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Wings Financial Credit Union Rates and Review January 2026

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Wings Financial Credit Union12-month CD rates can be found at 3.10%, 6-month CD rates at 3.50% and 3-month CD rates at 0.80%. Savings rates are at 0.10% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 5.93%. Credit Card rates are at 17.99%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates which you can compare to Wings Financial Credit Union rates.

Compare Wings Financial Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Wings Financial Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Wings Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Wings Financial Credit Union? Share your experience about Wings Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Wings Financial Credit Union.

Overall, Wings Financial Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Wings Financial Credit Union
Apple Valley
14985 Glazier Ave
Apple Valley, MN 55124
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
18-Month CD
4.00%
$1,000
18-Month CD
3.85%
$1,000
24-Month CD
3.80%
$500
3-Month CD
3.80%
$2,500
12-Month CD
3.75%
$1,000
60-Month CD
3.73%
$1,000
24-Month CD
3.70%
$1,000
12-Month CD
3.68%
$1,500
9-Month CD
3.50%
$1,000
12-Month CD
3.50%
$1,000
36-Month CD
3.35%
$500
60-Month CD
3.30%
$1,000
Rewards Money Market
3.20%
$50,000
12-Month CD
3.05%
$1,000
24-Month CD
2.89%
$1,000
48-Month CD
2.83%
$2,500
60-Month CD
2.27%
$1,000
60-Month CD
2.02%
$1,000
24-Month CD
2.02%
$1,000
60-Month CD
2.00%
$500
12-Month CD
1.96%
$1,000
Business Money Market
1.87%
$2,500
Statement Savings
1.77%
$150
Savings
1.54%
$100
36-Month CD
1.25%
$500
60-Month CD
1.25%
$500
48-Month CD
1.15%
$25,000
18-Month CD
0.95%
$1,000
24-Month CD
0.65%
$1,000
Money Market
0.55%
$2,500
18-Month CD
0.50%
$1,000
Money Market
0.44%
$100
Business Statement Savings
0.35%
$100
Select Money Market
0.30%
$100,000
12-Month CD
0.20%
$500
Regular Savings
0.20%
$5,000
6-Month CD
0.15%
$1,000
Statement Savings
0.10%
$10
Money Market
0.10%
$1,500
6-Month CD
0.10%
$500
Freedom Checking
0.05%
$1,500
Money Market
0.05%
$0
Smart Savings
0.04%
$50
Classic Checking
0.02%
$500
Money Market
0.02%
$1,500
Checking
0.01%
$1,000
18-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.375%
5.721%
0.000
5.000%
5.153%
1.000
6.000%
6.031%
0.000
5.875%
6.055%
0.000
6.250%
6.199%
0.000
5.750%
7.634%
0.000
5.375%
6.068%
1.000
15-Year Fixed
6.625%
6.627%
0.000
5.875%
5.975%
0.000
30-Year Fixed
6.000%
6.112%
0.000
30-Year Fixed
6.500%
6.512%
0.000
5.750%
6.093%
0.000
5-Year ARM Jumbo
5.250%
4.635%
0.000
5.250%
6.041%
0.000
6.375%
6.544%
0.000
15-Year Fixed
5.375%
5.660%
0.000
6.375%
6.556%
0.000
5.990%
5.199%
0.000
5.875%
5.894%
0.000
20-Year Fixed
6.800%
6.993%
0.000
6.000%
6.006%
0.000
5.875%
6.010%
0.000
30-Year Fixed Jumbo
6.000%
6.127%
0.000
10-Year Fixed
5.375%
5.638%
0.000
6.000%
6.090%
0.000
30-Year Fixed
6.000%
6.034%
0.000
4.875%
5.778%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
5.375%
5.766%
0.000
30-Year Fixed
5.625%
5.666%
0.000
30-Year Fixed Jumbo
6.125%
6.265%
1.000
5.625%
6.461%
0.000
5.750%
5.977%
0.000
6.000%
6.141%
0.000
15-Year Fixed
5.625%
5.736%
0.000
20-Year Fixed
5.750%
5.887%
0.000
5.375%
5.468%
0.000
6.000%
6.183%
0.000
6.000%
6.303%
0.000
6.250%
6.434%
0.000
5.875%
6.029%
0.000
5.500%
5.786%
2.280
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
15-Year Fixed
5.750%
5.870%
0.000
5/6 ARM
5.875%
5.947%
0.000
15-Year Fixed
5.625%
5.747%
0.250
5.875%
6.006%
0.000
5.375%
5.911%
0.000
5.375%
5.446%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Credit Card
9.500% - 12.500%
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Premier Rate Credit Card Mastercard
12.950% - 18.000%
14.240%
Visa Platinum Preferred Student
17.990%
16.200%
Member First VISA
15.040%
No balance transfer fees or annual fees.
14.000%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
8.750%
13.240%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
11.900%
Visa Classic Card
12.900%
No annual fee
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
VISA® Gold
11.960%
Visa Crimson Card
13.240%
Platinum Secured Visa
8.750%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
9.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
11.990%
$0
1 - 12
Unsecured/Personal Loans
8.990%
$0
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
9.200% - 17.950%
$0 - $100
12 - 24
10.500%
$0 - $5,000
24 - 36
11.500%
$0
48 - 48
10.490%
$0
Next Step Loan
10.500%
$0
10.000%
$0
60
9.490%
$0
48 - 48
8.990% - 17.990%
$0
10.000%
$0
12 - 12
10.700%
$0 - $10,000
60 - 60
11.900%
$0 - $15,000
24 - 60
8.950%
$0
1 - 60
15.000%
$500 - $1,500
6 - 12
11.240% - 17.950%
$0
25 - 36
Unsecured Signature Loan
10.250%
$0
37 - 60
9.990% - 16.240%
$0
61 - 66
50% Share Secured Loan
6.460% - 14.990%
$0
Personal Loan Rates
5.740%
$0
1 - 36
13.490%
$0 - $5,000
48 - 48
10.000%
$0
1 - 36
Summer/Holiday Loans
9.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Wings Financial Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Wings Financial Credit Union
Full Time Employees: 706
Part Time Employees: 46
President: Gregory Miller
CEO: Frank Weidner
Branch Locations: 31
ATM Locations: 32
Corporate Office Address:
14985 Glazier Ave
Apple Valley, MN 55124
Phone Number: 952-997-8000
Fax Number: 952-997-8100

