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Congressional Federal Credit Union Rates and Review January 2026

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Congressional Federal Credit Union12-month CD rates can be found at 2.00%, 6-month CD rates at 0.05% and 3-month CD rates at 3.80%. Savings rates are at 0.15% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.85%. Credit Card rates are at 17.99%. Personal Loan rates are at 14.99%. All these rates, and more, can be found in our database of rates which you can compare to Congressional Federal Credit Union rates.

Compare Congressional Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Congressional Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Congressional Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Congressional Federal Credit Union? Share your experience about Congressional Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Congressional Federal Credit Union.

Overall, Congressional Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Congressional Federal Credit Union
Oakton
10461 White Granite Dr
Oakton, VA 22124
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Campus Checking
10.47%
$100
Elite Checking
5.00%
$10,000
18-Month CD
3.60%
$500
36-Month CD
3.60%
$0
6-Month CD
3.28%
$500
48-Month CD
3.26%
$1,000
48-Month CD
3.25%
$1,000
6-Month CD
3.05%
$500
30-Month CD
3.03%
$500
60-Month CD
3.00%
$500
24-Month CD
3.00%
$1,000
60-Month CD
3.00%
$1,000
12-Month CD
2.83%
$500
24-Month CD
2.75%
$500
18-Month CD
2.55%
$1,000
Money Market
2.53%
$2,500
48-Month CD
2.52%
$1,000
60-Month CD
2.52%
$1,000
60-Month CD
2.52%
$250
48-Month CD
2.50%
$1,000
60-Month CD
2.22%
$500
24-Month CD
2.07%
$1,000
18-Month CD
1.75%
$1,000
60-Month CD
1.62%
$500
60-Month CD
1.40%
$500
36-Month CD
1.30%
$250
24-Month CD
1.20%
$2,500
Premium Savings
1.00%
$1
48-Month CD
0.75%
$1,000
12-Month CD
0.75%
$25,000
60-Month CD
0.65%
$500
60-Month CD
0.60%
$500
48-Month CD
0.60%
$1,000
48-Month CD
0.60%
$500
30-Month CD
0.60%
$500
Money Market
0.58%
$2,000
Kasasa Checking
0.51%
$25
48-Month CD
0.50%
$1,000
24-Month CD
0.42%
$1,000
e-Z Money Market
0.40%
$1,500
30-Month CD
0.35%
$1,000
18-Month CD
0.35%
$1,000
Savings
0.25%
$1
Savings
0.15%
$100
Passbook Savings
0.10%
$100
Premier Investment Money Market
0.10%
$1,000
24-Month CD
0.10%
$1,000
Interest Checking
0.05%
$0
Money Market Advantage
0.05%
$1
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
6.000%
6.048%
0.000
565.625%
5.781%
0.875
7/6 ARM
5.875%
5.947%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
5.625%
5.760%
0.375
20-Year Fixed
6.000%
6.097%
0.000
15-Year Fixed
5.375%
5.539%
0.000
5.875%
5.888%
0.000
20 Year Fixed
7.125%
7.527%
0.000
6.500%
6.595%
0.000
5.375%
6.280%
0.000
6.125%
6.190%
0.000
5.500%
5.591%
0.000
6.375%
6.662%
0.000
5.200%
5.453%
0.000
5.250%
5.493%
0.000
4.675%
4.867%
0.000
5.500%
5.574%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.375%
5.568%
0.000
5.625%
5.721%
0.000
6.000%
6.031%
0.000
5.875%
6.099%
0.000
5.500%
5.680%
1.125
30-Year Fixed
6.000%
6.218%
0.000
6.250%
6.350%
0.000
30-Year Fixed
5.750%
5.886%
0.000
3.990%
4.357%
0.750
5.375%
5.416%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
5.375%
5.416%
0.000
6.000%
6.250%
0.000
15-Year Fixed
5.750%
5.769%
0.000
5.875%
6.019%
1.000
15-Year Fixed
5.625%
5.747%
0.250
6.000%
6.183%
0.000
5.375%
5.953%
0.000
5.750%
5.923%
0.000
5.000%
5.153%
1.000
5.875%
6.023%
0.000
5.650%
5.986%
0.000
5.625%
5.760%
1.125
30-Year Fixed
6.000%
6.162%
1.000
5.625%
6.036%
0.000
30 Year Fixed Jumbo
6.250%
6.282%
0.000
6.000%
6.226%
0.000
5.625%
5.781%
0.878
5.500%
5.635%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
16.490% - 17.990%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Access FCU Visa Gold
9.900%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
VISA® Classic
12.960%
14.000%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
7.900%
VISA Signature Rewards
16.740% - 18.000%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Savings Secured Visa®
18.000%
Max Rewards Visa Credit Card
15.250%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Academic VISA® Classic
15.400%
Visa Platinum Preferred
14.240% - 17.990%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Signature® Rewards
17.750%
Visa Crimson Card
13.240%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Acadia Visa Credit Card
10.900%
No annual fee
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
9.490%
$0
48 - 48
Personal Signature Loan
11.000%
$0
96
9.990% - 16.240%
$0
61 - 66
9.990% - 18.000%
$0 - $50,000
Personal Loans
10.000%
$0
1 - 36
10.990%
$0 - $10,000
60 - 60
Preferred Personal Loan
10.000%
$0
60
A+ Preferred Line Of Credit
10.990%
$0
Education (tuition bill required)
8.250%
$0
60
12.250% - 17.000%
$0 - $20,000
11.240% - 17.950%
$0
25 - 36
10.250% - 17.950%
$0
1 - 36
Debt Consolidation Loan
9.000%
$0
108
Personal Signature Loans
14.000%
$0
60
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Personal Line of Credit
12.950% - 18.000%
$0
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Bill Consolidation Loan
8.990%
$0
60
50% Share Secured Loan
6.460% - 14.990%
$0
12.990%
$0
13 - 60
Consolidation Loans
13.060%
$0
1 - 36
7.990%
$0 - $30,000
13.450%
$0
Personal Loans
13.250%
$0
6184
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Congressional Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Congressional Federal Credit Union
Full Time Employees: 154
Part Time Employees: 2
President: James Kaelin
CEO: Tricia Szurgot
Branch Locations: 6
ATM Locations: 5
Corporate Office Address:
10461 White Granite Dr
Oakton, VA 22124
Phone Number: 703-934-8300
Fax Number: 703-352-3452

Financials

Total Assets:
1,262,776,843
Total Amount of Shares and Deposits:
1,122,129,623
Total Shares and Deposits < 1 Year:
1,063,016,791
Total Shares and Deposits 1 3 Years:
50,210,403
Total Shares and Deposits > 3 Years:
8,902,430
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
175,121,536
Total Uninsured Shares and Deposits > $250K (F+J):
175,121,536
Total Insured Shares and Deposits > $250K (item 17 less item K):
947,008,087
Total Interest Expense (Sum of items 6 8):
12,528,227
Share Certificates:
6,035
Number of Accounts for Share Drafts:
38,650
IRA KEOGH Accounts:
2,310
Number of Accounts for Regular Shares:
54,748
All other shares:
4,570
Money Market Shares:
8,597
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
90,559,530
Total Liabilities:
1,132,602,075
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Congressional Federal Credit Union

Is a member application needed to join Congressional Federal Credit Union?

Yes, to access services at Congressional Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Congressional Federal Credit Union provides a range of mortgage and home equity products.

Is Congressional Federal Credit Union a safe place to deposit money?

Yes, Congressional Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Congressional Federal Credit Union offer online and mobile banking?

Most modern institutions like Congressional Federal Credit Union provide digital access including online balance checks and transfers.

Current Congressional Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions