Transcend Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Transcend Credit Union12-month CD rates can be found at 3.55%, 6-month CD rates at 1.50% and 3-month CD rates at 0.50%. Savings rates are at 0.25% and money market rates are at 0.71%. Mortgage rates on 30-year fixed loans are around 6.57%. Credit Card rates are at 14.24%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to Transcend Credit Union rates.

Compare Transcend Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Transcend Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Transcend Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Transcend Credit Union? Share your experience about Transcend Credit Union by leaving a review below, or read customer reviews before you decide to use Transcend Credit Union.

Overall, Transcend Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Transcend Credit Union
Main Office
3740 Bardstown Rd
Louisville, KY 40218 2209
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Transcend Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
12-Month CD
4.07%
$10,000
AbbyBank
AbbyBank
12-Month CD
3.90%
$1,500
OWB One World Bank
OWB One World Bank
Regular Savings
3.75%
$100
Winchester Co-operative Bank
Winchester Co-operative Bank
36-Month CD
3.75%
$500
VirtualBank
VirtualBank
48-Month CD
3.67%
$0
Franklin SB Farmington, ME
Franklin SB Farmington, ME
12-Month CD
3.65%
$500
Bradford National Bank
Bradford National Bank
60-Month CD
3.63%
$1,000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
12-Month CD
3.60%
$1,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
18-Month CD
3.60%
$1,000
Cendera Bank
Cendera Bank
36-Month CD
3.45%
$1,000
Foresight Bank
Foresight Bank
24-Month CD
3.39%
$500
The Bank of Romney
The Bank of Romney
18-Month CD
3.30%
$1,000
Sandy Spring Bank
Sandy Spring Bank
36-Month CD
3.10%
$1,000
Murphy Bank
Murphy Bank
24-Month CD
3.00%
$1,000
Salem Five Direct
Salem Five Direct
18-Month CD
2.95%
$500
AAA Federal Credit Union
AAA Federal Credit Union
48-Month CD
2.75%
$1,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
36-Month CD
2.65%
$500
PCB Pendleton Bank
PCB Pendleton Bank
Investment Plus Money Market
2.65%
$25,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
Companion Savings
2.57%
$100
State Bank of Industry
State Bank of Industry
48-Month CD
2.52%
$1,000
New Market Bank
New Market Bank
48-Month CD
2.45%
$500
Bristol Morgan Bank
Bristol Morgan Bank
24-Month CD
2.30%
$500
First National Bank of Clarksdale
First National Bank of Clarksdale
NOW Checking
2.25%
$1,000
Milton Savings Bank
Milton Savings Bank
48-Month CD
2.20%
$500
Corebank
Corebank
Money Market
2.15%
$2,500
Tipton Latham Bank
Tipton Latham Bank
30-Month CD
2.00%
$500
Westmoreland Federal S&L
Westmoreland Federal S&L
60-Month CD
2.00%
$50
Northrim Bank
Northrim Bank
48-Month CD
1.80%
$500
F&M Bank and Trust Company
F&M Bank and Trust Company
48-Month CD
1.76%
$5,000
Glen Burnie MSB
48-Month CD
1.51%
$500
The Bank of New Glarus
The Bank of New Glarus
18-Month CD
1.10%
$2,000
4U Federal Credit Union
4U Federal Credit Union
Money Market
1.01%
$2,000
705 Federal Credit Union
705 Federal Credit Union
Kasasa Savings
1.00%
$0
Northumberland Bank
Northumberland Bank
18-Month CD
0.75%
$5,000
Mutual Federal Bank
Mutual Federal Bank
12-Month CD
0.65%
$500
Sullivan Bank
Sullivan Bank
18-Month CD
0.50%
$1,000
Grand Rapids SB
Grand Rapids SB
36-Month CD
0.45%
$1,000
Dime Bank
Dime Bank
60-Month CD
0.40%
$500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
24-Month CD
0.25%
$500
Unity Bank
Unity Bank
24-Month CD
0.20%
$1,000
The Bank of Elk River
The Bank of Elk River
Statement Savings
0.15%
$0
First Citizens Bank
First Citizens Bank
48-Month CD
0.15%
$500
Oxford Bank
Oxford Bank
12-Month CD
0.15%
$500
Canton Co-operative Bank
Canton Co-operative Bank
High Interest Checking
0.10%
$1,500
UniBank for Savings