Financials

Total Assets:
9,390,217,225
Total Amount of Shares and Deposits:
7,138,463,410
Total Shares and Deposits < 1 Year:
6,868,347,055
Total Shares and Deposits 1 3 Years:
248,199,851
Total Shares and Deposits > 3 Years:
21,916,503
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
614,127,232
Total Uninsured Shares and Deposits > $250K (F+J):
614,127,232
Total Insured Shares and Deposits > $250K (item 17 less item K):
6,524,336,178
Total Interest Expense (Sum of items 6 8):
155,121,679
Share Certificates:
49,672
Number of Accounts for Share Drafts:
250,154
IRA KEOGH Accounts:
19,088
Number of Accounts for Regular Shares:
426,718
Non Member Deposits:
228
Money Market Shares:
60,397
Net Income (unless the amount is already included in Undivided Earnings):
63,630,960
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
177,886,162
Total Liabilities:
8,404,705,853
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Wings Financial Credit Union

Is a member application needed to join Wings Financial Credit Union?

Yes, to access services at Wings Financial Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Wings Financial Credit Union provides a range of mortgage and home equity products.

Is Wings Financial Credit Union a safe place to deposit money?

Yes, Wings Financial Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Wings Financial Credit Union offer online and mobile banking?

Most modern institutions like Wings Financial Credit Union provide digital access including online balance checks and transfers.

Current Wings Financial Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions