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Triangle Credit Union Rates & Review June 2026

Triangle Credit Union's 6 month Special CD rates are at 4.00%, 6 month rates are at 3.75%, 9 month Special CD rates are at 3.75%, 13 month Special CD rates are at 3.50%, 30 month Special CD rates are at 3.50%. Triangle Credit Union's savings rates are at 0.00%. Triangle Credit Union's money market rates are at 0.00%. Triangle Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Triangle Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.94%. Rates were last updated on 06/11/2026.

Triangle Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Triangle Credit Union? Share your experience about Triangle Credit Union by leaving a review below, or read customer reviews before you decide to use Triangle Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.94%
Excellent Lower than avg
Triangle Credit Union
Franklin Street Branch
33 Franklin St
Nashua, NH 03064
https://trianglecu.org
Member NCUA

Triangle Credit Union CD Rates

Product Rate APY Term View More
6 month Special Certificate 3.93% 4.00% 6 Months
Details Minimum balance of $1000.00 (excluding Youth Accounts) No additional deposits allowed during the term of the Certificate. Early Withdrawal Penalties apply. Rates are subject to change at any time.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
6 month 3.69% 3.75% 6 Months
Min Balance $1,000
Details Minimum balance of $1,000.00. No additional deposits allowed during the term of the Certificates. Early Withdrawal Penalties apply. Rates are subject to change at any time.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
9 month Special Certificate 3.69% 3.75% 9 Months
Details Minimum balance of $1000.00 (excluding Youth Accounts) No additional deposits allowed during the term of the Certificate. Early Withdrawal Penalties apply. Rates are subject to change at any time.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
13 month Special Certificate 3.45% 3.50% 13 Months
Details Minimum balance of $1000.00 (excluding Youth Accounts) No additional deposits allowed during the term of the Certificate. Early Withdrawal Penalties apply. Rates are subject to change at any time.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
30 month Special Certificate 3.45% 3.50% 30 Months
Details Minimum balance of $1000.00 (excluding Youth Accounts) No additional deposits allowed during the term of the Certificate. Early Withdrawal Penalties apply. Rates are subject to change at any time.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
12 month 3.20% 3.25% 12 Months
Min Balance $1,000
Details Minimum balance of $1,000.00. No additional deposits allowed during the term of the Certificates. Early Withdrawal Penalties apply. Rates are subject to change at any time.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
24-35 month 3.20% 3.25% 35 Months
Details Minimum balance of $1000.00 (excluding Youth Accounts) No additional deposits allowed during the term of the Certificate. Early Withdrawal Penalties apply. Rates are subject to change at any time.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
36-59 month 3.20% 3.25% 59 Months
Details Minimum balance of $1000.00 (excluding Youth Accounts) No additional deposits allowed during the term of the Certificate. Early Withdrawal Penalties apply. Rates are subject to change at any time.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
60 month 3.20% 3.25% 60 Months
Details Minimum balance of $1000.00 (excluding Youth Accounts) No additional deposits allowed during the term of the Certificate. Early Withdrawal Penalties apply. Rates are subject to change at any time.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional Certificate & IRA 24-35 month 3.20% 3.25% 35 Months
Min Balance $1,000
Details Minimum balance of $1000.00 (excluding Youth Accounts) No additional deposits allowed during the term of the Certificate. Early Withdrawal Penalties apply. Rates are subject to change at any time.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional Certificate & IRA 36-59 month 3.20% 3.25% 59 Months
Min Balance $1,000
Details Minimum balance of $1000.00 (excluding Youth Accounts) No additional deposits allowed during the term of the Certificate. Early Withdrawal Penalties apply. Rates are subject to change at any time.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional Certificate & IRA 60 month 3.20% 3.25% 60 Months
Min Balance $1,000
Details Minimum balance of $1000.00 (excluding Youth Accounts) No additional deposits allowed during the term of the Certificate. Early Withdrawal Penalties apply. Rates are subject to change at any time.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
18 month Kids/Teen Flex Certificate 1.49% 1.50% 18 Months
Min Balance $100
Details See Disclosures; Add deposits of $100 or more during the term of the certificate.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
12-23 month 1.00% 1.00% 23 Months
Details Minimum balance of $1000.00 (excluding Youth Accounts) No additional deposits allowed during the term of the Certificate. Early Withdrawal Penalties apply. Rates are subject to change at any time.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
6-11 month 1.00% 1.00% 11 Months
Details Minimum balance of $1000.00 (excluding Youth Accounts) No additional deposits allowed during the term of the Certificate. Early Withdrawal Penalties apply. Rates are subject to change at any time.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional Certificate & IRA 12-23 month 1.00% 1.00% 23 Months
Min Balance $1,000
Details Minimum balance of $1000.00 (excluding Youth Accounts) No additional deposits allowed during the term of the Certificate. Early Withdrawal Penalties apply. Rates are subject to change at any time.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Traditional Certificate & IRA 6-11 month 1.00% 1.00% 11 Months
Min Balance $1,000
Details Minimum balance of $1000.00 (excluding Youth Accounts) No additional deposits allowed during the term of the Certificate. Early Withdrawal Penalties apply. Rates are subject to change at any time.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%

