Best Personal Loan Rates in Maryland (MD) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Maryland borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Maryland include: WEPCO Federal Credit UnionWEPCO Federal Credit Union12511 Winchester Rd SW, LaVale, MD, 21502A+5.0 ★Texas Ratio: 3.70% offering Share Pledge Loans at 4.00% APR, Baxter Credit UnionBaxter Credit Union5260 Western Ave, Chevy Chase, MD, 20815A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Atlantic Financial Federal Credit UnionAtlantic Financial Federal Credit Union40 Schilling Rd, Hunt Valley, MD, 21031 1105A5.0 ★Texas Ratio: 8.92% offering Anything Loan at 4.99% APR, Freedom Of Maryland Federal Credit UnionFreedom Of Maryland Federal Credit Union1304 E Churchville Rd, Bel Air, MD, 21014A5.0 ★Texas Ratio: 9.35% offering Anything Loan at 4.99% APR, and Chessie Federal Credit UnionChessie Federal Credit Union122 W Union St, Cumberland, MD, 21502A+5.0 ★Texas Ratio: 5.80% offering Lot Loans at 5.00% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Maryland side-by-side. Maryland personal loan rates currently start as low as 4.00% APR from WEPCO Federal Credit Union at 12511 Winchester Rd SW, LaVale, MD, 21502. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Maryland.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Maryland. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Share Pledge Loans
4.00%
▼
APR4.00%
Last UpdatedApril 20, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedApril 20, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedApril 20, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 20, 2026
Details
As Low As
Atlantic Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
40 Schilling Rd, Hunt Valley, MD, 21031 1105
Anything Loan
4.99%
▼
APR4.99%
Last UpdatedApril 20, 2026
Details
As Low As
Atlantic Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
40 Schilling Rd, Hunt Valley, MD, 21031 1105
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedApril 20, 2026
Details
As Low As
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1304 E Churchville Rd, Bel Air, MD, 21014
Anything Loan
4.99%
▼
APR4.99%
Last UpdatedApril 20, 2026
Details
As Low As
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1304 E Churchville Rd, Bel Air, MD, 21014
Anything Loan (Terms to 60 months)
4.99%
▼
APR4.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedApril 20, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Lot Loans
5.00%
▼
APR5.00%
Last UpdatedApril 20, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Lot Loans - 3 year balloon
5.00%
▼
APR5.00%
Last UpdatedApril 20, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Limited Time Holiday Loan
5.24%
▼
APR5.24%
Last UpdatedApril 20, 2026
Details
This special low-rate loan is back for a limited time to help you spread out your holiday purchases. This simple 12-month low-rate loan is here to take the stress out of holiday shopping. Buy now, pay over 12 months.
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Private School Loan
5.24%
▼
APR5.24%
Last UpdatedApril 20, 2026
Details
As Low As; Choosing the right PreK-12 school, daycare, or afterschool care is important. We're here to help finance your child's future. This loan covers everything from accredited schools such as The Highlands School to daycares and other private schools throughout Harford County.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Lot Loans - 5 year balloon
5.50%
▼
APR5.50%
Last UpdatedApril 20, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Personal Loan
5.74%
▼
APR5.74%
Last UpdatedApril 20, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
5.99%
▼
APR5.99%
Last UpdatedApril 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Holiday Loan
5.99%
▼
APR5.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Holiday Loan Rate
5.99%
▼
APR5.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
USDA Loans USDA
6.14%
▼
APR6.14%
Last UpdatedApril 20, 2026
Details
No additional details available.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
6.24%
▼
APR6.24%
Last UpdatedApril 20, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loans
6.24%
▼
APR6.24%
Last UpdatedApril 20, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedApril 20, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Holiday Loan - Closed End
6.74%
▼
APR6.74%
Last UpdatedApril 20, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
111 Rockville Pike Ste 500, Rockville, MD, 20850
VitaLoan
6.74%
▼
APR6.74%
Last UpdatedApril 20, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 80% CLTV - 5 Year
6.93%
▼
APR6.93%
Last UpdatedApril 20, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 20, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
6.99%
▼
APR6.99%
Last UpdatedApril 20, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Holiday Loan
6.99%
▼
APR6.99%
Last UpdatedApril 20, 2026
Details
Loan amounts of $500 - $5,000
Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
9100 Presidential Pkwy, Upper Marlboro, MD, 20772 2658
Tax Loan Special
6.99%
▼
APR6.99%
Last UpdatedApril 20, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
6.99%
▼
APR6.99%
Last UpdatedApril 20, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 20, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedApril 20, 2026
Details
As Low As
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 20, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Move Me Loan Rate
7.00%
▼
APR7.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
3706 Norrisville Rd, Jarrettsville, MD, 21084
Lot Loans - Balloon Loan
7.08%
▼
APR7.08%
Last UpdatedApril 20, 2026
Details
Amortization Period: 15 Years; % Down: 35%
Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
Improved Lot/Land Loan
7.10%
▼
APR7.10%
Last UpdatedApril 20, 2026
Details
No additional details available.
