Virginia Educators Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Virginia Educators Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Virginia Educators Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityVirginia Educators Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Virginia Educators Credit Union? Share your experience about Virginia Educators Credit Union by leaving a review below, or read customer reviews before you decide to use Virginia Educators Credit Union. Overall, Virginia Educators Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Virginia Educators Credit Union Nettles Office 12626 Nettles Dr Newport News, VA 23606  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonLow Rate Credit Card
13.240%
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonLine of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Personal Loans
13.450%
$0
60
Personal Loans
12.990%
$0
13 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Virginia Educators Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Virginia Educators Credit Union
Website: https://www.vecu.org
Full Time Employees: 5Part Time Employees: 4 President: Anne Edison CEO: Sharon Conti Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
12626 Nettles Dr
Newport News, VA 23606 Phone Number: 757-930-2425 Fax Number: 757-930-1108 FinancialsTotal Assets:
74,812,358
Total Amount of Shares and Deposits:
57,211,528
Total Shares and Deposits < 1 Year:
56,812,302
Total Shares and Deposits 1 3 Years:
226,760
Total Shares and Deposits > 3 Years:
172,466
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,831,014
Total Uninsured Shares and Deposits > $250K (F+J):
1,831,014
Total Insured Shares and Deposits > $250K (item 17 less item K):
55,380,514
Total Interest Expense (Sum of items 6 8):
34,509
Share Certificates:
126
Number of Accounts for Share Drafts:
2,885
IRA KEOGH Accounts:
99
Number of Accounts for Regular Shares:
4,770
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
61,228,248
Total Liabilities:
57,623,574
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Virginia Educators Credit UnionIs a member application needed to join Virginia Educators Credit Union?Yes, to access services at Virginia Educators Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Virginia Educators Credit Union provides a range of mortgage and home equity products. Is Virginia Educators Credit Union a safe place to deposit money?Yes, Virginia Educators Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Virginia Educators Credit Union offer online and mobile banking?Most modern institutions like Virginia Educators Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.40%, 6-month CD rates at 1.61% and 3-month CD rates at 2.32%. Savings rates are at 1.50% and money market rates are at 0.22%. Mortgage rates on 30-year fixed loans are around 5.54%. Credit Card rates are at 10.90%. Personal Loan rates are at 10.70%. All these rates, and more, can be found in our database of rates which you can compare to 
