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  7. Auto Loan Rate Trends

Pennsylvania Best Auto Loan Rates - October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Pennsylvania. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates · Last Updated and Verified: October 13, 2026

Pennsylvania auto loan rates range from 2.99% to 4.50% APR, verified by MonitorBankRates as of October 13, 2026. Current auto loan rates in Pennsylvania include United Federal Credit UnionUnited Federal Credit Union4703 Hamilton Blvd, Allentown, PA, 18103A+5.0 ★Texas Ratio: 4.11% offering Fixed Rate New & Used Auto Loans at 2.99%, Polish And Slavic Federal Credit UnionPolish And Slavic Federal Credit Union334 N 9th St, Stroudsburg, PA, 18360 1804A+5.0 ★Texas Ratio: 1.64% offering New Auto Loan at 2.99%, Wyrope Williamsport Federal Credit UnionWyrope Williamsport Federal Credit Union1536 Riverside Dr, S Williamsport, PA, 17702A+5.0 ★Texas Ratio: 2.49% offering Auto Loan at 3.00%, Bradford Area Federal Credit UnionBradford Area Federal Credit Union52 Davis St, Bradford, PA, 16701 2016A+5.0 ★Texas Ratio: 1.22% offering Vehicle Loan at 3.00%, First Choice Federal Credit UnionFirst Choice Federal Credit Union2209 W State St, New Castle, PA, 16101 1138A+5.0 ★Texas Ratio: 3.42% offering New Autos - Never Titled at 3.24%. Auto loan rates as of October 13, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare auto loan rates across Pennsylvania side-by-side. Pennsylvania auto loan rates currently start as low as 2.99% APR from United Federal Credit Union at 4703 Hamilton Blvd, Allentown, PA, 18103. Rates are continually updated, so we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Pennsylvania. Auto Loan Rates Last Updated and Verified: October 13, 2026

Compare Auto Loan Rates Today in Pennsylvania

Jump to: All Auto Loans · New Auto · Used Auto

Pennsylvania Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
View
▼
APR2.99%
TermUp to 36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 6 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
2.99%
4 years
View
▼
APR2.99%
Interest Rate2.99%
Term4 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
2.99%
3 years
View
▼
APR2.99%
Interest Rate2.99%
Term3 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
2.99%
2 years
View
▼
APR2.99%
Interest Rate2.99%
Term2 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
2.99%
1 year
View
▼
APR2.99%
Interest Rate2.99%
Term1 year
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
1536 Riverside Dr, S Williamsport, PA, 17702
Auto Loan
3.00%
Up to 24 Months
View
▼
APR3.00%
TermUp to 24 Months
Last UpdatedOct 13, 2026
Details

As Low As; Maximum Age of Vehicle: N/A; Maximum Mileage: N/A; Maximum LTV: 100%

Rate History
No change since Oct 9, 2026 · 3.00% APR · checked 2 times
2.50%3.00%3.50%Oct 9, 2026: 3.00% APROct 9, 2026Oct 13, 2026
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
1536 Riverside Dr, S Williamsport, PA, 17702
Auto Loan
3.00%
Up to 36 months
View
▼
APR3.00%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Maximum Age of Vehicle: 10 Years; Maximum Mileage: N/A; Maximum LTV: 100%

Rate History
No change since Oct 9, 2026 · 3.00% APR · checked 2 times
2.50%3.00%3.50%Oct 9, 2026: 3.00% APROct 9, 2026Oct 13, 2026
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
1536 Riverside Dr, S Williamsport, PA, 17702
Auto Loan
3.00%
Up to 48 months
View
▼
APR3.00%
TermUp to 48 months
Last UpdatedOct 13, 2026
Details

As Low As; Maximum Age of Vehicle: 10 Years; Maximum Mileage: 100,000; Maximum LTV: 125%

Rate History
No change since Oct 9, 2026 · 3.00% APR · checked 2 times
2.50%3.00%3.50%Oct 9, 2026: 3.00% APROct 9, 2026Oct 13, 2026
Bradford Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
52 Davis St, Bradford, PA, 16701 2016
Vehicle Loan
3.00%
Up to 48 Months
View
▼
APR3.00%
TermUp to 48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan Type: Vehicles, Personal, Share Secured; .25% discount for Auto Transfer and .25% discount for Active Checking, Christmas Club, or Vacation Account (not for Share Secured Loans)

Rate History
No change since Oct 13, 2026 · 3.00% APR
2.50%3.00%3.50%Oct 13, 2026: 3.00% APROct 13, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
2209 W State St, New Castle, PA, 16101 1138
New Autos - Never Titled
3.24%
Up to 40 months
View
▼
APR3.24%
TermUp to 40 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Sep 12, 2026 · 3.24% APR · checked 7 times
2.74%3.24%3.74%Sep 12, 2026: 3.24% APRSep 12, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles Loan
3.25%
12 months
View
▼
APR3.25%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.25% - 8.00%.

Rate History
No change since Sep 16, 2026 · 3.25% APR · checked 5 times
2.75%3.25%3.75%Sep 16, 2026: 3.25% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles Loan
3.25%
24 months
View
▼
APR3.25%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.25% -8.25%.

Rate History
No change since Sep 16, 2026 · 3.25% APR · checked 5 times
2.75%3.25%3.75%Sep 16, 2026: 3.25% APRSep 16, 2026Oct 13, 2026
Bradford Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
52 Davis St, Bradford, PA, 16701 2016
Vehicle Loan
3.25%
Up to 60 Months
View
▼
APR3.25%
TermUp to 60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan Type: Vehicles, Personal, Share Secured; .25% discount for Auto Transfer and .25% discount for Active Checking, Christmas Club, or Vacation Account (not for Share Secured Loans)

Rate History
No change since Oct 13, 2026 · 3.25% APR
2.75%3.25%3.75%Oct 13, 2026: 3.25% APROct 13, 2026Oct 13, 2026
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
8500 Essington Ave Ste B, Philadelphia, PA, 19153 3716
New Auto
3.34%
Up to 36 Months
View
▼
APR3.34%
TermUp to 36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Auto & Recreational Loans

Rate History
No change since Sep 14, 2026 · 3.34% APR · checked 7 times
2.84%3.34%3.84%Sep 14, 2026: 3.34% APRSep 14, 2026Oct 13, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 3.490% - 8.990%. Zero Down Payment

Rate History
No change since Sep 18, 2026 · 3.49% APR · checked 6 times
2.99%3.49%3.99%Sep 18, 2026: 3.49% APRSep 18, 2026Oct 13, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle Loan
3.49%
48 Months
View
▼
APR3.49%
Term48 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 3.490% - 9.240%. Zero Down Payment

Rate History
No change since Sep 18, 2026 · 3.49% APR · checked 6 times
2.99%3.49%3.99%Sep 18, 2026: 3.49% APRSep 18, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
2209 W State St, New Castle, PA, 16101 1138
Used Autos - 2026 - 2024
3.49%
Up to 40 Months
View
▼
APR3.49%
TermUp to 40 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2024

Rate History
No change since Oct 12, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 12, 2026: 3.49% APROct 12, 2026Oct 13, 2026
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
7026 MASON DIXON HWY, MEYERSDALE, PA, 15552 6929
Auto Loan
3.49%
0-36 months
View
▼
APR3.49%
Term0-36 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: 2024 & newer; Other terms and rates available. Please contact us for more information.

Rate History
1 change since Sep 14, 2026 · 3.25% → 3.49% ▲ 0.24 pts · high 3.49% / low 3.25%
2.75%3.37%3.99%Sep 14, 2026: 3.25% APRSep 25, 2026: 3.49% APRSep 14, 2026Oct 13, 2026
  • Sep 25, 20263.49%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
New Auto (1st Owner) - Evergreen Advantage
3.49%
1-36 Months
View
▼
APR3.49%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 13, 2026: 3.49% APROct 13, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
New Auto (1st Owner) - Evergreen Advantage
3.49%
37-48 Months
View
▼
APR3.49%
Term37-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 13, 2026: 3.49% APROct 13, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles Loan
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%.

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.50%
12 months
View
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.50%
12 months
View
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 85% Financed; JD Power Book Price

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) Loan
3.50%
12 months
View
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 85% Financed; JD Power Book Price; Vehicles 5 years & older

Rate History
No change since Oct 12, 2026 · 3.50% APR
3.00%3.50%4.00%Oct 12, 2026: 3.50% APROct 12, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.50%
12 months
View
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 100% Financed

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 13, 2026
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loan
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 3.50% APR · checked 7 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APRSep 18, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
3.50%
5 years
View
▼
APR3.50%
Interest Rate3.50%
Term5 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 14, 2026 · 3.50% APR · checked 9 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APRSep 14, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
New Auto (1st Owner) - Evergreen Advantage
3.64%
49-60 Months
View
▼
APR3.64%
Term49-60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.64% APR
3.14%3.64%4.14%Oct 13, 2026: 3.64% APROct 13, 2026Oct 13, 2026
UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
377 Wyoming Ave, Wyoming, PA, 18644
New Vehicle Loan
3.70%
Up to 84 months
View
▼
APR3.70%
TermUp to 84 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 3.70% APR · checked 7 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APRSep 14, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
2209 W State St, New Castle, PA, 16101 1138
New Autos - Never Titled
3.74%
41-52 months
View
▼
APR3.74%
Term41-52 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Sep 12, 2026 · 3.74% APR · checked 7 times
3.24%3.74%4.24%Sep 12, 2026: 3.74% APRSep 12, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
New Auto (1st Owner) - Evergreen Advantage
3.74%
61-72 Months
View
▼
APR3.74%
Term61-72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
Used Auto 2025 - 2020 - Evergreen Advantage
3.74%
1-36 Months
View
▼
APR3.74%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
Used Auto 2025 - 2020 - Evergreen Advantage
3.74%
37-48 Months
View
▼
APR3.74%
Term37-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 13, 2026
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
1001 California Ave, Pittsburgh, PA, 15290
Vehicle Loans
3.75%
36 Month
View
▼
APR3.75%
Interest Rate3.75%
Term36 Month
Last UpdatedOct 10, 2026
Details

As low as 3.75% with Relationship Rewards

Rate History
No change since Sep 18, 2026 · 3.75% APR · checked 6 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APRSep 18, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles Loan
3.75%
48 months
View
▼
APR3.75%
Term48 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.75%.