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
Personal Loans
7.15%
▼
APR7.15%
Last UpdatedApril 20, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedApril 20, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedApril 20, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
7.24%
▼
APR7.24%
Last UpdatedApril 20, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.24%
▼
APR7.24%
Last UpdatedApril 20, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedApril 20, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Holiday / Vacation Loan
7.25%
▼
APR7.25%
Last UpdatedApril 20, 2026
Details
As Low As; *APR (Annual Percentage Rate) is subject to change without notice. The quoted rate is the lowest available to qualified applicants without relationship pricing. The actual interest rate is based on individual credit history and relationship pricing.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedApril 20, 2026
Details
As Low As
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
500 Prince Georges Blvd, Upper Marlboro, MD, 20774
Personal Loans
7.44%
▼
APR7.44%
Last UpdatedApril 20, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 80% CLTV - 10 Year
7.48%
▼
APR7.48%
Last UpdatedApril 20, 2026
Details
As Low As
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
111 Rockville Pike Ste 500, Rockville, MD, 20850
Holiday Loan
7.49%
▼
APR7.49%
Last UpdatedApril 20, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal loans
7.49%
▼
APR7.49%
Last UpdatedApril 20, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedApril 20, 2026
Details
Loan amounts of $500 - $30,000
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.49%
▼
APR7.49%
Last UpdatedApril 20, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedApril 20, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 90% CLTV - 5 Year
7.55%
▼
APR7.55%
Last UpdatedApril 20, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
Unimproved Lot/Land Loan
7.60%
▼
APR7.60%
Last UpdatedApril 20, 2026
Details
No additional details available.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Construction Loan 12 Month
7.69%
▼
APR7.69%
Last UpdatedApril 20, 2026
Details
No additional details available.
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedApril 20, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Loan
7.74%
▼
APR7.74%
Last UpdatedApril 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 20, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Unsecured (Special)
7.85%
▼
APR7.85%
Last UpdatedApril 20, 2026
Details
No additional details available.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 20, 2026
Details
As Low As; Includes .25% auto pay rate discount.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1801 Research Blvd, Rockville, MD, 20850
HELOAN - Primary Residence - 90% CLTV - 10 Year
7.98%
▼
APR7.98%
Last UpdatedApril 20, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 20, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 20, 2026
Details
As Low As; Amount Financed up to $20,000
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 20, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 20, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 20, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 20, 2026
Details
As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD, 21713
Unsecured Optionline Tier 1
8.00%
▼
APR8.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedApril 20, 2026
Details
As Low As
Arundel Federal Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
655 Crain Hwy S, Glen Burnie, MD, 21061
Lot Loan
8.26%
▼
APR8.26%
Last UpdatedApril 20, 2026
Details
No additional details available.
