Upstate Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Upstate Federal Credit Union12-month CD rates can be found at 0.50%, 6-month CD rates at 3.05% and 3-month CD rates at 1.26%. Savings rates are at 0.15% and money market rates are at 1.51%. Mortgage rates on 30-year fixed loans are around 6.75%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.00%. All these rates, and more, can be found in our database of rates which you can compare to Upstate Federal Credit Union rates.

Compare Upstate Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Upstate Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Upstate Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Upstate Federal Credit Union? Share your experience about Upstate Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Upstate Federal Credit Union.

Overall, Upstate Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Upstate Federal Credit Union
Administration Center
123 Broadbent Way
Anderson, SC 29625
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Upstate Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Central Bank Provo, UT
Central Bank Provo, UT
12-Month CD
4.11%
$500
Think Mutual Bank
Think Mutual Bank
6-Month CD
4.00%
$250
Centier Bank
Centier Bank
12-Month CD
4.00%
$1,000
University Federal Credit Union
University Federal Credit Union
12-Month CD
3.80%
$1,000
Great Plains State Bank
Great Plains State Bank
18-Month CD
3.80%
$500
The Peoples S&L Co.
The Peoples S&L Co.
6-Month CD
3.80%
$2,500
The Peoples S&L Co.
The Peoples S&L Co.
18-Month CD
3.55%
$1,000
Grand Valley Bank
Grand Valley Bank
12-Month CD
3.50%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
60-Month CD
3.50%
$1,000
Senath State Bank
Senath State Bank
24-Month CD
3.29%
$500
Phoenixville Federal B&T
48-Month CD
3.20%
$500
Volunteer State Bank
Volunteer State Bank
24-Month CD
3.14%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
60-Month CD
3.03%
$1,000
Apple Bank for Savings
Apple Bank for Savings
24-Month CD
3.00%
$1,000
Fox Valley Savings Bank
Fox Valley Savings Bank
48-Month CD
3.00%
$500
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
36-Month CD
2.85%
$1,000
Coffee County Bank
Coffee County Bank
48-Month CD
2.75%
$1,000
Androscoggin Savings Bank
Androscoggin Savings Bank
48-Month CD
2.25%
$500
M.Y. Safra Bank
M.Y. Safra Bank
6-Month CD
2.25%
$500
Southwest Missouri Bank
Southwest Missouri Bank
60-Month CD
2.00%
$500
Park Bank
Park Bank
36-Month CD
1.98%
$2,500
Citizens Bank of Clovis
Citizens Bank of Clovis
Money Market
1.77%
$2,500
FSB of Wyoming
24-Month CD
1.51%
$2,000
Mutual Security Credit Union
Mutual Security Credit Union
36-Month CD
1.50%
$500
GSB Guilford Savings Bank
60-Month CD
1.00%
$1,000
Murray Bank
Murray Bank
48-Month CD
1.00%
$1,000
SSB Sherwood State Bank
SSB Sherwood State Bank
18-Month CD
1.00%
$1,000
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
48-Month CD
0.98%
$500
BLC Community Bank
BLC Community Bank
Money Market
0.85%
$5,000
Katahdin Trust Company
Katahdin Trust Company
30-Month CD
0.85%
$500
Charter Bank TX
Charter Bank TX
Savings
0.75%
$100
Bank of Botetourt
Bank of Botetourt
36-Month CD
0.75%
$500
FNB of Scotia
FNB of Scotia
36-Month CD
0.63%
$500
MCS Bank
MCS Bank
48-Month CD
0.60%
$1,000
Forte Bank
Forte Bank
Community Choice Money Market
0.50%
$2,500
Mifflinburg B&T CO.
Mifflinburg B&T CO.
18-Month CD
0.50%
$500
MCS Bank
MCS Bank
18-Month CD
0.42%
$1,000
Verus Bank of Commerce
Verus Bank of Commerce
36-Month CD
0.30%
$1,000
Marblehead Bank
Marblehead Bank
24-Month CD
0.25%
$500
The Union Bank Company
The Union Bank Company
24-Month CD
0.16%
$500
First Bank Ketchikan, AK
First Bank Ketchikan, AK
Money Market
0.15%
$0
Merrimack County SB
Merrimack County SB
Everyday Money Market
0.15%
$1,000
Mound City Bank
Mound City Bank
My Savings
0.10%
$25
Riverside Bank of Dublin
Riverside Bank of Dublin
Savings
0.10%
$100
Citizens Federal S&LA
Citizens Federal S&LA
NOW Checking
0.05%
$20
First Nations Bank
First Nations Bank
18-Month CD
0.05%
$1,000
BankPlus
BankPlus
Personal Savings
0.05%
$100
Hughes Federal Credit Union
Hughes Federal Credit Union
Main Savings
0.05%
$5
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
Savings
0.01%
$0
Premier Bank
Premier Bank
6-Month CD
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Upstate Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.050%
5.243%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.125%
5.317%
0.250
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.500%
5.634%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
5.500%
5.661%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
Greenville National Bank
Greenville National Bank
15-Year Fixed
5.625%
5.790%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
5.750%
5.801%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.750%
5.836%
0.500
Auburn Savings Bank
Auburn Savings Bank
15-Year Fixed
5.756%
5.845%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
5.750%
5.848%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
5.500%
5.905%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
Manasquan Bank
Manasquan Bank
5/6 ARM
6.000%
6.074%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.000%
6.106%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.375%
6.137%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed
6.000%
6.142%
0.500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.125%
6.148%
0.000
Ideal Credit Union
Ideal Credit Union
7/1 ARM
5.500%
6.156%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
5.875%
6.170%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
20-Year Fixed
6.125%
6.222%
0.000
Marathon Bank
Marathon Bank
30-Year Fixed
6.125%
6.230%
0.000
Accentra Credit Union
Accentra Credit Union
15-Year Fixed
5.875%
6.239%
0.000
Ulster Savings Bank
Ulster Savings Bank
30-Year Fixed
6.125%
6.266%
0.000
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
20 Year Fixed
6.125%
6.268%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Upstate Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Upstate Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Upstate Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Upstate Federal Credit Union Information

