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Auto Loan Rates in Iowa (IA) for July 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Iowa. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: July 15, 2026

Current auto loan rates in Iowa include Members1st Community Credit UnionMembers1st Community Credit Union104 W Anson St, Marshalltown, IA, 50158A+5.0 ★Texas Ratio: 3.57% offering New & Used Autos/Trucks - Up to 60 Months at 4.49%, Financial Plus Credit UnionFinancial Plus Credit Union1831 25th St, West Des Moines, IA, 50266 1416A+5.0 ★Texas Ratio: 2.00% offering Auto Loans at 4.49%, SECU Credit UnionSECU Credit Union3200 Main St, KEOKUK, IA, 52632A+5.0 ★Texas Ratio: 5.71% offering New Auto 36 Month at 4.54%, Ascentra Credit UnionAscentra Credit Union2019 Grant St, Bettendorf, IA, 52722A5.0 ★Texas Ratio: 6.57% offering Vehicle Loan at 4.74%, Fort Dodge Family Credit UnionFort Dodge Family Credit Union407 2nd Ave S, Fort Dodge, IA, 50501A5.0 ★Texas Ratio: 8.95% offering New Vehicles Loan at 4.75%. Auto loan rates as of July 15, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare auto loan rates across Iowa side-by-side. Iowa auto loan rates currently start as low as 4.49% APR from Members1st Community Credit Union at 104 W Anson St, Marshalltown, IA, 50158. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Iowa. Auto Loan Rates Last Updated and Verified: July 15, 2026

Compare Auto Loan Rates Today in Iowa

Jump to: All Auto Loans · New Auto · Used Auto

Iowa Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Up to 60 Months
4.49%
Up to 60 Months
View
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJul 11, 2026
Details

Model Years 2023-2026; As Low As

Financial Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1831 25th St, West Des Moines, IA, 50266 1416
Auto Loans
4.49%
48 months
View
▼
APR4.49%
Term48 months
Last UpdatedJul 11, 2026
Details

As Low As; qualifying auto loans

SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
3200 Main St, KEOKUK, IA, 52632
New Auto 36 Month
4.54%
36 Month
View
▼
APR4.54%
Term36 Month
Last UpdatedJul 12, 2026
Details

New Auto or Truck Purchase/Refinance

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - 61 - 72 Months
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedJul 11, 2026
Details

Model Years 2023-2026; Loan must be $18,001 or more; As Low As

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2019 Grant St, Bettendorf, IA, 52722
Vehicle Loan
4.74%
24-60 months (2024-2026)*
View
▼
APR4.74%
Term24-60 months (2024-2026)*
Last UpdatedJul 11, 2026
Details

As Low As

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
407 2nd Ave S, Fort Dodge, IA, 50501
New Vehicles Loan
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedJul 11, 2026
Details

SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
3200 Main St, KEOKUK, IA, 52632
Used Auto 36 Month
4.79%
36 Month
View
▼
APR4.79%
Term36 Month
Last UpdatedJul 12, 2026
Details

Used Auto or Truck Purchase/Refinance

Citizens Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
115 S 29th St, Fort Dodge, IA, 50501
New & Used Vehicle Loans
4.95%
Up to 24 months
View
▼
APR4.95%
TermUp to 24 months
Last UpdatedJul 13, 2026
Details

As Low As; Amount Financed: $100 - $1,499

Metco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
115 8th Ave SW, Cedar Rapids, IA, 52404
Auto Loan
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedJul 10, 2026
Details

Apply Online

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - 73-84 Months
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedJul 11, 2026
Details

Model Years 2023-2026; Loan must be $30,001 or more & mileage under 25,000 miles; As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2020-2022 - Up to 48 Months
4.99%
Up to 48 Months
View
▼
APR4.99%
TermUp to 48 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2019 Grant St, Bettendorf, IA, 52722
Vehicle Loan
4.99%
72 months (2023-2026)
View
▼
APR4.99%
Term72 months (2023-2026)
Last UpdatedJul 11, 2026
Details

As Low As

Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
13300 Hickman Rd, Clive, IA, 50325 8616
New Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedJul 15, 2026
Details

As Low As; Rate

Metco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
115 8th Ave SW, Cedar Rapids, IA, 52404
Auto Loan
5.19%
61-72 months
View
▼
APR5.19%
Term61-72 months
Last UpdatedJul 10, 2026
Details

Apply Online

Metco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
115 8th Ave SW, Cedar Rapids, IA, 52404
Auto Loan
5.24%
Up to 60 months
View
▼
APR5.24%
TermUp to 60 months
Last UpdatedJul 10, 2026
Details

Apply Online

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2020-2022 - 49 - 60 Months
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2019 Grant St, Bettendorf, IA, 52722
Vehicle Loan
5.24%
72 months (2023-2026)
View
▼
APR5.24%
Term72 months (2023-2026)
Last UpdatedJul 11, 2026
Details

As Low As

Metco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
115 8th Ave SW, Cedar Rapids, IA, 52404
Auto Loan
5.29%
73-84 months
View
▼
APR5.29%
Term73-84 months
Last UpdatedJul 10, 2026
Details

Apply Online

Metco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
115 8th Ave SW, Cedar Rapids, IA, 52404
Auto Loan
5.49%
61-66 months
View
▼
APR5.49%
Term61-66 months
Last UpdatedJul 10, 2026
Details

Apply Online

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2020-2022 - 61 - 72 Months
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2019 Grant St, Bettendorf, IA, 52722
Vehicle Loan
5.49%
24-48 months (2019-2021)
View
▼
APR5.49%
Term24-48 months (2019-2021)
Last UpdatedJul 11, 2026
Details

As Low As

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
4343 Utica Ridge Rd, Bettendorf, IA, 52722
2020-2027 Vehicle Loans
5.49%
24-48 Months
View
▼
APR5.49%
Term24-48 Months
Last UpdatedJul 15, 2026
Details

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
3580 Ep True Pkwy, West Des Moines, IA, 50265
Auto Loan 2022 or Newer
5.58%
60 Months
View
▼
APR5.58%
Term60 Months
Last UpdatedJul 14, 2026
Details

Loan Amount: $25,000; Monthly Payment: $478.68

Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.06%
915 Short St Ste 105, Decorah, IA, 52101 2412
Auto Loans - New vehicles only
5.59%
60 months or less
View
▼
APR5.59%
Term60 months or less
Last UpdatedJul 13, 2026
Details

As Low As; Rate based on $40,000 loan amount for 60 months, 100% loan to value (LTV), with a monthly payment of $764.05. APR=Annual Percentage Rate. Rates and monthly payments are our lowest available rates and are subject to credit approval. Individual rates and terms may vary based on down payment, LTV, credit history, purpose of the loan, property type, credit score, collateral type, collateral age or collateral mileage. Membership required.

Metco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
115 8th Ave SW, Cedar Rapids, IA, 52404
Auto Loan
5.74%
Up to 48 months
View
▼
APR5.74%
TermUp to 48 months
Last UpdatedJul 10, 2026
Details

Apply Online

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2019 Grant St, Bettendorf, IA, 52722
Vehicle Loan
5.74%
24-48 months (2019-2021)
View
▼
APR5.74%
Term24-48 months (2019-2021)
Last UpdatedJul 11, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
New Vehicles Loan
5.74%
66 months
View
▼
APR5.74%
Term66 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2024 Loan
5.74%
66 months
View
▼
APR5.74%
Term66 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2025 Loan
5.74%
66 months
View
▼
APR5.74%
Term66 months
Last UpdatedJul 15, 2026
Details

As Low As;*

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
407 2nd Ave S, Fort Dodge, IA, 50501
New Vehicles Loan
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedJul 11, 2026
Details

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2017-2019 - Up to 36 Months
5.79%
36 Months
View
▼
APR5.79%
Term36 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
2118 Middle Rd, Bettendorf, IA, 52722
New Auto Loans
5.79%
Up to 84 months
View
▼
APR5.79%
TermUp to 84 months
Last UpdatedJul 12, 2026
Details

As Low As; Age of Vehicle: 2025-New

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2023 Loan
5.94%
66 months
View
▼
APR5.94%
Term66 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
405 5th St, Ames, IA, 50010
Auto Loan
5.95%
24 Months
View
▼
APR5.95%
Term24 Months
Last UpdatedJul 11, 2026
Details

As Low As; Special APR: 5.95%

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
405 5th St, Ames, IA, 50010
Auto Loan
5.97%
36 Months
View
▼
APR5.97%
Term36 Months
Last UpdatedJul 11, 2026
Details

As Low As; Special APR: 5.97%

Metco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
115 8th Ave SW, Cedar Rapids, IA, 52404
Auto Loan
5.99%
49-54 months
View
▼
APR5.99%
Term49-54 months
Last UpdatedJul 10, 2026
Details

Apply Online

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
2118 Middle Rd, Bettendorf, IA, 52722
Used Auto Loans 2023 - 2024
5.99%
Up to 72 months
View
▼
APR5.99%
TermUp to 72 months
Last UpdatedJul 12, 2026
Details

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
New Vehicles Loan
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2024 Loan
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2025 Loan
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedJul 15, 2026
Details

As Low As;*

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
407 2nd Ave S, Fort Dodge, IA, 50501
2015 & Older Vehicles Loan
6.00%
36 months
View
▼
APR6.00%
Term36 months
Last UpdatedJul 11, 2026
Details

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2017-2019 - 37-48 Months
6.04%
48 Months
View
▼
APR6.04%
Term48 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
405 5th St, Ames, IA, 50010
Auto Loan
6.06%
48 Months
View
▼
APR6.06%
Term48 Months
Last UpdatedJul 11, 2026
Details

As Low As; Special APR: 6.06%

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
1141 N Broadway, Council Bluffs, IA, 51503 1513
Auto Loan
6.09%
up to 65 months
View
▼
APR6.09%
Termup to 65 months
Last UpdatedJul 10, 2026
Details

As Low As; Loyalty APR: 5.59%

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
1141 N Broadway, Council Bluffs, IA, 51503 1513
New 2026 & New/Used 2025 Auto Loan
6.09%
up to 65 months
View
▼
APR6.09%
Termup to 65 months
Last UpdatedJul 10, 2026
Details

As Low As; Loyalty APR: 5.59%

Metco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
115 8th Ave SW, Cedar Rapids, IA, 52404
Auto Loan
6.09%
Up to 42 months
View
▼
APR6.09%
TermUp to 42 months
Last UpdatedJul 10, 2026
Details

Apply Online

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2022 Loan
6.09%
66 months
View
▼
APR6.09%
Term66 months
Last UpdatedJul 15, 2026
Details

As Low As;*

Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.06%
915 Short St Ste 105, Decorah, IA, 52101 2412
Auto Loans - 6 years old or older
6.12%
48 Months or less
View
▼
APR6.12%
Term48 Months or less
Last UpdatedJul 13, 2026
Details

As Low As; Rate based on $40,000 loan amount for 48 months, 100% loan to value (LTV), with a monthly payment of $939.46. APR=Annual Percentage Rate. Rates and monthly payments are our lowest available rates and are subject to credit approval. Individual rates and terms may vary based on down payment, LTV, credit history, purpose of the loan, property type, credit score, collateral type, collateral age or collateral mileage. Membership required.

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
405 5th St, Ames, IA, 50010
Auto Loan
6.17%
60 Months
View
▼
APR6.17%
Term60 Months
Last UpdatedJul 11, 2026
Details

As Low As; Special APR: 6.17%

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
405 5th St, Ames, IA, 50010
Auto Loan
6.18%
12 Months
View
▼
APR6.18%
Term12 Months
Last UpdatedJul 11, 2026
Details

As Low As; Special APR: 6.18%

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2021 Loan
6.19%
48 months
View
▼
APR6.19%
Term48 months
Last UpdatedJul 15, 2026
Details

As Low As;*

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2019 Grant St, Bettendorf, IA, 52722
Vehicle Loan
6.24%
24-48 months (2017-2018)
View
▼
APR6.24%
Term24-48 months (2017-2018)
Last UpdatedJul 11, 2026
Details

As Low As

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
1141 N Broadway, Council Bluffs, IA, 51503 1513
2025 - 2024 Auto Loan
6.29%
66-72 months
View
▼
APR6.29%
Term66-72 months
Last UpdatedJul 10, 2026
Details

As Low As; Loyalty APR: 5.79%

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
1141 N Broadway, Council Bluffs, IA, 51503 1513
Auto Loan
6.29%
66-72 months
View
▼
APR6.29%
Term66-72 months
Last UpdatedJul 10, 2026
Details

As Low As; Loyalty APR: 5.79%

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2017-2019 - 49-60 Months
6.29%
60 Months
View
▼
APR6.29%
Term60 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2020 Loan
6.29%
48 months
View
▼
APR6.29%
Term48 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2023 Loan
6.29%
84 months
View
▼
APR6.29%
Term84 months
Last UpdatedJul 15, 2026
Details

As Low As;*

Metco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
115 8th Ave SW, Cedar Rapids, IA, 52404
Auto Loan
6.34%
43-48 months
View
▼
APR6.34%
Term43-48 months
Last UpdatedJul 10, 2026
Details

Apply Online

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
3580 Ep True Pkwy, West Des Moines, IA, 50265
Auto Loan 2019 - 2021
6.38%
48 Months
View
▼
APR6.38%
Term48 Months
Last UpdatedJul 14, 2026
Details

Loan Amount: $20,000; Monthly Payment: $473.41

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2019 Loan
6.39%
48 months
View
▼
APR6.39%
Term48 months
Last UpdatedJul 15, 2026
Details

As Low As;*

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2019 Grant St, Bettendorf, IA, 52722
Vehicle Loan
6.49%
24-48 months (2017-2018)
View
▼
APR6.49%
Term24-48 months (2017-2018)
Last UpdatedJul 11, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2020 Loan
6.49%
72 months
View
▼
APR6.49%
Term72 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2022 Loan
6.49%
84 months
View
▼
APR6.49%
Term84 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2018 Loan
6.59%
48 months
View
▼
APR6.59%
Term48 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2017 Loan
6.69%
48 months
View
▼
APR6.69%
Term48 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2018 Loan
6.69%
60 months
View
▼
APR6.69%
Term60 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2019 Loan
6.74%
72 months
View
▼
APR6.74%
Term72 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2017 Loan
6.79%
60 months
View
▼
APR6.79%
Term60 months
Last UpdatedJul 15, 2026
Details

As Low As;*

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
1141 N Broadway, Council Bluffs, IA, 51503 1513
2025 - 2024 Auto Loan
6.84%
73-84 months
View
▼
APR6.84%
Term73-84 months
Last UpdatedJul 10, 2026
Details

As Low As; Loyalty APR: 6.34%

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
1141 N Broadway, Council Bluffs, IA, 51503 1513
Auto Loan
6.84%
73-84 months
View
▼
APR6.84%
Term73-84 months
Last UpdatedJul 10, 2026
Details

As Low As; Loyalty APR: 6.34%

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
4343 Utica Ridge Rd, Bettendorf, IA, 52722
2020-2027 Vehicle Loan
6.94%
Up to 66 Months
View
▼
APR6.94%
TermUp to 66 Months
Last UpdatedJul 15, 2026
Details

Model Year: 2020-2027

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
4343 Utica Ridge Rd, Bettendorf, IA, 52722
Vehicle Loan
6.94%
Up to 66 Months
View
▼
APR6.94%
TermUp to 66 Months
Last UpdatedJul 15, 2026
Details

Model Year: 2020-2027

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
407 2nd Ave S, Fort Dodge, IA, 50501
2015 & Older Vehicles Loan
7.00%
36 months
View
▼
APR7.00%
Term36 months
Last UpdatedJul 11, 2026
Details

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
2118 Middle Rd, Bettendorf, IA, 52722
Used Auto Loans 2016 - 2022
7.34%
Up to 60 months
View
▼
APR7.34%
TermUp to 60 months
Last UpdatedJul 12, 2026
Details

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
4343 Utica Ridge Rd, Bettendorf, IA, 52722
Vehicle Loan
7.44%
67-75 Months
View
▼
APR7.44%
Term67-75 Months
Last UpdatedJul 15, 2026
Details

Model Year: 2020-2027 Motorcycles Only Over $20,000

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2016 and older - Up to 36 months
7.79%
Up to 36 months
View
▼
APR7.79%
TermUp to 36 months
Last UpdatedJul 11, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2016 and older - 37-48 months
8.04%
48 Months
View
▼
APR8.04%
Term48 Months
Last UpdatedJul 11, 2026
Details

As Low As

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
405 5th St, Ames, IA, 50010
Auto Loan
8.29%
36 Months
View
▼
APR8.29%
Term36 Months
Last UpdatedJul 11, 2026
Details

As Low As; Special APR: 5.97%

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
405 5th St, Ames, IA, 50010
Auto Loan
8.32%
24 Months
View
▼
APR8.32%
Term24 Months
Last UpdatedJul 11, 2026
Details

As Low As; Special APR: 5.95%

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
405 5th St, Ames, IA, 50010
Auto Loan
8.47%
48 Months
View
▼
APR8.47%
Term48 Months
Last UpdatedJul 11, 2026
Details

As Low As; Special APR: 6.06%

Metco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
115 8th Ave SW, Cedar Rapids, IA, 52404
Auto Loan
8.49%
Up to 36 months
View
▼
APR8.49%
TermUp to 36 months
Last UpdatedJul 10, 2026
Details

Apply Online

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
405 5th St, Ames, IA, 50010
Auto Loan
8.59%
12 Months
View
▼
APR8.59%
Term12 Months
Last UpdatedJul 11, 2026
Details

As Low As; Special APR: 6.18%

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★ Texas Ratio: 15.05%
405 5th St, Ames, IA, 50010
Auto Loan
8.68%
60 Months
View
▼
APR8.68%
Term60 Months
Last UpdatedJul 11, 2026
Details

As Low As; Special APR: 6.17%

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
3580 Ep True Pkwy, West Des Moines, IA, 50265
Auto Loan 2016 - 2018
8.73%
36 Months
View
▼
APR8.73%
Term36 Months
Last UpdatedJul 14, 2026
Details

Loan Amount: $15,000; Monthly Payment: $475.41

Metco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
115 8th Ave SW, Cedar Rapids, IA, 52404
Auto Loan
8.74%
37-42 months
View
▼
APR8.74%
Term37-42 months
Last UpdatedJul 10, 2026
Details

Apply Online

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2019 Grant St, Bettendorf, IA, 52722
Vehicle Loan
8.74%
24-36 months (2016 or older)
View
▼
APR8.74%
Term24-36 months (2016 or older)
Last UpdatedJul 11, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2016 & Older Loan
8.74%
36 months
View
▼
APR8.74%
Term36 months
Last UpdatedJul 15, 2026
Details

As Low As;*

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
4343 Utica Ridge Rd, Bettendorf, IA, 52722
2006-2019 Vehicle Loan
8.94%
Up to 66 Months
View
▼
APR8.94%
TermUp to 66 Months
Last UpdatedJul 15, 2026
Details

Model Year: 2006-2019

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
4343 Utica Ridge Rd, Bettendorf, IA, 52722
Vehicle Loan
8.94%
Up to 66 Months
View
▼
APR8.94%
TermUp to 66 Months
Last UpdatedJul 15, 2026
Details

Model Year: 2006-2019

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2019 Grant St, Bettendorf, IA, 52722
Vehicle Loan
9.24%
24-36 months (2016 or older)
View
▼
APR9.24%
Term24-36 months (2016 or older)
Last UpdatedJul 11, 2026
Details

As Low As

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
3580 Ep True Pkwy, West Des Moines, IA, 50265
Auto Loan 2015 - 2011
9.50%
36 Months
View
▼
APR9.50%
Term36 Months
Last UpdatedJul 14, 2026
Details

Loan Amount: $10,000; Monthly Payment: $320.33

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
2118 Middle Rd, Bettendorf, IA, 52722
Used Auto Loans 2015 or older
9.59%
Up to 36 months
View
▼
APR9.59%
TermUp to 36 months
Last UpdatedJul 12, 2026
Details

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
4343 Utica Ridge Rd, Bettendorf, IA, 52722
Vehicle Loan
10.44%
67-75 Months
View
▼
APR10.44%
Term67-75 Months
Last UpdatedJul 15, 2026
Details

Model Year: 2006-2019 Motorcycles Only Over $20,000

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
4343 Utica Ridge Rd, Bettendorf, IA, 52722
Vehicle Loan
10.94%
76-84 Months
View
▼
APR10.94%
Term76-84 Months
Last UpdatedJul 15, 2026
Details

Model Year: 2025-2027 Only Over $25,000

Iowa New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Up to 60 Months
4.49%
Up to 60 Months
View
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJul 11, 2026
Details

Model Years 2023-2026; As Low As

SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
3200 Main St, KEOKUK, IA, 52632
New Auto 36 Month
4.54%
36 Month
View
▼
APR4.54%
Term36 Month
Last UpdatedJul 12, 2026
Details

New Auto or Truck Purchase/Refinance

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - 61 - 72 Months
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedJul 11, 2026
Details

Model Years 2023-2026; Loan must be $18,001 or more; As Low As

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
407 2nd Ave S, Fort Dodge, IA, 50501
New Vehicles Loan
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedJul 11, 2026
Details

Citizens Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
115 S 29th St, Fort Dodge, IA, 50501
New & Used Vehicle Loans
4.95%
Up to 24 months
View
▼
APR4.95%
TermUp to 24 months
Last UpdatedJul 13, 2026
Details

As Low As; Amount Financed: $100 - $1,499

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - 73-84 Months
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedJul 11, 2026
Details

Model Years 2023-2026; Loan must be $30,001 or more & mileage under 25,000 miles; As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2020-2022 - Up to 48 Months
4.99%
Up to 48 Months
View
▼
APR4.99%
TermUp to 48 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
13300 Hickman Rd, Clive, IA, 50325 8616
New Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedJul 15, 2026
Details

As Low As; Rate

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2020-2022 - 49 - 60 Months
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2020-2022 - 61 - 72 Months
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
3580 Ep True Pkwy, West Des Moines, IA, 50265
Auto Loan 2022 or Newer
5.58%
60 Months
View
▼
APR5.58%
Term60 Months
Last UpdatedJul 14, 2026
Details

Loan Amount: $25,000; Monthly Payment: $478.68

Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.06%
915 Short St Ste 105, Decorah, IA, 52101 2412
Auto Loans - New vehicles only
5.59%
60 months or less
View
▼
APR5.59%
Term60 months or less
Last UpdatedJul 13, 2026
Details

As Low As; Rate based on $40,000 loan amount for 60 months, 100% loan to value (LTV), with a monthly payment of $764.05. APR=Annual Percentage Rate. Rates and monthly payments are our lowest available rates and are subject to credit approval. Individual rates and terms may vary based on down payment, LTV, credit history, purpose of the loan, property type, credit score, collateral type, collateral age or collateral mileage. Membership required.

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
New Vehicles Loan
5.74%
66 months
View
▼
APR5.74%
Term66 months
Last UpdatedJul 15, 2026
Details

As Low As;*

Fort Dodge Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
407 2nd Ave S, Fort Dodge, IA, 50501
New Vehicles Loan
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedJul 11, 2026
Details

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2017-2019 - Up to 36 Months
5.79%
36 Months
View
▼
APR5.79%
Term36 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
2118 Middle Rd, Bettendorf, IA, 52722
New Auto Loans
5.79%
Up to 84 months
View
▼
APR5.79%
TermUp to 84 months
Last UpdatedJul 12, 2026
Details

As Low As; Age of Vehicle: 2025-New

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
New Vehicles Loan
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedJul 15, 2026
Details

As Low As;*

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2017-2019 - 37-48 Months
6.04%
48 Months
View
▼
APR6.04%
Term48 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
1141 N Broadway, Council Bluffs, IA, 51503 1513
New 2026 & New/Used 2025 Auto Loan
6.09%
up to 65 months
View
▼
APR6.09%
Termup to 65 months
Last UpdatedJul 10, 2026
Details

As Low As; Loyalty APR: 5.59%

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2017-2019 - 49-60 Months
6.29%
60 Months
View
▼
APR6.29%
Term60 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2016 and older - Up to 36 months
7.79%
Up to 36 months
View
▼
APR7.79%
TermUp to 36 months
Last UpdatedJul 11, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2016 and older - 37-48 months
8.04%
48 Months
View
▼
APR8.04%
Term48 Months
Last UpdatedJul 11, 2026
Details

As Low As

Iowa Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Up to 60 Months
4.49%
Up to 60 Months
View
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJul 11, 2026
Details

Model Years 2023-2026; As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - 61 - 72 Months
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedJul 11, 2026
Details

Model Years 2023-2026; Loan must be $18,001 or more; As Low As

SECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
3200 Main St, KEOKUK, IA, 52632
Used Auto 36 Month
4.79%
36 Month
View
▼
APR4.79%
Term36 Month
Last UpdatedJul 12, 2026
Details

Used Auto or Truck Purchase/Refinance

Citizens Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
115 S 29th St, Fort Dodge, IA, 50501
New & Used Vehicle Loans
4.95%
Up to 24 months
View
▼
APR4.95%
TermUp to 24 months
Last UpdatedJul 13, 2026
Details

As Low As; Amount Financed: $100 - $1,499

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - 73-84 Months
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedJul 11, 2026
Details

Model Years 2023-2026; Loan must be $30,001 or more & mileage under 25,000 miles; As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2020-2022 - Up to 48 Months
4.99%
Up to 48 Months
View
▼
APR4.99%
TermUp to 48 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2020-2022 - 49 - 60 Months
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2020-2022 - 61 - 72 Months
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2024 Loan
5.74%
66 months
View
▼
APR5.74%
Term66 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2025 Loan
5.74%
66 months
View
▼
APR5.74%
Term66 months
Last UpdatedJul 15, 2026
Details

As Low As;*

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2017-2019 - Up to 36 Months
5.79%
36 Months
View
▼
APR5.79%
Term36 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2023 Loan
5.94%
66 months
View
▼
APR5.94%
Term66 months
Last UpdatedJul 15, 2026
Details

As Low As;*

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
2118 Middle Rd, Bettendorf, IA, 52722
Used Auto Loans 2023 - 2024
5.99%
Up to 72 months
View
▼
APR5.99%
TermUp to 72 months
Last UpdatedJul 12, 2026
Details

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2024 Loan
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2025 Loan
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedJul 15, 2026
Details

As Low As;*

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2017-2019 - 37-48 Months
6.04%
48 Months
View
▼
APR6.04%
Term48 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
1141 N Broadway, Council Bluffs, IA, 51503 1513
New 2026 & New/Used 2025 Auto Loan
6.09%
up to 65 months
View
▼
APR6.09%
Termup to 65 months
Last UpdatedJul 10, 2026
Details

As Low As; Loyalty APR: 5.59%

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2022 Loan
6.09%
66 months
View
▼
APR6.09%
Term66 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2021 Loan
6.19%
48 months
View
▼
APR6.19%
Term48 months
Last UpdatedJul 15, 2026
Details

As Low As;*

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2017-2019 - 49-60 Months
6.29%
60 Months
View
▼
APR6.29%
Term60 Months
Last UpdatedJul 11, 2026
Details

As Low As; Apply Online

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2020 Loan
6.29%
48 months
View
▼
APR6.29%
Term48 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2023 Loan
6.29%
84 months
View
▼
APR6.29%
Term84 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2019 Loan
6.39%
48 months
View
▼
APR6.39%
Term48 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2020 Loan
6.49%
72 months
View
▼
APR6.49%
Term72 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2022 Loan
6.49%
84 months
View
▼
APR6.49%
Term84 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2018 Loan
6.59%
48 months
View
▼
APR6.59%
Term48 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2017 Loan
6.69%
48 months
View
▼
APR6.69%
Term48 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2018 Loan
6.69%
60 months
View
▼
APR6.69%
Term60 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2019 Loan
6.74%
72 months
View
▼
APR6.74%
Term72 months
Last UpdatedJul 15, 2026
Details

As Low As;*

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2017 Loan
6.79%
60 months
View
▼
APR6.79%
Term60 months
Last UpdatedJul 15, 2026
Details

As Low As;*

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
2118 Middle Rd, Bettendorf, IA, 52722
Used Auto Loans 2016 - 2022
7.34%
Up to 60 months
View
▼
APR7.34%
TermUp to 60 months
Last UpdatedJul 12, 2026
Details

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2016 and older - Up to 36 months
7.79%
Up to 36 months
View
▼
APR7.79%
TermUp to 36 months
Last UpdatedJul 11, 2026
Details

As Low As

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
104 W Anson St, Marshalltown, IA, 50158
New & Used Autos/Trucks - Model Years 2016 and older - 37-48 months
8.04%
48 Months
View
▼
APR8.04%
Term48 Months
Last UpdatedJul 11, 2026
Details

As Low As

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.22%
425 1st Ave SW, Cedar Rapids, IA, 52405
Used Vehicles 2016 & Older Loan
8.74%
36 months
View
▼
APR8.74%
Term36 months
Last UpdatedJul 15, 2026
Details

As Low As;*

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
2118 Middle Rd, Bettendorf, IA, 52722
Used Auto Loans 2015 or older
9.59%
Up to 36 months
View
▼
APR9.59%
TermUp to 36 months
Last UpdatedJul 12, 2026
Details

Iowa Auto Loan Rate Trends

Compare local Iowa auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Iowa Auto Trends →
New Auto Loan — IA Avg
5.683%
▲ 0.559 vs 7 days ago

Iowa new auto rates rose 0.559 points over the past 7 days to 5.683% APR.

Used Auto Loan — IA Avg
6.529%
▲ 0.567 vs 7 days ago

Iowa used auto rates rose 0.567 points over the past 7 days to 6.529% APR.

As of Jul 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Iowa auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Iowa directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Iowa. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in IA.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Iowa

How does my credit score affect my car loan rate in Iowa?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Iowa with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Iowa *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Iowa typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Iowa?

Based on our current data, some of the lowest auto loan rates available in Iowa include:
  • Members1st Community Credit Union: 4.49% (New & Used Autos/Trucks - Up to 60 Months)
  • Financial Plus Credit Union: 4.49% (Auto Loans)
  • SECU Credit Union: 4.54% (New Auto 36 Month)
  • Ascentra Credit Union: 4.74% (Vehicle Loan)
  • Fort Dodge Family Credit Union: 4.75% (New Vehicles Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Iowa. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 15, 2026

Iowa Rates & Resources

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Auto Loan Rates by City in Iowa

  • Ackley
  • Ackworth
  • Adair
  • Adel
  • Afton
  • Agency
  • Ainsworth
  • Akron
  • Albert City
  • Albia
  • Albion
  • Alburnett
  • Alden
  • Alexander
  • Algona
  • Alleman
  • Allendorf
  • Allerton
  • Allison
  • Alta
  • Alta Vista
  • Alton
  • Altoona
  • Alvord
  • Amana
  • Ames
  • Anamosa
  • Andover
  • Andrew
  • Anita
  • Ankeny
  • Anthon
  • Aplington
  • Arcadia
  • Archer
  • Aredale
  • Argyle
  • Arion
  • Arispe
  • Arlington
  • Armstrong
  • Arnolds Park
  • Arthur
  • Ashton
  • Aspinwall
  • Atalissa
  • Atkins
  • Atlantic
  • Auburn
  • Audubon
  • Aurelia
  • Aurora
  • Austinville
  • Avoca
  • Ayrshire
  • Badger
  • Bagley
  • Baldwin
  • Bancroft
  • Barnes City
  • Barnum
  • Batavia
  • Battle Creek
  • Baxter
  • Bayard
  • Beacon
  • Beaman
  • Beaver
  • Bedford
  • Belle Plaine
  • Bellevue
  • Belmond
  • Bennett
  • Benton
  • Bernard
  • Berwick
  • Bettendorf
  • Bevington
  • Birmingham
  • Blairsburg
  • Blairstown
  • Blakesburg
  • Blanchard
  • Blencoe
  • Blockton
  • Bloomfield
  • Blue Grass
  • Bode
  • Bonaparte
  • Bondurant
  • Boone
  • Booneville
  • Bouton
  • Boxholm
  • Boyden
  • Braddyville
  • Bradford
  • Bradgate
  • Brandon
  • Brayton
  • Breda
  • Bridgewater
  • Brighton
  • Bristow
  • Britt
  • Bronson
  • Brooklyn
  • Brunsville
  • Bryant
  • Buckeye
  • Buckingham
  • Buffalo
  • Buffalo Center
  • Burlington
  • Burnside
  • Burr Oak
  • Burt
  • Bussey
  • Calamus
  • Callender
  • Calmar
  • Calumet
  • Camanche
  • Cambridge
  • Cantril
  • Carbon
  • Carlisle
  • Carpenter
  • Carroll
  • Carson
  • Carter Lake
  • Cascade
  • Casey
  • Castalia
  • Castana
  • Cedar
  • Cedar Falls
  • Cedar Rapids
  • Center Junction
  • Center Point
  • Centerville
  • Central City
  • Chapin
  • Chariton
  • Charles City
  • Charlotte
  • Charter Oak
  • Chatsworth
  • Chelsea
  • Cherokee
  • Chester
  • Chillicothe
  • Churdan
  • Cincinnati
  • Clare
  • Clarence
  • Clarinda
  • Clarion
  • Clarksville
  • Clear Lake
  • Clearfield
  • Cleghorn
  • Clemons
  • Clermont
  • Climbing Hill
  • Clinton
  • Clio
  • Clive
  • Clutier
  • Coggon
  • Coin
  • Colesburg
  • Colfax
  • College Springs
  • Collins
  • Colo
  • Columbia
  • Columbus City
  • Columbus Junction
  • Colwell
  • Conesville
  • Conrad
  • Conroy
  • Coon Rapids
  • Cooper
  • Coralville
  • Corning
  • Correctionville
  • Corwith
  • Corydon
  • Coulter
  • Council Bluffs
  • Craig
  • Crawfordsville
  • Crescent
  • Cresco
  • Creston
  • Cromwell
  • Crystal Lake
  • Cumberland
  • Cumming
  • Curlew
  • Cushing
  • Cylinder
  • Dakota City
  • Dallas
  • Dallas Center
  • Dana
  • Danbury
  • Danville
  • Davenport
  • Davis City
  • Dawson
  • Dayton
  • De Soto
  • De Witt
  • Decatur
  • Decorah
  • Dedham
  • Deep River
  • Defiance
  • Delaware
  • Delhi
  • Delmar
  • Deloit
  • Delta
  • Denison
  • Denmark
  • Denver
  • Derby
  • Des Moines
  • Dewar
  • Dexter
  • Diagonal
  • Dickens
  • Dike
  • Dixon
  • Dolliver
  • Donahue
  • Donnellson
  • Doon
  • Dorchester
  • Douds
  • Dougherty
  • Dow City
  • Dows
  • Drakesville
  • Dubuque
  • Dumont
  • Duncombe
  • Dundee
  • Dunkerton
  • Dunlap
  • Durango
  • Durant
  • Dyersville
  • Dysart
  • Eagle Grove
  • Earlham
  • Earling
  • Earlville
  • Early
  • Eddyville
  • Edgewood
  • Elberon
  • Eldon
  • Eldora
  • Eldridge
  • Elgin
  • Elk Horn
  • Elkader
  • Elkhart
  • Elkport
  • Elliott
  • Ellston
  • Ellsworth
  • Elma
  • Elmore
  • Elwood
  • Ely
  • Emerson
  • Emmetsburg
  • Epworth
  • Essex
  • Estherville
  • Evansdale
  • Everly
  • Exira
  • Exline
  • Fairbank
  • Fairfax
  • Fairfield
  • Farley
  • Farmersburg
  • Farmington
  • Farnhamville
  • Farragut
  • Fayette
  • Fenton
  • Ferguson
  • Fertile
  • Floris
  • Floyd
  • Fonda
  • Fontanelle
  • Forest City
  • Fort Atkinson
  • Fort Dodge
  • Fort Madison
  • Fostoria
  • Fredericksburg
  • Frederika
  • Fremont
  • Fruitland
  • Galt
  • Galva
  • Garber
  • Garden City
  • Garden Grove
  • Garnavillo
  • Garner
  • Garrison
  • Garwin
  • Geneva
  • George
  • Gibson
  • Gifford
  • Gilbert
  • Gilbertville
  • Gillett Grove
  • Gilman
  • Gilmore City
  • Gladbrook
  • Glenwood
  • Glidden
  • Goldfield
  • Goodell
  • Goose Lake
  • Gowrie
  • Graettinger
  • Grafton
  • Grand Junction
  • Grand Mound
  • Grand River
  • Grandview
  • Granger
  • Grant
  • Granville
  • Gravity
  • Gray
  • Greeley
  • Greene
  • Greenfield
  • Greenville
  • Grimes
  • Grinnell
  • Griswold
  • Grundy Center
  • Gruver
  • Guernsey
  • Guthrie Center
  • Guttenberg
  • Halbur
  • Hamburg
  • Hamilton
  • Hamlin
  • Hampton
  • Hancock
  • Hanlontown
  • Harcourt
  • Hardy
  • Harlan
  • Harper
  • Harpers Ferry
  • Harris
  • Hartford
  • Hartley
  • Hartwick
  • Harvey
  • Hastings
  • Havelock
  • Haverhill
  • Hawarden
  • Hawkeye
  • Hayesville
  • Hazleton
  • Hedrick
  • Henderson
  • Hiawatha
  • Highlandville
  • Hills
  • Hillsboro
  • Hinton
  • Holland
  • Holstein
  • Holy Cross
  • Homestead
  • Honey Creek
  • Hopkinton
  • Hornick
  • Hospers
  • Houghton
  • Hubbard
  • Hudson
  • Hull
  • Humboldt
  • Humeston
  • Huxley
  • Ida Grove
  • Imogene
  • Independence
  • Indianola
  • Inwood
  • Ionia
  • Iowa City
  • Iowa Falls
  • Ira
  • Ireton
  • Irwin
  • Jamaica
  • Janesville
  • Jefferson
  • Jesup
  • Jewell
  • Johnston
  • Joice
  • Jolley
  • Kalona
  • Kamrar
  • Kanawha
  • Kellerton
  • Kelley
  • Kellogg
  • Kensett
  • Keokuk
  • Keosauqua
  • Keota
  • Kesley
  • Keswick
  • Keystone
  • Killduff
  • Kimballton
  • Kingsley
  • Kirkman
  • Kirkville
  • Kiron
  • Klemme
  • Knierim
  • Knoxville
  • La Motte
  • La Porte City
  • Lacona
  • Ladora
  • Lake City
  • Lake Mills
  • Lake Park
  • Lake View
  • Lakota
  • Lamoni
  • Lamont
  • Lanesboro
  • Langworthy
  • Lansing
  • Larchwood
  • Larrabee
  • Latimer
  • Laurel
  • Laurens
  • Lawler
  • Lawton
  • Le Claire
  • Le Grand
  • Le Mars
  • Ledyard
  • Lehigh
  • Leighton
  • Leland
  • Lenox
  • Leon
  • Lester
  • Letts
  • Lewis
  • Liberty Center
  • Libertyville
  • Lidderdale
  • Lime Springs
  • Lincoln
  • Linden
  • Lineville
  • Linn Grove
  • Lisbon
  • Liscomb
  • Little Cedar
  • Little Rock
  • Little Sioux
  • Littleport
  • Livermore
  • Lockridge
  • Logan
  • Lohrville
  • Lone Rock
  • Lone Tree
  • Long Grove
  • Lorimor
  • Lost Nation
  • Lovilia
  • Low Moor
  • Lowden
  • Lu Verne
  • Luana
  • Lucas
  • Luther
  • Luxemburg
  • Luzerne
  • Lynnville
  • Lytton
  • Mabel
  • Macedonia
  • Macksburg
  • Madrid
  • Magnolia
  • Malcom
  • Mallard
  • Malvern
  • Manchester
  • Manilla
  • Manly
  • Manning
  • Manson
  • Mapleton
  • Maquoketa
  • Marathon
  • Marble Rock
  • Marcus
  • Marengo
  • Marion
  • Marne
  • Marquette
  • Marshalltown
  • Martelle
  • Martensdale
  • Martinsburg
  • Mason City
  • Masonville
  • Massena
  • Matlock
  • Maurice
  • Maxwell
  • May City
  • Maynard
  • McCallsburg
  • McCausland
  • McClelland
  • McGregor
  • McIntire
  • Mechanicsville
  • Mediapolis
  • Melbourne
  • Melcher
  • Melrose
  • Melvin
  • Menlo
  • Meriden
  • Merrill
  • Meservey
  • Middle Amana
  • Middletown
  • Miles
  • Milford
  • Millersburg
  • Millerton
  • Milo
  • Milton
  • Minburn
  • Minden
  • Mineola
  • Mingo
  • Missouri Valley
  • Mitchellville
  • Modale
  • Mondamin
  • Monmouth
  • Monona
  • Monroe
  • Montezuma
  • Monticello
  • Montour
  • Montpelier
  • Montrose
  • Moorhead
  • Moorland
  • Moravia
  • Morley
  • Morning Sun
  • Morrison
