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True Sky Federal Credit Union Rates and Review January 2026

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True Sky Federal Credit Union12-month CD rates can be found at 0.75%, 6-month CD rates at 3.75% and 3-month CD rates at 2.00%. Savings rates are at 0.05% and money market rates are at 0.00%. Mortgage rates on 30-year fixed loans are around 5.92%. Credit Card rates are at 9.90%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to True Sky Federal Credit Union rates.

Compare True Sky Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of True Sky Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

True Sky Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at True Sky Federal Credit Union? Share your experience about True Sky Federal Credit Union by leaving a review below, or read customer reviews before you decide to use True Sky Federal Credit Union.

Overall, True Sky Federal Credit Union is an acceptable credit union worth considering, with an overall rating of 2 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

True Sky Federal Credit Union
Western Office
10201 S Western Ave
Oklahoma City, OK 73139 2931
Member NCUA
MonitorBankRates' Rating
2/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Money Market
3.82%
$2,500
36-Month CD
3.79%
$500
18-Month CD
3.75%
$500
48-Month CD
3.56%
$500
6-Month CD
3.55%
$500
48-Month CD
3.50%
$2,000
12-Month CD
3.35%
$1,000
36-Month CD
3.29%
$1,000
48-Month CD
3.25%
$500
18-Month CD (Jumbo)
3.20%
$100,000
Smart Money Market
3.00%
$100
24-Month CD
3.00%
$1,000
36-Month CD
3.00%
$1,000
48-Month CD
2.95%
$1,000
6-Month CD
2.75%
$500
Propel Preferred Savings
2.75%
$5,000
12-Month CD
2.50%
$1,000
36-Month CD
2.12%
$1,000
48-Month CD
2.02%
$1,000
48-Month CD
2.02%
$2,500
12-Month CD (Jumbo)
2.01%
$100,000
60-Month CD
1.98%
$500
60-Month CD
1.62%
$500
48-Month CD
1.30%
$5,000
24-Month CD
1.25%
$100
48-Month CD
1.25%
$1,000
36-Month CD
1.25%
$1,000
12-Month CD
1.20%
$1,000
Momentum Money Market
1.00%
$25,000
18-Month CD
1.00%
$500
Super Passbook Savings
1.00%
$100
12-Month CD
1.00%
$1,000
Money Market
1.00%
$500
6-Month CD
0.76%
$500
36-Month CD
0.69%
$2,500
Money Market
0.50%
$2,500
Money Market
0.50%
$1,500
24-Month CD
0.50%
$500
iGO Savings Plus
0.50%
$1
60-Month CD
0.45%
$500
Passbook Savings
0.40%
$0
48-Month CD
0.40%
$500
48-Month CD
0.30%
$1,000
Share Savings
0.25%
$25
24-Month CD
0.16%
$500
Money Market
0.10%
$1,000
Money Market Passbook
0.10%
$1,000
NOW Checking
0.01%
$100
Evergreen Money Market
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.375%
5.375%
0.125
30-Year Fixed
5.900%
6.072%
0.000
5.625%
5.787%
0.000
565.625%
5.781%
0.875
6.500%
6.582%
0.000
30 Year Fixed
6.000%
6.127%
0.000
7.000%
7.168%
0.000
5.375%
5.721%
0.000
5.875%
6.029%
0.000
15-Year Fixed Jumbo
6.000%
6.111%
0.000
5.500%
5.533%
0.000
30-Year Fixed
5.875%
6.086%
0.000
5.250%
5.867%
0.000
4.875%
5.778%
0.000
15-Year Fixed
5.375%
5.431%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
5.625%
5.760%
0.375
5.375%
5.766%
0.000
30-Year Fixed
6.000%
6.000%
0.000
30-Year Fixed
6.000%
6.138%
0.000
5.875%
6.010%
0.000
15-Year Fixed
6.625%
6.627%
0.000
5.500%
5.659%
0.000
10 Year Fixed
6.000%
6.223%
0.000
5.875%
6.091%
0.000
5.875%
5.975%
0.000
5.375%
5.375%
0.000
6.500%
6.595%
0.000
15-Year Fixed
5.750%
5.943%
0.000
20-Year Fixed
5.625%
5.675%
0.000
5.625%
5.846%
0.000
5.750%
5.856%
0.000
15-Year Fixed
5.390%
5.666%
0.000
6.125%
6.266%
0.000
4.750%
4.816%
0.000
5.500%
5.972%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
6.000%
6.403%
0.000
4.750%
5.730%
0.000
15-Year Fixed
5.000%
5.177%
0.750
10-Year Fixed
5.375%
5.638%
0.000
10/1 ARM (Jumbo)
5.750%
6.059%
0.000
5.250%
6.232%
0.750
6.125%
6.190%
0.000
5.125%
5.421%
0.000
5.875%
5.900%
0.000
30-Year Fixed
5.625%
5.666%
0.000
6.500%
6.748%
0.000
5.625%
5.726%
0.000
15-Year Fixed
5.250%
5.347%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Visa Student Rewards Card
17.990%
Academic VISA® Gold
15.400%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Platinum Secured Visa
8.750%
9.990%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
18.000%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Prime Platinum Visa Credit Card
11.500%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
VISA Platinum with Rewards
8.900%
Visa Crimson Rewards Card
13.740%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
14.740%
Visa Platinum Preferred Rewards
15.740% - 17.990%
18.000%
VISA® Gold
11.960%
Academic VISA® Platinum
10.900%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Visa Signature® Rewards
17.750%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
8.990% - 17.990%
$0
10.650%
$0
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
11.990%
$0
9.200% - 17.950%
$0 - $15,000
60 - 60
Line of Credit Variable
16.740%
$0
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
7.990%
$0 - $30,000
Signature Loan
10.500%
$0
Personal/Signature Loans
11.150%
$0
60 - 60
Unsecured (Signature) Loan
11.000%
$0 - $500
Signature Loans
12.990%
$0
48
Credit Starter Loan
16.250%
$0
Personal Line of Credit
11.500%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
10.990%
$0 - $10,000
60 - 60
10.250% - 17.950%
$0
1 - 36
10.500%
$0
Personal Line of Credit
12.950% - 18.000%
$0
9.990% - 18.000%
$0 - $50,000
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
10.490%
$0
Education (tuition bill required)
8.250%
$0
60
10.490%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have True Sky Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: True Sky Federal Credit Union
Full Time Employees: 131
Part Time Employees: 14
President: Terry Davidson
CEO: Sean Cahill
Branch Locations: 14
ATM Locations: 16
Corporate Office Address:
10201 S Western Ave
Oklahoma City, OK 73139 2931
Phone Number: 800-448-1990
Fax Number: 405-703-2570

