Auto Loan Rates in Indiana (IN) for July 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Indiana. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Indiana include United Federal Credit UnionUnited Federal Credit Union4840 N Main St, Mishawaka, IN, 46545A+5.0 ★Texas Ratio: 3.13% offering Auto Loan at 2.99%, Central Soya Federal Credit UnionCentral Soya Federal Credit Union1200 N 2nd St, Decatur, IN, 46733 1160A+5.0 ★Texas Ratio: 0.08% offering Auto Loan at 3.49%, Bloomington Municipal Credit UnionBloomington Municipal Credit Union1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814 7900A+5.0 ★Texas Ratio: 0.12% offering Autos & Trucks 2025 & Newer at 3.59%, Clifty Creek Employees Federal Credit UnionClifty Creek Employees Federal Credit Union220 Clifty Dr Ste H, Madison, IN, 47250 1669A+5.0 ★Texas Ratio: 0.30% offering 2023 - Newer Vehicle Loan at 3.75%, Regional Federal Credit UnionRegional Federal Credit Union7144 Kennedy Ave, Hammond, IN, 46323 2225A+5.0 ★Texas Ratio: 4.25% offering New and Used Auto Loans at 3.99%. Auto loan rates as of July 15, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Indiana side-by-side. Indiana auto loan rates currently start as low as 2.99% APR from United Federal Credit Union at 4840 N Main St, Mishawaka, IN, 46545. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Indiana. Auto Loan Rates Last Updated and Verified: July 15, 2026
Compare Auto Loan Rates Today in Indiana
Indiana Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN, 46545
Auto Loan
2.99%
36 months
▼
APR2.99%
Term36 months
Last UpdatedJul 15, 2026
Details
Limited-time offer. Save on a new or refinanced vehicle this summer with rates starting as low as 2.99% APR for 36 months with autopay from a United checking account.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN, 46545
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
▼
APR2.99%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Auto Loan
3.49%
36-72 Months
▼
APR3.49%
Term36-72 Months
Last UpdatedJul 6, 2026
Details
2022 or Newer vehicle
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
New Vehicle Loans
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJul 6, 2026
Details
Special!
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814 7900
Autos & Trucks 2025 & Newer
3.59%
up to 60
▼
APR3.59%
Termup to 60
Last UpdatedJul 11, 2026
Details
As Low As; *
Clifty Creek Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
220 Clifty Dr Ste H, Madison, IN, 47250 1669
2023 - Newer Vehicle Loan
3.75%
5 Year Term
▼
APR3.75%
Term5 Year Term
Last UpdatedJul 15, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJul 15, 2026
Details
Model Year: 2023-2027; As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814 7900
Autos & Trucks 2025 & Newer
4.09%
up to 72
▼
APR4.09%
Termup to 72
Last UpdatedJul 11, 2026
Details
As Low As; *
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN, 46545
Fixed Rate New & Used Auto Loans
4.15%
Up to 48 Months
▼
APR4.15%
TermUp to 48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814 7900
Autos & Trucks 2022-2024
4.19%
up to 60
▼
APR4.19%
Termup to 60
Last UpdatedJul 11, 2026
Details
As Low As; *
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
Auto Loan Special
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Special
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
4.24%
60 months
▼
APR4.24%
Term60 months
Last UpdatedJul 15, 2026
Details
Model Year: 2023-2027; As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
New Vehicles Loan
4.25%
12 - 24
▼
APR4.25%
Term12 - 24
Last UpdatedJul 15, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
New Auto 2025-26
4.35%
Up to 36 months
▼
APR4.35%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2021-2025
4.35%
up to 60 months
▼
APR4.35%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814 7900
Autos & Trucks 2020-2021
4.39%
up to 60
▼
APR4.39%
Termup to 60
Last UpdatedJul 11, 2026
Details
As Low As; *
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN, 46545
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
NEW Auto Loan
4.40%
Up to 36 months
▼
APR4.40%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN, 47240 9341
New Automobiles (2025 and Newer) - 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
4.49%
72 months
▼
APR4.49%
Term72 months
Last UpdatedJul 15, 2026
Details
Model Year: 2023-2027; As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
New Vehicles Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1810 Williamsburg Pike, Richmond, IN, 47374
New Vehicles Loan
4.50%
Up to 84 Mos
▼
APR4.50%
TermUp to 84 Mos
Last UpdatedJul 15, 2026
Details
As Low As; *
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
Auto Loans 2026-2024
4.65%
60 months
▼
APR4.65%
Term60 months
Last UpdatedJul 15, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814 7900
Autos & Trucks 2022-2024
4.69%
up to 72
▼
APR4.69%
Termup to 72
Last UpdatedJul 11, 2026
Details
As Low As; *
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Newer Auto Loan
4.74%
up to 48 months
▼
APR4.74%
Termup to 48 months
Last UpdatedJul 15, 2026
Details
As Low As; Newer (2023-2026)
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN, 47130 6916
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59 Months
▼
APR4.74%
Term0 - 59 Months
Last UpdatedJul 15, 2026
Details
As Low As;*
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
New Auto
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
Used Auto
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
New Vehicles Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
Auto Loans 2026-2024
4.80%
66 months
▼
APR4.80%
Term66 months
Last UpdatedJul 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN, 46545
Fixed Rate New & Used Auto Loans
4.90%
Up to 72 Months
▼
APR4.90%
TermUp to 72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.56%
1800 E Lincolnway, La Porte, IN, 46350
Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJul 6, 2026
Details
As Low As; up to 36 Months
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
1234 N Eddy St Ste 101, South Bend, IN, 46617 1477
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedJul 11, 2026
Details
As Low As; New Auto 2025 + Newer Only
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN, 47304
Vehicle Loans - 2020 through 2022 Models
4.99%
2022 Mo
▼
APR4.99%
Term2022 Mo
Last UpdatedJul 12, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN, 47304
Vehicle Loans - 2023 through 2026 Models
4.99%
2026 Mo
▼
APR4.99%
Term2026 Mo
Last UpdatedJul 12, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Newer Auto Loan
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
As Low As; Newer (2023-2026)
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
NEW Auto Loan
4.99%
37 - 60 months
▼
APR4.99%
Term37 - 60 months
Last UpdatedJul 15, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
USED Auto Loan
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN, 47240 9341
New Automobiles (2025 and Newer) - 66 Months
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedJul 15, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN, 47130 6916
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74 Months
▼
APR4.99%
Term60 - 74 Months
Last UpdatedJul 15, 2026
Details
As Low As;*
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
Used Auto
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
151 N Broadway, PERU, IN, 46970
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedJul 6, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
New Auto
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedJul 11, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2022 & Newer Loan
5.00%
24 months
▼
APR5.00%
Term24 months
Last UpdatedJul 11, 2026
Details
As Low As*
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
New Vehicles Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJul 15, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
Used Vehicles 1-2 yrs. old Loan
5.00%
2 Yrs
▼
APR5.00%
Term2 Yrs
Last UpdatedJul 15, 2026
Details
As Low As
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1810 Williamsburg Pike, Richmond, IN, 47374
Used Vehicles Loan
5.00%
Terms Vary
▼
APR5.00%
TermTerms Vary
Last UpdatedJul 15, 2026
Details
As Low As; *
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
Auto Loans 2023-2022
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedJul 15, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
New Auto
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedJul 11, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2022 & Newer Loan
5.05%
36 months
▼
APR5.05%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As*
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
Auto Loans 2026-2024
5.20%
72 months
▼
APR5.20%
Term72 months
Last UpdatedJul 15, 2026
Details
Over $20,000
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
4100 Technology Ave, New Albany, IN, 47150 8548
Auto Loans
5.24%
Up to 48 Months
▼
APR5.24%
TermUp to 48 Months
Last UpdatedJul 10, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
1234 N Eddy St Ste 101, South Bend, IN, 46617 1477
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedJul 11, 2026
Details
As Low As; Model Year: New Auto 2025 + Newer
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Used Auto Loan
5.24%
up to 48 months
▼
APR5.24%
Termup to 48 months
Last UpdatedJul 15, 2026
Details
As Low As; Used (2019 - 2022)
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN, 47240 9341
Used Automobiles (2021 - 2024) 66 Months
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated payment per $1000: $17.48
Clifty Creek Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
220 Clifty Dr Ste H, Madison, IN, 47250 1669
2021 - 2022 Vehicle Loan
5.24%
5 Year Term
▼
APR5.24%
Term5 Year Term
Last UpdatedJul 15, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
New Auto
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN, 47304
Vehicle Loans - 2020 through 2022 Models
5.25%
2022 Mo
▼
APR5.25%
Term2022 Mo
Last UpdatedJul 12, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
New Vehicles Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As
Power One Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
Used Cars (2019-2021) Loan
5.29%
36-48 Months
▼
APR5.29%
Term36-48 Months
Last UpdatedJul 12, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814 7900
Autos & Trucks 2025 & Newer
5.34%
up to 84
▼
APR5.34%
Termup to 84
Last UpdatedJul 11, 2026
Details
As Low As; *
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
New Auto
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedJul 11, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2022 & Newer Loan
5.35%
48 months
▼
APR5.35%
Term48 months
Last UpdatedJul 11, 2026
Details
As Low As*
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
Auto Loans 2023-2022
5.35%
66 months
▼
APR5.35%
Term66 months
Last UpdatedJul 15, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
New Auto
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedJul 11, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2022 & Newer Loan
5.39%
72 months
▼
APR5.39%
Term72 months
Last UpdatedJul 11, 2026
Details
As Low As*
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
5.39%
84 months
▼
APR5.39%
Term84 months
Last UpdatedJul 15, 2026
Details
Model Year: 2025-2027 (new only); As Low As
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
Used Vehicles 2018-2020 Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedJul 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN, 46545
Fixed Rate New & Used Auto Loans
5.40%
Up to 84 Months
▼
APR5.40%
TermUp to 84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
New Vehicles Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Used Vehicles 2015 - 2017 Loan
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Used Vehicles 2020 & Newer Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
Auto Loans 2023-2022
5.45%
72 months
▼
APR5.45%
Term72 months
Last UpdatedJul 15, 2026
Details
Over $20,000
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
New Auto (2022 or newer)
5.46%
60 months
▼
APR5.46%
Term60 months
Last UpdatedJul 15, 2026
Details
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
New Vehicle Loan
5.48%
Up to 72 months
▼
APR5.48%
TermUp to 72 months
Last UpdatedJul 14, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814 7900
Autos & Trucks 2018-2019
5.49%
up to 48
▼
APR5.49%
Termup to 48
Last UpdatedJul 11, 2026
Details
As Low As; *
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
1234 N Eddy St Ste 101, South Bend, IN, 46617 1477
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedJul 11, 2026
Details
As Low As; Model Year: New Auto 2025 + Newer
Power One Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
Used Cars (2019-2021) Loan
5.49%
49-66 Months
▼
APR5.49%
Term49-66 Months
Last UpdatedJul 12, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Auto Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedJul 15, 2026
Details
Model Year: 2026
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Used Auto Loan
5.49%
up to 60 months
▼
APR5.49%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
As Low As; Used (2019 - 2022)
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN, 47240 9341
New Automobiles (2025 and Newer) - 75 Months
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedJul 15, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto
5.49%
up to 60 months
▼
APR5.49%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
Rates as Low as; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto 61-72 months
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto up to 60 months
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
Used Auto
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loans (2020 or Newer)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedJul 6, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
New Vehicles Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
Used Vehicles 1-2 yrs. old Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
Used Vehicles 2018-2020 Loan
5.59%
60 Months
▼
APR5.59%
Term60 Months
Last UpdatedJul 15, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Auto Loan
5.60%
60 months
▼
APR5.60%
Term60 months
Last UpdatedJul 15, 2026
Details
Model Year: 2026
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
5.64%
60 months
▼
APR5.64%
Term60 months
Last UpdatedJul 15, 2026
Details
Model Year: 2021-2022; As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Used Vehicles 2018 - 2019 Loan
5.70%
Max 72 months
▼
APR5.70%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
New Auto (2022 or newer)
5.71%
72 months
▼
APR5.71%
Term72 months
Last UpdatedJul 15, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN, 47304
Vehicle Loans - 2020 through 2022 Models
5.74%
2022 Mo
▼
APR5.74%
Term2022 Mo
Last UpdatedJul 12, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN, 47304
Vehicle Loans - 2023 through 2026 Models
5.74%
2026 Mo
▼
APR5.74%
Term2026 Mo
Last UpdatedJul 12, 2026
Details
As Low As; Loan Amounts over $20k only
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Newer Auto Loan
5.74%
up to 72 months
▼
APR5.74%
Termup to 72 months
Last UpdatedJul 15, 2026
Details
As Low As; Newer (2023-2026)