IBEW 26 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
4371 Parliament Pl Ste C, Lanham, MD, 20706
Personal Loans
8.45%
▼
APR8.45%
Last UpdatedApril 20, 2026
Details
As Low As; Rates are determined by credit rating and amount financed. You may also be eligible for additional rate discounts. Contact us for more information.
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
8.49%
▼
APR8.49%
Last UpdatedApril 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 20, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedApril 20, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
AnyTime Loans
8.90%
▼
APR8.90%
Last UpdatedApril 20, 2026
Details
As Low As
Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
23 W Susquehanna Ave, Towson, MD, 21204
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedApril 20, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
8.94%
▼
APR8.94%
Last UpdatedApril 20, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedApril 20, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Signature
8.99%
▼
APR8.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 20, 2026
Details
As Low As
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
18450 Showalter Rd Ste 113, Hagerstown, MD, 21742 1383
Personal/Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedApril 20, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 20, 2026
Details
Loan amounts of $5,000 - $30,000
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
8.99%
▼
APR8.99%
Last UpdatedApril 20, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
American Freedom Loan
9.00%
▼
APR9.00%
Last UpdatedApril 20, 2026
Details
As Low As; Borrower must have at least three years of job history.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
One-Payment Loans
9.00%
▼
APR9.00%
Last UpdatedApril 20, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.00%
▼
APR9.00%
Last UpdatedApril 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 20, 2026
Details
As Low As
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 20, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedApril 20, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Loan Amounts to
9.25%
▼
APR9.25%
Last UpdatedApril 20, 2026
Details
$35,000; As Low As; APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 20, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.25%
▼
APR9.25%
Last UpdatedApril 20, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Bill Consolidation Loan - Closed End
9.49%
▼
APR9.49%
Last UpdatedApril 20, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 20, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
PC Loan (max 36 mo. term)
9.50%
▼
APR9.50%
Last UpdatedApril 20, 2026
Details
No additional details available.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.50%
▼
APR9.50%
Last UpdatedApril 20, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal
9.50%
▼
APR9.50%
Last UpdatedApril 20, 2026
Details
As Low As; 5 YEARS
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
PC Loan
9.50%
▼
APR9.50%
Last UpdatedApril 20, 2026
Details
No additional details available.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 20, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Unsecured
9.55%
▼
APR9.55%
Last UpdatedApril 20, 2026
Details
No additional details available.
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 20, 2026
Details
No additional details available.
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 20, 2026
Details
No additional details available.
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedApril 20, 2026
Details
As Low As; *Loan rate for the Signature Loan shown is the lowest rate for the product advertised and would require Auto Pay.
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
AnyTime Loans
9.90%
▼
APR9.90%
Last UpdatedApril 20, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Pathway Loan
9.90%
▼
APR9.90%
Last UpdatedApril 20, 2026
Details
Loan amounts of $500 - $1,000
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As; Months
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
54 QUEEN CITY DR, CUMBERLAND, MD, 21502
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
4700 River Rd, Riverdale, MD, 20737
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
7905 Malcolm Rd Ste 311, Clinton, MD, 20735 1730
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 20, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation
10.00%
▼
APR10.00%
Last UpdatedApril 20, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 20, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
10.19%
▼
APR10.19%
Last UpdatedApril 20, 2026
Details
As Low As; Includes .25% auto pay rate discount.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedApril 20, 2026
Details
As Low As
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 20, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
1040 Tax Loan SPECIAL
10.40%
▼
APR10.40%
Last UpdatedApril 20, 2026
Details
As Low As; Terms up to 1040 days
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
10.44%
▼
APR10.44%
Last UpdatedApril 20, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 20, 2026
Details
As Low As; Months
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 20, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedApril 20, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 20, 2026
Details
As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD, 21713
Unsecured Optionline Tier 2
10.50%
▼
APR10.50%
Last UpdatedApril 20, 2026
Details
No additional details available.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured) up to 36 months
10.75%
▼
APR10.75%
Last UpdatedApril 20, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
AnyTime Loans
10.90%
▼
APR10.90%
Last UpdatedApril 20, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
As Low As; Months
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
Platinum Loan
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
$10,001 - $20,000
