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Texas DPS Credit Union

How many branches does Texas DPS Credit Union operate?

Is a member application needed to join Texas DPS Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Texas DPS Credit Union offer online and mobile banking?

Current Texas DPS Credit Union Rates

Compare to Other Credit Unions