Triangle Credit Union Savings Rates

Product Rate APY View More
Online Savings 2.47% 2.50%
Min Balance $100,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Regular Savings 2.47% 2.50%
Min Balance $25
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Business Online Savings 2.37% 2.40%
Min Balance $250,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Business Online Savings 2.28% 2.30%
Min Balance $100,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Online Savings 2.23% 2.25%
Min Balance $50,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Business Online Savings 2.13% 2.15%
Min Balance $50,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Online Savings 1.98% 2.00%
Min Balance $25,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Business Online Savings 1.88% 1.90%
Min Balance $100
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Online Savings 0.55% 0.55%
Min Balance $100
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
IRA Savings 0.35% 0.35%
Min Balance $25
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Kids Savings 0.25% 0.25%
Min Balance $25
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Minor & Junior Savings 0.25% 0.25%
Min Balance $25
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Health Savings Account (HSA) 0.05% 0.05%
Min Balance $25
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Regular Savings 0.05% 0.05%
Min Balance $100
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Business Online Savings - 0.00%
Min Balance $0
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Online Savings - 0.00%
Min Balance $0
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%

Triangle Credit Union Money Market Rates

Product Rate APY View More
Premier Money Market 2.47% 2.50%
Min Balance $100,000
Details Membership must have a combined TCU deposit balance of $50,000 or more (which includes the funds in the premier money market) and a checking account to qualify for this product. Business accounts are not eligible for this account. Please see branch for more details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Business Money Market 2.37% 2.40%
Min Balance $250,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Business Money Market 2.28% 2.30%
Min Balance $100,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Premier Money Market 2.23% 2.25%
Min Balance $50,000
Details Membership must have a combined TCU deposit balance of $50,000 or more (which includes the funds in the premier money market) and a checking account to qualify for this product. Business accounts are not eligible for this account. Please see branch for more details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Business Money Market 2.13% 2.15%
Min Balance $50,000
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Premier Money Market 1.98% 2.00%
Min Balance $25,000
Details Membership must have a combined TCU deposit balance of $50,000 or more (which includes the funds in the premier money market) and a checking account to qualify for this product. Business accounts are not eligible for this account. Please see branch for more details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Business Money Market 1.88% 1.90%
Min Balance $100
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Money Market 1.09% 1.10%
Min Deposit $100
Min Balance $500,000
Details See Disclosures. Annual Percentage Yield (APY) is stated as of 06/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union's Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Premier Money Market 0.55% 0.55%
Min Balance $1,000
Details Membership must have a combined TCU deposit balance of $50,000 or more (which includes the funds in the premier money market) and a checking account to qualify for this product. Business accounts are not eligible for this account. Please see branch for more details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Money Market 0.45% 0.45%
Min Deposit $100
Min Balance $200,000
Details See Disclosures. Annual Percentage Yield (APY) is stated as of 06/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union's Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Money Market 0.10% 0.10%
Min Deposit $100
Min Balance $50,000
Details See Disclosures. Annual Percentage Yield (APY) is stated as of 06/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union's Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Money Market 0.05% 0.05%
Min Deposit $100
Min Balance $500
Details See Disclosures. Annual Percentage Yield (APY) is stated as of 06/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union's Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Business Money Market - 0.00%
Min Balance $0
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Money Market - 0.00%
Min Deposit $100
Min Balance $0
Details See Disclosures. Annual Percentage Yield (APY) is stated as of 06/01/2021 and is subject to change without notice. Certain Restrictions may apply, refer to Triangle Credit Union's Truth-In-Savings Disclosure, and account agreements for further information regarding applicable fees & terms. Account federally insured by the National Credit Union Administration (NCUA) up to $250,000.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%
Premier Money Market - 0.00%
Min Balance $0
Details Membership must have a combined TCU deposit balance of $50,000 or more (which includes the funds in the premier money market) and a checking account to qualify for this product. Business accounts are not eligible for this account. Please see branch for more details.
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%

