What are the current interest rates at LAKEVIEW?

Current rates for LAKEVIEW include: 60-Month CD: 3.75%

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LAKEVIEW

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LAKEVIEW Rates & Review April 2026

Q: Is LAKEVIEW a safe place to deposit money?

Yes, LAKEVIEW is considered a safe financial institution. With a Texas Ratio of 0.6030621291108%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does LAKEVIEW operate?

LAKEVIEW currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join LAKEVIEW?

Yes, to access services at LAKEVIEW, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, LAKEVIEW does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, LAKEVIEW provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 14, 2026

LAKEVIEW's 60 Month CD rates are at 3.75%. MonitorBankRates evaluates the financial stability of LAKEVIEW with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.60%. Rates were last updated on 04/14/2026.

LAKEVIEW money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LAKEVIEW? Share your experience about LAKEVIEW by leaving a review below, or read customer reviews before you decide to use LAKEVIEW.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.60%

Excellent Lower than avg

First National Bank in Trinidad
Ashtabula Office

2909 State Rd
Ashtabula, OH 44004

http://lakeviewfcu.com

LAKEVIEW CD Rates

Product	Rate	APY	Term	View More
60 Month Share Certificate	-	3.75%	60
Min Deposit $500 Details The minimum balance required to open and maintain this account is $500.00. You must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed annual percentage yield. There is a penalty for early withdrawal and the yield, terms, and conditions are subject to change without notice. The annual percentage yield is accurate as of February 2, 2026 Last Updated 04/14/2026 Institution Ratings 4.8 Star Rating B+ Health Grade ◈ Texas Ratio: 17.17%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for LAKEVIEW is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather LAKEVIEW rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with LAKEVIEW's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name LAKEVIEW

Website http://lakeviewfcu.com

Address 2909 State Rd, Ashtabula, OH 44004

Phone 440-998-2707

Fax 440-992-7009

President Arthur Risley

CEO Jamie Ortiz

Full-Time Employees 22

Part-Time Employees 0

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.60%

Return on Assets (ROA)

0.7801%

Return on Equity (ROE)

6.3349%

Non-Performing Loans Ratio (NPL)

0.19%

Total Assets

153,146,824

Total Amount of Shares and Deposits

134,619,229

Total Shares and Deposits < 1 Year

128,135,283

Total Shares and Deposits 1 3 Years

5,667,067

Total Shares and Deposits > 3 Years

816,879

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

7,183,877

Total Uninsured Shares and Deposits > $250K (F+J)

7,183,877

Total Insured Shares and Deposits > $250K (item 17 less item K)

127,435,352

Total Interest Expense (Sum of items 6 8)

1,438,949

Share Certificates

851

Number of Accounts for Share Drafts

4,742

IRA KEOGH Accounts

315

Number of Accounts for Regular Shares

9,453

Money Market Shares

1,098

Net Income (unless the amount is already included in Undivided Earnings)

415,749

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

6,053,499

Total Liabilities

135,323,775

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About LAKEVIEW

Is LAKEVIEW a safe place to deposit money?

Yes, LAKEVIEW is considered a safe financial institution. With a Texas Ratio of 0.6030621291108%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does LAKEVIEW operate?

LAKEVIEW currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join LAKEVIEW?

Yes, to access services at LAKEVIEW, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, LAKEVIEW does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, LAKEVIEW provides members with tools to manage their accounts and build a solid financial history.

Does LAKEVIEW offer online and mobile banking?

Most modern institutions like LAKEVIEW provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://lakeviewfcu.com.