Best Money Market Rates in West Virginia - June 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current West Virginia money market deposit account rates include Main Street Bank CorpMain Street Bank Corp2001 Main St Ste 100, Wheeling, WV 26003A5.0 ★Texas Ratio: 11.67% Maximize Money Market at 3.75% APY, Wayne Savings Community BankWayne Savings Community Bank2001 Main St, Wheeling, WV 26003A+5.0 ★Texas Ratio: 1.67% Maximize Money Market at 3.75% APY, WesBanco BankWesBanco Bank1 Bank Plz, Wheeling, WV 26003A+5.0 ★Texas Ratio: 1.63% Money Market special at 3.75% APY, The Bank of RomneyThe Bank of Romney95 E Main St, Romney, WV 26757B+4.7 ★Texas Ratio: 18.78% MMA at 3.71% APY, and The Citizens Bank of WestonThe Citizens Bank of Weston201 Main Ave, Weston, WV 26452A+5.0 ★Texas Ratio: 3.19% Citizens Money Market at 3.49% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across West Virginia side-by-side. West Virginia money market rates currently reach as high as 3.75% APY from Main Street Bank Corp at 2001 Main St Ste 100, Wheeling, WV 26003. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in West Virginia and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in West Virginia
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
2001 Main St Ste 100, Wheeling, WV 26003
Maximize Money Market
3.75%
$25,000
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedJun 23, 2026
Details
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
2001 Main St, Wheeling, WV 26003
Maximize Money Market
3.75%
$25,000
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedJun 23, 2026
Details
WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
1 Bank Plz, Wheeling, WV 26003
Money Market special
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Special rate
The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
95 E Main St, Romney, WV 26757
MMA
3.71%
$0
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
$200,000.00 & ABOVE
The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
95 E Main St, Romney, WV 26757
MMA
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
$100,000.00 -$199,999.99
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Citizens Money Market
3.49%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Corporate Money Market
3.49%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
18554 Buffalo Road, Buffalo, WV 25033
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
300 Summers St, Charleston, WV 25301
Small Business Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Eligible clients can earn a 3.25% annual percentage yield (APY) with a new Truist Business Money Market account. Rates may vary based on branch location and whether you open an account in a branch, by phone or online. Interest earned is based on the following ledger balance tiers: Tier 1 - $0.01 to $4,999.99; Tier 2 - $5,000 to $99,999.99; Tier 3 - $100,000 to $499,999.99; Tier 4 - $500,000 to $999,999.99; Tier 5 - $1,000,000 to $4,999,999.99; Tier 6 - $5,000,000 or greater. Tiers 1-6 are eligible for this 3.25% Annual Percentage Yield (APY) variable rate offer. Your new Money Market Account could initially earn a rate lower than 3.25% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.25% APY rate. The standard interest rate and APY are 0.01% for balances $0.01 and greater. Fees may reduce earnings.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
121 N Court St, Harrisville, WV 26362
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedJun 16, 2026
Details
Variable rate based on zip code. Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
95 E Main St, Romney, WV 26757
MMA
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
$50,000.00 - $99,999.99
PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
128 N Main St, Franklin, WV 26807
Investment Plus Money Market
2.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
APY*
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1438 6th Ave, Huntington, WV 25701 2421
Money Market Account
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
95 E Main St, Romney, WV 26757
MMA
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
$25,000.00 - $49,999.99
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Citizens Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Corporate Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
128 N Main St, Franklin, WV 26807
Investment Plus Money Market
2.46%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
APY*
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1438 6th Ave, Huntington, WV 25701 2421
Money Market Account
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
128 N Main St, Franklin, WV 26807
Investment Plus Money Market
2.28%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
APY*
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market-New Deposits Only
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
128 N Main St, Franklin, WV 26807
Investment Plus Money Market
2.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
APY*
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1438 6th Ave, Huntington, WV 25701 2421
Money Market Account
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV 26726 9537
Money Market Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market-New Deposits Only
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV 26726 9537
Money Market Accounts
1.91%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV 26726 9537
Money Market Accounts
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV 26105
Money Market
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
5268 Williamsport Pike, Martinsburg, WV 25404
Credit Union Insured Money Market Account (CUIMMA)
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rates are variable and are subject to change at any time.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV 26726 9537
Money Market Accounts
1.71%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
5268 Williamsport Pike, Martinsburg, WV 25404
Credit Union Insured Money Market Account (CUIMMA)
1.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rates are variable and are subject to change at any time.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV 26105
Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
95 E Main St, Romney, WV 26757
MMA
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
$10,000.00 - $24,999.99
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV 26726 9537
Money Market Accounts
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Corporate Money Market
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Business Money Market
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$50,000 and above
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Money Market Accounts Tier 5
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Citizens Money Market
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
1015 Florida Ave, Keyser, WV 26726
Money Market accounts
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
1015 Florida Ave, Keyser, WV 26726
Money Market accounts
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV 26726 9537
Money Market Accounts
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV 26105
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market-New Deposits Only
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
5268 Williamsport Pike, Martinsburg, WV 25404
Credit Union Insured Money Market Account (CUIMMA)
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rates are variable and are subject to change at any time.
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Business Money Market
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$25,000 - $49,999.99
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Money Market Accounts Tier 4
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV 26105
Share Plus Money Market Account
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
5268 Williamsport Pike, Martinsburg, WV 25404
Credit Union Insured Money Market Account (CUIMMA)
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rates are variable and are subject to change at any time.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
1015 Florida Ave, Keyser, WV 26726
Money Market accounts
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Citizens Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
5268 Williamsport Pike, Martinsburg, WV 25404
Credit Union Insured Money Market Account (CUIMMA)
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rates are variable and are subject to change at any time.
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Business Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$10,000 - $24,999.99
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Money Market Accounts Tier 3
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
459 New Creek Hwy, Keyser, WV 26726 9537
Money Market Accounts
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Corporate Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV 26105
Share Plus Money Market Account
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
1015 Florida Ave, Keyser, WV 26726
Money Market accounts
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
1015 Florida Ave, Keyser, WV 26726
Money Market accounts
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV 26105
Share Plus Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
18554 Buffalo Road, Buffalo, WV 25033
Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
18554 Buffalo Road, Buffalo, WV 25033
Money Market Account
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
18554 Buffalo Road, Buffalo, WV 25033
Money Market Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
901 William Ave, Davis, WV 26260
Insured Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
CNB Bank Berkeley Springs, WV
Institution Rating:
A5.0 ★ Texas Ratio: 9.31%
101 S Washington St, Berkeley Springs, WV 25411
Money Market IRA
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
18554 Buffalo Road, Buffalo, WV 25033
Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market-New Deposits Only
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV 26836
IMMA Gold
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Money Market Accounts Tier 2
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Business Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$5,000 - $9,999.99
CNB Bank Berkeley Springs, WV
Institution Rating:
A5.0 ★ Texas Ratio: 9.31%
101 S Washington St, Berkeley Springs, WV 25411
Money Market IRA
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Davis Trust Company
Institution Rating:
F2.2 ★ Texas Ratio: 48.64%
227 Davis Ave, Elkins, WV 26241
Money Market (Hi-Fi) Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Jefferson Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
105 E Washington St, Shepherdstown, WV 25443
Money Market Tier 1
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
502 Grand Central Ave, Vienna, WV 26105
Share Plus Money Market Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CNB Bank Berkeley Springs, WV
Institution Rating:
A5.0 ★ Texas Ratio: 9.31%
101 S Washington St, Berkeley Springs, WV 25411
Money Market IRA
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
901 William Ave, Davis, WV 26260
Insured Money Market Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Jefferson Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
105 E Washington St, Shepherdstown, WV 25443
Money Market Tier 2
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
2001 Main St Ste 100, Wheeling, WV 26003
Maximize Money Market
0.30%
$25,000
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedJun 23, 2026
Details
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
2001 Main St, Wheeling, WV 26003
Maximize Money Market
0.30%
$25,000
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedJun 23, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV 26836
IMMA
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Jefferson Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
105 E Washington St, Shepherdstown, WV 25443
Money Market Tier 3
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market-New Deposits Only
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
2001 Main St Ste 100, Wheeling, WV 26003
Money Market Investor
0.25%
$1,000
▼
Rate0.24%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
$0 - $49,999.99, $50,000 - $99,999.99, $100,000 - $249,999.99
The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
901 William Ave, Davis, WV 26260
Insured Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Jefferson Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
105 E Washington St, Shepherdstown, WV 25443
Money Market Tier 4
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
2001 Main St Ste 100, Wheeling, WV 26003
Money Market Investor
0.20%
$1,000
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
$0 - $49,999.99, $50,000 - $99,999.99, $250,000+
Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
2001 Main St Ste 100, Wheeling, WV 26003
Money Market Investor
0.17%
$1,000
▼
Rate0.17%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
$0 - $49,999.99, $100,000 - $249,999.99, $250,000+
Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
2001 Main St Ste 100, Wheeling, WV 26003
Money Market Investor
0.15%
$1,000
▼
Rate0.14%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
$50,000 - $99,999.99, $100,000 - $249,999.99, $250,000+
The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
901 William Ave, Davis, WV 26260
Insured Money Market Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
10767 Energy Hwy, Friendly, WV 26146 7512
Money Market Accounts
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Balance range: $10,000.00 and UP
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV 26836
IMMA
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
10767 Energy Hwy, Friendly, WV 26146 7512
Money Market Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Balance range: $1,000.00 to $9,999.99
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
2001 Main St, Wheeling, WV 26003
Money Market Investor
0.10%
$1,000
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
500 Virginia Ave, Huntington, WV 25701
Money Market Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1122 US Highway 220 N, Moorefield, WV 26836
IMMA
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
500 Virginia Ave, Huntington, WV 25701
Money Market Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
18554 Buffalo Road, Buffalo, WV 25033
Money Market Plus Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Business Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
$0 - $4,999.99
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in West Virginia and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
West Virginia Money Market Rate Trends
Compare local West Virginia money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — WV Avg
3.379%
Unchanged vs 7 days ago
West Virginia high-yield MMA rates currently average 3.379% APY.
Standard MMA — WV Avg
0.682%
Unchanged vs 7 days ago
West Virginia standard MMA rates currently average 0.682% APY.
As of Jun 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our West Virginia money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for West Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in West Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in West Virginia
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in West Virginia.
Are Money Market accounts in West Virginia safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in West Virginia up to $250,000 per depositor, per institution.
How often do MMA rates change in West Virginia?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local West Virginia rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in West Virginia?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in West Virginia require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in West Virginia
Here are some of the highest money market account APYs currently available in West Virginia:
- Main Street Bank Corp
Maximize Money Market — 3.75% APY - Wayne Savings Community Bank
Maximize Money Market — 3.75% APY - WesBanco Bank
Money Market special — 3.75% APY - The Bank of Romney
MMA — 3.71% APY - The Citizens Bank of Weston
Citizens Money Market — 3.49% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in West Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 23, 2026
Cities in West Virginia
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