Best Personal Loan Rates in North Dakota (ND) - April 2026

Current personal loan options available to borrowers in North Dakota include: Tel-U-Watt Federal Credit UnionTel-U-Watt Federal Credit Union24 2nd Ave SE, Minot, ND, 58701A+5.0 ★Texas Ratio: 0.00% offering 2023 & Newer Recreational Loans at 5.00% APR, Aspire Community Federal Credit UnionAspire Community Federal Credit Union1430 S BROADWAY, MINOT, ND, 58701 5933A+5.0 ★Texas Ratio: 3.85% offering Recreational Loans at 6.25% APR, MINOT AREA SCHOOLSMINOT AREA SCHOOLS215 2nd St SE, Minot, ND, 58701A5.0 ★Texas Ratio: 13.80% offering Unsecured Loan at 8.49% APR, Med Park Credit UnionMed Park Credit Union2150 32nd Ave S Ste E, Grand Forks, ND, 58201A+5.0 ★Texas Ratio: 0.18% offering Signature Loan at 9.00% APR, and Service Federal Credit UnionService Federal Credit Union589 Holzapple St Bldg 210, Grand Forks Afb, ND, 58204 1020A5.0 ★Texas Ratio: 11.03% offering Energy Efficiency Loan at 9.24% APR. Personal loan rates as of April 18, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare personal loan rates across North Dakota side-by-side. North Dakota personal loan rates currently start as low as 5.00% APR from Tel-U-Watt Federal Credit Union at 24 2nd Ave SE, Minot, ND, 58701. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in North Dakota.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in North Dakota. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 18, 2026