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN, 47670
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
New Auto
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $20,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loans (2020 or Newer)
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedJul 6, 2026
Details
PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
334 W 84th Dr, Merrillville, IN, 46410
New Vehicle Loan
5.85%
72 months
▼
APR5.85%
Term72 months
Last UpdatedJul 14, 2026
Details
As Low As
PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
334 W 84th Dr, Merrillville, IN, 46410
Used Vehicle Loan
5.85%
66 months
▼
APR5.85%
Term66 months
Last UpdatedJul 14, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
5.89%
72 months
▼
APR5.89%
Term72 months
Last UpdatedJul 15, 2026
Details
Model Year: 2021-2022; As Low As
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
151 N Broadway, PERU, IN, 46970
Used Auto/Truck/Van 2020-2025
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedJul 6, 2026
Details
APR* as low as
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Used Vehicles 2015 - 2017 Loan
5.95%
Max 66 months
▼
APR5.95%
TermMax 66 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
New Auto (2022 or newer)
5.96%
84 months
▼
APR5.96%
Term84 months
Last UpdatedJul 15, 2026
Details
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
New Vehicle Loan
5.97%
73 to 78 months
▼
APR5.97%
Term73 to 78 months
Last UpdatedJul 14, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
4100 Technology Ave, New Albany, IN, 47150 8548
Auto Loans
5.99%
49 - 60 Months
▼
APR5.99%
Term49 - 60 Months
Last UpdatedJul 10, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN, 47304
Vehicle Loans - 2023 through 2026 Models
5.99%
2026 Mo
▼
APR5.99%
Term2026 Mo
Last UpdatedJul 12, 2026
Details
As Low As; Loan Amounts over $60k only
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
New Vehicle Loan
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedJul 14, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Auto Loan
5.99%
66 months
▼
APR5.99%
Term66 months
Last UpdatedJul 15, 2026
Details
Model Year: 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
NEW Auto Loan
5.99%
61 - 72 months
▼
APR5.99%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
USED Auto Loan
5.99%
37 - 60 months
▼
APR5.99%
Term37 - 60 months
Last UpdatedJul 15, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN, 47240 9341
New Automobiles (2025 and Newer) - 84 Months
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Used Auto
5.99%
73 to 78 months
▼
APR5.99%
Term73 to 78 months
Last UpdatedJul 15, 2026
Details
Rates as Low as; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Used Auto 73 to 78 months
5.99%
73 to 78 months
▼
APR5.99%
Term73 to 78 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
Used Vehicles 2018-2020 k+ financing)
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedJul 15, 2026
Details
$15
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
New Auto
6.00%
96 Months
▼
APR6.00%
Term96 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $25,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loans (2020 or Newer)
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedJul 6, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
Used Vehicles 1-2 yrs. old Loan
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2018-2020
6.00%
up to 60 months
▼
APR6.00%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
Auto Loans 2026-2024
6.00%
84 months
▼
APR6.00%
Term84 months
Last UpdatedJul 15, 2026
Details
Over $25,000
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2018 - 2021 Loan
6.04%
24 months
▼
APR6.04%
Term24 months
Last UpdatedJul 11, 2026
Details
As Low As*
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN, 47240 9341
Used Automobiles (2021 - 2024) 75 Months
6.04%
75 Months
▼
APR6.04%
Term75 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated payment per $1000: $16.05
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2018 - 2021 Loan
6.09%
36 months
▼
APR6.09%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As*
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
6.14%
60 months
▼
APR6.14%
Term60 months
Last UpdatedJul 15, 2026
Details
Model Year: 2017-2020; As Low As
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
2021 Used Auto
6.24%
63 Months
▼
APR6.24%
Term63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
New and Used Auto Loans
6.24%
Up to 63 Months
▼
APR6.24%
TermUp to 63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
Used Auto
6.24%
Up to 63 Months
▼
APR6.24%
TermUp to 63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loans (2019 and older)
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedJul 6, 2026
Details
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loans (2020 or Newer)
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJul 6, 2026
Details
Power One Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
Used Cars (2019-2021) Loan
6.29%
67-75 Months
▼
APR6.29%
Term67-75 Months
Last UpdatedJul 12, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
Used Auto
6.33%
66 Months
▼
APR6.33%
Term66 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2018 - 2021 Loan
6.34%
48 months
▼
APR6.34%
Term48 months
Last UpdatedJul 11, 2026
Details
As Low As*
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
Used Auto (2021 or older)
6.34%
60 months
▼
APR6.34%
Term60 months
Last UpdatedJul 15, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
2020 Used Auto
6.38%
63 Months
▼
APR6.38%
Term63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
New and Used Auto Loans
6.38%
63 Months
▼
APR6.38%
Term63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
Used Auto
6.38%
72 Months
▼
APR6.38%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2018 - 2021 Loan
6.39%
60 months
▼
APR6.39%
Term60 months
Last UpdatedJul 11, 2026
Details
As Low As*
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
Used Vehicles 2016-2017 Loan
6.39%
48 Months
▼
APR6.39%
Term48 Months
Last UpdatedJul 15, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
2021 Used Auto
6.49%
66 Months
▼
APR6.49%
Term66 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
4100 Technology Ave, New Albany, IN, 47150 8548
Auto Loans
6.49%
61 - 72 Months
▼
APR6.49%
Term61 - 72 Months
Last UpdatedJul 10, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Auto Loan
6.49%
84 months
▼
APR6.49%
Term84 months
Last UpdatedJul 15, 2026
Details
Model Year: 2026
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Used Auto Loan
6.49%
up to 72 months
▼
APR6.49%
Termup to 72 months
Last UpdatedJul 15, 2026
Details
As Low As; Used (2019 - 2022)
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN, 47240 9341
New Automobiles (2025 and Newer) - 96 Months
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedJul 15, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto 37-72 months
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto up to 36 months
6.49%
36 months
▼
APR6.49%
Term36 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
Used Auto
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $20,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Auto Loan
6.50%
36 - 60 Months
▼
APR6.50%
Term36 - 60 Months
Last UpdatedJul 6, 2026
Details
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loans (2019 and older)
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedJul 6, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
Used Vehicles 1-2 yrs. old Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedJul 15, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Auto Loan
6.50%
60 months
▼
APR6.50%
Term60 months
Last UpdatedJul 15, 2026
Details
Model Year: 2022
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
2021 Used Auto
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
New Vehicle Loan
6.55%
84 to 120 months
▼
APR6.55%
Term84 to 120 months
Last UpdatedJul 14, 2026
Details
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
Used Vehicles 2018-2020 k+ financing)
6.59%
84 Months
▼
APR6.59%
Term84 Months
Last UpdatedJul 15, 2026
Details
$25
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
2020 Used Auto
6.64%
66 Months
▼
APR6.64%
Term66 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
Used Auto (2021 or older)
6.71%
72 months
▼
APR6.71%
Term72 months
Last UpdatedJul 15, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN, 47304
Vehicle Loans - 2015 through 2019 Models
6.74%
2019 Mo
▼
APR6.74%
Term2019 Mo
Last UpdatedJul 12, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN, 47304
Vehicle Loans - 2020 through 2022 Models
6.74%
2022 Mo
▼
APR6.74%
Term2022 Mo
Last UpdatedJul 12, 2026
Details
As Low As; Loan Amounts over $20k only
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2017
6.74%
up to 36 months
▼
APR6.74%
Termup to 36 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto
6.74%
79 to 84 months
▼
APR6.74%
Term79 to 84 months
Last UpdatedJul 15, 2026
Details
Rates as Low as; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto 79 to 84 months
6.74%
79 to 84 months
▼
APR6.74%
Term79 to 84 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
6209 Vogel Rd, Evansville, IN, 47715
Auto Loans 2021-2020
6.75%
60 months
▼
APR6.75%
Term60 months
Last UpdatedJul 15, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814 7900
Autos & Trucks 2017 & Older
6.79%
up to 48
▼
APR6.79%
Termup to 48
Last UpdatedJul 11, 2026
Details
As Low As; *
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
New Auto
6.79%
84 Months
▼
APR6.79%
Term84 Months
Last UpdatedJul 11, 2026
Details
As Low As*
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
Used Vehicles 2016-2017 Loan
6.79%
60 Months
▼
APR6.79%
Term60 Months
Last UpdatedJul 15, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2018 - 2021 Loan
6.84%
72 months
▼
APR6.84%
Term72 months
Last UpdatedJul 11, 2026
Details
As Low As*
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN, 47240 9341
Used Automobiles (2021 - 2024) 84 Months
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated payment per $1000: $15.02
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
2020 Used Auto
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Used Vehicles 2010 - 2014 Loan
6.95%
MAX 60 months
▼
APR6.95%
TermMAX 60 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
Used Auto
6.99%
75 Months
▼
APR6.99%
Term75 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Power One Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
Older Cars (2010-2018) Loan
6.99%
36-48 Months
▼
APR6.99%
Term36-48 Months
Last UpdatedJul 12, 2026
Details
Power One Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
Used Cars (2019-2021) Loan
6.99%
76-84 Months
▼
APR6.99%
Term76-84 Months
Last UpdatedJul 12, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Auto Loan
6.99%
60 months
▼
APR6.99%
Term60 months
Last UpdatedJul 15, 2026
Details
Model Year: 2019 & Older
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Newer Auto Loan
6.99%
up to 84 months
▼
APR6.99%
Termup to 84 months
Last UpdatedJul 15, 2026
Details
As Low As; Newer (2023-2026)
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
NEW Auto Loan
6.99%
73 - 84 months
▼
APR6.99%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
USED Auto Loan
6.99%
61 - 72 months
▼
APR6.99%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
Used Auto
7.00%
96 Months
▼
APR7.00%
Term96 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $25,000.00
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
151 N Broadway, PERU, IN, 46970
Used Auto/Truck/Van 2015-2019
7.00%
60 months
▼
APR7.00%
Term60 months
Last UpdatedJul 6, 2026
Details
APR* as low as
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Auto Loan
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedJul 6, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
Used Vehicles 3 years & Older Loan
7.00%
3 Years
▼
APR7.00%
Term3 Years
Last UpdatedJul 15, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2017
7.00%
37 to 60 months
▼
APR7.00%
Term37 to 60 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
New Vehicle Loan
7.04%
121 to 180 months
▼
APR7.04%
Term121 to 180 months
Last UpdatedJul 14, 2026
Details
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
New Vehicle Loan
7.07%
up to 72 months
▼
APR7.07%
Termup to 72 months
Last UpdatedJul 14, 2026
Details
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2016
7.20%
up to 54 months
▼
APR7.20%
Termup to 54 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
4100 Technology Ave, New Albany, IN, 47150 8548
Auto Loans
7.24%
73 - 84 Months
▼
APR7.24%
Term73 - 84 Months
Last UpdatedJul 10, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN, 47304
Vehicle Loans - 2015 through 2019 Models
7.24%
2019 Mo
▼
APR7.24%
Term2019 Mo
Last UpdatedJul 12, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
USED Auto Loan
7.24%
73 - 84 months
▼
APR7.24%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Auto Loan
7.25%
72 months
▼
APR7.25%
Term72 months
Last UpdatedJul 15, 2026
Details
Model Year: 2022
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2015
7.25%
up to 48 months
▼
APR7.25%
Termup to 48 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Power One Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
Older Cars (2010-2018) Loan
7.49%
49-66 Months
▼
APR7.49%
Term49-66 Months
Last UpdatedJul 12, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Auto Loan
7.49%
66 months
▼
APR7.49%
Term66 months
Last UpdatedJul 15, 2026
Details
Model Year: 2019 & Older
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Used Auto 73 to 78 months
7.49%
73 to 78 months
▼
APR7.49%
Term73 to 78 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
Used Vehicles 2014-2015 Loan
7.49%
48 Months
▼
APR7.49%
Term48 Months
Last UpdatedJul 15, 2026
Details
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2014
7.60%
up to 24 months
▼
APR7.60%
Termup to 24 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2014
7.70%
up to 48 months
▼
APR7.70%
Termup to 48 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Used Auto Loan
7.74%
up to 84 months
▼
APR7.74%
Termup to 84 months
Last UpdatedJul 15, 2026
Details
As Low As; Used (2019 - 2022)
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN, 47130 6916
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
7.74%
75- 84 Months
▼
APR7.74%
Term75- 84 Months
Last UpdatedJul 15, 2026
Details
As Low As;*
Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
301 Pennsylvania Pkwy Ste 300, Carmel, IN, 46280 1396
Recreational & Other Vehicle Loans
7.75%
49 - 72 Months
▼
APR7.75%
Term49 - 72 Months
Last UpdatedJul 14, 2026
Details
New Vehicle Rate
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2013
7.75%
24 months
▼
APR7.75%
Term24 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
Used Vehicles 2013 & older Loan
7.79%
42 Months
▼
APR7.79%
Term42 Months
Last UpdatedJul 15, 2026
Details
Powered by
MonitorBankRates
Indiana New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN, 46545
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
▼
APR2.99%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
New Vehicle Loans
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJul 6, 2026
Details
Special!
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814 7900
Autos & Trucks 2025 & Newer
3.59%
up to 60
▼
APR3.59%
Termup to 60
Last UpdatedJul 11, 2026
Details
As Low As; *
Clifty Creek Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
220 Clifty Dr Ste H, Madison, IN, 47250 1669
2023 - Newer Vehicle Loan
3.75%
5 Year Term
▼
APR3.75%
Term5 Year Term
Last UpdatedJul 15, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJul 15, 2026
Details
Model Year: 2023-2027; As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814 7900
Autos & Trucks 2025 & Newer
4.09%
up to 72
▼
APR4.09%
Termup to 72
Last UpdatedJul 11, 2026
Details
As Low As; *
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN, 46545
Fixed Rate New & Used Auto Loans
4.15%
Up to 48 Months
▼
APR4.15%
TermUp to 48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
4.24%
60 months
▼
APR4.24%
Term60 months
Last UpdatedJul 15, 2026
Details
Model Year: 2023-2027; As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
New Vehicles Loan
4.25%
12 - 24
▼
APR4.25%
Term12 - 24
Last UpdatedJul 15, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
New Auto 2025-26
4.35%
Up to 36 months
▼
APR4.35%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN, 46545
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
NEW Auto Loan
4.40%
Up to 36 months
▼
APR4.40%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN, 47240 9341
New Automobiles (2025 and Newer) - 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
4.49%
72 months
▼
APR4.49%
Term72 months
Last UpdatedJul 15, 2026
Details
Model Year: 2023-2027; As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
New Vehicles Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1810 Williamsburg Pike, Richmond, IN, 47374
New Vehicles Loan
4.50%
Up to 84 Mos
▼
APR4.50%
TermUp to 84 Mos
Last UpdatedJul 15, 2026
Details
As Low As; *
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Newer Auto Loan
4.74%
up to 48 months
▼
APR4.74%
Termup to 48 months
Last UpdatedJul 15, 2026
Details
As Low As; Newer (2023-2026)
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN, 47130 6916
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59 Months
▼
APR4.74%
Term0 - 59 Months
Last UpdatedJul 15, 2026
Details
As Low As;*
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
New Auto
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
New Vehicles Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN, 46545
Fixed Rate New & Used Auto Loans
4.90%
Up to 72 Months
▼
APR4.90%
TermUp to 72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
1234 N Eddy St Ste 101, South Bend, IN, 46617 1477
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedJul 11, 2026
Details
As Low As; New Auto 2025 + Newer Only
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Newer Auto Loan
4.99%
up to 60 months
▼
APR4.99%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
As Low As; Newer (2023-2026)
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
NEW Auto Loan
4.99%
37 - 60 months
▼
APR4.99%
Term37 - 60 months
Last UpdatedJul 15, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN, 47240 9341
New Automobiles (2025 and Newer) - 66 Months
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedJul 15, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN, 47130 6916
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74 Months
▼
APR4.99%
Term60 - 74 Months
Last UpdatedJul 15, 2026
Details
As Low As;*
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
151 N Broadway, PERU, IN, 46970
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedJul 6, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
New Auto
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedJul 11, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2022 & Newer Loan
5.00%
24 months
▼
APR5.00%
Term24 months
Last UpdatedJul 11, 2026
Details
As Low As*
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
New Vehicles Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJul 15, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
New Auto
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedJul 11, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2022 & Newer Loan
5.05%
36 months
▼
APR5.05%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As*
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
1234 N Eddy St Ste 101, South Bend, IN, 46617 1477
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedJul 11, 2026
Details
As Low As; Model Year: New Auto 2025 + Newer
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
New Auto
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
New Vehicles Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814 7900
Autos & Trucks 2025 & Newer
5.34%
up to 84
▼
APR5.34%
Termup to 84
Last UpdatedJul 11, 2026
Details
As Low As; *
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
New Auto
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedJul 11, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2022 & Newer Loan
5.35%
48 months
▼
APR5.35%
Term48 months
Last UpdatedJul 11, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
New Auto
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedJul 11, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2022 & Newer Loan
5.39%
72 months
▼
APR5.39%
Term72 months
Last UpdatedJul 11, 2026
Details
As Low As*
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
5.39%
84 months
▼
APR5.39%
Term84 months
Last UpdatedJul 15, 2026
Details
Model Year: 2025-2027 (new only); As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN, 46545
Fixed Rate New & Used Auto Loans
5.40%
Up to 84 Months
▼
APR5.40%
TermUp to 84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
New Vehicles Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Used Vehicles 2020 & Newer Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
New Auto (2022 or newer)
5.46%
60 months
▼
APR5.46%
Term60 months
Last UpdatedJul 15, 2026
Details
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
New Vehicle Loan
5.48%
Up to 72 months
▼
APR5.48%
TermUp to 72 months
Last UpdatedJul 14, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
1234 N Eddy St Ste 101, South Bend, IN, 46617 1477
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedJul 11, 2026
Details
As Low As; Model Year: New Auto 2025 + Newer
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN, 47240 9341
New Automobiles (2025 and Newer) - 75 Months
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedJul 15, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto
5.49%
up to 60 months
▼
APR5.49%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
Rates as Low as; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto 61-72 months
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto up to 60 months
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loans (2020 or Newer)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedJul 6, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
New Vehicles Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
5.64%
60 months
▼
APR5.64%
Term60 months
Last UpdatedJul 15, 2026
Details
Model Year: 2021-2022; As Low As
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
New Auto (2022 or newer)
5.71%
72 months
▼
APR5.71%
Term72 months
Last UpdatedJul 15, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Newer Auto Loan
5.74%
up to 72 months
▼
APR5.74%
Termup to 72 months
Last UpdatedJul 15, 2026
Details
As Low As; Newer (2023-2026)
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN, 47670
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
New Auto
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $20,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loans (2020 or Newer)
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedJul 6, 2026
Details
PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
334 W 84th Dr, Merrillville, IN, 46410
New Vehicle Loan
5.85%
72 months
▼
APR5.85%
Term72 months
Last UpdatedJul 14, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
5.89%
72 months
▼
APR5.89%
Term72 months
Last UpdatedJul 15, 2026
Details
Model Year: 2021-2022; As Low As
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
New Auto (2022 or newer)
5.96%
84 months
▼
APR5.96%
Term84 months
Last UpdatedJul 15, 2026
Details
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
New Vehicle Loan
5.97%
73 to 78 months
▼
APR5.97%
Term73 to 78 months
Last UpdatedJul 14, 2026
Details
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
New Vehicle Loan
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedJul 14, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
NEW Auto Loan
5.99%
61 - 72 months
▼
APR5.99%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN, 47240 9341
New Automobiles (2025 and Newer) - 84 Months
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Used Auto
5.99%
73 to 78 months
▼
APR5.99%
Term73 to 78 months
Last UpdatedJul 15, 2026
Details
Rates as Low as; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Used Auto 73 to 78 months
5.99%
73 to 78 months
▼
APR5.99%
Term73 to 78 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
New Auto
6.00%
96 Months
▼
APR6.00%
Term96 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $25,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loans (2020 or Newer)
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedJul 6, 2026
Details
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
6.14%
60 months
▼
APR6.14%
Term60 months
Last UpdatedJul 15, 2026
Details
Model Year: 2017-2020; As Low As
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
New and Used Auto Loans
6.24%
Up to 63 Months
▼
APR6.24%
TermUp to 63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loans (2020 or Newer)
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJul 6, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
New and Used Auto Loans
6.38%
63 Months
▼
APR6.38%
Term63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN, 47240 9341
New Automobiles (2025 and Newer) - 96 Months
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedJul 15, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto 37-72 months
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto up to 36 months
6.49%
36 months
▼
APR6.49%
Term36 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
New Vehicle Loan
6.55%
84 to 120 months
▼
APR6.55%
Term84 to 120 months
Last UpdatedJul 14, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto
6.74%
79 to 84 months
▼
APR6.74%
Term79 to 84 months
Last UpdatedJul 15, 2026
Details
Rates as Low as; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto 79 to 84 months
6.74%
79 to 84 months
▼
APR6.74%
Term79 to 84 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
New Auto
6.79%
84 Months
▼
APR6.79%
Term84 Months
Last UpdatedJul 11, 2026
Details
As Low As*
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Newer Auto Loan
6.99%
up to 84 months
▼
APR6.99%
Termup to 84 months
Last UpdatedJul 15, 2026
Details
As Low As; Newer (2023-2026)
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
NEW Auto Loan
6.99%
73 - 84 months
▼
APR6.99%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details
As Low As
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
New Vehicle Loan
7.04%
121 to 180 months
▼
APR7.04%
Term121 to 180 months
Last UpdatedJul 14, 2026
Details
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
New Vehicle Loan
7.07%
up to 72 months
▼
APR7.07%
Termup to 72 months
Last UpdatedJul 14, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Used Auto 73 to 78 months
7.49%
73 to 78 months
▼
APR7.49%
Term73 to 78 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN, 47130 6916
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
7.74%
75- 84 Months
▼
APR7.74%
Term75- 84 Months
Last UpdatedJul 15, 2026
Details
As Low As;*
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MonitorBankRates
Indiana Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN, 46545
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
▼
APR2.99%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJul 15, 2026
Details
Model Year: 2023-2027; As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN, 46545
Fixed Rate New & Used Auto Loans
4.15%
Up to 48 Months
▼
APR4.15%
TermUp to 48 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
4.24%
60 months
▼
APR4.24%
Term60 months
Last UpdatedJul 15, 2026
Details
Model Year: 2023-2027; As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2021-2025
4.35%
up to 60 months
▼
APR4.35%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN, 46545
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
4.49%
72 months
▼
APR4.49%
Term72 months
Last UpdatedJul 15, 2026
Details
Model Year: 2023-2027; As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
Used Auto
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN, 46545
Fixed Rate New & Used Auto Loans
4.90%
Up to 72 Months
▼
APR4.90%
TermUp to 72 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
USED Auto Loan
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
Used Auto
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2022 & Newer Loan
5.00%
24 months
▼
APR5.00%
Term24 months
Last UpdatedJul 11, 2026
Details
As Low As*
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
Used Vehicles 1-2 yrs. old Loan
5.00%
2 Yrs
▼
APR5.00%
Term2 Yrs
Last UpdatedJul 15, 2026
Details
As Low As
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
1810 Williamsburg Pike, Richmond, IN, 47374
Used Vehicles Loan
5.00%
Terms Vary
▼
APR5.00%
TermTerms Vary
Last UpdatedJul 15, 2026
Details
As Low As; *
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2022 & Newer Loan
5.05%
36 months
▼
APR5.05%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As*
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Used Auto Loan
5.24%
up to 48 months
▼
APR5.24%
Termup to 48 months
Last UpdatedJul 15, 2026
Details
As Low As; Used (2019 - 2022)
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN, 47240 9341
Used Automobiles (2021 - 2024) 66 Months
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated payment per $1000: $17.48
Power One Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
Used Cars (2019-2021) Loan
5.29%
36-48 Months
▼
APR5.29%
Term36-48 Months
Last UpdatedJul 12, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2022 & Newer Loan
5.35%
48 months
▼
APR5.35%
Term48 months
Last UpdatedJul 11, 2026
Details
As Low As*
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2022 & Newer Loan
5.39%
72 months
▼
APR5.39%
Term72 months
Last UpdatedJul 11, 2026
Details
As Low As*
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
5.39%
84 months
▼
APR5.39%
Term84 months
Last UpdatedJul 15, 2026
Details
Model Year: 2025-2027 (new only); As Low As
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
Used Vehicles 2018-2020 Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedJul 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN, 46545
Fixed Rate New & Used Auto Loans
5.40%
Up to 84 Months
▼
APR5.40%
TermUp to 84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Used Vehicles 2015 - 2017 Loan
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Used Vehicles 2020 & Newer Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Power One Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
Used Cars (2019-2021) Loan
5.49%
49-66 Months
▼
APR5.49%
Term49-66 Months
Last UpdatedJul 12, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Used Auto Loan
5.49%
up to 60 months
▼
APR5.49%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
As Low As; Used (2019 - 2022)
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto
5.49%
up to 60 months
▼
APR5.49%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
Rates as Low as; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto 61-72 months
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto up to 60 months
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
Used Auto
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loans (2020 or Newer)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedJul 6, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
Used Vehicles 1-2 yrs. old Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedJul 15, 2026
Details
As Low As
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
Used Vehicles 2018-2020 Loan
5.59%
60 Months
▼
APR5.59%
Term60 Months
Last UpdatedJul 15, 2026
Details
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
5.64%
60 months
▼
APR5.64%
Term60 months
Last UpdatedJul 15, 2026
Details
Model Year: 2021-2022; As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Used Vehicles 2018 - 2019 Loan
5.70%
Max 72 months
▼
APR5.70%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN, 47670
New & Used Vehicles Loan
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loans (2020 or Newer)
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedJul 6, 2026
Details
PROFINANCE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
334 W 84th Dr, Merrillville, IN, 46410
Used Vehicle Loan
5.85%
66 months
▼
APR5.85%
Term66 months
Last UpdatedJul 14, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
5.89%
72 months
▼
APR5.89%
Term72 months
Last UpdatedJul 15, 2026
Details
Model Year: 2021-2022; As Low As
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
151 N Broadway, PERU, IN, 46970
Used Auto/Truck/Van 2020-2025
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedJul 6, 2026
Details
APR* as low as
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Used Vehicles 2015 - 2017 Loan
5.95%
Max 66 months
▼
APR5.95%
TermMax 66 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
USED Auto Loan
5.99%
37 - 60 months
▼
APR5.99%
Term37 - 60 months
Last UpdatedJul 15, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Used Auto
5.99%
73 to 78 months
▼
APR5.99%
Term73 to 78 months
Last UpdatedJul 15, 2026
Details
Rates as Low as; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Used Auto 73 to 78 months
5.99%
73 to 78 months
▼
APR5.99%
Term73 to 78 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
Used Vehicles 2018-2020 k+ financing)
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedJul 15, 2026
Details
$15
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loans (2020 or Newer)
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedJul 6, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
Used Vehicles 1-2 yrs. old Loan
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedJul 15, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2018-2020
6.00%
up to 60 months
▼
APR6.00%
Termup to 60 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2018 - 2021 Loan
6.04%
24 months
▼
APR6.04%
Term24 months
Last UpdatedJul 11, 2026
Details
As Low As*
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN, 47240 9341
Used Automobiles (2021 - 2024) 75 Months
6.04%
75 Months
▼
APR6.04%
Term75 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated payment per $1000: $16.05
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2018 - 2021 Loan
6.09%
36 months
▼
APR6.09%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As*
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New and Used Auto Loans
6.14%
60 months
▼
APR6.14%
Term60 months
Last UpdatedJul 15, 2026
Details
Model Year: 2017-2020; As Low As
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
2021 Used Auto
6.24%
63 Months
▼
APR6.24%
Term63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
New and Used Auto Loans
6.24%
Up to 63 Months
▼
APR6.24%
TermUp to 63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
Used Auto
6.24%
Up to 63 Months
▼
APR6.24%
TermUp to 63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loans (2019 and older)
6.25%
48 Months
▼
APR6.25%
Term48 Months
Last UpdatedJul 6, 2026
Details
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loans (2020 or Newer)
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedJul 6, 2026
Details
Power One Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
Used Cars (2019-2021) Loan
6.29%
67-75 Months
▼
APR6.29%
Term67-75 Months
Last UpdatedJul 12, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
Used Auto
6.33%
66 Months
▼
APR6.33%
Term66 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2018 - 2021 Loan
6.34%
48 months
▼
APR6.34%
Term48 months
Last UpdatedJul 11, 2026
Details
As Low As*
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
Used Auto (2021 or older)
6.34%
60 months
▼
APR6.34%
Term60 months
Last UpdatedJul 15, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
2020 Used Auto
6.38%
63 Months
▼
APR6.38%
Term63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
New and Used Auto Loans
6.38%
63 Months
▼
APR6.38%
Term63 Months
Last UpdatedJul 6, 2026
Details
As Low As; Offer valid on applications now through August 31 when funded on or before August 31. Purchase and refinanced personal auto loans only with a maximum term of 72 months. Vehicles must be 2019 model year or newer. Not valid on motorcycle or RV loans. Minimum 670 credit score (TransUnion FICO Classic 08 model). All borrowers must be currently employed or receiving regular, monthly, verifiable income.
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
Used Auto
6.38%
72 Months
▼
APR6.38%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2018 - 2021 Loan
6.39%
60 months
▼
APR6.39%
Term60 months
Last UpdatedJul 11, 2026
Details
As Low As*
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
Used Vehicles 2016-2017 Loan
6.39%
48 Months
▼
APR6.39%
Term48 Months
Last UpdatedJul 15, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
2021 Used Auto
6.49%
66 Months
▼
APR6.49%
Term66 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Used Auto Loan
6.49%
up to 72 months
▼
APR6.49%
Termup to 72 months
Last UpdatedJul 15, 2026
Details
As Low As; Used (2019 - 2022)
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto 37-72 months
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedJul 15, 2026
Details
As Low As; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto up to 36 months
6.49%
36 months
▼
APR6.49%
Term36 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
Used Auto
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $20,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Used Vehicle Loans (2019 and older)
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedJul 6, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
Used Vehicles 1-2 yrs. old Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedJul 15, 2026
Details
As Low As
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
2021 Used Auto
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
Used Vehicles 2018-2020 k+ financing)
6.59%
84 Months
▼
APR6.59%
Term84 Months
Last UpdatedJul 15, 2026
Details
$25
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
2020 Used Auto
6.64%
66 Months
▼
APR6.64%
Term66 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN, 46902 3706
Used Auto (2021 or older)
6.71%
72 months
▼
APR6.71%
Term72 months
Last UpdatedJul 15, 2026
Details
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2017
6.74%
up to 36 months
▼
APR6.74%
Termup to 36 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto
6.74%
79 to 84 months
▼
APR6.74%
Term79 to 84 months
Last UpdatedJul 15, 2026
Details
Rates as Low as; *
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Auto 79 to 84 months
6.74%
79 to 84 months
▼
APR6.74%
Term79 to 84 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
Used Vehicles 2016-2017 Loan
6.79%
60 Months
▼
APR6.79%
Term60 Months
Last UpdatedJul 15, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.36%
631 E Main St, Hagerstown, IN, 47346
Used Vehicle: 2018 - 2021 Loan
6.84%
72 months
▼
APR6.84%
Term72 months
Last UpdatedJul 11, 2026
Details
As Low As*
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN, 47240 9341
Used Automobiles (2021 - 2024) 84 Months
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedJul 15, 2026
Details
As Low As; Estimated payment per $1000: $15.02
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
2020 Used Auto
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Used Vehicles 2010 - 2014 Loan
6.95%
MAX 60 months
▼
APR6.95%
TermMAX 60 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4905 University Dr, Evansville, IN, 47712 6587
Used Auto
6.99%
75 Months
▼
APR6.99%
Term75 Months
Last UpdatedJul 6, 2026
Details
As Low As; Rate accurate as of July 6, 2026
Power One Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.67%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
Used Cars (2019-2021) Loan
6.99%
76-84 Months
▼
APR6.99%
Term76-84 Months
Last UpdatedJul 12, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
USED Auto Loan
6.99%
61 - 72 months
▼
APR6.99%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
Used Auto
7.00%
96 Months
▼
APR7.00%
Term96 Months
Last UpdatedJul 6, 2026
Details
As Low As; Minimum Loan Amount is $25,000.00
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
151 N Broadway, PERU, IN, 46970
Used Auto/Truck/Van 2015-2019
7.00%
60 months
▼
APR7.00%
Term60 months
Last UpdatedJul 6, 2026
Details
APR* as low as
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
Used Vehicles 3 years & Older Loan
7.00%
3 Years
▼
APR7.00%
Term3 Years
Last UpdatedJul 15, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2017
7.00%
37 to 60 months
▼
APR7.00%
Term37 to 60 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2016
7.20%
up to 54 months
▼
APR7.20%
Termup to 54 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
USED Auto Loan
7.24%
73 - 84 months
▼
APR7.24%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details
As Low As
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2015
7.25%
up to 48 months
▼
APR7.25%
Termup to 48 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
New and Used Used Auto 73 to 78 months
7.49%
73 to 78 months
▼
APR7.49%
Term73 to 78 months
Last UpdatedJul 15, 2026
Details
As Low As; *
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
Used Vehicles 2014-2015 Loan
7.49%
48 Months
▼
APR7.49%
Term48 Months
Last UpdatedJul 15, 2026
Details
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2014
7.60%
up to 24 months
▼
APR7.60%
Termup to 24 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2014
7.70%
up to 48 months
▼
APR7.70%
Termup to 48 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.19%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Used Auto Loan
7.74%
up to 84 months
▼
APR7.74%
Termup to 84 months
Last UpdatedJul 15, 2026
Details
As Low As; Used (2019 - 2022)
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
22440 Main St, Woodburn, IN, 46797
Used Auto 2013
7.75%
24 months
▼
APR7.75%
Term24 months
Last UpdatedJul 15, 2026
Details
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN, 46901
Used Vehicles 2013 & older Loan
7.79%
42 Months
▼
APR7.79%
Term42 Months
Last UpdatedJul 15, 2026
Details
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MonitorBankRates
Indiana Auto Loan Rate Trends
Compare local Indiana auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IN Avg
5.836%
▲ 0.674 vs 7 days ago
Indiana new auto rates rose 0.674 points over the past 7 days to 5.836% APR.
Used Auto Loan — IN Avg
6.755%
Unchanged vs 7 days ago
Indiana used auto loan rates currently average 6.755% APR.
As of Jul 16, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Indiana auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Indiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Indiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in IN.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Indiana
How does my credit score affect my car loan rate in Indiana?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Indiana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Indiana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Indiana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Indiana?
Based on our current data, some of the lowest auto loan rates available in Indiana include:
- United Federal Credit Union: 2.99% (Auto Loan)
- Central Soya Federal Credit Union: 3.49% (Auto Loan)
- Bloomington Municipal Credit Union: 3.59% (Autos & Trucks 2025 & Newer)
- Clifty Creek Employees Federal Credit Union: 3.75% (2023 - Newer Vehicle Loan)
- Regional Federal Credit Union: 3.99% (New and Used Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 15, 2026
Auto Loan Rates by City in Indiana
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MonitorBankRates.com · Live Data
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