UniBank for Savings
Money Market
0.10%
$10
Centreville Bank
Centreville Bank
Savings
0.05%
$100
Applied Bank
Applied Bank
24-Month CD
0.05%
$1,000
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
Money Market
0.03%
$2,500
QCBT Quad City B&T Co.
QCBT Quad City B&T Co.
Money Market
0.01%
$1,000
The Citizens Bank of Georgia
The Citizens Bank of Georgia
36-Month CD
0.00%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Transcend Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.250%
5.362%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
15-Year Fixed
5.125%
5.370%
1.250
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
5.375%
5.400%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.375%
5.512%
0.000
M&T Bank
M&T Bank
15-Year Fixed Jumbo
5.625%
5.651%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
15-Year Fixed
5.625%
5.663%
0.000
Old National Bank
Old National Bank
15-Year Fixed
5.750%
5.830%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.520%
5.856%
0.250
Vystar Credit Union
Vystar Credit Union
5/5 ARM
5.625%
6.037%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
5.875%
6.054%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.750%
6.061%
2.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
20 Year Fixed
5.875%
6.072%
0.000
Manasquan Bank
Manasquan Bank
7/6 ARM
6.000%
6.074%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
5.875%
6.105%
0.000
Citizens Bank
Citizens Bank
15-Year Fixed
6.000%
6.123%
0.375
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
15-Year Fixed
5.875%
6.133%
1.000
Holyoke Credit Union
Holyoke Credit Union
10/1 ARM
5.875%
6.163%
0.000
Better Banks
Better Banks
30-Year Fixed
6.125%
6.201%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.000%
6.205%
0.000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
15-Year Fixed
5.875%
6.205%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
30-Year Fixed
6.125%
6.231%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
20 Year Fixed
6.000%
6.244%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
20 Year Fixed
6.250%
6.256%
0.000
Apple Federal Credit Union
Apple Federal Credit Union
5/5 ARM High LTV
5.625%
6.293%
1.000
Savings Bank of Danbury
Savings Bank of Danbury
30-Year Fixed
6.250%
6.302%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Transcend Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Transcend Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
ACFCU
ACFCU
Line of Credit
13.700%
$0
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Transcend Credit Union rate data right now, check back for updates, we are adding rates all the time.

Transcend Credit Union Information

Credit Union Name: Transcend Credit Union
Full Time Employees: 63
Part Time Employees: 6
President: Mark Booker
CEO: Richard Reese
Branch Locations: 6
ATM Locations: 6
Corporate Office Address:
3740 Bardstown Rd
Louisville, KY 40218 2209
Phone Number: 502-459-3000
Fax Number:

Transcend Credit Union Financials

Total Assets:
529,554,410
Total Amount of Shares and Deposits:
429,732,326
Total Shares and Deposits < 1 Year:
401,703,742
Total Shares and Deposits 1 3 Years:
21,285,593
Total Shares and Deposits > 3 Years:
6,742,991
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
36,373,172
Total Uninsured Shares and Deposits > $250K (F+J):
36,373,172
Total Insured Shares and Deposits > $250K (item 17 less item K):
393,359,154
Total Interest Expense (Sum of items 6 8):
2,677,072
Share Certificates:
2,998
Number of Accounts for Share Drafts:
17,041
IRA KEOGH Accounts:
1,193
Number of Accounts for Regular Shares:
47,089
All other shares:
845
Money Market Shares:
232
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
46,347,065
Total Liabilities:
464,818,686
Show More

Transcend Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

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