Credit Union Name: Upstate Federal Credit Union
Full Time Employees: 52
Part Time Employees: 3
President: Gregory Silver
CEO: Donna Metz
Branch Locations: 4
ATM Locations: 6
Corporate Office Address:
123 Broadbent Way
Anderson, SC 29625
Phone Number: 864-359-3355
Fax Number: 864-328-0305

Upstate Federal Credit Union Financials

Total Assets:
138,454,429
Total Amount of Shares and Deposits:
107,986,590
Total Shares and Deposits < 1 Year:
103,858,628
Total Shares and Deposits 1 3 Years:
3,028,878
Total Shares and Deposits > 3 Years:
1,099,084
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,534,339
Total Uninsured Shares and Deposits > $250K (F+J):
1,534,339
Total Insured Shares and Deposits > $250K (item 17 less item K):
106,452,251
Total Interest Expense (Sum of items 6 8):
484,705
Share Certificates:
552
Number of Accounts for Share Drafts:
10,932
IRA KEOGH Accounts:
224
Number of Accounts for Regular Shares:
17,302
Non Member Deposits:
4
Money Market Shares:
76
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
9,304,708
Total Liabilities:
127,809,542
Show More

Upstate Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Average rates on savings interest accounts in the State of Florida are low right now and haven't gone higher even though bond yields and mortgage rates have risen the past two months. The average savings interest rate is 0.25 percent on account balances of at least $2,500. You can get rates higher than the national average. Right now on our rate table the highest rate in Florida are from American Express Bank and Sallie Mae Bank. Both banks are offering rate of 1.29 percent and a yield of 1.30 percent on their online accounts.
Having cash on hand to get through any ruff period in life is essential to any financial plan.

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Upstate Federal Credit Union Reviews

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