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Whitefish Credit Union Association Rates and Review January 2026

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Whitefish Credit Union Association12-month CD rates can be found at 4.00%, 6-month CD rates at 2.02% and 3-month CD rates at 3.75%. Savings rates are at 0.05% and money market rates are at 1.46%. Mortgage rates on 30-year fixed loans are around 6.24%. Credit Card rates are at 13.04%. Personal Loan rates are at 5.49%. All these rates, and more, can be found in our database of rates which you can compare to Whitefish Credit Union Association rates.

Compare Whitefish Credit Union Association CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Whitefish Credit Union Association savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Whitefish Credit Union Association money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Whitefish Credit Union Association? Share your experience about Whitefish Credit Union Association by leaving a review below, or read customer reviews before you decide to use Whitefish Credit Union Association.

Overall, Whitefish Credit Union Association is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Whitefish Credit Union Association
Whitefish Credit Union Whitefish Office
300 Baker Ave
Whitefish, MT 59937
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
36-Month CD
4.04%
$500
6-Month CD
3.90%
$2,500
7-Month CD
3.85%
$500
36-Month CD
3.80%
$500
48-Month CD
3.75%
$500
24-Month CD
3.65%
$10,000
36-Month CD
3.55%
$1,000
24-Month CD
3.49%
$500
24-Month CD
3.45%
$5,000
48-Month CD
3.40%
$1,000
12-Month CD
3.25%
$500
60-Month CD
3.25%
$1,000
12-Month CD
3.25%
$500
Cash Reserve Savings
3.25%
$0
48-Month CD
3.14%
$500
18-Month CD
3.10%
$500
36-Month CD
3.00%
$500
60-Month CD
2.93%
$500
24-Month CD
2.93%
$500
6-Month CD
2.89%
$5,000
60-Month CD
2.80%
$1,000
48-Month CD
2.75%
$2,500
36-Month CD
2.75%
$1,000
24-Month CD
2.75%
$500
36-Month CD
2.64%
$2,500
36-Month CD
2.52%
$500
60-Month CD
2.25%
$1,000
Monster Savings
2.24%
$250
60-Month CD
1.98%
$500
60-Month CD
1.76%
$1,000
12-Month CD
1.55%
$500
Savings
1.50%
$0
48-Month CD
1.25%
$500
12-Month CD
1.20%
$1,000
12-Month CD
1.00%
$500
Premier Money Market
1.00%
$50
12-Month CD
0.75%
$500
Money Market
0.65%
$2,500
60-Month CD
0.55%
$1,000
18-Month CD
0.50%
$1,000
12-Month CD
0.40%
$500
Money Market
0.40%
$2,500
Super NOW Checking
0.35%
$2,500
Passbook Savings
0.35%
$0
18-Month CD
0.35%
$500
Money Market Checking
0.30%
$500
60-Month CD
0.25%
$1,000
Heritage Interest Checking
0.20%
$200
48-Month CD
0.05%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.500%
5.552%
0.000
5.375%
5.953%
0.000
15-Year Fixed
5.375%
5.525%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
5.875%
5.933%
0.000
10-Year Fixed
6.100%
6.433%
0.000
3-Year ARM
5.125%
5.911%
0.000
15-Year Fixed Jumbo
5.500%
5.537%
0.000
15-Year Fixed
5.750%
6.044%
0.000
6.375%
6.498%
0.000
5.375%
6.220%
0.000
5.250%
5.452%
0.000
5.250%
6.232%
0.750
5.750%
5.970%
0.250
15-Year Fixed
5.625%
5.750%
0.000
6.250%
6.355%
0.000
15-Year Fixed
5.125%
5.228%
0.000
15-Year Fixed
5.125%
5.180%
0.000
30-Year Fixed
6.000%
6.068%
0.000
5.625%
5.846%
0.000
5.250%
5.534%
0.000
20-Year Fixed
5.750%
5.870%
0.000
6.000%
6.070%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
6.375%
6.394%
0.000
5.500%
5.659%
0.000
30-Year Fixed
6.000%
6.046%
0.000
5.375%
5.416%
0.000
5.375%
5.652%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
6.250%
6.199%
0.000
5.500%
5.603%
0.000
5.500%
5.561%
0.000
5.875%
6.091%
0.000
20-Year Fixed
5.000%
5.294%
2.000
5.125%
5.304%
0.000
5.750%
5.758%
0.000
5.750%
5.853%
0.000
5.125%
5.637%
0.250
15-Year Fixed
5.500%
5.562%
0.000
5.875%
6.190%
1.000
5.750%
7.634%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
5.500%
6.059%
0.000
6.000%
6.059%
0.000
6.125%
6.185%
0.000
6.500%
6.582%
0.000
30-Year Fixed
6.000%
6.000%
0.000
5.500%
5.739%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
18.000%
Savings Secured Visa®
18.000%
Visa Platinum Credit Card
9.500% - 12.500%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
VISA® Gold
11.960%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
10.150%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
9.990%
Credit Line $500-$7,000
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Visa Platinum Preferred Rewards
15.740% - 17.990%
Access FCU Visa Classic
13.500%
Academic VISA® Gold
15.400%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
VISA Signature Rewards
16.740% - 18.000%
9.990%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
14.240%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Visa Platinum Preferred Student
17.990%
Visa Platinum Rewards
14.900%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.000%
$0
1 - 36
11.990%
$0
11.500%
$0
48 - 48
Personal Line of Credit
12.950% - 18.000%
$0
13.990%
$0
10.000%
$0
60
Credit Starter Loan
16.250%
$0
10.490%
$0
9.990% - 18.000%
$0 - $50,000
Unsecured/Personal Loans
8.990%
$0
8.990% - 18.000%
$0 - $30,000
72
Unsecured (Signature) Loan
11.000%
$0 - $500
10.650%
$0
13.450%
$0
Personal Line of Credit
16.240%
$0
60
18.000%
$0 - $500
5
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Technology Loan
9.750%
$0
36
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
50% Share Secured Loan
6.460% - 14.990%
$0
10.250% - 17.950%
$0
1 - 36
8.990%
$0
36
Summer/Holiday Loans
9.500%
$0
Access Line Of Credit
16.240%
$0
Personal Loans Share Secured
5.990%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Whitefish Credit Union Association rate data right now.

