Best Money Market Rates in Indiana - June 2026
Brian McKay
Brian McKay
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Current Indiana money market deposit account rates include Hoosier Hills Credit UnionHoosier Hills Credit Union630 Lincoln Ave, Bedford, IN 47421 2116A5.0 ★Texas Ratio: 8.66% High Yield Money Market at 4.05% APY, United Federal Credit UnionUnited Federal Credit Union4840 N Main St, Mishawaka, IN 46545A+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY, First Savings Bank Jeffersonville, INFirst Savings Bank Jeffersonville, IN501 W Main St, Odon, IN 47562A5.0 ★Texas Ratio: 7.71% Money Market Special at 3.85% APY, Premier BankPremier Bank7437 Coldwater Rd, Fort Wayne, IN 46825A+5.0 ★Texas Ratio: 4.27% Money Market special at 3.75% APY, and WesBanco BankWesBanco Bank125 W Mcclain Ave, Scottsburg, IN 47170A+5.0 ★Texas Ratio: 1.63% Money Market special at 3.75% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Indiana side-by-side. Indiana money market rates currently reach as high as 4.05% APY from Hoosier Hills Credit Union at 630 Lincoln Ave, Bedford, IN 47421 2116. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Indiana and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Indiana
Rates are effective as of 6/16/2026. Fees may reduce earnings. Rates are subject to change. Not available for Public Funds. Dividends are calculated monthly and paid monthly.
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Rates are effective as of 6/16/2026. Fees may reduce earnings. Rates are subject to change. Not available for Public Funds. Dividends are calculated monthly and paid monthly.
Promo Rate. Rates may vary by zip code. APY (Annual Percentage Yield) effective 6/5/2026 for a limited time. See Details.
Special rate
New money only - offer only valid for funds not currently on deposit with WesBanco Bank. New funds deposited to a WesBanco deposit account within 30 days of opening the money market may qualify as new money. Must have an active WesBanco checking account. The interest rate is a variable rate and is subject to change without notice after the account is opened. Fees could reduce earnings. Offer is subject to change without notice.
Dividend Distribution: Monthly
Open a Money Market Account and earn up to 3.65% APY*.
*$1,000 minimum to open
3.09% APY with a daily balance of $1,000,000 or less; 3.64% APY with a daily balance above $1,000,000; 3.05% interest rate with a daily balance of $1,000,000 or less; 3.58% interest rate with a daily balance above $1,000,000; Monthly maintenance fee $5; Average daily balance to avoid fee $4,000; ATM surcharge rebate Up to $10 per month
Rates are effective as of 6/16/2026. Fees may reduce earnings. Rates are subject to change. Not available for Public Funds. Dividends are calculated monthly and paid monthly.
$15,000+
Special
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money. If you are unable to meet the minimum opening deposit of $20,000 for this competitive new money rate plan, your account will be repriced at our standard Market Monitor rate plan. Rates and tiers for deposit balances are: 3.21% (3.25% APY) if daily collected balance is $20,000 or more; 0.05% (0.05% APY) if daily collected balance is $19,999.99 or less. Offer available at Old National banking centers located in Iowa, Illinois, Indiana, Michigan, Minnesota, North Dakota, Wisconsin, and the Kentucky counties of Daviess, Henderson, Hopkins, Muhlenberg, and Union.
Eligible clients can earn a 3.25% annual percentage yield (APY) with a new Truist Business Money Market account. Rates may vary based on branch location and whether you open an account in a branch, by phone or online. Interest earned is based on the following ledger balance tiers: Tier 1 - $0.01 to $4,999.99; Tier 2 - $5,000 to $99,999.99; Tier 3 - $100,000 to $499,999.99; Tier 4 - $500,000 to $999,999.99; Tier 5 - $1,000,000 to $4,999,999.99; Tier 6 - $5,000,000 or greater. Tiers 1-6 are eligible for this 3.25% Annual Percentage Yield (APY) variable rate offer. Your new Money Market Account could initially earn a rate lower than 3.25% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.25% APY rate. The standard interest rate and APY are 0.01% for balances $0.01 and greater. Fees may reduce earnings.
Variable rate based on zip code. Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
Rates are effective as of 6/16/2026. Fees may reduce earnings. Rates are subject to change. Not available for Public Funds. Dividends are calculated monthly and paid monthly.
Must be opened with New Money, defined as new-to-Byline. $25 monthly service fee if minimum daily balance is not met.
Earn 5x the national average. To avoid a monthly maintenance fee, you must maintain an average daily balance of $4,000.00.
3.09% APY with a daily balance of $1,000,000 or less; 3.64% APY with a daily balance above $1,000,000; 3.05% interest rate with a daily balance of $1,000,000 or less; 3.58% interest rate with a daily balance above $1,000,000; Monthly maintenance fee $5; Average daily balance to avoid fee $4,000; ATM surcharge rebate Up to $10 per month
Daily balances of $1,000,000+
Money Market rates are variable and set by the Board of Directors on a monthly basis. A $25 monthly maintenance fee will incur for balances falling below $100,000.
Dividend Distribution: Monthly
Balance tier: $50,000+
Balance tier: $25,000 - $49,999
Platinum Money Market $500,000.00 & Above
*$1,000 minimum to open
Daily balances of $500,000.00 - $999,999.99
Compounded Monthly
Dividend Distribution: Monthly
Money Market rates are variable and set by the Board of Directors on a monthly basis. A $25 monthly maintenance fee will incur for balances falling below $100,000.
up to
Money Market rates are variable and set by the Board of Directors on a monthly basis. A $25 monthly maintenance fee will incur for balances falling below $100,000.
Rates effective as of 6/16/2026. Fees may reduce earnings on the account. A $2.00 monthly service fee applies if month end balance falls below $1000. Dividends are calculated monthly and paid monthly.
Balance From: $1,000,000 To: & up Compounding: Monthly
Daily balances of $250,000.00 - $499,999.99
Compounded Monthly
Rates can change daily, Daily compounding
Rates can change daily, Daily compounding
Daily balances of $100,000.00 - $249,999.99
Platinum Money Market $100,000.00 - $499,999.99
Rates can change daily, Daily compounding
Rates can change daily, Daily compounding
Tier 7
Compounded Monthly
Balance From: $250,000 To: $999,999.99 Compounding: Monthly
Tier 6
Tier 5
Variable rate; Monthly compounding; Monthly interest credited; $5,000 minimum to open
Dividend Distribution: Monthly
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Indiana Money Market Rate Trends
Compare local Indiana money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana high-yield MMA rates rose 0.054 points over the past 7 days to 3.318% APY.
Indiana standard MMA rates rose 0.203 points over the past 7 days to 0.733% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Indiana money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Indiana. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Indiana
What is a Money Market Account (MMA)?
Are Money Market accounts in Indiana safe?
How often do MMA rates change in Indiana?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Indiana?
Best Money Market Rates in Indiana
- Hoosier Hills Credit Union
High Yield Money Market — 4.05% APY - United Federal Credit Union
Money Market Special — 4.00% APY - First Savings Bank Jeffersonville, IN
Money Market Special — 3.85% APY - Premier Bank
Money Market special — 3.75% APY - WesBanco Bank
Money Market special — 3.75% APY
Cities in Indiana
