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Auto Loan Rates in Mississippi (MS) for July 2026

Current auto loan rates in Mississippi include Statewide Federal Credit UnionStatewide Federal Credit Union295 E Layfair Dr, Flowood, MS, 39232 9527A+5.0 ★Texas Ratio: 3.45% offering New Autos 1-24 Months at 3.49%, Riverland Federal Credit UnionRiverland Federal Credit Union1340 Echelon Pkwy, Jackson, MS, 39213 8202A+5.0 ★Texas Ratio: 4.06% offering Auto Loans at 3.50%, Southeast Financial Credit UnionSoutheast Financial Credit Union102 Highway 72 W, Corinth, MS, 38834 5511A5.0 ★Texas Ratio: 9.30% offering New Auto at 3.50%, Singing River Federal Credit UnionSinging River Federal Credit Union6006 HIGHWAY 63, MOSS POINT, MS, 39563A+5.0 ★Texas Ratio: 2.13% offering New & Used Auto at 3.79%, Gulf Trust Federal Credit UnionGulf Trust Federal Credit Union2533 Denny Ave, Pascagoula, MS, 39567A+5.0 ★Texas Ratio: 3.08% offering New and Used Auto at 4.49%. Auto loan rates as of July 15, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare auto loan rates across Mississippi side-by-side. Mississippi auto loan rates currently start as low as 3.49% APR from Statewide Federal Credit Union at 295 E Layfair Dr, Flowood, MS, 39232 9527. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Mississippi. Auto Loan Rates Last Updated and Verified: July 15, 2026

Compare Auto Loan Rates Today in Mississippi

Mississippi Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos 1-24 Months
3.49%
24 Months
APR3.49%
Term24 Months
Last UpdatedJul 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
3.49%
1-24 Months
APR3.49%
Term1-24 Months
Last UpdatedJul 15, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Auto Loans
3.50%
Up to 36 months
APR3.50%
TermUp to 36 months
Last UpdatedJul 10, 2026
Details

Cars, Trucks, & SUVs

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Auto
3.50%
1 year
APR3.50%
Term1 year
Last UpdatedJul 11, 2026
Details

As Low As; New Auto

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Car & Truck Loans - 1 Year
3.50%
1 Year
APR3.50%
Term1 Year
Last UpdatedJul 11, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
3.79%
up to 36 months
APR3.79%
Termup to 36 months
Last UpdatedJul 15, 2026
Details

Rate: 3.79% - 15.04%

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos 25-36 Months
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedJul 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
3.99%
25-36 Months
APR3.99%
Term25-36 Months
Last UpdatedJul 15, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
3.99%
37 - 48 months
APR3.99%
Term37 - 48 months
Last UpdatedJul 15, 2026
Details

Rate: 3.99% - 15.24%

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Car & Truck Loans - 2 Years
4.00%
2 Years
APR4.00%
Term2 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Auto
4.00%
1 year
APR4.00%
Term1 year
Last UpdatedJul 11, 2026
Details

As Low As; Used Auto

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Car & Truck Loans - 1 Year
4.00%
1 Year
APR4.00%
Term1 Year
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Car & Truck Loans - 3 Years
4.25%
3 Years
APR4.25%
Term3 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Car & Truck Loans - 2 Years
4.25%
2 Years
APR4.25%
Term2 Years
Last UpdatedJul 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos 37-48 Months
4.39%
48 Months
APR4.39%
Term48 Months
Last UpdatedJul 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.39%
37-48 Months
APR4.39%
Term37-48 Months
Last UpdatedJul 15, 2026
Details

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
2533 Denny Ave, Pascagoula, MS, 39567
New and Used Auto
4.49%
12-84 Months
APR4.49%
Term12-84 Months
Last UpdatedJul 10, 2026
Details

As Low As; Beginning as low as 4.49%

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
240 Briarwood Dr, Jackson, MS, 39206
New and Used Automobiles
4.49%
Up to 84 Months
APR4.49%
TermUp to 84 Months
Last UpdatedJul 12, 2026
Details

Daily Periodic Rate: 0.0123% - 0.0493%

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos 49-66 Months
4.49%
66 Months
APR4.49%
Term66 Months
Last UpdatedJul 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.49%
49-66 Months
APR4.49%
Term49-66 Months
Last UpdatedJul 15, 2026
Details

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
New Auto
4.49%
up to 7 years
APR4.49%
Termup to 7 years
Last UpdatedJul 15, 2026
Details

As Low As

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Auto Loans
4.50%
Up to 60 months
APR4.50%
TermUp to 60 months
Last UpdatedJul 10, 2026
Details

Cars, Trucks, & SUVs

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Car & Truck Loans - 4 Years
4.50%
4 Years
APR4.50%
Term4 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Car & Truck Loans - 3 Years
4.50%
3 Years
APR4.50%
Term3 Years
Last UpdatedJul 11, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
409 Riverwind Dr, Pearl, MS, 39208 5917
New and Used Auto Loans
4.50%
24 - 84
APR4.50%
Term24 - 84
Last UpdatedJul 12, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
409 Riverwind Dr, Pearl, MS, 39208 5917
New Auto Loan
4.50%
Up to 72 months
APR4.50%
TermUp to 72 months
Last UpdatedJul 12, 2026
Details

Rates are subject to credit approval, term, and product eligibility. For qualified borrowers, based on model year and credit score.

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Vehicles 36 - 48 Months Loan
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedJul 15, 2026
Details

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Vehicles Loan
4.75%
36 - 48 Months
APR4.75%
Term36 - 48 Months
Last UpdatedJul 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
4.75%
01 - 36 Months
APR4.75%
Term01 - 36 Months
Last UpdatedJul 15, 2026
Details

A+ Category = or > 725

Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS, 39503
Auto Loans
4.95%
up to 96 mos
APR4.95%
Termup to 96 mos
Last UpdatedJul 12, 2026
Details

Up to 100% of NADA average retail or 100% of selling price, whichever is less. Membership fee and eligibility required: You must live, work, worship, or attend school in Harrison, Hancock, Jackson, or Stone County.

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
4.99%
36 months
APR4.99%
Term36 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
Used Auto
4.99%
up to 7 years
APR4.99%
Termup to 7 years
Last UpdatedJul 15, 2026
Details

As Low As

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
250 Industrial Rd, Pascagoula, MS, 39581
New Auto Loan
4.99%
12-60 Month Term
APR4.99%
Term12-60 Month Term
Last UpdatedJul 15, 2026
Details

Annual Percentage Rates shown are "as low as".

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Car & Truck Loans - 5 Years
5.00%
5 Years
APR5.00%
Term5 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan
5.00%
1 Year
APR5.00%
Term1 Year
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan - 1 Year
5.00%
1 Year
APR5.00%
Term1 Year
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Car & Truck Loans - 4 Years
5.00%
4 Years
APR5.00%
Term4 Years
Last UpdatedJul 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos 67-72 Months
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedJul 15, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.25%
67-72 Months
APR5.25%
Term67-72 Months
Last UpdatedJul 15, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 01-36 Months
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedJul 15, 2026
Details

Credit Score 700+ Rate

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 37-48 Months
5.25%
48 Months
APR5.25%
Term48 Months
Last UpdatedJul 15, 2026
Details

Credit Score 700+ Rate

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 49-60 Months
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedJul 15, 2026
Details

Credit Score 700+ Rate

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.25%
49 - 60 months
APR5.25%
Term49 - 60 months
Last UpdatedJul 15, 2026
Details

Rate: 5.25% - 16.49%

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.25%
01 - 36 Months
APR5.25%
Term01 - 36 Months
Last UpdatedJul 15, 2026
Details

A Category 660 - 724

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto
5.49%
48 month term or less
APR5.49%
Term48 month term or less
Last UpdatedJul 10, 2026
Details

As Low As; Current & 2 year Models

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
5.49%
48 months
APR5.49%
Term48 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.49%
61 - 72 months
APR5.49%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details

Rate: 5.49% - 16.49%

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 17.97%
1026 E Broad St, Monticello, MS, 39654
New Auto
5.49%
96 months
APR5.49%
Term96 months
Last UpdatedJul 15, 2026
Details

As Low As; Terms up to 96 months

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1340 Echelon Pkwy, Jackson, MS, 39213 8202
Auto Loans
5.50%
Up to 84 months
APR5.50%
TermUp to 84 months
Last UpdatedJul 10, 2026
Details

Cars, Trucks, & SUVs

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Car & Truck Loans - 6 Years
5.50%
6 Years
APR5.50%
Term6 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Car & Truck Loans - 5 Years
5.50%
5 Years
APR5.50%
Term5 Years
Last UpdatedJul 11, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.74%
73 - 84 months
APR5.74%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details

Rate: 5.74% - 16.49%

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS, 38828
New & Used Vehicles Loan
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan
5.75%
1 Year
APR5.75%
Term1 Year
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan - 1 Year
5.75%
1 Year
APR5.75%
Term1 Year
Last UpdatedJul 11, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 61-72 Months
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedJul 15, 2026
Details

Credit Score 700+ Rate

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Vehicles 49 - 60 Months Loan
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedJul 15, 2026
Details

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Vehicles Loan
5.75%
49 - 60 Months
APR5.75%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.75%
37 - 48 Months
APR5.75%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details

A Category 660 - 724

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto
5.99%
72 month term +
APR5.99%
Term72 month term +
Last UpdatedJul 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
5.99%
60 months
APR5.99%
Term60 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 17.97%
1026 E Broad St, Monticello, MS, 39654
Used Auto (2-9 years old)
5.99%
96 months
APR5.99%
Term96 months
Last UpdatedJul 15, 2026
Details

As Low As; Terms up to 96 months

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan
6.00%
2 Years
APR6.00%
Term2 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan - 2 Years
6.00%
2 Years
APR6.00%
Term2 Years
Last UpdatedJul 11, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
6.24%
72 months
APR6.24%
Term72 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
6.24%
36 months
APR6.24%
Term36 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. 2017 and older MAX TERM 48 Months. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos 73-78 Months
6.25%
78 Months
APR6.25%
Term78 Months
Last UpdatedJul 15, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 73-84 Months
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30,000; Credit Score 700+ Rate; Loan Amount Over $30,000

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Vehicles 61 - 72 Months Loan
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedJul 15, 2026
Details

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Vehicles Loan
6.25%
61 - 72 Months
APR6.25%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.25%
49 - 60 Months
APR6.25%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details

A Category 660 - 724

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Auto Loans
6.25%
Up to 36 Months
APR6.25%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

As Low As; Seasonal Special

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.25%
up to 36 months
APR6.25%
Termup to 36 months
Last UpdatedJul 15, 2026
Details

As Low As; Credit Score Performance Based

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.25%
up to 36 months
APR6.25%
Termup to 36 months
Last UpdatedJul 15, 2026
Details

As Low As; Credit Score Performance Based

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Car & Truck Loans - 7 Years
6.50%
7 Years
APR6.50%
Term7 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan
6.50%
3 Years
APR6.50%
Term3 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan - 3 Years
6.50%
3 Years
APR6.50%
Term3 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Car & Truck Loans - 6 Years
6.50%
6 Years
APR6.50%
Term6 Years
Last UpdatedJul 11, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
6.74%
48 months
APR6.74%
Term48 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. 2017 and older MAX TERM 48 Months. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan
6.75%
2 Years
APR6.75%
Term2 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan - 2 Years
6.75%
2 Years
APR6.75%
Term2 Years
Last UpdatedJul 11, 2026
Details

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Vehicles 73 - 84 Months Loan
6.75%
84 Months
APR6.75%
Term84 Months
Last UpdatedJul 15, 2026
Details

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Vehicles Loan
6.75%
73 - 84 Months **
APR6.75%
Term73 - 84 Months **
Last UpdatedJul 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.75%
01 - 36 Months
APR6.75%
Term01 - 36 Months
Last UpdatedJul 15, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.75%
up to 48 months
APR6.75%
Termup to 48 months
Last UpdatedJul 15, 2026
Details

As Low As; Credit Score Performance Based

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.75%
up to 48 months
APR6.75%
Termup to 48 months
Last UpdatedJul 15, 2026
Details

As Low As; Credit Score Performance Based

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
6.99%
90 months
APR6.99%
Term90 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos Up to 84 Months
6.99%
Up to 84 Months
APR6.99%
TermUp to 84 Months
Last UpdatedJul 15, 2026
Details

Delta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2339 HIGHWAY 1 S, Greenville, MS, 38701 8337
Vehicle Loans - New
7.00%
Maximum 72 months (6 years)
APR7.00%
TermMaximum 72 months (6 years)
Last UpdatedJul 10, 2026
Details

Your rate depends on your Credit Score. Must have copy of window sticker. 100% + 5% of MSRP not to exceed actual purchase price

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan
7.00%
4 Years
APR7.00%
Term4 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan - 4 Years
7.00%
4 Years
APR7.00%
Term4 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan
7.00%
3 Years
APR7.00%
Term3 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan - 3 Years
7.00%
3 Years
APR7.00%
Term3 Years
Last UpdatedJul 11, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 01-36 Months
7.00%
36 Months
APR7.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Credit Score 660-699 Rate

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 37-48 Months
7.00%
48 Months
APR7.00%
Term48 Months
Last UpdatedJul 15, 2026
Details

Credit Score 660-699 Rate

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 49-60 Months
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedJul 15, 2026
Details

Credit Score 660-699 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.25%
37 - 48 Months
APR7.25%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details

B Category 620 - 659

Delta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2339 HIGHWAY 1 S, Greenville, MS, 38701 8337
Vehicle Loans - Used
7.50%
Maximum 72 months (6 years)
APR7.50%
TermMaximum 72 months (6 years)
Last UpdatedJul 10, 2026
Details

Your rate depends on your Credit Score and the year of the car. We do not finance vehicles over 10 years old. 100% +5% of NADA Trade-In Value (Mileage adjusted) not to exceed actual purchase price

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Car & Truck Loans - 7 Years
7.50%
7 Years
APR7.50%
Term7 Years
Last UpdatedJul 11, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 61-72 Months
7.50%
72 Months
APR7.50%
Term72 Months
Last UpdatedJul 15, 2026
Details

Credit Score 660-699 Rate

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 7.39%
4 Old River Pl, Jackson, MS, 39202 3431
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
APR7.57%
Term84 Months
Last UpdatedJul 10, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
7.74%
60 months
APR7.74%
Term60 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. 2017 and older MAX TERM 48 Months. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.75%
49 - 60 Months
APR7.75%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
7.75%
up to 60 months
APR7.75%
Termup to 60 months
Last UpdatedJul 15, 2026
Details

As Low As; Credit Score Performance Based

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
7.75%
up to 60 months
APR7.75%
Termup to 60 months
Last UpdatedJul 15, 2026
Details

As Low As; Credit Score Performance Based

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan
8.00%
5 Years
APR8.00%
Term5 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan - 5 Years
8.00%
5 Years
APR8.00%
Term5 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan
8.00%
4 Years
APR8.00%
Term4 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan - 4 Years
8.00%
4 Years
APR8.00%
Term4 Years
Last UpdatedJul 11, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 73-84 Months
8.00%
84 Months
APR8.00%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30,000; Credit Score 660-699 Rate; Loan Amount Over $30,000

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
8.25%
72 months
APR8.25%
Term72 months
Last UpdatedJul 15, 2026
Details

As Low As; Credit Score Performance Based

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
8.25%
72 months
APR8.25%
Term72 months
Last UpdatedJul 15, 2026
Details

As Low As; Credit Score Performance Based

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
8.49%
72 months
APR8.49%
Term72 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. 2017 and older MAX TERM 48 Months. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
8.50%
61 - 72 Months
APR8.50%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details

B Category 620 - 659

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 7.39%
4 Old River Pl, Jackson, MS, 39202 3431
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
APR8.57%
Term72 Months
Last UpdatedJul 10, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS, 38828
Classic Vehicle Loans
8.99%
Up to 4 years
APR8.99%
TermUp to 4 years
Last UpdatedJul 15, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan
9.00%
6 Years
APR9.00%
Term6 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan - 6 Years
9.00%
6 Years
APR9.00%
Term6 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan
9.00%
5 Years
APR9.00%
Term5 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan - 5 Years
9.00%
5 Years
APR9.00%
Term5 Years
Last UpdatedJul 11, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 01-36 Months
9.00%
36 Months
APR9.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Credit Score 620-659 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.00%
73 - 84 Months (over $30,000)
APR9.00%
Term73 - 84 Months (over $30,000)
Last UpdatedJul 15, 2026
Details

B Category 620 - 659

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
9.24%
90 months
APR9.24%
Term90 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. 2017 and older MAX TERM 48 Months. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.25%
01 - 36 Months
APR9.25%
Term01 - 36 Months
Last UpdatedJul 15, 2026
Details

C Category 600 - 619

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 37-48 Months
9.50%
48 Months
APR9.50%
Term48 Months
Last UpdatedJul 15, 2026
Details

Credit Score 620-659 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.50%
37 - 48 Months
APR9.50%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan
10.00%
7 Years
APR10.00%
Term7 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan - 7 Years
10.00%
7 Years
APR10.00%
Term7 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan
10.00%
6 Years
APR10.00%
Term6 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan - 6 Years
10.00%
6 Years
APR10.00%
Term6 Years
Last UpdatedJul 11, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 49-60 Months
10.00%
60 Months
APR10.00%
Term60 Months
Last UpdatedJul 15, 2026
Details

Credit Score 620-659 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
10.25%
49 - 60 Months
APR10.25%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan
11.00%
7 Years
APR11.00%
Term7 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan - 7 Years
11.00%
7 Years
APR11.00%
Term7 Years
Last UpdatedJul 11, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.25%
61 - 72 Months
APR11.25%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.75%
73 - 84 Months (over $30,000)
APR11.75%
Term73 - 84 Months (over $30,000)
Last UpdatedJul 15, 2026
Details

C Category 600 - 619

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 61-72 Months
12.25%
72 Months
APR12.25%
Term72 Months
Last UpdatedJul 15, 2026
Details

Credit Score 620-659 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.00%
01 - 36 Months
APR13.00%
Term01 - 36 Months
Last UpdatedJul 15, 2026
Details

D Category = or < 599

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 73-84 Months
13.25%
84 Months
APR13.25%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30,000; Credit Score 620-659 Rate; Loan Amount Over $30,000

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 01-36 Months
13.50%
36 Months
APR13.50%
Term36 Months
Last UpdatedJul 15, 2026
Details

Credit Score 515-619 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.50%
37 - 48 Months
APR13.50%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details

D Category = or < 599

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 37-48 Months
14.00%
48 Months
APR14.00%
Term48 Months
Last UpdatedJul 15, 2026
Details

Credit Score 515-619 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.25%
49 - 60 Months
APR14.25%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details

D Category = or < 599

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 49-60 Months
14.50%
60 Months
APR14.50%
Term60 Months
Last UpdatedJul 15, 2026
Details

Credit Score 515-619 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.75%
61 - 72 Months
APR14.75%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
15.75%
73 - 84 Months (over $30,000)
APR15.75%
Term73 - 84 Months (over $30,000)
Last UpdatedJul 15, 2026
Details

D Category = or < 599

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 61-72 Months
16.00%
72 Months
APR16.00%
Term72 Months
Last UpdatedJul 15, 2026
Details

Credit Score 515-619 Rate

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 73-84 Months
18.00%
84 Months
APR18.00%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30,000; Credit Score 515-619 Rate; Loan Amount Over $30,000

Mississippi New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos 1-24 Months
3.49%
24 Months
APR3.49%
Term24 Months
Last UpdatedJul 15, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Auto
3.50%
1 year
APR3.50%
Term1 year
Last UpdatedJul 11, 2026
Details

As Low As; New Auto

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Car & Truck Loans - 1 Year
3.50%
1 Year
APR3.50%
Term1 Year
Last UpdatedJul 11, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
3.79%
up to 36 months
APR3.79%
Termup to 36 months
Last UpdatedJul 15, 2026
Details

Rate: 3.79% - 15.04%

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos 25-36 Months
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedJul 15, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
3.99%
37 - 48 months
APR3.99%
Term37 - 48 months
Last UpdatedJul 15, 2026
Details

Rate: 3.99% - 15.24%

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Car & Truck Loans - 2 Years
4.00%
2 Years
APR4.00%
Term2 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Car & Truck Loans - 3 Years
4.25%
3 Years
APR4.25%
Term3 Years
Last UpdatedJul 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos 37-48 Months
4.39%
48 Months
APR4.39%
Term48 Months
Last UpdatedJul 15, 2026
Details

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
2533 Denny Ave, Pascagoula, MS, 39567
New and Used Auto
4.49%
12-84 Months
APR4.49%
Term12-84 Months
Last UpdatedJul 10, 2026
Details

As Low As; Beginning as low as 4.49%

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
240 Briarwood Dr, Jackson, MS, 39206
New and Used Automobiles
4.49%
Up to 84 Months
APR4.49%
TermUp to 84 Months
Last UpdatedJul 12, 2026
Details

Daily Periodic Rate: 0.0123% - 0.0493%

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos 49-66 Months
4.49%
66 Months
APR4.49%
Term66 Months
Last UpdatedJul 15, 2026
Details

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
New Auto
4.49%
up to 7 years
APR4.49%
Termup to 7 years
Last UpdatedJul 15, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Car & Truck Loans - 4 Years
4.50%
4 Years
APR4.50%
Term4 Years
Last UpdatedJul 11, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
409 Riverwind Dr, Pearl, MS, 39208 5917
New and Used Auto Loans
4.50%
24 - 84
APR4.50%
Term24 - 84
Last UpdatedJul 12, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
409 Riverwind Dr, Pearl, MS, 39208 5917
New Auto Loan
4.50%
Up to 72 months
APR4.50%
TermUp to 72 months
Last UpdatedJul 12, 2026
Details

Rates are subject to credit approval, term, and product eligibility. For qualified borrowers, based on model year and credit score.

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
4.75%
01 - 36 Months
APR4.75%
Term01 - 36 Months
Last UpdatedJul 15, 2026
Details

A+ Category = or > 725

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
4.99%
36 months
APR4.99%
Term36 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
250 Industrial Rd, Pascagoula, MS, 39581
New Auto Loan
4.99%
12-60 Month Term
APR4.99%
Term12-60 Month Term
Last UpdatedJul 15, 2026
Details

Annual Percentage Rates shown are "as low as".

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Car & Truck Loans - 5 Years
5.00%
5 Years
APR5.00%
Term5 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan
5.00%
1 Year
APR5.00%
Term1 Year
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan - 1 Year
5.00%
1 Year
APR5.00%
Term1 Year
Last UpdatedJul 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos 67-72 Months
5.25%
72 Months
APR5.25%
Term72 Months
Last UpdatedJul 15, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 01-36 Months
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedJul 15, 2026
Details

Credit Score 700+ Rate

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 37-48 Months
5.25%
48 Months
APR5.25%
Term48 Months
Last UpdatedJul 15, 2026
Details

Credit Score 700+ Rate

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 49-60 Months
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedJul 15, 2026
Details

Credit Score 700+ Rate

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.25%
49 - 60 months
APR5.25%
Term49 - 60 months
Last UpdatedJul 15, 2026
Details

Rate: 5.25% - 16.49%

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.25%
01 - 36 Months
APR5.25%
Term01 - 36 Months
Last UpdatedJul 15, 2026
Details

A Category 660 - 724

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto
5.49%
48 month term or less
APR5.49%
Term48 month term or less
Last UpdatedJul 10, 2026
Details

As Low As; Current & 2 year Models

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
5.49%
48 months
APR5.49%
Term48 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.49%
61 - 72 months
APR5.49%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details

Rate: 5.49% - 16.49%

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 17.97%
1026 E Broad St, Monticello, MS, 39654
New Auto
5.49%
96 months
APR5.49%
Term96 months
Last UpdatedJul 15, 2026
Details

As Low As; Terms up to 96 months

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Car & Truck Loans - 6 Years
5.50%
6 Years
APR5.50%
Term6 Years
Last UpdatedJul 11, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.74%
73 - 84 months
APR5.74%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details

Rate: 5.74% - 16.49%

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS, 38828
New & Used Vehicles Loan
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 61-72 Months
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedJul 15, 2026
Details

Credit Score 700+ Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.75%
37 - 48 Months
APR5.75%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details

A Category 660 - 724

Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.89%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530 3838
New Auto
5.99%
72 month term +
APR5.99%
Term72 month term +
Last UpdatedJul 10, 2026
Details

As Low As

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
5.99%
60 months
APR5.99%
Term60 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan
6.00%
2 Years
APR6.00%
Term2 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan - 2 Years
6.00%
2 Years
APR6.00%
Term2 Years
Last UpdatedJul 11, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
6.24%
72 months
APR6.24%
Term72 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos 73-78 Months
6.25%
78 Months
APR6.25%
Term78 Months
Last UpdatedJul 15, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 73-84 Months
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30,000; Credit Score 700+ Rate; Loan Amount Over $30,000

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.25%
49 - 60 Months
APR6.25%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details

A Category 660 - 724

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.25%
up to 36 months
APR6.25%
Termup to 36 months
Last UpdatedJul 15, 2026
Details

As Low As; Credit Score Performance Based

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Car & Truck Loans - 7 Years
6.50%
7 Years
APR6.50%
Term7 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan
6.50%
3 Years
APR6.50%
Term3 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan - 3 Years
6.50%
3 Years
APR6.50%
Term3 Years
Last UpdatedJul 11, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.75%
01 - 36 Months
APR6.75%
Term01 - 36 Months
Last UpdatedJul 15, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
6.75%
up to 48 months
APR6.75%
Termup to 48 months
Last UpdatedJul 15, 2026
Details

As Low As; Credit Score Performance Based

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
6.99%
90 months
APR6.99%
Term90 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
New Autos Up to 84 Months
6.99%
Up to 84 Months
APR6.99%
TermUp to 84 Months
Last UpdatedJul 15, 2026
Details

Delta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2339 HIGHWAY 1 S, Greenville, MS, 38701 8337
Vehicle Loans - New
7.00%
Maximum 72 months (6 years)
APR7.00%
TermMaximum 72 months (6 years)
Last UpdatedJul 10, 2026
Details

Your rate depends on your Credit Score. Must have copy of window sticker. 100% + 5% of MSRP not to exceed actual purchase price

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan
7.00%
4 Years
APR7.00%
Term4 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan - 4 Years
7.00%
4 Years
APR7.00%
Term4 Years
Last UpdatedJul 11, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 01-36 Months
7.00%
36 Months
APR7.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Credit Score 660-699 Rate

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 37-48 Months
7.00%
48 Months
APR7.00%
Term48 Months
Last UpdatedJul 15, 2026
Details

Credit Score 660-699 Rate

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 49-60 Months
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedJul 15, 2026
Details

Credit Score 660-699 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.25%
37 - 48 Months
APR7.25%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details

B Category 620 - 659

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 61-72 Months
7.50%
72 Months
APR7.50%
Term72 Months
Last UpdatedJul 15, 2026
Details

Credit Score 660-699 Rate

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 7.39%
4 Old River Pl, Jackson, MS, 39202 3431
Vehicle Loans - New (Up to 2 Years Old)
7.57%
84 Months
APR7.57%
Term84 Months
Last UpdatedJul 10, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.75%
49 - 60 Months
APR7.75%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
7.75%
up to 60 months
APR7.75%
Termup to 60 months
Last UpdatedJul 15, 2026
Details

As Low As; Credit Score Performance Based

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan
8.00%
5 Years
APR8.00%
Term5 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan - 5 Years
8.00%
5 Years
APR8.00%
Term5 Years
Last UpdatedJul 11, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 73-84 Months
8.00%
84 Months
APR8.00%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30,000; Credit Score 660-699 Rate; Loan Amount Over $30,000

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
New Automobiles & Motor Homes
8.25%
72 months
APR8.25%
Term72 months
Last UpdatedJul 15, 2026
Details

As Low As; Credit Score Performance Based

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
8.50%
61 - 72 Months
APR8.50%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details

B Category 620 - 659

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan
9.00%
6 Years
APR9.00%
Term6 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan - 6 Years
9.00%
6 Years
APR9.00%
Term6 Years
Last UpdatedJul 11, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 01-36 Months
9.00%
36 Months
APR9.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Credit Score 620-659 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.00%
73 - 84 Months (over $30,000)
APR9.00%
Term73 - 84 Months (over $30,000)
Last UpdatedJul 15, 2026
Details

B Category 620 - 659

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.25%
01 - 36 Months
APR9.25%
Term01 - 36 Months
Last UpdatedJul 15, 2026
Details

C Category 600 - 619

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 37-48 Months
9.50%
48 Months
APR9.50%
Term48 Months
Last UpdatedJul 15, 2026
Details

Credit Score 620-659 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.50%
37 - 48 Months
APR9.50%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan
10.00%
7 Years
APR10.00%
Term7 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
New Vehicle Loan - 7 Years
10.00%
7 Years
APR10.00%
Term7 Years
Last UpdatedJul 11, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 49-60 Months
10.00%
60 Months
APR10.00%
Term60 Months
Last UpdatedJul 15, 2026
Details

Credit Score 620-659 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
10.25%
49 - 60 Months
APR10.25%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.25%
61 - 72 Months
APR11.25%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.75%
73 - 84 Months (over $30,000)
APR11.75%
Term73 - 84 Months (over $30,000)
Last UpdatedJul 15, 2026
Details

C Category 600 - 619

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 61-72 Months
12.25%
72 Months
APR12.25%
Term72 Months
Last UpdatedJul 15, 2026
Details

Credit Score 620-659 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.00%
01 - 36 Months
APR13.00%
Term01 - 36 Months
Last UpdatedJul 15, 2026
Details

D Category = or < 599

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 73-84 Months
13.25%
84 Months
APR13.25%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30,000; Credit Score 620-659 Rate; Loan Amount Over $30,000

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 01-36 Months
13.50%
36 Months
APR13.50%
Term36 Months
Last UpdatedJul 15, 2026
Details

Credit Score 515-619 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.50%
37 - 48 Months
APR13.50%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details

D Category = or < 599

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 37-48 Months
14.00%
48 Months
APR14.00%
Term48 Months
Last UpdatedJul 15, 2026
Details

Credit Score 515-619 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.25%
49 - 60 Months
APR14.25%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details

D Category = or < 599

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 49-60 Months
14.50%
60 Months
APR14.50%
Term60 Months
Last UpdatedJul 15, 2026
Details

Credit Score 515-619 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.75%
61 - 72 Months
APR14.75%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
15.75%
73 - 84 Months (over $30,000)
APR15.75%
Term73 - 84 Months (over $30,000)
Last UpdatedJul 15, 2026
Details

D Category = or < 599

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 61-72 Months
16.00%
72 Months
APR16.00%
Term72 Months
Last UpdatedJul 15, 2026
Details

Credit Score 515-619 Rate

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 73-84 Months
18.00%
84 Months
APR18.00%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30,000; Credit Score 515-619 Rate; Loan Amount Over $30,000

Mississippi Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
3.49%
1-24 Months
APR3.49%
Term1-24 Months
Last UpdatedJul 15, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
3.79%
up to 36 months
APR3.79%
Termup to 36 months
Last UpdatedJul 15, 2026
Details

Rate: 3.79% - 15.04%

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
3.99%
25-36 Months
APR3.99%
Term25-36 Months
Last UpdatedJul 15, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
3.99%
37 - 48 months
APR3.99%
Term37 - 48 months
Last UpdatedJul 15, 2026
Details

Rate: 3.99% - 15.24%

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Auto
4.00%
1 year
APR4.00%
Term1 year
Last UpdatedJul 11, 2026
Details

As Low As; Used Auto

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Car & Truck Loans - 1 Year
4.00%
1 Year
APR4.00%
Term1 Year
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Car & Truck Loans - 2 Years
4.25%
2 Years
APR4.25%
Term2 Years
Last UpdatedJul 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.39%
37-48 Months
APR4.39%
Term37-48 Months
Last UpdatedJul 15, 2026
Details

Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
2533 Denny Ave, Pascagoula, MS, 39567
New and Used Auto
4.49%
12-84 Months
APR4.49%
Term12-84 Months
Last UpdatedJul 10, 2026
Details

As Low As; Beginning as low as 4.49%

Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
240 Briarwood Dr, Jackson, MS, 39206
New and Used Automobiles
4.49%
Up to 84 Months
APR4.49%
TermUp to 84 Months
Last UpdatedJul 12, 2026
Details

Daily Periodic Rate: 0.0123% - 0.0493%

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
4.49%
49-66 Months
APR4.49%
Term49-66 Months
Last UpdatedJul 15, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Car & Truck Loans - 3 Years
4.50%
3 Years
APR4.50%
Term3 Years
Last UpdatedJul 11, 2026
Details

Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
409 Riverwind Dr, Pearl, MS, 39208 5917
New and Used Auto Loans
4.50%
24 - 84
APR4.50%
Term24 - 84
Last UpdatedJul 12, 2026
Details

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Vehicles 36 - 48 Months Loan
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedJul 15, 2026
Details

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Vehicles Loan
4.75%
36 - 48 Months
APR4.75%
Term36 - 48 Months
Last UpdatedJul 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
4.75%
01 - 36 Months
APR4.75%
Term01 - 36 Months
Last UpdatedJul 15, 2026
Details

A+ Category = or > 725

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
4.99%
36 months
APR4.99%
Term36 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
1976 Popps Ferry Rd, Biloxi, MS, 39532
Used Auto
4.99%
up to 7 years
APR4.99%
Termup to 7 years
Last UpdatedJul 15, 2026
Details

As Low As

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Car & Truck Loans - 4 Years
5.00%
4 Years
APR5.00%
Term4 Years
Last UpdatedJul 11, 2026
Details

Statewide Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS, 39232 9527
Used Autos
5.25%
67-72 Months
APR5.25%
Term67-72 Months
Last UpdatedJul 15, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 01-36 Months
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedJul 15, 2026
Details

Credit Score 700+ Rate

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 37-48 Months
5.25%
48 Months
APR5.25%
Term48 Months
Last UpdatedJul 15, 2026
Details

Credit Score 700+ Rate

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 49-60 Months
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedJul 15, 2026
Details

Credit Score 700+ Rate

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.25%
49 - 60 months
APR5.25%
Term49 - 60 months
Last UpdatedJul 15, 2026
Details

Rate: 5.25% - 16.49%

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.25%
01 - 36 Months
APR5.25%
Term01 - 36 Months
Last UpdatedJul 15, 2026
Details

A Category 660 - 724

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
5.49%
48 months
APR5.49%
Term48 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.49%
61 - 72 months
APR5.49%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details

Rate: 5.49% - 16.49%

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Car & Truck Loans - 5 Years
5.50%
5 Years
APR5.50%
Term5 Years
Last UpdatedJul 11, 2026
Details

Singing River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
6006 HIGHWAY 63, MOSS POINT, MS, 39563
New & Used Auto
5.74%
73 - 84 months
APR5.74%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details

Rate: 5.74% - 16.49%

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS, 38828
New & Used Vehicles Loan
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan
5.75%
1 Year
APR5.75%
Term1 Year
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan - 1 Year
5.75%
1 Year
APR5.75%
Term1 Year
Last UpdatedJul 11, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 61-72 Months
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedJul 15, 2026
Details

Credit Score 700+ Rate

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Vehicles 49 - 60 Months Loan
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedJul 15, 2026
Details

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Vehicles Loan
5.75%
49 - 60 Months
APR5.75%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
5.75%
37 - 48 Months
APR5.75%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details

A Category 660 - 724

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
5.99%
60 months
APR5.99%
Term60 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Ferguson Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 17.97%
1026 E Broad St, Monticello, MS, 39654
Used Auto (2-9 years old)
5.99%
96 months
APR5.99%
Term96 months
Last UpdatedJul 15, 2026
Details

As Low As; Terms up to 96 months

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
6.24%
72 months
APR6.24%
Term72 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
6.24%
36 months
APR6.24%
Term36 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. 2017 and older MAX TERM 48 Months. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 73-84 Months
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30,000; Credit Score 700+ Rate; Loan Amount Over $30,000

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Vehicles 61 - 72 Months Loan
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedJul 15, 2026
Details

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Vehicles Loan
6.25%
61 - 72 Months
APR6.25%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.25%
49 - 60 Months
APR6.25%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details

A Category 660 - 724

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.25%
up to 36 months
APR6.25%
Termup to 36 months
Last UpdatedJul 15, 2026
Details

As Low As; Credit Score Performance Based

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Car & Truck Loans - 6 Years
6.50%
6 Years
APR6.50%
Term6 Years
Last UpdatedJul 11, 2026
Details

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
6.74%
48 months
APR6.74%
Term48 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. 2017 and older MAX TERM 48 Months. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan
6.75%
2 Years
APR6.75%
Term2 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan - 2 Years
6.75%
2 Years
APR6.75%
Term2 Years
Last UpdatedJul 11, 2026
Details

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Vehicles 73 - 84 Months Loan
6.75%
84 Months
APR6.75%
Term84 Months
Last UpdatedJul 15, 2026
Details

1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
600 19th Ave, Meridian, MS, 39301
Used Vehicles Loan
6.75%
73 - 84 Months **
APR6.75%
Term73 - 84 Months **
Last UpdatedJul 15, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
6.75%
01 - 36 Months
APR6.75%
Term01 - 36 Months
Last UpdatedJul 15, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
6.75%
up to 48 months
APR6.75%
Termup to 48 months
Last UpdatedJul 15, 2026
Details

As Low As; Credit Score Performance Based

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
New or Used Autos (2021-2027)
6.99%
90 months
APR6.99%
Term90 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan
7.00%
3 Years
APR7.00%
Term3 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan - 3 Years
7.00%
3 Years
APR7.00%
Term3 Years
Last UpdatedJul 11, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 01-36 Months
7.00%
36 Months
APR7.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Credit Score 660-699 Rate

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 37-48 Months
7.00%
48 Months
APR7.00%
Term48 Months
Last UpdatedJul 15, 2026
Details

Credit Score 660-699 Rate

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 49-60 Months
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedJul 15, 2026
Details

Credit Score 660-699 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.25%
37 - 48 Months
APR7.25%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details

B Category 620 - 659

Delta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2339 HIGHWAY 1 S, Greenville, MS, 38701 8337
Vehicle Loans - Used
7.50%
Maximum 72 months (6 years)
APR7.50%
TermMaximum 72 months (6 years)
Last UpdatedJul 10, 2026
Details

Your rate depends on your Credit Score and the year of the car. We do not finance vehicles over 10 years old. 100% +5% of NADA Trade-In Value (Mileage adjusted) not to exceed actual purchase price

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Car & Truck Loans - 7 Years
7.50%
7 Years
APR7.50%
Term7 Years
Last UpdatedJul 11, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 61-72 Months
7.50%
72 Months
APR7.50%
Term72 Months
Last UpdatedJul 15, 2026
Details

Credit Score 660-699 Rate

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
7.74%
60 months
APR7.74%
Term60 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. 2017 and older MAX TERM 48 Months. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
7.75%
49 - 60 Months
APR7.75%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details

B Category 620 - 659

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
7.75%
up to 60 months
APR7.75%
Termup to 60 months
Last UpdatedJul 15, 2026
Details

As Low As; Credit Score Performance Based

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan
8.00%
4 Years
APR8.00%
Term4 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan - 4 Years
8.00%
4 Years
APR8.00%
Term4 Years
Last UpdatedJul 11, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 73-84 Months
8.00%
84 Months
APR8.00%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30,000; Credit Score 660-699 Rate; Loan Amount Over $30,000

CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS, 39401 6962
Used Automobiles & Motor Homes
8.25%
72 months
APR8.25%
Term72 months
Last UpdatedJul 15, 2026
Details

As Low As; Credit Score Performance Based

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
8.49%
72 months
APR8.49%
Term72 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. 2017 and older MAX TERM 48 Months. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
8.50%
61 - 72 Months
APR8.50%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details

B Category 620 - 659

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 7.39%
4 Old River Pl, Jackson, MS, 39202 3431
Vehicle Loans - Used (More Than 2 Years Old)
8.57%
72 Months
APR8.57%
Term72 Months
Last UpdatedJul 10, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan
9.00%
5 Years
APR9.00%
Term5 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan - 5 Years
9.00%
5 Years
APR9.00%
Term5 Years
Last UpdatedJul 11, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 01-36 Months
9.00%
36 Months
APR9.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Credit Score 620-659 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.00%
73 - 84 Months (over $30,000)
APR9.00%
Term73 - 84 Months (over $30,000)
Last UpdatedJul 15, 2026
Details

B Category 620 - 659

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS, 39581
Used Autos (2020 & older)
9.24%
90 months
APR9.24%
Term90 months
Last UpdatedJul 14, 2026
Details

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher. 2017 and older MAX TERM 48 Months. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to All In CU.

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.25%
01 - 36 Months
APR9.25%
Term01 - 36 Months
Last UpdatedJul 15, 2026
Details

C Category 600 - 619

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 37-48 Months
9.50%
48 Months
APR9.50%
Term48 Months
Last UpdatedJul 15, 2026
Details

Credit Score 620-659 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
9.50%
37 - 48 Months
APR9.50%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan
10.00%
6 Years
APR10.00%
Term6 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan - 6 Years
10.00%
6 Years
APR10.00%
Term6 Years
Last UpdatedJul 11, 2026
Details

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 49-60 Months
10.00%
60 Months
APR10.00%
Term60 Months
Last UpdatedJul 15, 2026
Details

Credit Score 620-659 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
10.25%
49 - 60 Months
APR10.25%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details

C Category 600 - 619

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan
11.00%
7 Years
APR11.00%
Term7 Years
Last UpdatedJul 11, 2026
Details

Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS, 38834 5511
Used Vehicle Loan - 7 Years
11.00%
7 Years
APR11.00%
Term7 Years
Last UpdatedJul 11, 2026
Details

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.25%
61 - 72 Months
APR11.25%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details

C Category 600 - 619

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
11.75%
73 - 84 Months (over $30,000)
APR11.75%
Term73 - 84 Months (over $30,000)
Last UpdatedJul 15, 2026
Details

C Category 600 - 619

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 61-72 Months
12.25%
72 Months
APR12.25%
Term72 Months
Last UpdatedJul 15, 2026
Details

Credit Score 620-659 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.00%
01 - 36 Months
APR13.00%
Term01 - 36 Months
Last UpdatedJul 15, 2026
Details

D Category = or < 599

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 73-84 Months
13.25%
84 Months
APR13.25%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30,000; Credit Score 620-659 Rate; Loan Amount Over $30,000

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 01-36 Months
13.50%
36 Months
APR13.50%
Term36 Months
Last UpdatedJul 15, 2026
Details

Credit Score 515-619 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
13.50%
37 - 48 Months
APR13.50%
Term37 - 48 Months
Last UpdatedJul 15, 2026
Details

D Category = or < 599

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 37-48 Months
14.00%
48 Months
APR14.00%
Term48 Months
Last UpdatedJul 15, 2026
Details

Credit Score 515-619 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.25%
49 - 60 Months
APR14.25%
Term49 - 60 Months
Last UpdatedJul 15, 2026
Details

D Category = or < 599

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 49-60 Months
14.50%
60 Months
APR14.50%
Term60 Months
Last UpdatedJul 15, 2026
Details

Credit Score 515-619 Rate

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
14.75%
61 - 72 Months
APR14.75%
Term61 - 72 Months
Last UpdatedJul 15, 2026
Details

D Category = or < 599

Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.20%
1900 E Woodrow Wilson Ave Ste 204, Jackson, MS, 39216 5118
New & Used Auto
15.75%
73 - 84 Months (over $30,000)
APR15.75%
Term73 - 84 Months (over $30,000)
Last UpdatedJul 15, 2026
Details

D Category = or < 599

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 61-72 Months
16.00%
72 Months
APR16.00%
Term72 Months
Last UpdatedJul 15, 2026
Details

Credit Score 515-619 Rate

Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS, 39202
New/Used Autos 73-84 Months
18.00%
84 Months
APR18.00%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30,000; Credit Score 515-619 Rate; Loan Amount Over $30,000

Mississippi Auto Loan Rate Trends

Compare local Mississippi auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Mississippi Auto Trends →
New Auto Loan — MS Avg
5.467%
▲ 0.647 vs 7 days ago

Mississippi new auto rates rose 0.647 points over the past 7 days to 5.467% APR.

Used Auto Loan — MS Avg
6.343%
▲ 0.644 vs 7 days ago

Mississippi used auto rates rose 0.644 points over the past 7 days to 6.343% APR.

As of Jul 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Mississippi auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Mississippi directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Mississippi. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in MS.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Mississippi

How does my credit score affect my car loan rate in Mississippi?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Mississippi with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Mississippi *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Mississippi typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Mississippi?

Based on our current data, some of the lowest auto loan rates available in Mississippi include:
  • Statewide Federal Credit Union: 3.49% (New Autos 1-24 Months)
  • Riverland Federal Credit Union: 3.50% (Auto Loans)
  • Southeast Financial Credit Union: 3.50% (New Auto)
  • Singing River Federal Credit Union: 3.79% (New & Used Auto)
  • Gulf Trust Federal Credit Union: 4.49% (New and Used Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Mississippi. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 15, 2026

Auto Loan Rates by City in Mississippi

  • Abbeville
  • Aberdeen
  • Ackerman
  • Algoma
  • Alligator
  • Amory
  • Anguilla
  • Arcola
  • Arkabutla
  • Artesia
  • Ashland
  • Avalon
  • Avon
  • Bailey
  • Baldwyn
  • Banner
  • Bassfield
  • Batesville
  • Bay Saint Louis
  • Bay Springs
  • Beaumont
  • Becker
  • Belden
  • Belen
  • Bellefontaine
  • Belmont
  • Belzoni
  • Benoit
  • Benton
  • Bentonia
  • Beulah
  • Big Creek
  • Biloxi
  • Blue Mountain
  • Blue Springs
  • Bogue Chitto
  • Bolton
  • Booneville
  • Boyle
  • Brandon
  • Braxton
  • Brookhaven
  • Brooklyn
  • Brooksville
  • Bruce
  • Buckatunna
  • Bude
  • Burnsville
  • Byhalia
  • Caledonia
  • Calhoun City
  • Camden
  • Canton
  • Carriere
  • Carrollton
  • Carson
  • Carthage
  • Cary
  • Cascilla
  • Cedarbluff
  • Centreville
  • Charleston
  • Chatawa
  • Chatham
  • Chunky
  • Clara
  • Clarksdale
  • Cleveland
  • Clinton
  • Coahoma
  • Coffeeville
  • Coila
  • Coldwater
  • Collins
  • Collinsville
  • Columbia
  • Columbus
  • Como
  • Conehatta
  • Corinth
  • Courtland
  • Crawford
  • Crenshaw
  • Crosby
  • Crowder
  • Cruger
  • Crystal Springs
  • D Iberville
  • D Lo
  • Daleville
  • Darling
  • De Kalb
  • Decatur
  • Delta City
  • Dennis
  • Derma
  • Diamondhead
  • Doddsville
  • Drew
  • Dublin
  • Duck Hill
  • Dumas
  • Duncan
  • Dundee
  • Durant
  • Eastabuchie
  • Ecru
  • Edwards
  • Elliott
  • Ellisville
  • Enid
  • Enterprise
  • Escatawpa
  • Ethel
  • Etta
  • Eupora
  • Falcon
  • Falkner
  • Farrell
  • Fayette
  • Fernwood
  • Flora
  • Florence
  • Forest
  • Foxworth
  • French Camp
  • Friars Point
  • Fulton
  • Gallman
  • Gattman
  • Gautier
  • Georgetown
  • Glen
  • Glen Allan
  • Glendora
  • Gloster
  • Golden
  • Goodman
  • Gore Springs
  • Grace
  • Greenville
  • Greenwood
  • Greenwood Springs
  • Grenada
  • Gulfport
  • Gunnison
  • Guntown
  • Hamilton
  • Harperville
  • Harriston
  • Harrisville
  • Hattiesburg
  • Hazlehurst
  • Heidelberg
  • Hermanville
  • Hernando
  • Hickory
  • Hickory Flat
  • Hillsboro
  • Holcomb
  • Hollandale
  • Holly Bluff
  • Holly Ridge
  • Holly Springs
  • Horn Lake
  • Houlka
  • Houston
  • Hurley
  • Independence
  • Indianola
  • Inverness
  • Isola
  • Itta Bena
  • Jackson
  • Jayess
  • Jonestown
  • Kilmichael
  • Kiln
  • Kokomo
  • Kosciusko
  • Lake
  • Lake Cormorant
  • Lakeshore
  • Lamar
  • Lambert
  • Lauderdale
  • Laurel
  • Lawrence
  • Leakesville
  • Leland
  • Lena
  • Lexington
  • Liberty
  • Little Rock
  • Long Beach
  • Lorman
  • Louin
  • Louise
  • Louisville
  • Lucedale
  • Ludlow
  • Lula
  • Lumberton
  • Lyon
  • Maben
  • Macon
  • Madden
  • Madison
  • Magee
  • Magnolia
  • Mantachie
  • Mantee
  • Marietta
  • Marion
  • Marks
  • Mathiston
  • Mattson
  • Mayersville
  • Mayhew
  • McAdams
  • McCall Creek
  • McCarley
  • Mccomb
  • McCondy
  • McCool
  • McHenry
  • McLain
  • McNeill
  • Meadville
  • Mendenhall
  • Meridian
  • Merigold
  • Metcalfe
  • Michigan City
  • Midnight
  • Minter City
  • Mississippi State
  • Mize
  • Money
  • Monticello
  • Montpelier
  • Mooreville
  • Moorhead
  • Morgan City
  • Morton
  • Moselle
  • Moss
  • Moss Point
  • Mound Bayou
  • Mount Olive
  • Mount Pleasant
  • Myrtle
  • Natchez
  • Neely
  • Nesbit
  • Nettleton
  • New Albany
  • New Augusta
  • New Site
  • Newhebron
  • Newton
  • Nicholson
  • Nitta Yuma
  • North Carrollton
  • Noxapater
  • Oak Vale
  • Oakland
  • Ocean Springs
  • Okolona
  • Olive Branch
  • Osyka
  • Ovett
  • Oxford
  • Pace
  • Pachuta
  • Panther Burn
  • Parchman
  • Paris
  • Pascagoula
  • Pass Christian
  • Pattison
  • Paulding
  • Pearlington
  • Pelahatchie
  • Perkinston
  • Petal
  • Pheba
  • Philadelphia
  • Philipp
  • Picayune
  • Pickens
  • Piney Woods
  • Pinola
  • Pittsboro
  • Plantersville
  • Pocahontas
  • Pontotoc
  • Pope
  • Poplarville
  • Port Gibson
  • Porterville
  • Potts Camp
  • Prairie
  • Prentiss
  • Preston
  • Puckett
  • Pulaski
  • Purvis
  • Quitman
  • Raleigh
  • Randolph
  • Raymond
  • Red Banks
  • Redwood
  • Rena Lara
  • Richton
  • Ridgeland
  • Rienzi
  • Ripley
  • Robinsonville
  • Rolling Fork
  • Rome
  • Rose Hill
  • Rosedale
  • Roxie
  • Ruleville
  • Ruth
  • Sallis
  • Saltillo
  • Sanatorium
  • Sandersville
  • Sandhill
  • Sandy Hook
  • Sarah
  • Sardis
  • Satartia
  • Saucier
  • Schlater
  • Scobey
  • Scooba
  • Scott
  • Sebastopol
  • Seminary
  • Senatobia
  • Shannon
  • Sharon
  • Shaw
  • Shelby
  • Sherard
  • Sherman
  • Shubuta
  • Shuqualak
  • Sibley
  • Sidon
  • Silver City
  • Silver Creek
  • Slate Spring
  • Sledge
  • Smithdale
  • Smithville
  • Sontag
  • Soso
  • Southaven
  • Star
  • Starkville
  • State Line
  • Steens
  • Stennis Space Center
  • Stewart
  • Stoneville
  • Stonewall
  • Stringer
  • Sturgis
  • Summit
  • Sumner
  • Sumrall
  • Sunflower
  • Swan Lake
  • Swiftown
  • Taylor
  • Taylorsville
  • Tchula
  • Terry
  • Thaxton
  • Thomastown
  • Tie Plant
  • Tillatoba
  • Tinsley
  • Tiplersville
  • Tippo
  • Tishomingo
  • Toccopola
  • Toomsuba
  • Tougaloo
  • Trebloc
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