Auto Loan Rates in Nevada (NV) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Nevada. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Nevada include Baxter Credit UnionBaxter Credit Union2716 N Tenaya Way, Las Vegas, NV, 89128A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, United Federal Credit UnionUnited Federal Credit Union980 Ambassador Dr, Reno, NV, 89523A+5.0 ★Texas Ratio: 3.35% offering Fixed Rate New & Used Auto Loans at 3.50%, Churchill County Federal Credit UnionChurchill County Federal Credit Union667 S Maine St, Fallon, NV, 89406 3801A+5.0 ★Texas Ratio: 3.02% offering Vehicle Loans at 3.75%, Great Basin Federal Credit UnionGreat Basin Federal Credit Union9770 S Virginia St, Reno, NV, 89511 5941A5.0 ★Texas Ratio: 8.76% offering Auto Loans at 4.25%, Financial Horizons Credit UnionFinancial Horizons Credit Union201 N Main St, Yerington, NV, 89447A+5.0 ★Texas Ratio: 0.26% offering New Vehicle Loan - 2024-2026 A at 4.25%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Nevada side-by-side. Nevada auto loan rates currently start as low as 3.24% APR from Baxter Credit Union at 2716 N Tenaya Way, Las Vegas, NV, 89128. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Nevada. Auto Loan Rates Last Updated and Verified: May 12, 2026
Compare Auto Loan Rates Today in Nevada
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2026 & Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
667 S Maine St, Fallon, NV, 89406 3801
Vehicle Loans
3.75%
24-84
▼
APR3.75%
Term24-84
Last UpdatedMay 7, 2026
Details
As Low As; Loan Term: 24-84 Months
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2026 & Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
9770 S Virginia St, Reno, NV, 89511 5941
Auto Loans
4.25%
60 Month
▼
APR4.25%
Term60 Month
Last UpdatedMay 6, 2026
Details
As Low As; 60 Month Term
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 A
4.25%
24-Month
▼
APR4.25%
Term24-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 B
4.25%
24-Month
▼
APR4.25%
Term24-Month
Last UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 or Newer**
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older A
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older B
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 A
4.75%
60-Month
▼
APR4.75%
Term60-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 B
4.75%
60-Month
▼
APR4.75%
Term60-Month
Last UpdatedMay 12, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 5, 2026
Details
As Low As; Model Year New - 2025
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
700 Los Altos Pkwy, Sparks, NV, 89436 7753
New & used car loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
Auto Loan
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedMay 10, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV, 89005
New Auto (2025/2026)
4.99%
Up to 96 Months
▼
APR4.99%
TermUp to 96 Months
Last UpdatedMay 12, 2026
Details
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV, 89005
Used Auto (2025 or older)
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedMay 12, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022 or Newer
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 A
5.00%
72-Month
▼
APR5.00%
Term72-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 B
5.00%
72-Month
▼
APR5.00%
Term72-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older A
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older B
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 12, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 5, 2026
Details
As Low As; Model Year New - 2025
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
700 Los Altos Pkwy, Sparks, NV, 89436 7753
New car loans
5.24%
72-month
▼
APR5.24%
Term72-month
Last UpdatedMay 10, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
Auto Loan
5.24%
6 Years
▼
APR5.24%
Term6 Years
Last UpdatedMay 10, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
Auto Loan - Declining Rate Auto
5.24%
5 Years
▼
APR5.24%
Term5 Years
Last UpdatedMay 10, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older A
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older B
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.34%
36 Months
▼
APR5.34%
Term36 Months
Last UpdatedMay 5, 2026
Details
As Low As; Model Year 2024 - 2021
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.44%
75 Months
▼
APR5.44%
Term75 Months
Last UpdatedMay 5, 2026
Details
As Low As; Model Year 2024 - 2021
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 A
5.50%
84-Month
▼
APR5.50%
Term84-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 B
5.50%
84-Month
▼
APR5.50%
Term84-Month
Last UpdatedMay 12, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.54%
36 Months
▼
APR5.54%
Term36 Months
Last UpdatedMay 5, 2026
Details
As Low As; Model Year 2020 - 2016
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.64%
75 Months
▼
APR5.64%
Term75 Months
Last UpdatedMay 5, 2026
Details
As Low As; Model Year 2020 - 2016
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older A
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older B
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMay 12, 2026
Details
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedMay 5, 2026
Details
As Low As; Model Year 2024 - 2021
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Automobiles & Light-Duty Trucks
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 5, 2026
Details
As Low As; Model Year 2020 - 2016
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
Auto Loan
5.99%
7 Years
▼
APR5.99%
Term7 Years
Last UpdatedMay 10, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
6.50%
24-Month
▼
APR6.50%
Term24-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
6.75%
36-Month
▼
APR6.75%
Term36-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
7.00%
48-Month
▼
APR7.00%
Term48-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
7.00%
24 Months
▼
APR7.00%
Term24 Months
Last UpdatedMay 12, 2026
Details
Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
6100 Neil Rd Ste 150, Reno, NV, 89511
Classic Cars
7.25%
48 Months
▼
APR7.25%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
7.25%
36 Months
▼
APR7.25%
Term36 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
7.50%
60-Month
▼
APR7.50%
Term60-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
7.50%
48 Months
▼
APR7.50%
Term48 Months
Last UpdatedMay 12, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
590 W Mesquite Blvd, Mesquite, NV, 89027
Auto Loan - (Minimum Loan Amount of Required)
7.74%
8 Years
▼
APR7.74%
Term8 Years
Last UpdatedMay 10, 2026
Details
$30,000; As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
7.75%
72-Month
▼
APR7.75%
Term72-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
8.25%
60 Months
▼
APR8.25%
Term60 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedMay 12, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Classic Vehicle Loans2
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedMay 7, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
11.00%
24-Month
▼
APR11.00%
Term24-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
11.25%
36-Month
▼
APR11.25%
Term36-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
11.50%
48-Month
▼
APR11.50%
Term48-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
12.00%
60-Month
▼
APR12.00%
Term60-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
12.25%
72-Month
▼
APR12.25%
Term72-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
12.25%
24 Months
▼
APR12.25%
Term24 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
12.50%
36 Months
▼
APR12.50%
Term36 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
12.75%
24-Month
▼
APR12.75%
Term24-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
12.75%
48 Months
▼
APR12.75%
Term48 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
13.00%
36-Month
▼
APR13.00%
Term36-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
13.25%
48-Month
▼
APR13.25%
Term48-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
13.25%
60 Months
▼
APR13.25%
Term60 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
13.75%
60-Month
▼
APR13.75%
Term60-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
13.75%
72 Months
▼
APR13.75%
Term72 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
13.75%
24 Months
▼
APR13.75%
Term24 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
14.00%
72-Month
▼
APR14.00%
Term72-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
14.00%
36 Months
▼
APR14.00%
Term36 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
14.25%
48 Months
▼
APR14.25%
Term48 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
14.75%
60 Months
▼
APR14.75%
Term60 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
15.00%
72 Months
▼
APR15.00%
Term72 Months
Last UpdatedMay 12, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 A
4.25%
24-Month
▼
APR4.25%
Term24-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 B
4.25%
24-Month
▼
APR4.25%
Term24-Month
Last UpdatedMay 12, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 or Newer**
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 A
4.75%
60-Month
▼
APR4.75%
Term60-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 B
4.75%
60-Month
▼
APR4.75%
Term60-Month
Last UpdatedMay 12, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
700 Los Altos Pkwy, Sparks, NV, 89436 7753
New & used car loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV, 89005
New Auto (2025/2026)
4.99%
Up to 96 Months
▼
APR4.99%
TermUp to 96 Months
Last UpdatedMay 12, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022 or Newer
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 A
5.00%
72-Month
▼
APR5.00%
Term72-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 B
5.00%
72-Month
▼
APR5.00%
Term72-Month
Last UpdatedMay 12, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
700 Los Altos Pkwy, Sparks, NV, 89436 7753
New car loans
5.24%
72-month
▼
APR5.24%
Term72-month
Last UpdatedMay 10, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 A
5.50%
84-Month
▼
APR5.50%
Term84-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 B
5.50%
84-Month
▼
APR5.50%
Term84-Month
Last UpdatedMay 12, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
6.50%
24-Month
▼
APR6.50%
Term24-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
6.75%
36-Month
▼
APR6.75%
Term36-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
7.00%
48-Month
▼
APR7.00%
Term48-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
7.50%
60-Month
▼
APR7.50%
Term60-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 C
7.75%
72-Month
▼
APR7.75%
Term72-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
11.00%
24-Month
▼
APR11.00%
Term24-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
11.25%
36-Month
▼
APR11.25%
Term36-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
11.50%
48-Month
▼
APR11.50%
Term48-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
12.00%
60-Month
▼
APR12.00%
Term60-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 D
12.25%
72-Month
▼
APR12.25%
Term72-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
12.75%
24-Month
▼
APR12.75%
Term24-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
13.00%
36-Month
▼
APR13.00%
Term36-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
13.25%
48-Month
▼
APR13.25%
Term48-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
13.75%
60-Month
▼
APR13.75%
Term60-Month
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
New Vehicle Loan - 2024-2026 E
14.00%
72-Month
▼
APR14.00%
Term72-Month
Last UpdatedMay 12, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 or Newer**
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older A
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older B
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMay 12, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
700 Los Altos Pkwy, Sparks, NV, 89436 7753
New & used car loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV, 89005
Used Auto (2025 or older)
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedMay 12, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
980 Ambassador Dr, Reno, NV, 89523
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022 or Newer
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older A
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older B
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older A
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older B
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older A
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older B
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
7.00%
24 Months
▼
APR7.00%
Term24 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
7.25%
36 Months
▼
APR7.25%
Term36 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
7.50%
48 Months
▼
APR7.50%
Term48 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
8.25%
60 Months
▼
APR8.25%
Term60 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older C
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
12.25%
24 Months
▼
APR12.25%
Term24 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
12.50%
36 Months
▼
APR12.50%
Term36 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
12.75%
48 Months
▼
APR12.75%
Term48 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
13.25%
60 Months
▼
APR13.25%
Term60 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older D
13.75%
72 Months
▼
APR13.75%
Term72 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
13.75%
24 Months
▼
APR13.75%
Term24 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
14.00%
36 Months
▼
APR14.00%
Term36 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
14.25%
48 Months
▼
APR14.25%
Term48 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
14.75%
60 Months
▼
APR14.75%
Term60 Months
Last UpdatedMay 12, 2026
Details
Financial Horizons Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Used Vehicle Loan - 2023 & Older E
15.00%
72 Months
▼
APR15.00%
Term72 Months
Last UpdatedMay 12, 2026
Details
Powered by
MonitorBankRates
Nevada Auto Loan Rate Trends
Compare local Nevada auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — NV Avg
7.854%
▼ 0.264 vs 7 days ago
Nevada new auto rates fell 0.264 points over the past 7 days to 7.854% APR.
Used Auto Loan — NV Avg
7.210%
Unchanged vs 7 days ago
Nevada used auto loan rates currently average 7.210% APR.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Nevada
How does my credit score affect my car loan rate in Nevada?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Nevada with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Nevada *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Nevada typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Nevada?
Based on our current data, some of the lowest auto loan rates available in Nevada include:
- Baxter Credit Union: 3.24% (Auto Loans)
- United Federal Credit Union: 3.50% (Fixed Rate New & Used Auto Loans)
- Churchill County Federal Credit Union: 3.75% (Vehicle Loans)
- Great Basin Federal Credit Union: 4.25% (Auto Loans)
- Financial Horizons Credit Union: 4.25% (New Vehicle Loan - 2024-2026 A)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Nevada. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026
Auto Loan Rates by City in Nevada
Rate Assistant
MonitorBankRates.com · Live Data
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