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
3458 Ellicott Center Dr Ste 106, Ellicott City, MD, 21043 4178
Vacation Loan
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
Amount: $1,001 - $6,000
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured) 37-48 months
11.00%
▼
APR11.00%
Last UpdatedApril 20, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Any Reason Loan
11.00%
▼
APR11.00%
Last UpdatedApril 20, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 20, 2026
Details
As Low As; Months
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedApril 20, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
11.25%
▼
APR11.25%
Last UpdatedApril 20, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Loan Amounts to
11.25%
▼
APR11.25%
Last UpdatedApril 20, 2026
Details
$35,000; As Low As; APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured) 49-60 months
11.25%
▼
APR11.25%
Last UpdatedApril 20, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 60 Months
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 48 Months
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
Unsecured Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
11.50%
▼
APR11.50%
Last UpdatedApril 20, 2026
Details
As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD, 21713
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedApril 20, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedApril 20, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Signature
11.75%
▼
APR11.75%
Last UpdatedApril 20, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
AnyTime Loans
11.90%
▼
APR11.90%
Last UpdatedApril 20, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Emergency Loan
11.99%
▼
APR11.99%
Last UpdatedApril 20, 2026
Details
As Low As
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18721 Longmeadow Rd, Hagerstown, MD, 21742
Personal/Signature Loans
11.99%
▼
APR11.99%
Last UpdatedApril 20, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
Personal Loan
5.74%
▼
APR5.74%
Last UpdatedApril 20, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
6.24%
▼
APR6.24%
Last UpdatedApril 20, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loans
6.24%
▼
APR6.24%
Last UpdatedApril 20, 2026
Details
As Low As
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 20, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 20, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedApril 20, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
Personal Loans
7.15%
▼
APR7.15%
Last UpdatedApril 20, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedApril 20, 2026
Details
As Low As
NASA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
500 Prince Georges Blvd, Upper Marlboro, MD, 20774
Personal Loans
7.44%
▼
APR7.44%
Last UpdatedApril 20, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedApril 20, 2026
Details
Loan amounts of $500 - $30,000
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal loans
7.49%
▼
APR7.49%
Last UpdatedApril 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 20, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 20, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 20, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedApril 20, 2026
Details
As Low As
IBEW 26 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
4371 Parliament Pl Ste C, Lanham, MD, 20706
Personal Loans
8.45%
▼
APR8.45%
Last UpdatedApril 20, 2026
Details
As Low As; Rates are determined by credit rating and amount financed. You may also be eligible for additional rate discounts. Contact us for more information.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 20, 2026
Details
As Low As
Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
23 W Susquehanna Ave, Towson, MD, 21204
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedApril 20, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
8.94%
▼
APR8.94%
Last UpdatedApril 20, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 20, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 20, 2026
Details
Loan amounts of $5,000 - $30,000
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedApril 20, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 20, 2026
Details
As Low As
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedApril 20, 2026
Details
No additional details available.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
19638 Leitersburg Pike, Hagerstown, MD, 21742
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 20, 2026
Details
As Low As
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 20, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As; Months
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
54 QUEEN CITY DR, CUMBERLAND, MD, 21502
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
4700 River Rd, Riverdale, MD, 20737
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 20, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
10.19%
▼
APR10.19%
Last UpdatedApril 20, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Cecil Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 20, 2026
Details
No additional details available.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Personal Loan
10.44%
▼
APR10.44%
Last UpdatedApril 20, 2026
Details
As Low As; Includes .25% auto pay rate discount.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedApril 20, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 20, 2026
Details
As Low As; Months
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
As Low As; Months
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 20, 2026
Details
As Low As; Months
Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
9651 Belair Rd, Baltimore, MD, 21236
Unsecured Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 48 Months
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
Personal Loans 60 Months
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
726 Cambridge Plz, Cambridge, MD, 21613
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
207 N Main St, Boonsboro, MD, 21713