Credit Union Profile & Overview

Credit Union Name: Whitefish Credit Union Association
Full Time Employees: 220
Part Time Employees: 1
President: Frank Barnes
CEO: James Kenyon
Branch Locations: 8
ATM Locations: 7
Corporate Office Address:
300 Baker Ave
Whitefish, MT 59937
Phone Number: 406-862-3525
Fax Number: 406-862-2143

Financials

Total Assets:
1,991,742,133
Total Amount of Shares and Deposits:
1,732,619,531
Total Shares and Deposits < 1 Year:
1,642,169,750
Total Shares and Deposits 1 3 Years:
90,449,782
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
191,191,863
Total Uninsured Shares and Deposits > $250K (F+J):
191,191,863
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,541,427,668
Total Interest Expense (Sum of items 6 8):
28,707,587
Share Certificates:
8,616
Number of Accounts for Share Drafts:
21,225
IRA KEOGH Accounts:
3,026
Number of Accounts for Regular Shares:
60,521
All other shares:
30
Net Income (unless the amount is already included in Undivided Earnings):
7,238,461
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
65,473,763
Total Liabilities:
1,802,856,276
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Whitefish Credit Union Association

Is a member application needed to join Whitefish Credit Union Association?

Yes, to access services at Whitefish Credit Union Association, a member application is required.

Is there a first-time homebuyer program?

Currently, Whitefish Credit Union Association provides a range of mortgage and home equity products.

Is Whitefish Credit Union Association a safe place to deposit money?

Yes, Whitefish Credit Union Association is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Whitefish Credit Union Association offer online and mobile banking?

Most modern institutions like Whitefish Credit Union Association provide digital access including online balance checks and transfers.

Current Whitefish Credit Union Association Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions