Vital Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare Vital Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Vital Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Vital Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Vital Federal Credit Union? Share your experience about Vital Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Vital Federal Credit Union. Overall, Vital Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Vital Federal Credit Union
VITALFCU 1450 John B White SR Blvd
Spartanburg, SC 29306  Compare Vital Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates
Citizens Bank & Trust Company KY
15-Month CD
4.26%
$500
Farmers Insurance Federal Credit Union
9-Month CD (No Penalty)
4.25%
$1,000
North Dallas Bank & Trust (NDBT)
18-Month CD
4.15%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Vital Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.050%
5.243%
0.000
Georgias Own Credit Union
15-Year Fixed
5.500%
5.647%
0.000
Consumers Credit Union
15-Year Fixed
5.500%
5.693%
0.625
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Vital Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Vital Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
ACFCU
Gold Star Loan
14.200%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Vital Federal Credit Union rate data right now, check back for updates, we are adding rates all the time. Vital Federal Credit Union InformationCredit Union Name: Vital Federal Credit Union
Website: https://www.vitalfcu.com
Full Time Employees: 16Part Time Employees: 0 President: Paul Barnette CEO: Omero DeLorenzo Branch Locations: 0 ATM Locations: 1 Corporate Office Address:
1450 John B White SR Blvd
Spartanburg, SC 29306 Phone Number: 864-948-8200 Fax Number: Vital Federal Credit Union FinancialsTotal Assets:
59,008,914
Total Amount of Shares and Deposits:
49,799,650
Total Shares and Deposits < 1 Year:
48,818,728
Total Shares and Deposits 1 3 Years:
980,922
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,254,330
Total Uninsured Shares and Deposits > $250K (F+J):
1,254,330
Total Insured Shares and Deposits > $250K (item 17 less item K):
48,545,320
Total Interest Expense (Sum of items 6 8):
77,729
Share Certificates:
315
Number of Accounts for Share Drafts:
3,663
IRA KEOGH Accounts:
68
Number of Accounts for Regular Shares:
7,239
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
9,823,893
Total Liabilities:
50,505,721
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Vital Federal Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate Deals Certificate of deposit rates continued to decline this past week. Continuing their decent since last year when one year certificate of deposit rates could be found over four percent, sometime as high as five percent if the bank offering the one year CD rate was in need of raising capital.
 Citibank is offering one of the best CD rates for a 6 month CD. The annual percentage yield of 4.00% is very competitive for a major bank. The average 6 month CD rate is 3.17% as reported by bankrate.com.
Bank or Credit Union Offers and Dealsgiantbank.com 3 Month CD Rates now at 0.35%Mortgage Rates Increase, Mortgage Applications Decrease, 30 Year Rates Near 5.00% Mortgage Rates Hold Steady This Week Apple Bank Savings Account Rates Michigan First Credit Union Current CD rates Highest CD Rates November 2, 2012: Best 12 Month Rates at 1.11% APY Mortgage Rates Fall Again This Week - Best 30 Year Rate at 3.375% Mortgage Loan Rates Continue to Climb in Mortgage Survey: 30 Year Mortgage Interest Rates Averaged 4.83%, 15 Year Mortgage Interest Rates Averaged 4.17% Mortgage Rates Unchanged at Record Low: July 6, 30 Year Mortgage Rates at 4.67%, 15 Year Mortgage Rates at 4.16% Record Breaking Low Mortgage Rates Today: 30 Year Rates at 4.53% Alternative Bank and Credit Union Offers to ExploreVirtualBank Money Market Account 50K Rates now at 0.73%Bayer Heritage FCU CD Rates: 5.65% APY 3-Month CD, 5.50% APY 12-Month Jumbo CD Special WaMu Online Savings Account Now Yields 3.75% Credit Card Bill of Rights Credit Cards: Credit Industry Credit Card Changes Mortgage Rates: 30 Year Mortgage Rates Decline to 4.90% Mercantil Bank CD Rates Best Online Savings Rates Poised to Move Higher Mortgage Rates and Refinance Rates Higher This Week 3-28: 30 Year Conforming Mortgage Rates at 4.80%, 15 Year Mortgage Rates at 4.10% 30 Year Mortgage Rates Today at 3.99 Percent Vital Federal Credit Union ReviewsThere are no reviews for Vital Federal Credit Union yet. Feel free to create one below.
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12-month CD rates can be found at 0.10%, 6-month CD rates at 1.61% and 3-month CD rates at 0.50%. Savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.76%. Credit Card rates are at 16.49%. Personal Loan rates are at 17.90%. All these rates, and more, can be found in our database of rates which you can compare to 
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