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 United Teletech Financial Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
United Teletech Financial Federal Credit Union's 3.50% APY CD Special for 5 month rates are at 3.50%, CD Accounts & IRAs with a Balance of and over 60 month rates are at 3.50%, 60 month CD Accounts & IRAs rates are at 3.25%, CD Accounts & IRAs 60 month rates are at 3.25%, CD Accounts & IRAs with a Balance of 60 month rates are at 3.25%. United Teletech Financial Federal Credit Union's savings rates are at 0.00%. United Teletech Financial Federal Credit Union's money market rates are at 0.05%. United Teletech Financial Federal Credit Union's 15-Year Fixed Mortgage rates are at 5.75%, 30-Year Fixed Mortage rates are at 6.88%. United Teletech Financial Federal Credit Union's Personal Loan Rates are at 8.75%. MonitorBankRates evaluates the financial stability of United Teletech Financial Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.84%. Rates were last updated on 04/05/2026. United Teletech Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Teletech Financial Federal Credit Union? Share your experience about United Teletech Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use United Teletech Financial Federal Credit Union. United Teletech Financial Federal Credit Union
HANCE AVE 205 Hance Ave
https://www.utfinancial.org TINTON FALLS, NJ 07724 
United Teletech Financial Federal Credit Union CD Rates
United Teletech Financial Federal Credit Union Savings Rates
United Teletech Financial Federal Credit Union Money Market Rates
United Teletech Financial Federal Credit Union Checking Rates
United Teletech Financial Federal Credit Union Mortgage Rates
United Teletech Financial Federal Credit Union Home Equity & HELOC
United Teletech Financial Federal Credit Union Auto Loan Rates
United Teletech Financial Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for United Teletech Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather United Teletech Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with United Teletech Financial Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
United Teletech Financial Federal Credit Union
Website
https://www.utfinancial.org
Address
205 Hance Ave,
TINTON FALLS, NJ 07724
Phone
732-530-8100
Fax
732-530-2027
President
MICHAEL HOU
CEO
LEO ARDINE
Full-Time Employees
62
Part-Time Employees
3
Branch Locations
6
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.84%
Return on Assets (ROA)
0.0541%
Return on Equity (ROE)
0.6331%
Non-Performing Loans Ratio (NPL)
0.76%
Total Assets
336,446,715
Total Amount of Shares and Deposits
285,955,016
Total Shares and Deposits < 1 Year
267,592,122
Total Shares and Deposits 1 3 Years
15,200,436
Total Shares and Deposits > 3 Years
3,162,458
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
26,610,143
Total Uninsured Shares and Deposits > $250K (F+J)
26,610,143
Total Insured Shares and Deposits > $250K (item 17 less item K)
259,344,873
Total Interest Expense (Sum of items 6 8)
3,436,985
Share Certificates
641
Number of Accounts for Share Drafts
12,058
IRA KEOGH Accounts
559
Number of Accounts for Regular Shares
20,772
Non Member Deposits
29
Money Market Shares
1,091
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,406,257
Total Liabilities
313,607,201
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About United Teletech Financial Federal Credit UnionIs United Teletech Financial Federal Credit Union a safe place to deposit money?Yes, United Teletech Financial Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 6.8387853670111%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does United Teletech Financial Federal Credit Union operate?United Teletech Financial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join United Teletech Financial Federal Credit Union?Yes, to access services at United Teletech Financial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, United Teletech Financial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, United Teletech Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does United Teletech Financial Federal Credit Union offer online and mobile banking?Most modern institutions like United Teletech Financial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.utfinancial.org. Current United Teletech Financial Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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