USF Federal Credit Union Rates and Review January 2026
Compare USF Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of USF Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityUSF Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at USF Federal Credit Union? Share your experience about USF Federal Credit Union by leaving a review below, or read customer reviews before you decide to use USF Federal Credit Union. Overall, USF Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. USF Federal Credit Union Oakview 13101 Telecom Park Drive Suite 100 Temple Terrace, FL 33637  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Platinum Preferred Rewards
15.740% - 17.990%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Personal Loans
13.490%
$0 - $5,000
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have USF Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: USF Federal Credit Union
Website: https://www.usffcu.com
Full Time Employees: 218Part Time Employees: 9 President: Richard Will CEO: Richard Skaggs Branch Locations: 10 ATM Locations: 9 Corporate Office Address:
13101 Telecom Park Drive Suite 100
Temple Terrace, FL 33637 Phone Number: 813-569-2000 Fax Number: FinancialsTotal Assets:
1,290,083,787
Total Amount of Shares and Deposits:
1,086,410,554
Total Shares and Deposits < 1 Year:
877,393,776
Total Shares and Deposits 1 3 Years:
113,499,209
Total Shares and Deposits > 3 Years:
95,517,569
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
96,676,848
Total Uninsured Shares and Deposits > $250K (F+J):
96,676,848
Total Insured Shares and Deposits > $250K (item 17 less item K):
989,733,706
Total Interest Expense (Sum of items 6 8):
17,159,338
Share Certificates:
6,292
Number of Accounts for Share Drafts:
41,753
IRA KEOGH Accounts:
2,058
Number of Accounts for Regular Shares:
86,861
Non Member Deposits:
52
Money Market Shares:
5,270
Net Income (unless the amount is already included in Undivided Earnings):
2,564,641
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
83,112,091
Total Liabilities:
1,180,037,203
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About USF Federal Credit UnionIs a member application needed to join USF Federal Credit Union?Yes, to access services at USF Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, USF Federal Credit Union provides a range of mortgage and home equity products. Is USF Federal Credit Union a safe place to deposit money?Yes, USF Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does USF Federal Credit Union offer online and mobile banking?Most modern institutions like USF Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.00%, 6-month CD rates at 3.56% and 3-month CD rates at 3.80%. Savings rates are at 0.10% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 0.00%. Credit Card rates are at 10.90%. Personal Loan rates are at 16.25%. All these rates, and more, can be found in our database of rates which you can compare to 
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