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.75%
24 months
View
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.75%
24 months
View
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 85% Financed; JD Power Book Price

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) Loan
3.75%
24 months
View
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 85% Financed; JD Power Book Price; Vehicles 5 years & older

Rate History
No change since Oct 12, 2026 · 3.75% APR
3.25%3.75%4.25%Oct 12, 2026: 3.75% APROct 12, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.75%
24 months
View
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 100% Financed

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 13, 2026
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
7026 MASON DIXON HWY, MEYERSDALE, PA, 15552 6929
Auto Loan
3.75%
37-48 months
View
▼
APR3.75%
Term37-48 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: 2024 & newer; Other terms and rates available. Please contact us for more information.

Rate History
1 change since Sep 14, 2026 · 3.49% → 3.75% ▲ 0.26 pts · high 3.75% / low 3.49%
2.99%3.62%4.25%Sep 14, 2026: 3.49% APRSep 25, 2026: 3.75% APRSep 14, 2026Oct 13, 2026
  • Sep 25, 20263.75%▲ from 3.49%
  • Sep 14, 20263.49%first recorded
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
New Auto (1st Owner) - Evergreen Advantage
3.84%
73-84 Months
View
▼
APR3.84%
Term73-84 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.84% APR
3.34%3.84%4.34%Oct 13, 2026: 3.84% APROct 13, 2026Oct 13, 2026
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
8500 Essington Ave Ste B, Philadelphia, PA, 19153 3716
Used Auto
3.84%
Up to 36 Months
View
▼
APR3.84%
TermUp to 36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Auto & Recreational Loans

Rate History
No change since Sep 14, 2026 · 3.84% APR · checked 7 times
3.34%3.84%4.34%Sep 14, 2026: 3.84% APRSep 14, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
314 Horsham Rd Ste D, Horsham, PA, 19044 2109
New Auto Loan
3.89%
12-36 Months
View
▼
APR3.89%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
314 Horsham Rd Ste D, Horsham, PA, 19044 2109
New Vehicle Loan
3.89%
up to 36 months
View
▼
APR3.89%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026
UFCW LOCAL 23
Institution Rating:
A5.0 ★ Texas Ratio: 9.94%
345 Southpointe Blvd, Canonsburg, PA, 15317
New Auto 2025-2024
3.90%
6 years
View
▼
APR3.90%
Interest Rate3.90%
Term6 years
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 3.90% APR · checked 7 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APRSep 14, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
Used Auto 2025 - 2020 - Evergreen Advantage
3.94%
49-60 Months
View
▼
APR3.94%
Term49-60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 3.94% APR
3.44%3.94%4.44%Oct 13, 2026: 3.94% APROct 13, 2026Oct 13, 2026
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
75 Landings Drive, Washington, PA, 15301
Auto Loan
3.95%
Up to 84 months
View
▼
APR3.95%
TermUp to 84 months
Last UpdatedOct 13, 2026
Details

As Low As; APR as low as 3.95% applies to model years 2025 and newer with repayment terms of 12 to 36 months; 84 month repayment term is available for model years 2021 and newer; 100% NADA loan value plus cost of acquisition

Rate History
1 change since Sep 17, 2026 · 4.65% → 3.95% ▼ 0.70 pts · high 4.65% / low 3.95%
3.25%4.30%5.35%Sep 17, 2026: 4.65% APROct 13, 2026: 3.95% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20263.95%▼ from 4.65%
  • Sep 17, 20264.65%first recorded
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
3.95%
12 to 36 months
View
▼
APR3.95%
Term12 to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Displayed rates available to well-qualified applicants

Rate History
1 change since Sep 17, 2026 · 4.65% → 3.95% ▼ 0.70 pts · high 4.65% / low 3.95%
3.25%4.30%5.35%Sep 17, 2026: 4.65% APROct 5, 2026: 3.95% APRSep 17, 2026Oct 13, 2026
  • Oct 5, 20263.95%▼ from 4.65%
  • Sep 17, 20264.65%first recorded
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
3.95%
48 months
View
▼
APR3.95%
Term48 months
Last UpdatedOct 13, 2026
Details

As Low As; Displayed rates available to well-qualified applicants

Rate History
1 change since Sep 17, 2026 · 4.65% → 3.95% ▼ 0.70 pts · high 4.65% / low 3.95%
3.25%4.30%5.35%Sep 17, 2026: 4.65% APROct 5, 2026: 3.95% APRSep 17, 2026Oct 13, 2026
  • Oct 5, 20263.95%▼ from 4.65%
  • Sep 17, 20264.65%first recorded
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
3.95%
60 months
View
▼
APR3.95%
Term60 months
Last UpdatedOct 13, 2026
Details

As Low As; Displayed rates available to well-qualified applicants

Rate History
1 change since Sep 17, 2026 · 4.99% → 3.95% ▼ 1.04 pts · high 4.99% / low 3.95%
2.91%4.47%6.03%Sep 17, 2026: 4.99% APROct 5, 2026: 3.95% APRSep 17, 2026Oct 13, 2026
  • Oct 5, 20263.95%▼ from 4.99%
  • Sep 17, 20264.99%first recorded
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
New or Used Vehicles Loan
3.99%
up to 36 months
View
▼
APR3.99%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Auto Pay Discount: 3.89%

Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 7 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 13, 2026
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.00%
230 Mall Blvd Bldg 100, King of Prussia, PA, 19406 2902
Vehicle Loan
3.99%
Up to 48 months
View
▼
APR3.99%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Rate includes a 0.25% discount with Automatic Payment from a GE Credit Union account; Finance 100% of purchase price

Rate History
No change since Oct 12, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 12, 2026: 3.99% APROct 12, 2026Oct 13, 2026
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.00%
230 Mall Blvd Bldg 100, King of Prussia, PA, 19406 2902
Vehicle Loan
3.99%
Up to 60 months
View
▼
APR3.99%
TermUp to 60 months
Last UpdatedOct 12, 2026
Details

As Low As; Rate includes a 0.25% discount with Automatic Payment from a GE Credit Union account; Finance 100% of purchase price

Rate History
No change since Oct 12, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 12, 2026: 3.99% APROct 12, 2026Oct 13, 2026
Stanwood Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
444 Arona Rd, New Stanton, PA, 15672
New Auto
3.99%
36 Months
View
▼
APR3.99%
Interest Rate3.99%
Term36 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 3.99% APR · checked 5 times
3.49%3.99%4.49%Sep 16, 2026: 3.99% APRSep 16, 2026Oct 13, 2026
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4139 E State St, Hermitage, PA, 16148 3402
New Auto Loans - Model Years 2024-2026
3.99%
up to 60 months
View
▼
APR3.99%
Termup to 60 months
Last UpdatedOct 13, 2026
Details

Model Years 2024-2026; lowest possible APR with qualification

Rate History
No change since Oct 13, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Oct 13, 2026
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
New Vehicles - 5 Years Loan
3.99%
5 Years
View
▼
APR3.99%
Term5 Years
Last UpdatedOct 13, 2026
Details

As Low As; New Vehicles

Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 9 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 13, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
1000 Fedex Dr, Moon Township, PA, 15108 9373
New Auto Loan
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; NEW Auto Loan Rates

Rate History
1 change since Sep 14, 2026 · 4.40% → 3.99% ▼ 0.41 pts · high 4.40% / low 3.99%
3.49%4.20%4.90%Sep 14, 2026: 4.40% APROct 5, 2026: 3.99% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.99%▼ from 4.40%
  • Sep 14, 20264.40%first recorded
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
1000 Fedex Dr, Moon Township, PA, 15108 9373
Used Auto Loan
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; USED Auto Loan Rates

Rate History
1 change since Sep 14, 2026 · 4.99% → 3.99% ▼ 1.00 pts · high 4.99% / low 3.99%
2.99%4.49%5.99%Sep 14, 2026: 4.99% APROct 5, 2026: 3.99% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.99%▼ from 4.99%
  • Sep 14, 20264.99%first recorded
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
Used Auto Loans
3.99%
4 years
View
▼
APR3.99%
Interest Rate3.99%
Term4 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates 0.25% higher without automatic payment from PSFCU Checking Account

Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
Used Auto Loans
3.99%
3 years
View
▼
APR3.99%
Interest Rate3.99%
Term3 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates 0.25% higher without automatic payment from PSFCU Checking Account

Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
Used Auto Loans
3.99%
2 years
View
▼
APR3.99%
Interest Rate3.99%
Term2 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates 0.25% higher without automatic payment from PSFCU Checking Account

Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
Used Auto Loans
3.99%
1 year
View
▼
APR3.99%
Interest Rate3.99%
Term1 year
Last UpdatedOct 13, 2026
Details

As Low As; Rates 0.25% higher without automatic payment from PSFCU Checking Account

Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 13, 2026
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
1601 Kenneth Rd, York, PA, 17408 2228
Auto Loans - PROMO: MORE HOLIDAY JOY. LESS HOLIDAY STRESS. - New Vehicles
3.99%
Up to 72 months
View
▼
APR3.99%
Interest Rate3.99%
TermUp to 72 months
Last UpdatedOct 13, 2026
Details

As Low As; 3.99% for up to 72 months on new vehicles; New Vehicle is defined as 2026-2027 AND never been titled; *APR=Annual Percentage Rate

Rate History
No change since Oct 13, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Oct 13, 2026
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles Promo
3.99%
Up to 72 months
View
▼
APR3.99%
Interest Rate3.99%
TermUp to 72 months
Last UpdatedOct 13, 2026
Details

As Low As; PROMO: MORE HOLIDAY JOY. LESS HOLIDAY STRESS.; NEW, UP TO 72 MONTHS; *APR=Annual Percentage Rate; 3.99% for up to 72 months on new vehicles (New Vehicle defined as 2026-2027 and never titled)

Rate History
No change since Oct 13, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Oct 13, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
60 Westwood Rd, Pottsville, PA, 17901 1834
Vehicle Minimum Loan Amount
3.99%
24 months
View
▼
APR3.99%
Term24 months
Last UpdatedOct 13, 2026
Details

$5,000; As Low As; New; Daily Periodic Rate: 0.01093%

Rate History
No change since Oct 13, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Oct 13, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
60 Westwood Rd, Pottsville, PA, 17901 1834
Vehicle Minimum Loan Amount
3.99%
36 months
View
▼
APR3.99%
Term36 months
Last UpdatedOct 13, 2026
Details

$5,000; As Low As; New; Daily Periodic Rate: 0.01093%

Rate History
No change since Oct 13, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Oct 13, 2026
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.00%
Up to 36 months
View
▼
APR4.00%
Interest Rate4.00%
TermUp to 36 months
Last UpdatedOct 9, 2026
Details

Published rate range: 4.00% - 6.00%.

Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 4.000% - 10.250%. Zero Down Payment

Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles Loan
4.00%
60 months
View
▼
APR4.00%
Term60 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.75%.

Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.00%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.00%. 85% Financed; JD Power Book Price

Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.00%. 85% Financed; JD Power Book Price; Vehicles 5 years & older

Rate History
No change since Oct 12, 2026 · 4.00% APR
3.50%4.00%4.50%Oct 12, 2026: 4.00% APROct 12, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.00%. 100% Financed

Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APRSep 16, 2026Oct 13, 2026
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025) Loan
4.00%
48 months
View
▼
APR4.00%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026, 2025 New; Lower rate for 48 & 60 month terms only offered for New Vehicles with A+, A, & B scores

Rate History
No change since Sep 25, 2026 · 4.00% APR · checked 3 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APRSep 25, 2026Oct 13, 2026
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loan
4.00%
48 months
View
▼
APR4.00%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
1536 Riverside Dr, S Williamsport, PA, 17702
Auto Loan
4.00%
Up to 60 months
View
▼
APR4.00%
TermUp to 60 months
Last UpdatedOct 13, 2026
Details

As Low As; Maximum Age of Vehicle: 10 Years; Maximum Mileage: 150,000; Maximum LTV: 125%

Rate History
No change since Oct 9, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Oct 9, 2026: 4.00% APROct 9, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.00%
24 months
View
▼
APR4.00%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Bradford Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
52 Davis St, Bradford, PA, 16701 2016
Vehicle Loan
4.00%
Up to 72 Months
View
▼
APR4.00%
TermUp to 72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan Type: Vehicles, Personal, Share Secured; .25% discount for Auto Transfer and .25% discount for Active Checking, Christmas Club, or Vacation Account (not for Share Secured Loans)

Rate History
No change since Oct 13, 2026 · 4.00% APR
3.50%4.00%4.50%Oct 13, 2026: 4.00% APROct 13, 2026Oct 13, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.00%
Up to 36 months
View
▼
APR4.00%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.00 - 6.00%.

Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
48 months
View
▼
APR4.00%
Interest Rate4.00%
Term48 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-14.05%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
36 months
View
▼
APR4.00%
Interest Rate4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-13.00%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles
4.00%
up to 84 Months
View
▼
APR4.00%
Interest Rate4.00%
Termup to 84 Months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-10.45%. Maximum Amount to Borrow: $150,000.00

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 14, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Bradford Area School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
125 Main St Rm 206, Bradford, PA, 16701
Brand New Vehicle
4.00%
0-60 months
View
▼
APR4.00%
Interest Rate4.00%
Term0-60 months
Last UpdatedOct 13, 2026
Details

Credit Grade: A; Never been titled; Add .75% to all categories for 72 months; Add .50% for vehicles over 100,000 miles

Rate History
No change since Oct 13, 2026 · 4.00% APR
3.50%4.00%4.50%Oct 13, 2026: 4.00% APROct 13, 2026Oct 13, 2026
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
1510 Dekalb Pike, Blue Bell, PA, 19422
New Auto Loan
4.04%
up to 36 months
View
▼
APR4.04%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

Model Year: 2023 and newer; 87 month term requires minimum financed amount of $25,000.; 73-84 month term requires minimum financed amount of $25,000.; Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be04% for 36 months.; 90 days no payment offer available to credit scores of 660 and higher. Interest accrues during the deferral period.

Rate History
No change since Oct 10, 2026 · 4.04% APR
3.54%4.04%4.54%Oct 10, 2026: 4.04% APROct 10, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
314 Horsham Rd Ste D, Horsham, PA, 19044 2109
New Business Vehicle Loan
4.09%
Up to 36 months
View
▼
APR4.09%
TermUp to 36 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 4.09% APR · checked 4 times
3.59%4.09%4.59%Sep 30, 2026: 4.09% APRSep 30, 2026Oct 13, 2026
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
8500 Essington Ave Ste B, Philadelphia, PA, 19153 3716
New Auto
4.09%
Up to 60 months
View
▼
APR4.09%
TermUp to 60 months
Last UpdatedOct 13, 2026
Details

As Low As; Auto & Recreational Loans

Rate History
No change since Sep 14, 2026 · 4.09% APR · checked 7 times
3.59%4.09%4.59%Sep 14, 2026: 4.09% APRSep 14, 2026Oct 13, 2026
I B E W LOCAL 56
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
962 W 20TH ST, Erie, PA, 16502 2401
New Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homes
4.10%
24 Months
View
▼
APR4.10%
Term24 Months
Last UpdatedOct 10, 2026
Details

Additional APR listed for this product: 6.40%. As Low As; *

Rate History
No change since Sep 14, 2026 · 4.10% APR · checked 7 times
3.60%4.10%4.60%Sep 14, 2026: 4.10% APRSep 14, 2026Oct 13, 2026
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
1 CREDIT UNION WAY, GROVE CITY, PA, 16127
New Auto
4.10%
48 Months
View
▼
APR4.10%
Term48 Months
Last UpdatedOct 12, 2026
Details

As Low As; *APR

Rate History
1 change since Sep 12, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 12, 2026: 4.00% APROct 4, 2026: 4.10% APRSep 12, 2026Oct 13, 2026
  • Oct 4, 20264.10%▲ from 4.00%
  • Sep 12, 20264.00%first recorded
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
Used Auto 2019 & Older - Evergreen Advantage
4.14%
1-36 Months
View
▼
APR4.14%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate (includes up to 1.00% loyalty discount)

Rate History
No change since Oct 13, 2026 · 4.14% APR
3.64%4.14%4.64%Oct 13, 2026: 4.14% APROct 13, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
Used Auto 2025 - 2020 - Evergreen Advantage
4.14%
61-72 Months
View
▼
APR4.14%
Term61-72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 4.14% APR
3.64%4.14%4.64%Oct 13, 2026: 4.14% APROct 13, 2026Oct 13, 2026
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
2195 N READING RD, DENVER, PA, 17517 9112
New/Used Auto
4.15%
48 months
View
▼
APR4.15%
Interest Rate4.15%
Term48 months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 30, 2026 · 4.15% APR · checked 3 times
3.65%4.15%4.65%Sep 30, 2026: 4.15% APRSep 30, 2026Oct 13, 2026
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New Vehicle Loan
4.15%
3 YEAR REPAY
View
▼
APR4.15%
Term3 YEAR REPAY
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: 2025 to 2026; New or Used Vehicles

Rate History
No change since Oct 13, 2026 · 4.15% APR
3.65%4.15%4.65%Oct 13, 2026: 4.15% APROct 13, 2026Oct 13, 2026
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
New or Used Vehicles Loan
4.24%
37 - 48 months
View
▼
APR4.24%
Term37 - 48 months
Last UpdatedOct 10, 2026
Details

As Low As; Auto Pay Discount: 4.14%

Rate History
No change since Sep 14, 2026 · 4.24% APR · checked 7 times
3.74%4.24%4.74%Sep 14, 2026: 4.24% APRSep 14, 2026Oct 13, 2026
Tri State Rail Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
711 Linden Ave, East Pittsburgh, PA, 15112
Vehicle Loans - 2021 - 2026 (<50,0000 miles)
4.24%
0 - 24 Months
View
▼
APR4.24%
Term0 - 24 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Oct 12, 2026 · 4.24% APR
3.74%4.24%4.74%Oct 12, 2026: 4.24% APROct 12, 2026Oct 13, 2026
Tri State Rail Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
711 Linden Ave, East Pittsburgh, PA, 15112
Vehicle Loans - 2021 - 2026 (<50,0000 miles)
4.24%
25 - 36 Months
View
▼
APR4.24%
Term25 - 36 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Oct 12, 2026 · 4.24% APR
3.74%4.24%4.74%Oct 12, 2026: 4.24% APROct 12, 2026Oct 13, 2026
Tri State Rail Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
711 Linden Ave, East Pittsburgh, PA, 15112
Vehicle Loans - 2021 - 2026 (<50,0000 miles)
4.24%
37 - 48 Months
View
▼
APR4.24%
Term37 - 48 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Oct 12, 2026 · 4.24% APR
3.74%4.24%4.74%Oct 12, 2026: 4.24% APROct 12, 2026Oct 13, 2026
Tri State Rail Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
711 Linden Ave, East Pittsburgh, PA, 15112
Vehicle Loans - 2021 - 2026 (<50,0000 miles)
4.24%
49 - 60 Months
View
▼
APR4.24%
Term49 - 60 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Oct 12, 2026 · 4.24% APR
3.74%4.24%4.74%Oct 12, 2026: 4.24% APROct 12, 2026Oct 13, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.24%
1550 Medical Dr, Pottstown, PA, 19464 3225
New Auto & Motorcycles (2027-2025)
4.24%
0 to 36 Months
View
▼
APR4.24%
Term0 to 36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Rate includes .25% discount for automatic payment from a TCAFCU account

Rate History
No change since Sep 12, 2026 · 4.24% APR · checked 7 times
3.74%4.24%4.74%Sep 12, 2026: 4.24% APRSep 12, 2026Oct 13, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.24%
1550 Medical Dr, Pottstown, PA, 19464 3225
New Auto & Motorcycles - 0 to 36 Months
4.24%
0 to 36 Months
View
▼
APR4.24%
Term0 to 36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2027-2025; Rate includes .25% discount for automatic payment from a TCAFCU account

Rate History
No change since Oct 12, 2026 · 4.24% APR
3.74%4.24%4.74%Oct 12, 2026: 4.24% APROct 12, 2026Oct 13, 2026
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
1640 High St, Williamsport, PA, 17701
Fixed Rate Auto Loan
4.24%
Up to 60 Months
View
▼
APR4.24%
TermUp to 60 Months
Last UpdatedOct 12, 2026
Details

Model Year: 2018-2027; Rates include 0.50% discount for automatic payments from an active WBVFCU account and monthly direct deposit

Rate History
No change since Oct 12, 2026 · 4.24% APR
3.74%4.24%4.74%Oct 12, 2026: 4.24% APROct 12, 2026Oct 13, 2026
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
1640 High St, Williamsport, PA, 17701
Fixed Rate Auto Loan
4.24%
61 - 72 Months
View
▼
APR4.24%
Term61 - 72 Months
Last UpdatedOct 12, 2026
Details

Model Year: 2018-2027; Minimum loan $20,000; Rates include 0.50% discount for automatic payments from an active WBVFCU account and monthly direct deposit

Rate History
No change since Oct 12, 2026 · 4.24% APR
3.74%4.24%4.74%Oct 12, 2026: 4.24% APROct 12, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
2209 W State St, New Castle, PA, 16101 1138
New Autos - Never Titled
4.24%
53-64 months
View
▼
APR4.24%
Term53-64 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Sep 12, 2026 · 4.24% APR · checked 7 times
3.74%4.24%4.74%Sep 12, 2026: 4.24% APRSep 12, 2026Oct 13, 2026
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4139 E State St, Hermitage, PA, 16148 3402
New Auto Loans - Model Years 2024-2026
4.24%
72 months
View
▼
APR4.24%
Term72 months
Last UpdatedOct 13, 2026
Details

Model Years 2024-2026; lowest possible APR with qualification

Rate History
No change since Oct 13, 2026 · 4.24% APR
3.74%4.24%4.74%Oct 13, 2026: 4.24% APROct 13, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
Used Auto 2025 - 2020 - Evergreen Advantage
4.24%
73-84 Months
View
▼
APR4.24%
Term73-84 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 4.24% APR
3.74%4.24%4.74%Oct 13, 2026: 4.24% APROct 13, 2026Oct 13, 2026
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
11 Meridian Blvd, Wyomissing, PA, 19610
Auto Loans - 2022 and Newer Models
4.24%
up to 36 Months
View
▼
APR4.24%
Termup to 36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Daily Periodic Rate: 0.011616%; Model Year: 2022 and Newer (new or used)

Rate History
No change since Oct 13, 2026 · 4.24% APR
3.74%4.24%4.74%Oct 13, 2026: 4.24% APROct 13, 2026Oct 13, 2026
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.25%
Up to 36 months
View
▼
APR4.25%
Interest Rate4.25%
TermUp to 36 months
Last UpdatedOct 9, 2026
Details

Term: Up to 36 months 80-90% NADA retail; Published rate range: 4.25% - 6.25%.

Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
PRR South Fork Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
220 Main St, South Fork, PA, 15956
New 2026-2025 Auto Loan
4.25%
Up To 84 Months
View
▼
APR4.25%
TermUp To 84 Months
Last UpdatedOct 12, 2026
Details

Financing %: 100%* (New)

Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 3 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles Loan
4.25%
72 months
View
▼
APR4.25%
Term72 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.25% - 11.00%.

Rate History
No change since Sep 16, 2026 · 4.25% APR · checked 5 times
3.75%4.25%4.75%Sep 16, 2026: 4.25% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.25%
48 months
View
▼
APR4.25%
Term48 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.25% - 10.50%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 4.25% APR · checked 5 times
3.75%4.25%4.75%Sep 16, 2026: 4.25% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.25%
48 months
View
▼
APR4.25%
Term48 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.25% - 10.50%. 100% Financed

Rate History
No change since Sep 16, 2026 · 4.25% APR · checked 5 times
3.75%4.25%4.75%Sep 16, 2026: 4.25% APRSep 16, 2026Oct 13, 2026
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
710 3rd Ave, New Brighton, PA, 15066 1830
New Car Loans
4.25%
Up to 3 years
View
▼
APR4.25%
Interest Rate4.25%
TermUp to 3 years
Last UpdatedOct 12, 2026
Details

As Low As; Rates shown include 0.25% reduction for automatic debit of loan payments

Rate History
No change since Sep 12, 2026 · 4.25% APR · checked 8 times
3.75%4.25%4.75%Sep 12, 2026: 4.25% APRSep 12, 2026Oct 13, 2026
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
710 3rd Ave, New Brighton, PA, 15066 1830
Used Car Loans
4.25%
3 years
View
▼
APR4.25%
Interest Rate4.25%
Term3 years
Last UpdatedOct 12, 2026
Details

Model Year: 2024 - 2026 models

Rate History
No change since Oct 12, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 12, 2026: 4.25% APROct 12, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.25%
48 months
View
▼
APR4.25%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.25% APR · checked 2 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APRSep 18, 2026Oct 13, 2026
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
4.25%
72 months
View
▼
APR4.25%
Term72 months
Last UpdatedOct 13, 2026
Details

As Low As; Displayed rates available to well-qualified applicants

Rate History
1 change since Sep 17, 2026 · 4.99% → 4.25% ▼ 0.74 pts · high 4.99% / low 4.25%
3.51%4.62%5.73%Sep 17, 2026: 4.99% APROct 5, 2026: 4.25% APRSep 17, 2026Oct 13, 2026
  • Oct 5, 20264.25%▼ from 4.99%
  • Sep 17, 20264.99%first recorded
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New Vehicle Loan
4.25%
4 YEAR REPAY
View
▼
APR4.25%
Term4 YEAR REPAY
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: 2025 to 2026; New or Used Vehicles

Rate History
No change since Oct 13, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 13, 2026: 4.25% APROct 13, 2026Oct 13, 2026
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
7026 MASON DIXON HWY, MEYERSDALE, PA, 15552 6929
Auto Loan
4.25%
49-60 months
View
▼
APR4.25%
Term49-60 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: 2024 & newer; Other terms and rates available. Please contact us for more information.

Rate History
1 change since Sep 17, 2026 · 3.99% → 4.25% ▲ 0.26 pts · high 4.25% / low 3.99%
3.49%4.12%4.75%Sep 17, 2026: 3.99% APRSep 25, 2026: 4.25% APRSep 17, 2026Oct 13, 2026
  • Sep 25, 20264.25%▲ from 3.99%
  • Sep 17, 20263.99%first recorded
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
7026 MASON DIXON HWY, MEYERSDALE, PA, 15552 6929
Auto Loan
4.25%
0-36 months
View
▼
APR4.25%
Term0-36 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: 2019-2023; Other terms and rates available. Please contact us for more information.