  • Moscow
  • Moulton
  • Mount Auburn
  • Mount Ayr
  • Mount Pleasant
  • Mount Sterling
  • Mount Union
  • Mount Vernon
  • Moville
  • Murray
  • Mystic
  • Nashua
  • Nemaha
  • Neola
  • Nevada
  • New Albin
  • New Hampton
  • New Hartford
  • New Liberty
  • New London
  • New Market
  • New Providence
  • New Sharon
  • New Vienna
  • New Virginia
  • Newell
  • Newhall
  • Newton
  • Nichols
  • Nodaway
  • Nora Springs
  • North Buena Vista
  • North English
  • North Liberty
  • North Washington
  • Northboro
  • Northwood
  • Norwalk
  • Norway
  • Oakdale
  • Oakland
  • Oakville
  • Ocheyedan
  • Odebolt
  • Oelwein
  • Ogden
  • Okoboji
  • Olds
  • Olin
  • Ollie
  • Onawa
  • Onslow
  • Oran
  • Orange City
  • Orchard
  • Orient
  • Osage
  • Osceola
  • Oskaloosa
  • Ossian
  • Otho
  • Otley
  • Oto
  • Ottosen
  • Ottumwa
  • Oxford
  • Oxford Junction
  • Oyens
  • Pacific Junction
  • Packwood
  • Palmer
  • Palo
  • Panama
  • Panora
  • Parkersburg
  • Parnell
  • Paton
  • Patterson
  • Paullina
  • Pella
  • Peosta
  • Percival
  • Perry
  • Persia
  • Peru
  • Peterson
  • Pierson
  • Pilot Grove
  • Pilot Mound
  • Pisgah
  • Plainfield
  • Plano
  • Pleasant Hill
  • Pleasant Valley
  • Pleasantville
  • Plover
  • Plymouth
  • Pocahontas
  • Polk City
  • Pomeroy
  • Popejoy
  • Portsmouth
  • Postville
  • Prairie City
  • Prairieburg
  • Prescott
  • Preston
  • Primghar
  • Princeton
  • Prole
  • Promise City
  • Protivin
  • Pulaski
  • Quasqueton
  • Quimby
  • Radcliffe
  • Rake
  • Ralston
  • Randalia
  • Randall
  • Randolph
  • Raymond
  • Readlyn
  • Reasnor
  • Red Oak
  • Redding
  • Redfield
  • Reinbeck
  • Rembrandt
  • Remsen
  • Renwick
  • Rhodes
  • Riceville
  • Richland
  • Ricketts
  • Ridgeway
  • Rinard
  • Ringsted
  • Rippey
  • Riverside
  • Riverton
  • Robins
  • Rock Falls
  • Rock Rapids
  • Rock Valley
  • Rockford
  • Rockwell
  • Rockwell City
  • Rodney
  • Roland
  • Rolfe
  • Rome
  • Rose Hill
  • Rowan
  • Rowley
  • Royal
  • Rudd
  • Runnells
  • Russell
  • Ruthven
  • Rutland
  • Ryan
  • Sabula
  • Sac City
  • Saint Ansgar
  • Saint Anthony
  • Saint Charles
  • Saint Donatus
  • Saint Lucas
  • Saint Marys
  • Saint Olaf
  • Saint Paul
  • Salem
  • Salix
  • Sanborn
  • Scarville
  • Schaller
  • Schleswig
  • Scranton
  • Searsboro
  • Selma
  • Sergeant Bluff
  • Seymour
  • Shambaugh
  • Shannon City
  • Sharpsburg
  • Sheffield
  • Shelby
  • Sheldahl
  • Sheldon
  • Shell Rock
  • Shellsburg
  • Shenandoah
  • Sherrill
  • Sibley
  • Sidney
  • Sigourney
  • Silver City
  • Sioux Center
  • Sioux City
  • Sioux Rapids
  • Slater
  • Sloan
  • Smithland
  • Soldier
  • Solon
  • Somers
  • South Amana
  • South English
  • Spencer
  • Sperry
  • Spillville
  • Spirit Lake
  • Spragueville
  • Springbrook
  • Springville
  • Stacyville
  • Stanhope
  • Stanley
  • Stanton
  • Stanwood
  • State Center
  • Steamboat Rock
  • Stockport
  • Stockton
  • Storm Lake
  • Story City
  • Stout
  • Stratford
  • Strawberry Point
  • Struble
  • Stuart
  • Sully
  • Sumner
  • Superior
  • Sutherland
  • Swaledale
  • Swan
  • Swea City
  • Swedesburg
  • Swisher
  • Tabor
  • Tama
  • Teeds Grove
  • Templeton
  • Tennant
  • Terril
  • Thayer
  • Thompson
  • Thor
  • Thornburg
  • Thornton
  • Thurman
  • Tiffin
  • Tingley
  • Tipton
  • Titonka
  • Toddville
  • Toeterville
  • Toledo
  • Tracy
  • Traer
  • Treynor
  • Tripoli
  • Troy Mills
  • Truesdale
  • Truro
  • Turin
  • Udell
  • Underwood
  • Union
  • Unionville
  • University Park
  • Urbana
  • Urbandale
  • Ute
  • Vail
  • Van Horne
  • Van Meter
  • Van Wert
  • Varina
  • Ventura
  • Victor
  • Villisca
  • Vincent
  • Vining
  • Vinton
  • Viola
  • Volga
  • Wadena
  • Walcott
  • Walford
  • Walker
  • Wall Lake
  • Wallingford
  • Walnut
  • Wapello
  • Washington
  • Washta
  • Waterloo
  • Waterville
  • Watkins
  • Waucoma
  • Waukee
  • Waukon
  • Waverly
  • Wayland
  • Webb
  • Webster
  • Webster City
  • Weldon
  • Wellman
  • Wellsburg
  • Welton
  • Wesley
  • West Bend
  • West Branch
  • West Burlington
  • West Chester
  • West Des Moines
  • West Grove
  • West Liberty
  • West Point
  • West Union
  • Westfield
  • Westgate
  • Westphalia
  • Westside
  • Wever
  • What Cheer
  • Wheatland
  • Whiting
  • Whittemore
  • Whitten
  • Williams
  • Williamsburg
  • Williamson
  • Wilton
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