VALLEY AGRICULTURAL Rates and Review January 2026
Compare VALLEY AGRICULTURAL CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of VALLEY AGRICULTURAL savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityVALLEY AGRICULTURAL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at VALLEY AGRICULTURAL? Share your experience about VALLEY AGRICULTURAL by leaving a review below, or read customer reviews before you decide to use VALLEY AGRICULTURAL. Overall, VALLEY AGRICULTURAL is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Vermilion B&T Co. VALLEY AGRIGCULTURAL FEDERAL CREDIT UNION 1141 CUMMINGS RD SANTA PAULA, CA 93060  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonEveryday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonReadi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Personal Loans
13.250%
$0
6184
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have VALLEY AGRICULTURAL rate data right now. Credit Union Profile & OverviewCredit Union Name: VALLEY AGRICULTURAL
Website: http://www.valleyagfcu.org
Full Time Employees: 0Part Time Employees: 3 President: Stewart Lockwood CEO: Cynthia Garcia Branch Locations: 2 ATM Locations: 0 Corporate Office Address:
1141 CUMMINGS RD
SANTA PAULA, CA 93060 Phone Number: 805-525-9989 Fax Number: 805-525-8373 FinancialsTotal Assets:
4,873,162
Total Amount of Shares and Deposits:
4,345,900
Total Shares and Deposits < 1 Year:
4,297,803
Total Shares and Deposits 1 3 Years:
48,097
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
25,154
Total Uninsured Shares and Deposits > $250K (F+J):
25,154
Total Insured Shares and Deposits > $250K (item 17 less item K):
4,320,746
Total Interest Expense (Sum of items 6 8):
23,190
Share Certificates:
75
Number of Accounts for Regular Shares:
599
All other shares:
47
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
198,265
Total Liabilities:
4,349,367
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for VALLEY AGRICULTURAL yet. Feel free to create one below.
Add Your Rating and Review for VALLEY AGRICULTURAL
Frequently Asked Questions About VALLEY AGRICULTURALIs a member application needed to join VALLEY AGRICULTURAL?Yes, to access services at VALLEY AGRICULTURAL, a member application is required. Is there a first-time homebuyer program?Currently, VALLEY AGRICULTURAL provides a range of mortgage and home equity products. Is VALLEY AGRICULTURAL a safe place to deposit money?Yes, VALLEY AGRICULTURAL is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does VALLEY AGRICULTURAL offer online and mobile banking?Most modern institutions like VALLEY AGRICULTURAL provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.59%, 6-month CD rates at 1.50% and 3-month CD rates at 0.20%. Savings rates are at 0.05% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.11%. Credit Card rates are at 13.74%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates which you can compare to 
.png)