Financials

Total Assets:
819,044,713
Total Amount of Shares and Deposits:
757,110,702
Total Shares and Deposits < 1 Year:
671,760,411
Total Shares and Deposits 1 3 Years:
75,908,703
Total Shares and Deposits > 3 Years:
9,441,588
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
64,292,141
Total Uninsured Shares and Deposits > $250K (F+J):
124,795,589
Total Insured Shares and Deposits > $250K (item 17 less item K):
632,315,113
Total Interest Expense (Sum of items 6 8):
10,068,820
Share Certificates:
4,582
Number of Accounts for Share Drafts:
34,647
IRA KEOGH Accounts:
1,354
Number of Accounts for Regular Shares:
72,124
Non Member Deposits:
18
Money Market Shares:
1,788
Net Income (unless the amount is already included in Undivided Earnings):
-784,814
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
57,083,474
Total Liabilities:
783,990,189
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About True Sky Federal Credit Union

Is a member application needed to join True Sky Federal Credit Union?

Yes, to access services at True Sky Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, True Sky Federal Credit Union provides a range of mortgage and home equity products.

Is True Sky Federal Credit Union a safe place to deposit money?

Yes, True Sky Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does True Sky Federal Credit Union offer online and mobile banking?

Most modern institutions like True Sky Federal Credit Union provide digital access including online balance checks and transfers.

Current True Sky Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions