Best Personal Loan Rates in Maryland - June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Maryland borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Maryland include: Washington County Teachers Federal Credit UnionWashington County Teachers Federal Credit Union19638 Leitersburg Pike, Hagerstown, MD, 21742A+5.0 ★Texas Ratio: 0.90% offering New 2025-2026 Loan at 4.00% APR, Baxter Credit UnionBaxter Credit Union5260 Western Ave, Chevy Chase, MD, 20815A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Northwest Federal Credit UnionNorthwest Federal Credit Union1807 Rockville Pike, Rockville, MD, 20852A+5.0 ★Texas Ratio: 2.13% offering Used 2025-2026 Loan at 4.59% APR, WEPCO Federal Credit UnionWEPCO Federal Credit Union12511 Winchester Rd SW, LaVale, MD, 21502A+5.0 ★Texas Ratio: 3.46% offering Used Model Years 2018-2020 Loan at 4.74% APR, and Chessie Federal Credit UnionChessie Federal Credit Union122 W Union St, Cumberland, MD, 21502A+5.0 ★Texas Ratio: 5.62% offering Lot Loans at 4.75% APR. Personal loan rates as of June 11, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Maryland side-by-side. Maryland personal loan rates currently start as low as 4.00% APR from Washington County Teachers Federal Credit Union at 19638 Leitersburg Pike, Hagerstown, MD, 21742. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Maryland.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Maryland. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 11, 2026
Maryland Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New 2025-2026 Loan
4.00%
▼
APR4.00%
Last UpdatedJune 12, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2024-2025 Loan
4.00%
▼
APR4.00%
Last UpdatedJune 12, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New 2025-2026 Loan
4.25%
▼
APR4.25%
Last UpdatedJune 12, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2024-2025 Loan
4.25%
▼
APR4.25%
Last UpdatedJune 12, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New 2025-2026 Loan
4.50%
▼
APR4.50%
Last UpdatedJune 12, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2024-2025 Loan
4.50%
▼
APR4.50%
Last UpdatedJune 12, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
5260 Western Ave, Chevy Chase, MD, 20815
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2025-2026 Loan
4.59%
▼
APR4.59%
Last UpdatedJune 12, 2026
Details
90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2024 Loan
4.59%
▼
APR4.59%
Last UpdatedJune 12, 2026
Details
90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
New 2026 Loan
4.59%
▼
APR4.59%
Last UpdatedJune 12, 2026
Details
80% LTV
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
5260 Western Ave, Chevy Chase, MD, 20815
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedJune 12, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2023 Loan
4.69%
▼
APR4.69%
Last UpdatedJune 12, 2026
Details
90% LTV
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
Used Model Years 2018-2020 Loan
4.74%
▼
APR4.74%
Last UpdatedJune 12, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
Lot Loans
4.75%
▼
APR4.75%
Last UpdatedJune 12, 2026
Details
Annual Percentage Rate as low as
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
Lot Loans - 3 year balloon
4.75%
▼
APR4.75%
Last UpdatedJune 12, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2021-2023 Loan
4.75%
▼
APR4.75%
Last UpdatedJune 12, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
5260 Western Ave, Chevy Chase, MD, 20815
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedJune 12, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2022 Loan
4.89%
▼
APR4.89%
Last UpdatedJune 12, 2026
Details
90% LTV
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.78%
1304 E Churchville Rd, Bel Air, MD, 21014
Anything Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
Terms to 60 months
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.78%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2021-2023 Loan
5.00%
▼
APR5.00%
Last UpdatedJune 12, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
New 2026 Loan
5.09%
▼
APR5.09%
Last UpdatedJune 12, 2026
Details
80% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2024 Loan
5.09%
▼
APR5.09%
Last UpdatedJune 12, 2026
Details
90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2025-2026 Loan
5.09%
▼
APR5.09%
Last UpdatedJune 12, 2026
Details
90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2023 Loan
5.19%
▼
APR5.19%
Last UpdatedJune 12, 2026
Details
90% LTV
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
Used Model Years 2018-2020 Loan
5.24%
▼
APR5.24%
Last UpdatedJune 12, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Private School Loan
5.24%
▼
APR5.24%
Last UpdatedJune 12, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Limited Time Holiday Loan
5.24%
▼
APR5.24%
Last UpdatedJune 12, 2026
Details
No additional details available.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
122 W Union St, Cumberland, MD, 21502
Lot Loans - 5 year balloon
5.25%
▼
APR5.25%
Last UpdatedJune 12, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2020 & older Loan
5.25%
▼
APR5.25%
Last UpdatedJune 12, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2021-2023 Loan
5.25%
▼
APR5.25%
Last UpdatedJune 12, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2025-2026 Loan
5.29%
▼
APR5.29%
Last UpdatedJune 12, 2026
Details
90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
New 2026 Loan
5.39%
▼
APR5.39%
Last UpdatedJune 12, 2026
Details
80% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2022 Loan
5.39%
▼
APR5.39%
Last UpdatedJune 12, 2026
Details
90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2024 Loan
5.39%
▼
APR5.39%
Last UpdatedJune 12, 2026
Details
90% LTV
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2026 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2024 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2025 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2023 Model Year Loan
5.49%
▼
APR5.49%
Last UpdatedJune 12, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
New 2025-2026 Loan
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2020 & older Loan
5.50%
▼
APR5.50%
Last UpdatedJune 12, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2023 Loan
5.59%
▼
APR5.59%
Last UpdatedJune 12, 2026
Details
90% LTV
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2023 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2024 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2025 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2026 Model Year Loan
5.60%
▼
APR5.60%
Last UpdatedJune 12, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
10 Year Loan
5.66%
▼
APR5.66%
Last UpdatedJune 12, 2026
Details
No additional details available.
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2021 Loan
5.69%
▼
APR5.69%
Last UpdatedJune 12, 2026
Details
90% LTV
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
10 Year Loan
5.73%
▼
APR5.73%
Last UpdatedJune 12, 2026
Details
No additional details available.
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Personal Loan
5.74%
▼
APR5.74%
Last UpdatedJune 12, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
10 Year Loan
5.75%
▼
APR5.75%
Last UpdatedJune 12, 2026
Details
No additional details available.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2020 & older Loan
5.75%
▼
APR5.75%
Last UpdatedJune 12, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Used 2021-2023 Loan
5.75%
▼
APR5.75%
Last UpdatedJune 12, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
New 2026 Loan
5.79%
▼
APR5.79%
Last UpdatedJune 12, 2026
Details
80% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2022 Loan
5.79%
▼
APR5.79%
Last UpdatedJune 12, 2026
Details
90% LTV
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2026 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
Used Model Years 2018-2020 Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As; Minimum Financing of $15,000 for 72 Months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Holiday Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
54 QUEEN CITY DR, CUMBERLAND, MD, 21502
Summer Loan Special
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2025 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2024 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2023 Model Year Loan
5.99%
▼
APR5.99%
Last UpdatedJune 12, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2024 Loan
6.04%
▼
APR6.04%
Last UpdatedJune 12, 2026
Details
90% LTV
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2025-2026 Loan
6.04%
▼
APR6.04%
Last UpdatedJune 12, 2026
Details
90% LTV
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
USDA Loan
6.14%
▼
APR6.14%
Last UpdatedJune 12, 2026
Details
No additional details available.
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2021 Loan
6.19%
▼
APR6.19%
Last UpdatedJune 12, 2026
Details
90% LTV
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
111 Rockville Pike Ste 500, Rockville, MD, 20850
84 months Loan
6.24%
▼
APR6.24%
Last UpdatedJune 12, 2026
Details
Rate includes 0.25% off for automatic-debit of loan payment from NIHFCU savings or checking account.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2023 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2024 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2025 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2026 Model Year Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
As Low As
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
2020 Models Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
2021 - 2024 Models Only Loan
6.49%
▼
APR6.49%
Last UpdatedJune 12, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2022 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2021 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2020 Model Year Loan
6.50%
▼
APR6.50%
Last UpdatedJune 12, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
1807 Rockville Pike, Rockville, MD, 20852
Used 2021 Loan
6.69%
▼
APR6.69%
Last UpdatedJune 12, 2026
Details
90% LTV
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
111 Rockville Pike Ste 500, Rockville, MD, 20850
VitaLoan
6.74%
▼
APR6.74%
Last UpdatedJune 12, 2026
Details
As Low As; Includes 0.25% off for automatic-debit of loan payment from an NIHFCU savings or checking account.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature - 36 months Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
5260 Western Ave, Chevy Chase, MD, 20815
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
Used Model Years 2017 or Older Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2019 Model Year & Older Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Holiday Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
Loan amounts of $500 - $5,000
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Warranty Loan
7.00%
▼
APR7.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
Personal Loans
7.15%
▼
APR7.15%
Last UpdatedJune 12, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.24%
▼
APR7.24%
Last UpdatedJune 12, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedJune 12, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
Used Model Years 2017 or Older Loan
7.24%
▼
APR7.24%
Last UpdatedJune 12, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedJune 12, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $86.64
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2022 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.90%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Holiday / Vacation Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
As Low As; *APR (Annual Percentage Rate) is subject to change without notice. The quoted rate is the lowest available to qualified applicants without relationship pricing. The actual interest rate is based on individual credit history and relationship pricing.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2021 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2020 Model Year Loan
7.25%
▼
APR7.25%
Last UpdatedJune 12, 2026
Details
As Low As
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
500 Prince Georges Blvd, Upper Marlboro, MD, 20774
Personal Loan
7.44%
▼
APR7.44%
Last UpdatedJune 12, 2026
Details
Make big moves with rates as low as 7.44% APR.
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedJune 12, 2026
Details
Loan amounts of $500 - $30,000
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal loans
7.49%
▼
APR7.49%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
2019 Model Year & Older Loan
7.49%
▼
APR7.49%
Last UpdatedJune 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.49%
▼
APR7.49%
Last UpdatedJune 12, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedJune 12, 2026
Details
As Low As
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
111 Rockville Pike Ste 500, Rockville, MD, 20850
Holiday Loan
7.49%
▼
APR7.49%
Last UpdatedJune 12, 2026
Details
As Low As; Includes 0.25% off for automatic-debit of loan payment from an NIHFCU savings or checking account.
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
PipeER Loan
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
As Low As
Cecil County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
203 Booth St, Elkton, MD, 21921 5646
AnyTime Personal Loan
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
As Low As; Funding For Your Summertime | Loan amounts up to $45,000
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
AnyTime Express Loan
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
AnyTime Loans
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
AnyTime Personal Loan
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
As Low As; Funding For Your Summertime | Loan amounts up to $45,000
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
5 Church Cir, Annapolis, MD, 21401
Variable Rate Loan
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
Special introductory variable rate as low as Prime minus 1.51% for 9 months from the date of account opening. Currently 5.99% APR. After the 9 months, the rate will be the standard approved variable rate, currently ranging between 7.50% to 14.85% APR. Rates will fluctuate based on changes to the index rate. Excellent credit is required to qualify for the lowest rates.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
Construction Loan 12 Month
7.69%
▼
APR7.69%
Last UpdatedJune 12, 2026
Details
No additional details available.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
12 Month Loan
7.69%
▼
APR7.69%
Last UpdatedJune 12, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.74%
▼
APR7.74%
Last UpdatedJune 12, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedJune 12, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Unsecured (Special)
7.85%
▼
APR7.85%
Last UpdatedJune 12, 2026
Details
No additional details available.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As; up to $20,000
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.86%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $24.41
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD, 21713
Unsecured Optionline Tier 1 Loan
8.00%
▼
APR8.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedJune 12, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedJune 12, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedJune 12, 2026
Details
No additional details available.
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
AnyTime Loans
8.50%
▼
APR8.50%
Last UpdatedJune 12, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
30/15 up to 80% LTV / CLTV Loan
8.56%
▼
APR8.56%
Last UpdatedJune 12, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedJune 12, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedJune 12, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $17.90
Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
23 W Susquehanna Ave, Towson, MD, 21204
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedJune 12, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedJune 12, 2026
Details
Loan amounts of $5,000 - $30,000
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature - 48 months Loan
8.99%
▼
APR8.99%
Last UpdatedJune 12, 2026
Details
As Low As
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
18450 Showalter Rd Ste 113, Hagerstown, MD, 21742 1383
Personal/Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedJune 12, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.86%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedJune 12, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
Platinum Loan
8.99%
▼
APR8.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
22745 Maple Rd, Lexington Park, MD, 20653
American Freedom Loan
9.00%
▼
APR9.00%
Last UpdatedJune 12, 2026
Details
As Low As; Borrower must have at least three years of job history.
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation Loan
9.00%
▼
APR9.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
12511 Winchester Rd SW, LaVale, MD, 21502
One-Payment Loans
9.00%
▼
APR9.00%
Last UpdatedJune 12, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedJune 12, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedJune 12, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature - 60 months Loan
9.25%
▼
APR9.25%
Last UpdatedJune 12, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan: per signature
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
Up to $5,000; As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
580 Northern Ave, Hagerstown, MD, 21742
PC Loan
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
AnyTime Loans
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
580 Northern Ave, Hagerstown, MD, 21742
PC Loan (max 36 mo. term)
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
No additional details available.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
30/15 from 80.01% to 100% LTV / CLTV Loan
9.52%
▼
APR9.52%
Last UpdatedJune 12, 2026
Details
No additional details available.
POCU of Maryland
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Unsecured
9.55%
▼
APR9.55%
Last UpdatedJune 12, 2026
Details
No additional details available.
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1501 S Clinton St Ste 1200, Baltimore, MD, 21224 5732
Anything Loan
9.59%
▼
APR9.59%
Last UpdatedJune 12, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedJune 12, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Maryland Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Personal Loan
5.74%
▼
APR5.74%
Last UpdatedJune 12, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
4003 Branch Ave, Temple Hills, MD, 20748
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
5260 Western Ave, Chevy Chase, MD, 20815
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
10903 New Hampshire Ave, Silver Spring, MD, 20993
Personal Loans
7.15%
▼
APR7.15%
Last UpdatedJune 12, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedJune 12, 2026
Details
As Low As
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
500 Prince Georges Blvd, Upper Marlboro, MD, 20774
Personal Loan
7.44%
▼
APR7.44%
Last UpdatedJune 12, 2026
Details
Make big moves with rates as low as 7.44% APR.
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedJune 12, 2026
Details
Loan amounts of $500 - $30,000
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal loans
7.49%
▼
APR7.49%
Last UpdatedJune 12, 2026
Details
As Low As
Cecil County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
203 Booth St, Elkton, MD, 21921 5646
AnyTime Personal Loan
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
As Low As; Funding For Your Summertime | Loan amounts up to $45,000
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
40 W Plaza, Catonsville, MD, 21228
AnyTime Personal Loan
7.50%
▼
APR7.50%
Last UpdatedJune 12, 2026
Details
As Low As; Funding For Your Summertime | Loan amounts up to $45,000
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedJune 12, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.86%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedJune 12, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedJune 12, 2026
Details
As Low As
Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
23 W Susquehanna Ave, Towson, MD, 21204
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedJune 12, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.86%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedJune 12, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.48%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedJune 12, 2026
Details
Loan amounts of $5,000 - $30,000
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.99%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedJune 12, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedJune 12, 2026
Details
No additional details available.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan: per signature
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
Up to $5,000; As Low As
Powered by
MonitorBankRates
Maryland Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.78%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedJune 12, 2026
Details
No additional details available.
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation Loan
9.00%
▼
APR9.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation Loan
11.00%
▼
APR11.00%
Last UpdatedJune 12, 2026
Details
No additional details available.
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
8501 La Salle Rd, Baltimore, MD, 21286 5914
Debt Consolidation Loan
12.90%
▼
APR12.90%
Last UpdatedJune 12, 2026
Details
As Low As
Powered by
MonitorBankRates
Maryland Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature - 36 months Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedJune 12, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedJune 12, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $86.64
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedJune 12, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As; up to $20,000
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 12, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $24.41
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.17%
14501 Sweitzer Ln, Laurel, MD, 20707
Signature Loan
8.25%
▼
APR8.25%
Last UpdatedJune 12, 2026
Details
No additional details available.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedJune 12, 2026
Details
As Low As; Monthly Payment (per $1,000 borrowed): $17.90
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature - 48 months Loan
8.99%
▼
APR8.99%
Last UpdatedJune 12, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.23%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature - 60 months Loan
9.25%
▼
APR9.25%
Last UpdatedJune 12, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan: per signature
9.50%
▼
APR9.50%
Last UpdatedJune 12, 2026
Details
Up to $5,000; As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
15201 Hall RD, Bowie, MD, 20721
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedJune 12, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Maryland Personal Loan Rate Trends
Compare local Maryland personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — MD Avg
10.044%
▲ 0.593 vs 7 days ago
Maryland personal loan rates rose 0.593 points over the past 7 days to 10.044% APR.
Signature Loan — MD Avg
10.122%
▼ 0.124 vs 7 days ago
Maryland signature loan rates fell 0.124 points over the past 7 days to 10.122% APR.
As of Jun 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Maryland personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Maryland directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Maryland. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MD.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Maryland?
Most lenders in Maryland require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Maryland often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Maryland require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Maryland?
Yes. Debt consolidation is one of the most common uses of personal loans in Maryland. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Maryland?
Credit unions in Maryland often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Maryland?
- Washington County Teachers Federal Credit Union: 4.00% (New 2025-2026 Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Northwest Federal Credit Union: 4.59% (Used 2025-2026 Loan)
- WEPCO Federal Credit Union: 4.74% (Used Model Years 2018-2020 Loan)
- Chessie Federal Credit Union: 4.75% (Lot Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 11, 2026.
