Best Money Market Rates in Louisiana (LA) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Louisiana money market deposit account rates include Ascension Credit UnionAscension Credit Union2430 S Burnside Ave, Gonzales, LA 70737 4645A+5.0 ★Texas Ratio: 0.25% Money Market at 3.60% APY, Essential Credit UnionEssential Credit Union21925 Highway 1, Plaquemine, LA 70764 5132A5.0 ★Texas Ratio: 11.36% Money Market at 3.60% APY, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union380 S Franklin St, Bastrop, LA 71220A+5.0 ★Texas Ratio: 5.10% Commercial Money Market at 3.35% APY, Chevron Federal Credit UnionChevron Federal Credit Union100 Northpark Blvd # B1302A, Covington, LA 70433 5069A+5.0 ★Texas Ratio: 2.35% Money Market Savings at 3.20% APY, and b1BANKb1BANK11307 Coursey Blvd, Baton Rouge, LA 70816A+5.0 ★Texas Ratio: 2.61% MAX Money Market at 3.12% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Louisiana side-by-side. Louisiana money market rates currently reach as high as 3.60% APY from Ascension Credit Union at 2430 S Burnside Ave, Gonzales, LA 70737 4645. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Louisiana and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Louisiana
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Money Market Accounts
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
On balance above $350,000
Ascension Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
2430 S Burnside Ave, Gonzales, LA 70737 4645
Money Market
3.60%
$0
▼
Rate3.57%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Money Market
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
Commercial Money Market
3.35%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
($2,500 Opening Balance)
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
100 Northpark Blvd # B1302A, Covington, LA 70433 5069
Money Market Savings
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
On balances of $25,000+
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
Commercial Money Market
3.15%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
($2,500 Opening Balance)
b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
11307 Coursey Blvd, Baton Rouge, LA 70816
MAX Money Market
3.12%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
Commercial Money Market
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
($2,500 Opening Balance)
Cross Keys Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.92%
115 N Chestnut St, Tallulah, LA 71282
High Yield Money Market
2.95%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
115 N Chestnut St, Tallulah, LA 71282
High Yield Money Market
2.95%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
Commercial Money Market
2.85%
$0
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
($2,500 Opening Balance)
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
Money Market
2.60%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
($2,500 Opening Balance)
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
Money Market
2.35%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
($2,500 Opening Balance)
Bank of Zachary
Institution Rating:
A+5.0 ★ Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
e-Z Money Market
2.27%
$1,500
▼
Rate2.25%
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Money Market Accounts
2.15%
$200,000
▼
Rate2.13%
Min Deposit$200,000
Min Balance—
UpdatedMay 10, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
1726 Oretha Castle Haley Blvd, New Orleans, LA 70113 1313
Money Market Account
2.12%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Over $100,000; ($1,000 Minimum)
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
Money Market
2.10%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
($2,500 Opening Balance)
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Money Market Accounts
2.05%
$150,000
▼
Rate2.04%
Min Deposit$150,000
Min Balance—
UpdatedMay 10, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.55%
904 Carter St, Vidalia, LA 71373
Money Market
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.04%
3001 Tulane Ave Ste 8, New Orleans, LA 70119 7200
Money Market Savings
1.80%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Get a 1.80% APY on balances of $10,000; Up to six free withdrawals per statement cycle
ANECA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
Money Market
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.55%
904 Carter St, Vidalia, LA 71373
Money Market
1.76%
$1,000
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★ Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
e-Z Money Market
1.75%
$1,500
▼
Rate1.75%
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Money Market Accounts
1.55%
$100,000
▼
Rate1.54%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.55%
904 Carter St, Vidalia, LA 71373
Money Market
1.51%
$1,000
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Bank of Zachary
Institution Rating:
A+5.0 ★ Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
e-Z Money Market
1.51%
$1,500
▼
Rate1.50%
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Money Market Accounts
1.30%
$50,000
▼
Rate1.29%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
ANECA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Money Market k
1.22%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$100
ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Premium Money Market
1.22%
$0
▼
Rate1.21%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
Money Market
1.15%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Money Market Accounts
1.15%
$25,000
▼
Rate1.15%
Min Deposit$25,000
Min Balance—
UpdatedMay 10, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
IRA Money Market
1.15%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Money Market
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Money Market Accounts
1.05%
$2,500
▼
Rate1.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
On balance above $25,000
Bank of Zachary
Institution Rating:
A+5.0 ★ Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
e-Z Money Market
0.85%
$1,500
▼
Rate0.85%
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Money Market
0.85%
$2,500
▼
Rate0.85%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Money Market Accounts
0.75%
$100
▼
Rate0.75%
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Money Market
0.75%
$2,500
▼
Rate0.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Money Market
0.65%
$2,500
▼
Rate0.65%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Money Market
0.60%
$2,500
▼
Rate0.60%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Money Market
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Business Money Market
0.56%
$0
▼
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Money Market
0.56%
$0
▼
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Money Market
0.55%
$2,500
▼
Rate0.55%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
1871 Pine Grove Rd, Keithville, LA 71047
Money Market
0.54%
$0
▼
Rate0.54%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Business Money Market
0.51%
$0
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Money Market
0.51%
$0
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Concordia Bank & Trust Company
Institution Rating:
B+4.7 ★ Texas Ratio: 18.55%
904 Carter St, Vidalia, LA 71373
Money Market
0.50%
$1,000
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
L'Argent Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Money Market
0.46%
$0
▼
Rate0.46%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Business Money Market
0.46%
$0
▼
Rate0.46%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
1871 Pine Grove Rd, Keithville, LA 71047
Money Market
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
Business Money Market Account
0.43%
$0
▼
Rate0.43%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Money Market
0.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA 70816
Money Market
0.35%
$1,000
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
$1,000 minimum to open; $2,500 minimum to earn dividends. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
1871 Pine Grove Rd, Keithville, LA 71047
Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
Business Money Market Account
0.33%
$0
▼
Rate0.33%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA 70816
Money Market
0.30%
$1,000
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
$1,000 minimum to open; $2,500 minimum to earn dividends. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
1871 Pine Grove Rd, Keithville, LA 71047
Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Lampco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
Money Market Account
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
Money Market Accounts
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA 70816
Money Market
0.25%
$1,000
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
$1,000 minimum to open; $2,500 minimum to earn dividends. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
Bank of Zachary
Institution Rating:
A+5.0 ★ Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
e-Z Money Market
0.25%
$1,500
▼
Rate0.25%
Min Deposit$1,500
Min Balance—
UpdatedMay 5, 2026
Details
Acadian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
102 Sunbeam Ln, Lafayette, LA 70506 1521
Money Market
0.20%
$2,500
▼
Rate0.20%
Min Deposit$2,500
Min Balance—
UpdatedMay 6, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
Money Market Accounts
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA 70816
Money Market
0.20%
$1,000
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
$1,000 minimum to open; $2,500 minimum to earn dividends. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
14963 River Rd, Hahnville, LA 70057
Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
Money Market Savings
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
I.M.M.A. (Insured Money Market Account)
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
1871 Pine Grove Rd, Keithville, LA 71047
Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA 70816
Money Market
0.15%
$1,000
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details
$1,000 minimum to open; $2,500 minimum to earn dividends. Fees could reduce earnings on all accounts. APY accurate as of 12/24/2025.
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
Money Market Savings
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Louisiana and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Louisiana Money Market Rate Trends
Compare local Louisiana money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — LA Avg
3.073%
Unchanged vs 7 days ago
Louisiana high-yield MMA rates currently average 3.073% APY.
Standard MMA — LA Avg
0.560%
Unchanged vs 7 days ago
Louisiana standard MMA rates currently average 0.560% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Louisiana. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in LA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Louisiana
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Louisiana.
Are Money Market accounts in Louisiana safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Louisiana up to $250,000 per depositor, per institution.
How often do MMA rates change in Louisiana?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Louisiana rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Louisiana?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Louisiana require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Louisiana
Here are some of the highest money market account APYs currently available in Louisiana:
- Ascension Credit Union
Money Market — 3.60% APY - Essential Credit Union
Money Market — 3.60% APY - Red River Employees Federal Credit Union
Commercial Money Market — 3.35% APY - Chevron Federal Credit Union
Money Market Savings — 3.20% APY - b1BANK
MAX Money Market — 3.12% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Louisiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
Cities in Louisiana
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