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VULCRAFT EMPLOYEES Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

VULCRAFT EMPLOYEES rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not VULCRAFT EMPLOYEES, and you can see how they compare in the VULCRAFT EMPLOYEES rate tables below. MonitorBankRates evaluates the financial stability of VULCRAFT EMPLOYEES with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.98%. Database rates last updated and verified on 08/30/2026.

VULCRAFT EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at VULCRAFT EMPLOYEES? Share your experience about VULCRAFT EMPLOYEES by leaving a review below, or read customer reviews before you decide to use VULCRAFT EMPLOYEES.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.98%
Excellent Higher than avg
VULCRAFT EMPLOYEES
VULCRAFT EMPLOYEES FEDERAL CU
6610 COUNTY ROAD 60A
Saint Joe, IN 46785 9601
http://vulcraftfcu.com
Member NCUA

Current Rate Availability

We're not currently displaying rates for VULCRAFT EMPLOYEES, but our database is updated constantly — check back soon for the latest offers.

Are you with VULCRAFT EMPLOYEES? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for VULCRAFT EMPLOYEES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather VULCRAFT EMPLOYEES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with VULCRAFT EMPLOYEES's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name VULCRAFT EMPLOYEES
Website http://vulcraftfcu.com
Address 6610 COUNTY ROAD 60A, Saint Joe, IN 46785 9601
Phone 260-337-1808
Fax 260-337-1801
President Joseph Barker
CEO LINDA YODER
Full-Time Employees 0
Part-Time Employees 3
Branch Locations 3
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.98%
Return on Assets (ROA)
0.8498%
Return on Equity (ROE)
6.2795%
Non-Performing Loans Ratio (NPL)
1.31%
Total Assets
6,215,142
Total Amount of Shares and Deposits
5,347,885
Total Shares and Deposits < 1 Year
5,347,884
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,347,885
Total Interest Expense (Sum of items 6 8)
74,492
Share Certificates
133
Number of Accounts for Share Drafts
160
Number of Accounts for Regular Shares
1,467
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
784,819
Total Liabilities
5,374,035
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for VULCRAFT EMPLOYEES yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About VULCRAFT EMPLOYEES

How many branches does VULCRAFT EMPLOYEES operate?

VULCRAFT EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join VULCRAFT EMPLOYEES?

Yes, to access services at VULCRAFT EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, VULCRAFT EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, VULCRAFT EMPLOYEES provides members with tools to manage their accounts and build a solid financial history.

Does VULCRAFT EMPLOYEES offer online and mobile banking?

Most modern institutions like VULCRAFT EMPLOYEES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://vulcraftfcu.com.

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