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedApril 20, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Atlantic Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.92%
40 Schilling Rd, Hunt Valley, MD, 21031 1105
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedApril 20, 2026
Details
As Low As
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedApril 20, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation
10.00%
▼
APR10.00%
Last UpdatedApril 20, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation
12.00%
▼
APR12.00%
Last UpdatedApril 20, 2026
Details
As Low As
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
5.99%
▼
APR5.99%
Last UpdatedApril 20, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
6.74%
▼
APR6.74%
Last UpdatedApril 20, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedApril 20, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
6.99%
▼
APR6.99%
Last UpdatedApril 20, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
7.24%
▼
APR7.24%
Last UpdatedApril 20, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedApril 20, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedApril 20, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Signature Loan
7.74%
▼
APR7.74%
Last UpdatedApril 20, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 20, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 20, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD, 20770 1426
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 20, 2026
Details
As Low As; Amount Financed up to $20,000
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Signature/Closed End
8.49%
▼
APR8.49%
Last UpdatedApril 20, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedApril 20, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedApril 20, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Signature
8.99%
▼
APR8.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
8.99%
▼
APR8.99%
Last UpdatedApril 20, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.00%
▼
APR9.00%
Last UpdatedApril 20, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedApril 20, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.25%
▼
APR9.25%
Last UpdatedApril 20, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
999 Corporate Blvd, Linthicum Heights, MD, 21090
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 20, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured)
9.50%
▼
APR9.50%
Last UpdatedApril 20, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 20, 2026
Details
No additional details available.
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedApril 20, 2026
Details
As Low As; *Loan rate for the Signature Loan shown is the lowest rate for the product advertised and would require Auto Pay.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As; Months
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Personal Signature
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
7905 Malcolm Rd Ste 311, Clinton, MD, 20735 1730
Signature
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedApril 20, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedApril 20, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 20, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedApril 20, 2026
Details
As Low As; Months
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedApril 20, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured) up to 36 months
10.75%
▼
APR10.75%
Last UpdatedApril 20, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
As Low As; Months
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedApril 20, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedApril 20, 2026
Details
As Low As; Months
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured) 37-48 months
11.00%
▼
APR11.00%
Last UpdatedApril 20, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
11.25%
▼
APR11.25%
Last UpdatedApril 20, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
580 Northern Ave, Hagerstown, MD, 21742
Signature (unsecured) 49-60 months
11.25%
▼
APR11.25%
Last UpdatedApril 20, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature
11.50%
▼
APR11.50%
Last UpdatedApril 20, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
12511 Winchester Rd SW, LaVale, MD, 21502
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedApril 20, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Signature
11.75%
▼
APR11.75%
Last UpdatedApril 20, 2026
Details
As Low As
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18721 Longmeadow Rd, Hagerstown, MD, 21742
Personal/Signature Loans
11.99%
▼
APR11.99%
Last UpdatedApril 20, 2026
Details
As Low As
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No home improvement personal loan rates found in Maryland currently.
Maryland Personal Loan Rate Trends
Compare local Maryland personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — MD Avg
9.092%
▼ 0.340 vs 7 days ago
Maryland personal loan rates fell 0.340 points over the past 7 days to 9.092% APR.
Signature Loan — MD Avg
10.371%
▲ 0.180 vs 7 days ago
Maryland signature loan rates rose 0.180 points over the past 7 days to 10.371% APR.
As of Apr 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Maryland?
Most lenders in Maryland require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Maryland often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Maryland require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Maryland?
Yes. Debt consolidation is one of the most common uses of personal loans in Maryland. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Maryland?
Credit unions in Maryland often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Maryland?
- WEPCO Federal Credit Union: 4.00% (Share Pledge Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Atlantic Financial Federal Credit Union: 4.99% (Anything Loan)
- Freedom Of Maryland Federal Credit Union: 4.99% (Anything Loan)
- Chessie Federal Credit Union: 5.00% (Lot Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026.