Triangle Credit Union Mortgage Rates

Product Rate Points APR Term View More
30 Year Fixed - - 6.71% 30 Year
Details As Low As
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%

Triangle Credit Union Credit Card Rates

Product Rate APR View More
Membership Rewards VISA - 14.75%
Details As Low As
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%

Triangle Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 10.99%
Details As Low As
Last Updated 06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.94%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Triangle Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Triangle Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Triangle Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Triangle Credit Union
Address 33 Franklin St, Nashua, NH 03064
Phone 603-889-2470
Fax 603-883-7120
President Margo Compagna
CEO Arlan MacKnight
Full-Time Employees 147
Part-Time Employees 9
Branch Locations 8
ATM Locations 9
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.94%
Return on Assets (ROA)
0.5150%
Return on Equity (ROE)
6.1508%
Non-Performing Loans Ratio (NPL)
0.50%
Total Assets
857,382,491
Total Amount of Shares and Deposits
701,282,448
Total Shares and Deposits < 1 Year
673,543,750
Total Shares and Deposits 1 3 Years
23,452,052
Total Shares and Deposits > 3 Years
4,286,646
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
62,402,100
Total Uninsured Shares and Deposits > $250K (F+J)
62,402,100
Total Insured Shares and Deposits > $250K (item 17 less item K)
638,880,348
Total Interest Expense (Sum of items 6 8)
11,392,755
Share Certificates
5,750
Number of Accounts for Share Drafts
29,776
IRA KEOGH Accounts
1,039
Number of Accounts for Regular Shares
66,358
Money Market Shares
977
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
65,062,842
Total Liabilities
787,919,723
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

M.King
★☆☆☆☆
June 15, 2026
I have been a member at TCU for over 20 years and they have gone down hill so much. They do not care about their members anymore, and treat them so poorly. They took a check of almost $250 2xs out of my account and when I called they told me that they could not release the funds or fix that mistake until Monday. I asked for a manager, expedited it to the on-call Emergency staff which did not answer nor did they call me until Monday. When they did call they let me know that the error was on their end and they would be refunding the money and any fees that occurred in my account due to that error. Which great thanks but I had to go all weekend with out funds due to their error. Staff on the weekend should\'ve been able to fix this or the Emergency on call staff should actually pick up the phone. This is so sad how much they have declined, I will be leaving and moving to a better credit union Asap.
Average Rating
★☆☆☆☆
Total Reviews
1
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Frequently Asked Questions About Triangle Credit Union

How many branches does Triangle Credit Union operate?

Triangle Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Triangle Credit Union?

Yes, to access services at Triangle Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Triangle Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Triangle Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Triangle Credit Union offer online and mobile banking?

Most modern institutions like Triangle Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://trianglecu.org.

Current Triangle Credit Union Rates

  • 12-Month CD1.00%
  • 18-Month CD1.50%
  • 24-Month CD1.00%
  • 60-Month CD3.25%
  • Savings0.00%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.