Transit Employees Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Transit Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Transit Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityTransit Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Transit Employees Federal Credit Union? Share your experience about Transit Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Transit Employees Federal Credit Union. Overall, Transit Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Transit Employees Federal Credit Union Transit Employees FCU 6404 Ivy Ln Ste 510 Greenbelt, MD 20770 1426  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonAcademic VISA® Classic
15.400%
VISA Secured
18.000%
Security Service Power Rewards MasterCard
18.000%
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
11.990%
$0
1 - 12
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Transit Employees Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Transit Employees Federal Credit Union
Website: https://www.tefcu.org
Full Time Employees: 20Part Time Employees: 0 President: Alvin Richardson CEO: Rita Smith Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
6404 Ivy Ln Ste 510
Greenbelt, MD 20770 1426 Phone Number: 301-289-9800 Fax Number: 301-576-7392 FinancialsTotal Assets:
95,326,741
Total Amount of Shares and Deposits:
78,090,223
Total Shares and Deposits < 1 Year:
75,025,540
Total Shares and Deposits 1 3 Years:
2,824,792
Total Shares and Deposits > 3 Years:
239,891
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,301,639
Total Uninsured Shares and Deposits > $250K (F+J):
3,301,639
Total Insured Shares and Deposits > $250K (item 17 less item K):
74,788,584
Total Interest Expense (Sum of items 6 8):
603,404
Share Certificates:
738
Number of Accounts for Share Drafts:
3,719
IRA KEOGH Accounts:
258
Number of Accounts for Regular Shares:
10,741
All other shares:
3,969
Money Market Shares:
114
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
7,959,044
Total Liabilities:
80,056,306
Show More
Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Transit Employees Federal Credit UnionIs a member application needed to join Transit Employees Federal Credit Union?Yes, to access services at Transit Employees Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Transit Employees Federal Credit Union provides a range of mortgage and home equity products. Is Transit Employees Federal Credit Union a safe place to deposit money?Yes, Transit Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Transit Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Transit Employees Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 0.12% and 3-month CD rates at 2.00%. Savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.73%. Credit Card rates are at 16.74%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to 