Rate History
2 changes since Sep 14, 2026 · 3.25% → 4.25% ▲ 1.00 pts · high 4.25% / low 3.25%
2.25%3.75%5.25%Sep 14, 2026: 3.25% APRSep 17, 2026: 3.99% APRSep 25, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
  • Sep 25, 20264.25%▲ from 3.99%
  • Sep 17, 20263.99%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Bva Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.64%
608 Rostraver Rd, Belle Vernon, PA, 15012 1941
New Auto Loan (Untitled 2024-2025)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedOct 13, 2026
Details

Rate History
No change since Oct 5, 2026 · 4.25% APR · checked 3 times
3.75%4.25%4.75%Oct 5, 2026: 4.25% APROct 5, 2026Oct 13, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
View
▼
APR4.25%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.25 - 6.25%. 80-90% NADA retail

Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026) Loan
4.25%
up to 48 months
View
▼
APR4.25%
Termup to 48 months
Last UpdatedOct 13, 2026
Details

As Low As

Rate History
No change since Oct 13, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 13, 2026: 4.25% APROct 13, 2026Oct 13, 2026
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026) Loan
4.25%
up to 60 months
View
▼
APR4.25%
Termup to 60 months
Last UpdatedOct 13, 2026
Details

As Low As

Rate History
No change since Oct 13, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 13, 2026: 4.25% APROct 13, 2026Oct 13, 2026
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026) Loan
4.25%
up to 72 months
View
▼
APR4.25%
Termup to 72 months
Last UpdatedOct 13, 2026
Details

As Low As

Rate History
No change since Oct 13, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 13, 2026: 4.25% APROct 13, 2026Oct 13, 2026
Highway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
405 Laurel St, Hughestown, PA, 18640
Used Vehicles - 36 months or less Loan
4.25%
36 months
View
▼
APR4.25%
Term36 months
Last UpdatedOct 13, 2026
Details

Fair Isaac Risk Score: 725-850; Model Year: Never Titled; 90% Financing

Rate History
No change since Oct 13, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 13, 2026: 4.25% APROct 13, 2026Oct 13, 2026
MERHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
15 Irene St, Johnstown, PA, 15905 4124
New Car - 2026 (or) 2025 (Never Titled) Loan
4.25%
Up to 60 Months
View
▼
APR4.25%
TermUp to 60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Add .5% for 72 months for qualifying vehicles; Add 1.00% for 84 months for qualifying vehicles; Other terms and conditions may apply

Rate History
No change since Oct 13, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 13, 2026: 4.25% APROct 13, 2026Oct 13, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
60 months
View
▼
APR4.25%
Interest Rate4.25%
Term60 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.25%- 14.25%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 17, 2026: 4.00% APROct 9, 2026: 4.25% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.25%▲ from 4.00%
  • Sep 17, 20264.00%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
314 Horsham Rd Ste D, Horsham, PA, 19044 2109
New Auto Loan
4.29%
37-60 Months
View
▼
APR4.29%
Term37-60 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.29% APR · checked 4 times
3.79%4.29%4.79%Sep 30, 2026: 4.29% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
314 Horsham Rd Ste D, Horsham, PA, 19044 2109
New Vehicle Loan
4.29%
37-60 months
View
▼
APR4.29%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.29% APR · checked 4 times
3.79%4.29%4.79%Sep 30, 2026: 4.29% APRSep 30, 2026Oct 13, 2026
Riegel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
5936 Easton Rd, Pipersville, PA, 18947 1828
Vehicle Loan
4.29%
3 years
View
▼
APR4.29%
Term3 years
Last UpdatedOct 13, 2026
Details

As Low As; New and Used Auto APR

Rate History
No change since Oct 13, 2026 · 4.29% APR
3.79%4.29%4.79%Oct 13, 2026: 4.29% APROct 13, 2026Oct 13, 2026
Moonlight Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
101 Deer Park Rd, Worthington, PA, 16262
Auto Loans (2024-2026)
4.29%
60 Months
View
▼
APR4.29%
Term60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Additional discounts may apply

Rate History
No change since Sep 18, 2026 · 4.29% APR · checked 5 times
3.79%4.29%4.79%Sep 18, 2026: 4.29% APRSep 18, 2026Oct 13, 2026
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
1 CREDIT UNION WAY, GROVE CITY, PA, 16127
New Auto
4.35%
60 Months
View
▼
APR4.35%
Term60 Months
Last UpdatedOct 12, 2026
Details

As Low As; *APR

Rate History
1 change since Sep 12, 2026 · 4.25% → 4.35% ▲ 0.10 pts · high 4.35% / low 4.25%
3.75%4.30%4.85%Sep 12, 2026: 4.25% APROct 4, 2026: 4.35% APRSep 12, 2026Oct 13, 2026
  • Oct 4, 20264.35%▲ from 4.25%
  • Sep 12, 20264.25%first recorded
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
2209 W State St, New Castle, PA, 16101 1138
Used Autos - 2026 - 2024
4.37%
41 - 52 months
View
▼
APR4.37%
Term41 - 52 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2024

Rate History
No change since Oct 12, 2026 · 4.37% APR
3.87%4.37%4.87%Oct 12, 2026: 4.37% APROct 12, 2026Oct 13, 2026
Choice One Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.74%
101 Hazle St, Wilkes Barre, PA, 18702 4305
New Car Loan
4.39%
Up to 84 Months
View
▼
APR4.39%
TermUp to 84 Months
Last UpdatedOct 12, 2026
Details

As Low As; 110% Financing on Vehicles; Includes .25% discount for Auto Pay; Effective Date: 05/01/2026

Rate History
No change since Sep 16, 2026 · 4.39% APR · checked 5 times
3.89%4.39%4.89%Sep 16, 2026: 4.39% APRSep 16, 2026Oct 13, 2026
I B E W LOCAL 56
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
962 W 20TH ST, Erie, PA, 16502 2401
New Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homes
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedOct 10, 2026
Details

Additional APR listed for this product: 6.65%. As Low As; *

Rate History
No change since Sep 14, 2026 · 4.40% APR · checked 7 times
3.90%4.40%4.90%Sep 14, 2026: 4.40% APRSep 14, 2026Oct 13, 2026
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.23%
PO Box 400, Sidman, PA, 15955 0400
New Vehicles (36 months or less) Loan
4.40%
36 months
View
▼
APR4.40%
Interest Rate4.40%
Term36 months
Last UpdatedOct 13, 2026
Details

Rate History
No change since Oct 13, 2026 · 4.40% APR
3.90%4.40%4.90%Oct 13, 2026: 4.40% APROct 13, 2026Oct 13, 2026
Alero Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
107 Reuter Blvd, Towanda, PA, 18848 2152
New Auto Loan
4.49%
60 months
View
▼
APR4.49%
Term60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 6 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
New or Used Vehicles Loan
4.49%
49 - 60 months
View
▼
APR4.49%
Term49 - 60 months
Last UpdatedOct 10, 2026
Details

As Low As; Auto Pay Discount: 4.39%

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 7 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Choice One Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.74%
101 Hazle St, Wilkes Barre, PA, 18702 4305
Used Car Loan
4.49%
up to 84 months
View
▼
APR4.49%
Termup to 84 months
Last UpdatedOct 12, 2026
Details

As Low As; Includes the .25% discount with Auto Pay; Effective Date: 05/01/2026

Rate History
No change since Sep 16, 2026 · 4.49% APR · checked 5 times
3.99%4.49%4.99%Sep 16, 2026: 4.49% APRSep 16, 2026Oct 13, 2026
Tri State Rail Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
711 Linden Ave, East Pittsburgh, PA, 15112
Vehicle Loans - 2021 - 2026 (<50,0000 miles)
4.49%
61 - 72 Months
View
▼
APR4.49%
Term61 - 72 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Oct 12, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 12, 2026: 4.49% APROct 12, 2026Oct 13, 2026
Tri State Rail Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
711 Linden Ave, East Pittsburgh, PA, 15112
Vehicle Loans - 2021 - 2026 (> 50,000 Miles)
4.49%
0 - 24 Months
View
▼
APR4.49%
Term0 - 24 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Oct 12, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 12, 2026: 4.49% APROct 12, 2026Oct 13, 2026
Tri State Rail Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
711 Linden Ave, East Pittsburgh, PA, 15112
Vehicle Loans - 2021 - 2026 (> 50,000 Miles)
4.49%
25 - 36 Months
View
▼
APR4.49%
Term25 - 36 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Oct 12, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 12, 2026: 4.49% APROct 12, 2026Oct 13, 2026
Tri State Rail Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
711 Linden Ave, East Pittsburgh, PA, 15112
Vehicle Loans - 2021 - 2026 (> 50,000 Miles)
4.49%
37 - 48 Months
View
▼
APR4.49%
Term37 - 48 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Oct 12, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 12, 2026: 4.49% APROct 12, 2026Oct 13, 2026
Tri State Rail Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
711 Linden Ave, East Pittsburgh, PA, 15112
Vehicle Loans - 2021 - 2026 (> 50,000 Miles)
4.49%
49 - 60 Months
View
▼
APR4.49%
Term49 - 60 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Oct 12, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 12, 2026: 4.49% APROct 12, 2026Oct 13, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.24%
1550 Medical Dr, Pottstown, PA, 19464 3225
New Auto & Motorcycles (2027-2025)
4.49%
37 to 60 Months
View
▼
APR4.49%
Term37 to 60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Rate includes .25% discount for automatic payment from a TCAFCU account

Rate History
No change since Sep 12, 2026 · 4.49% APR · checked 7 times
3.99%4.49%4.99%Sep 12, 2026: 4.49% APRSep 12, 2026Oct 13, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.24%
1550 Medical Dr, Pottstown, PA, 19464 3225
New Auto & Motorcycles - 37 to 60 Months
4.49%
37 to 60 Months
View
▼
APR4.49%
Term37 to 60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2027-2025; Rate includes .25% discount for automatic payment from a TCAFCU account

Rate History
No change since Oct 12, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 12, 2026: 4.49% APROct 12, 2026Oct 13, 2026
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
1640 High St, Williamsport, PA, 17701
Fixed Rate Auto Loan
4.49%
Up to 84 Months
View
▼
APR4.49%
TermUp to 84 Months
Last UpdatedOct 12, 2026
Details

Model Year: 2021-2027; Minimum loan $20,000; Rates include 0.50% discount for automatic payments from an active WBVFCU account and monthly direct deposit

Rate History
No change since Sep 20, 2026 · 4.49% APR · checked 3 times
3.99%4.49%4.99%Sep 20, 2026: 4.49% APRSep 20, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
2209 W State St, New Castle, PA, 16101 1138
New Autos - Never Titled
4.49%
65-76 months
View
▼
APR4.49%
Term65-76 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Sep 12, 2026 · 4.49% APR · checked 7 times
3.99%4.49%4.99%Sep 12, 2026: 4.49% APRSep 12, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
2209 W State St, New Castle, PA, 16101 1138
Used Autos - 2023 - 2022
4.49%
Up to 52 months
View
▼
APR4.49%
TermUp to 52 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Oct 12, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 12, 2026: 4.49% APROct 12, 2026Oct 13, 2026
Alleg Kiski Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
501 11th St, New Kensington, PA, 15068
New Auto Loan
4.49%
60 months
View
▼
APR4.49%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As; GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7!

Rate History
No change since Oct 12, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 12, 2026: 4.49% APROct 12, 2026Oct 13, 2026
Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
1900 Franklin St, Greensburg, PA, 15601 5563
New Vehicles (36 months) Loan
4.49%
36 months
View
▼
APR4.49%
Interest Rate4.49%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 12, 2026 · 4.49% APR · checked 3 times
3.99%4.49%4.99%Sep 12, 2026: 4.49% APRSep 12, 2026Oct 13, 2026
Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
1900 Franklin St, Greensburg, PA, 15601 5563
New Vehicles (48 months) Loan
4.49%
48 months
View
▼
APR4.49%
Interest Rate4.49%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 12, 2026 · 4.49% APR · checked 3 times
3.99%4.49%4.99%Sep 12, 2026: 4.49% APRSep 12, 2026Oct 13, 2026
Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
1900 Franklin St, Greensburg, PA, 15601 5563
New Vehicles (60 months) Loan
4.49%
60 months
View
▼
APR4.49%
Interest Rate4.49%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 12, 2026 · 4.49% APR · checked 3 times
3.99%4.49%4.99%Sep 12, 2026: 4.49% APRSep 12, 2026Oct 13, 2026
Central Keystone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1000 Market St, Sunbury, PA, 17801 2403
New Auto Loan
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Credit Score Tier 1: 710; Minimum credit score 620; Add 1.0 basis points if lower score approved; Possible extended term up to 6 months adds .50 basis points, not to exceed 72 months

Rate History
No change since Oct 12, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 12, 2026: 4.49% APROct 12, 2026Oct 13, 2026
Americo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4101 Main St, Erie, PA, 16511
Autos & Motorcycles (2022 & Newer)
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedOct 13, 2026
Details

As Low As; lowest possible APR for this auto loan; rate based on credit worthiness, term and other conditions; .25% discount available with auto payment enrollment

Rate History
No change since Sep 18, 2026 · 4.49% APR · checked 6 times
3.99%4.49%4.99%Sep 18, 2026: 4.49% APRSep 18, 2026Oct 13, 2026
Americo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4101 Main St, Erie, PA, 16511
Autos & Motorcycles (2022 & Newer)
4.49%
60 months
View
▼
APR4.49%
Term60 months
Last UpdatedOct 13, 2026
Details

As Low As; lowest possible APR for this auto loan; rate based on credit worthiness, term and other conditions; .25% discount available with auto payment enrollment

Rate History
No change since Sep 18, 2026 · 4.49% APR · checked 6 times
3.99%4.49%4.99%Sep 18, 2026: 4.49% APRSep 18, 2026Oct 13, 2026
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
7026 MASON DIXON HWY, MEYERSDALE, PA, 15552 6929
Auto Loan
4.49%
37-48 months
View
▼
APR4.49%
Term37-48 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: 2019-2023; Other terms and rates available. Please contact us for more information.

Rate History
1 change since Sep 14, 2026 · 4.25% → 4.49% ▲ 0.24 pts · high 4.49% / low 4.25%
3.75%4.37%4.99%Sep 14, 2026: 4.25% APRSep 25, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
  • Sep 25, 20264.49%▲ from 4.25%
  • Sep 14, 20264.25%first recorded
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4139 E State St, Hermitage, PA, 16148 3402
New Auto Loans - Model Years 2024-2026
4.49%
84 months
View
▼
APR4.49%
Term84 months
Last UpdatedOct 13, 2026
Details

Model Years 2024-2026; lowest possible APR with qualification

Rate History
No change since Oct 13, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 13, 2026: 4.49% APROct 13, 2026Oct 13, 2026
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4139 E State St, Hermitage, PA, 16148 3402
Used Auto Loans - Model Years 2021-2023
4.49%
up to 60 months
View
▼
APR4.49%
Termup to 60 months
Last UpdatedOct 13, 2026
Details

Model Years 2021-2023; lowest possible APR with qualification

Rate History
No change since Oct 13, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 13, 2026: 4.49% APROct 13, 2026Oct 13, 2026
Saint Vincent Erie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
2314 Sassafras St Ste 100, Erie, PA, 16502
Vehicle Loan
4.49%
36 months
View
▼
APR4.49%
Interest Rate4.49%
Term36 months
Last UpdatedOct 13, 2026
Details

Amount Financed: Either 100% of NADA retail value, or the purchase price - whichever is lower; Car loans can be re-financed at current new car rates within 3 months of original loan; Pre-Approval: New car loans can be pre-approved for up to 90 days.

Rate History
No change since Oct 13, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 13, 2026: 4.49% APROct 13, 2026Oct 13, 2026
Saint Vincent Erie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
2314 Sassafras St Ste 100, Erie, PA, 16502
Vehicle Loan
4.49%
36 months
View
▼
APR4.49%
Interest Rate4.49%
Term36 months
Last UpdatedOct 13, 2026
Details

Model Year: 2024 - 2025; Amount Financed: Either 100% of NADA retail value (plus or minus for mileage), or the purchase price - whichever is lower

Rate History
No change since Oct 13, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 13, 2026: 4.49% APROct 13, 2026Oct 13, 2026
Riegel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
5936 Easton Rd, Pipersville, PA, 18947 1828
Vehicle Loan
4.49%
4 years
View
▼
APR4.49%
Term4 years
Last UpdatedOct 13, 2026
Details

As Low As; New and Used Auto APR

Rate History
No change since Oct 13, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 13, 2026: 4.49% APROct 13, 2026Oct 13, 2026
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
Vehicle Loan - New
4.49%
Up to 48 months
View
▼
APR4.49%
Interest Rate4.49%
TermUp to 48 months
Last UpdatedOct 13, 2026
Details

Credit Tier: Tier 1 (710+); Model Year: New-2026; LTV: 100%; Autopay discount .25%; Motorcycle/ATC/UTV/camper/boat/trailer/snowmobile add 1.00%; Effective February 6, 2025

Rate History
No change since Oct 13, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 13, 2026: 4.49% APROct 13, 2026Oct 13, 2026
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.32%
550 Main St, Brockway, PA, 15824
Vehicle Loan
4.49%
up to 60 months
View
▼
APR4.49%
Termup to 60 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: New 2026 - 2024 (Untitled)

Rate History
No change since Oct 9, 2026 · 4.49% APR · checked 2 times
3.99%4.49%4.99%Oct 9, 2026: 4.49% APROct 9, 2026Oct 13, 2026
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.32%
550 Main St, Brockway, PA, 15824
Vehicle Loan
4.49%
up to 75 months
View
▼
APR4.49%
Termup to 75 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: New 2026 - 2024 (Untitled)

Rate History
No change since Oct 9, 2026 · 4.49% APR · checked 2 times
3.99%4.49%4.99%Oct 9, 2026: 4.49% APROct 9, 2026Oct 13, 2026
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.32%
550 Main St, Brockway, PA, 15824
Vehicle Loan
4.49%
up to 78 months
View
▼
APR4.49%
Termup to 78 months
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: New 2026 - 2024 (Untitled)

Rate History
No change since Oct 9, 2026 · 4.49% APR · checked 2 times
3.99%4.49%4.99%Oct 9, 2026: 4.49% APROct 9, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
New Auto (1st Owner)
4.49%
1-36 Months
View
▼
APR4.49%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Standard rate

Rate History
2 changes since Sep 18, 2026 · 4.49% → 4.49% ▼ 0.00 pts · high 4.49% / low 3.49%
2.49%3.99%5.49%Sep 18, 2026: 4.49% APROct 9, 2026: 3.49% APROct 13, 2026: 4.49% APRSep 18, 2026Oct 13, 2026
  • Oct 13, 20264.49%▲ from 3.49%
  • Oct 9, 20263.49%▼ from 4.49%
  • Sep 18, 20264.49%first recorded
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
New Auto (1st Owner)
4.49%
37-48 Months
View
▼
APR4.49%
Term37-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Standard rate

Rate History
2 changes since Sep 18, 2026 · 4.49% → 4.49% ▼ 0.00 pts · high 4.49% / low 3.49%
2.49%3.99%5.49%Sep 18, 2026: 4.49% APROct 9, 2026: 3.49% APROct 13, 2026: 4.49% APRSep 18, 2026Oct 13, 2026
  • Oct 13, 20264.49%▲ from 3.49%
  • Oct 9, 20263.49%▼ from 4.49%
  • Sep 18, 20264.49%first recorded
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
821 Beaver Dr, DuBois, PA, 15801
New & Used Vehicle Loans
4.49%
0-48 Months
View
▼
APR4.49%
Interest Rate2.99%
Term0-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Best APR; APR (Annual Percentage Rate) 4.49%; Loyalty Rewards discount of up to 1.50% available

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 9 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
400 W Lincoln Ave, Lititz, PA, 17543 8701
New and Used Auto Loans
4.49%
Up to 36 months
View
▼
APR4.49%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Requires direct deposit with Parda Federal Credit Union; For qualified borrowers; Rate and term may vary based on credit score, year of collateral and loan-to-value

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 9 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
1601 Kenneth Rd, York, PA, 17408 2228
Auto Loans - New Vehicles
4.49%
48 Months
View
▼
APR4.49%
Interest Rate4.49%
Term48 Months
Last UpdatedOct 13, 2026
Details

As Low As

Rate History
No change since Oct 13, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 13, 2026: 4.49% APROct 13, 2026Oct 13, 2026
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
1601 Kenneth Rd, York, PA, 17408 2228
Auto Loans - Used Vehicle
4.49%
Up to 72 months
View
▼
APR4.49%
Interest Rate4.49%
TermUp to 72 months
Last UpdatedOct 13, 2026
Details

Promotional rate Oct 1 - Dec 31, 2026; Used vehicles 2024 model year or newer; 700 credit score and above; dealer purchases only; minimum loan $20,000; max LTV 115%

Rate History
No change since Oct 13, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 13, 2026: 4.49% APROct 13, 2026Oct 13, 2026
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles
4.49%
48 Months
View
▼
APR4.49%
Interest Rate4.49%
Term48 Months
Last UpdatedOct 13, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 9 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.50%
48 months
View
▼
APR4.50%
Interest Rate4.50%
Term48 months
Last UpdatedOct 9, 2026
Details

Term: 48 to 60 months 100% MSRP; Published rate range: 4.50% - 6.50%.

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 6 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.50%
48 months
View
▼
APR4.50%
Interest Rate4.50%
Term48 months
Last UpdatedOct 9, 2026
Details

Term: 48 to 60 months 80-90% NADA retail; Published rate range: 4.50% - 6.50%.

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 6 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.50%
36 months
View
▼
APR4.50%
Interest Rate4.50%
Term36 months
Last UpdatedOct 9, 2026
Details

Credit Score: 750+

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 4.500% - 10.750%. Zero Down Payment

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 4.500% - 10.750%. 2022 - NEWER

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
VASCO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
432 Depot St, Latrobe, PA, 15650
New Vehicles Loan
4.50%
72 months
View
▼
APR4.50%
Term72 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
FedChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
2970 Market St, Philadelphia, PA, 19104 5002
New Vehicles Loan
4.50%
up to 60 months
View
▼
APR4.50%
Termup to 60 months
Last UpdatedOct 12, 2026
Details

Loan Amount: $5,000 min; APR* as low as**

Rate History
No change since Sep 16, 2026 · 4.50% APR · checked 6 times
4.00%4.50%5.00%Sep 16, 2026: 4.50% APRSep 16, 2026Oct 13, 2026
Locomotive And Control Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
1286 E 38th St, Erie, PA, 16504 3039
New Vehicles - Autos
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Maximum: Retail Value

Rate History
No change since Sep 16, 2026 · 4.50% APR · checked 5 times
4.00%4.50%5.00%Sep 16, 2026: 4.50% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.50% - 11.00%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 4.50% APR · checked 5 times
4.00%4.50%5.00%Sep 16, 2026: 4.50% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.50% - 11.00%. 100% Financed

Rate History
No change since Sep 16, 2026 · 4.50% APR · checked 5 times
4.00%4.50%5.00%Sep 16, 2026: 4.50% APRSep 16, 2026Oct 13, 2026
Titan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
114 Mack Ave, Pleasant Gap, PA, 16823 3104
Auto Loan
4.50%
up to 36 months
View
▼
APR4.50%
Termup to 36 months
Last UpdatedOct 12, 2026
Details

All model years with approved value

Rate History
No change since Sep 16, 2026 · 4.50% APR · checked 5 times
4.00%4.50%5.00%Sep 16, 2026: 4.50% APRSep 16, 2026Oct 13, 2026
Titan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
114 Mack Ave, Pleasant Gap, PA, 16823 3104
Auto Loan
4.50%
up to 48 months
View
▼
APR4.50%
Termup to 48 months
Last UpdatedOct 12, 2026
Details

Autos 12 years old or newer

Rate History
No change since Sep 16, 2026 · 4.50% APR · checked 5 times
4.00%4.50%5.00%Sep 16, 2026: 4.50% APRSep 16, 2026Oct 13, 2026
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025) Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026, 2025 New; Lower rate for 48 & 60 month terms only offered for New Vehicles with A+, A, & B scores

Rate History
No change since Sep 25, 2026 · 4.50% APR · checked 3 times
4.00%4.50%5.00%Sep 25, 2026: 4.50% APRSep 25, 2026Oct 13, 2026
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
710 3rd Ave, New Brighton, PA, 15066 1830
New Car Loans
4.50%
Up to 4 years
View
▼
APR4.50%
Interest Rate4.50%
TermUp to 4 years
Last UpdatedOct 12, 2026
Details

As Low As; Rates shown include 0.25% reduction for automatic debit of loan payments

Rate History
No change since Sep 12, 2026 · 4.50% APR · checked 8 times
4.00%4.50%5.00%Sep 12, 2026: 4.50% APRSep 12, 2026Oct 13, 2026
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
710 3rd Ave, New Brighton, PA, 15066 1830
Used Car Loans
4.50%
4 years
View
▼
APR4.50%
Interest Rate4.50%
Term4 years
Last UpdatedOct 12, 2026
Details

Model Year: 2024 - 2026 models

Rate History
No change since Oct 12, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 12, 2026: 4.50% APROct 12, 2026Oct 13, 2026
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 6.50% → 4.50% ▼ 2.00 pts · high 6.50% / low 4.50%
2.50%5.50%8.50%Sep 17, 2026: 6.50% APROct 13, 2026: 4.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20264.50%▼ from 6.50%
  • Sep 17, 20266.50%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
24 months
View
▼
APR4.50%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Earning Tree Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
800 Wyoming Ave, Wyoming, PA, 18644
Vehicle Loans - 2027, 2026 (mileage under 20,000)
4.50%
24 Months
View
▼
APR4.50%
Interest Rate4.50%
Term24 Months
Last UpdatedOct 13, 2026
Details

Model Year: 2027, 2026 (mileage under 20,000); Maximum loan: Credit score under 650: 95% of vehicle selling price before manufacturer rebates (new) or 95% of NADA retail value (used); Credit score 650-699: 100% of vehicle selling price before manufacturer rebates (new) or 95% of NADA retail value (used); Credit score 700+: 100% of total out-the-door price (new) or 100% of NADA retail value (used)

Rate History
No change since Oct 13, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 13, 2026: 4.50% APROct 13, 2026Oct 13, 2026
SRU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
100 Arrowhead Dr, Slippery Rock, PA, 16057 2632
Auto Loan (Car, SUV, or Pickup Truck)
4.50%
0-60 Months
View
▼
APR4.50%
Term0-60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Vehicle: New

Rate History
No change since Oct 13, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 13, 2026: 4.50% APROct 13, 2026Oct 13, 2026
Penn State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
123 Amberleigh Ln, Bellefonte, PA, 16823
New Vehicles and Motorcycles (New 2025, 2026) <10,000 miles Loan
4.50%
Up to 36 months
View
▼
APR4.50%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Valid on New 2025 and 2026 vehicle and motorcycle loans less than 10,000 miles

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 9 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2021 to 2024
4.50%
12 to 36 months
View
▼
APR4.50%
Term12 to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Displayed rates available to well-qualified applicants

Rate History
1 change since Sep 14, 2026 · 4.99% → 4.50% ▼ 0.49 pts · high 4.99% / low 4.50%
4.00%4.75%5.49%Sep 14, 2026: 4.99% APROct 5, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.50%▼ from 4.99%
  • Sep 14, 20264.99%first recorded
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2021 to 2024
4.50%
48 months
View
▼
APR4.50%
Term48 months
Last UpdatedOct 13, 2026
Details

As Low As; Displayed rates available to well-qualified applicants

Rate History
1 change since Sep 14, 2026 · 5.25% → 4.50% ▼ 0.75 pts · high 5.25% / low 4.50%
3.75%4.88%6.00%Sep 14, 2026: 5.25% APROct 5, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 20264.50%▼ from 5.25%
  • Sep 14, 20265.25%first recorded
Bradford Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
52 Davis St, Bradford, PA, 16701 2016
Vehicle Loan
4.50%
Up to 60 Months
View
▼
APR4.50%
TermUp to 60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Loan Type: Vehicles, Personal, Share Secured; .25% discount for Auto Transfer and .25% discount for Active Checking, Christmas Club, or Vacation Account (not for Share Secured Loans)

Rate History
No change since Oct 13, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 13, 2026: 4.50% APROct 13, 2026Oct 13, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.50%
Up to 60 months
View
▼
APR4.50%
TermUp to 60 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.50 - 6.50%. 100% MSRP

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
View
▼
APR4.50%
Term48 - 60 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.50 - 6.50%. 80-90% NADA retail

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026

Pennsylvania New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
View
▼
APR2.99%
TermUp to 36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 6 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
2.99%
4 years
View
▼
APR2.99%
Interest Rate2.99%
Term4 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
2.99%
3 years
View
▼
APR2.99%
Interest Rate2.99%
Term3 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
2.99%
2 years
View
▼
APR2.99%
Interest Rate2.99%
Term2 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
2.99%
1 year
View
▼
APR2.99%
Interest Rate2.99%
Term1 year
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 8 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
2209 W State St, New Castle, PA, 16101 1138
New Autos - Never Titled
3.24%
Up to 40 months
View
▼
APR3.24%
TermUp to 40 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Sep 12, 2026 · 3.24% APR · checked 7 times
2.74%3.24%3.74%Sep 12, 2026: 3.24% APRSep 12, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles Loan
3.25%
12 months
View
▼
APR3.25%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.25% - 8.00%.

Rate History
No change since Sep 16, 2026 · 3.25% APR · checked 5 times
2.75%3.25%3.75%Sep 16, 2026: 3.25% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles Loan
3.25%
24 months
View
▼
APR3.25%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.25% -8.25%.

Rate History
No change since Sep 16, 2026 · 3.25% APR · checked 5 times
2.75%3.25%3.75%Sep 16, 2026: 3.25% APRSep 16, 2026Oct 13, 2026
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
8500 Essington Ave Ste B, Philadelphia, PA, 19153 3716
New Auto
3.34%
Up to 36 Months
View
▼
APR3.34%
TermUp to 36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Auto & Recreational Loans

Rate History
No change since Sep 14, 2026 · 3.34% APR · checked 7 times
2.84%3.34%3.84%Sep 14, 2026: 3.34% APRSep 14, 2026Oct 13, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 3.490% - 8.990%. Zero Down Payment

Rate History
No change since Sep 18, 2026 · 3.49% APR · checked 6 times
2.99%3.49%3.99%Sep 18, 2026: 3.49% APRSep 18, 2026Oct 13, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle Loan
3.49%
48 Months
View
▼
APR3.49%
Term48 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 3.490% - 9.240%. Zero Down Payment

Rate History
No change since Sep 18, 2026 · 3.49% APR · checked 6 times
2.99%3.49%3.99%Sep 18, 2026: 3.49% APRSep 18, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
New Auto (1st Owner) - Evergreen Advantage
3.49%
1-36 Months
View
▼
APR3.49%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 13, 2026: 3.49% APROct 13, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
New Auto (1st Owner) - Evergreen Advantage
3.49%
37-48 Months
View
▼
APR3.49%
Term37-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 13, 2026: 3.49% APROct 13, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles Loan
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%.

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 13, 2026
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loan
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 3.50% APR · checked 7 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APRSep 18, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
3.50%
5 years
View
▼
APR3.50%
Interest Rate3.50%
Term5 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates apply with automatic payment from PSFCU Checking Account; 0.25% higher without automatic payment

Rate History
No change since Sep 14, 2026 · 3.50% APR · checked 9 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APRSep 14, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
New Auto (1st Owner) - Evergreen Advantage
3.64%
49-60 Months
View
▼
APR3.64%
Term49-60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.64% APR
3.14%3.64%4.14%Oct 13, 2026: 3.64% APROct 13, 2026Oct 13, 2026
UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
377 Wyoming Ave, Wyoming, PA, 18644
New Vehicle Loan
3.70%
Up to 84 months
View
▼
APR3.70%
TermUp to 84 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 3.70% APR · checked 7 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APRSep 14, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
2209 W State St, New Castle, PA, 16101 1138
New Autos - Never Titled
3.74%
41-52 months
View
▼
APR3.74%
Term41-52 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Sep 12, 2026 · 3.74% APR · checked 7 times
3.24%3.74%4.24%Sep 12, 2026: 3.74% APRSep 12, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
New Auto (1st Owner) - Evergreen Advantage
3.74%
61-72 Months
View
▼
APR3.74%
Term61-72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles Loan
3.75%
48 months
View
▼
APR3.75%
Term48 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.75%.

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
New Auto (1st Owner) - Evergreen Advantage
3.84%
73-84 Months
View
▼
APR3.84%
Term73-84 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate

Rate History
No change since Oct 13, 2026 · 3.84% APR
3.34%3.84%4.34%Oct 13, 2026: 3.84% APROct 13, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
314 Horsham Rd Ste D, Horsham, PA, 19044 2109
New Auto Loan
3.89%
12-36 Months
View
▼
APR3.89%
Term12-36 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
314 Horsham Rd Ste D, Horsham, PA, 19044 2109
New Vehicle Loan
3.89%
up to 36 months
View
▼
APR3.89%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 3.89% APR · checked 4 times
3.39%3.89%4.39%Sep 30, 2026: 3.89% APRSep 30, 2026Oct 13, 2026
UFCW LOCAL 23
Institution Rating:
A5.0 ★ Texas Ratio: 9.94%
345 Southpointe Blvd, Canonsburg, PA, 15317
New Auto 2025-2024
3.90%
6 years
View
▼
APR3.90%
Interest Rate3.90%
Term6 years
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 3.90% APR · checked 7 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APRSep 14, 2026Oct 13, 2026
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
3.95%
12 to 36 months
View
▼
APR3.95%
Term12 to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Displayed rates available to well-qualified applicants

Rate History
1 change since Sep 17, 2026 · 4.65% → 3.95% ▼ 0.70 pts · high 4.65% / low 3.95%
3.25%4.30%5.35%Sep 17, 2026: 4.65% APROct 5, 2026: 3.95% APRSep 17, 2026Oct 13, 2026
  • Oct 5, 20263.95%▼ from 4.65%
  • Sep 17, 20264.65%first recorded
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
3.95%
48 months
View
▼
APR3.95%
Term48 months
Last UpdatedOct 13, 2026
Details

As Low As; Displayed rates available to well-qualified applicants

Rate History
1 change since Sep 17, 2026 · 4.65% → 3.95% ▼ 0.70 pts · high 4.65% / low 3.95%
3.25%4.30%5.35%Sep 17, 2026: 4.65% APROct 5, 2026: 3.95% APRSep 17, 2026Oct 13, 2026
  • Oct 5, 20263.95%▼ from 4.65%
  • Sep 17, 20264.65%first recorded
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
3.95%
60 months
View
▼
APR3.95%
Term60 months
Last UpdatedOct 13, 2026
Details

As Low As; Displayed rates available to well-qualified applicants

Rate History
1 change since Sep 17, 2026 · 4.99% → 3.95% ▼ 1.04 pts · high 4.99% / low 3.95%
2.91%4.47%6.03%Sep 17, 2026: 4.99% APROct 5, 2026: 3.95% APRSep 17, 2026Oct 13, 2026
  • Oct 5, 20263.95%▼ from 4.99%
  • Sep 17, 20264.99%first recorded
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
New or Used Vehicles Loan
3.99%
up to 36 months
View
▼
APR3.99%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Auto Pay Discount: 3.89%

Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 7 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 13, 2026
Stanwood Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.62%
444 Arona Rd, New Stanton, PA, 15672
New Auto
3.99%
36 Months
View
▼
APR3.99%
Interest Rate3.99%
Term36 Months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 16, 2026 · 3.99% APR · checked 5 times
3.49%3.99%4.49%Sep 16, 2026: 3.99% APRSep 16, 2026Oct 13, 2026
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4139 E State St, Hermitage, PA, 16148 3402
New Auto Loans - Model Years 2024-2026
3.99%
up to 60 months
View
▼
APR3.99%
Termup to 60 months
Last UpdatedOct 13, 2026
Details

Model Years 2024-2026; lowest possible APR with qualification

Rate History
No change since Oct 13, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Oct 13, 2026
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
New Vehicles - 5 Years Loan
3.99%
5 Years
View
▼
APR3.99%
Term5 Years
Last UpdatedOct 13, 2026
Details

As Low As; New Vehicles

Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 9 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 13, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
1000 Fedex Dr, Moon Township, PA, 15108 9373
New Auto Loan
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; NEW Auto Loan Rates

Rate History
1 change since Sep 14, 2026 · 4.40% → 3.99% ▼ 0.41 pts · high 4.40% / low 3.99%
3.49%4.20%4.90%Sep 14, 2026: 4.40% APROct 5, 2026: 3.99% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.99%▼ from 4.40%
  • Sep 14, 20264.40%first recorded
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
1601 Kenneth Rd, York, PA, 17408 2228
Auto Loans - PROMO: MORE HOLIDAY JOY. LESS HOLIDAY STRESS. - New Vehicles
3.99%
Up to 72 months
View
▼
APR3.99%
Interest Rate3.99%
TermUp to 72 months
Last UpdatedOct 13, 2026
Details

As Low As; 3.99% for up to 72 months on new vehicles; New Vehicle is defined as 2026-2027 AND never been titled; *APR=Annual Percentage Rate

Rate History
No change since Oct 13, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Oct 13, 2026
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles Promo
3.99%
Up to 72 months
View
▼
APR3.99%
Interest Rate3.99%
TermUp to 72 months
Last UpdatedOct 13, 2026
Details

As Low As; PROMO: MORE HOLIDAY JOY. LESS HOLIDAY STRESS.; NEW, UP TO 72 MONTHS; *APR=Annual Percentage Rate; 3.99% for up to 72 months on new vehicles (New Vehicle defined as 2026-2027 and never titled)

Rate History
No change since Oct 13, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 13, 2026: 3.99% APROct 13, 2026Oct 13, 2026
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.00%
Up to 36 months
View
▼
APR4.00%
Interest Rate4.00%
TermUp to 36 months
Last UpdatedOct 9, 2026
Details

Published rate range: 4.00% - 6.00%.

Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle Loan
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 4.000% - 10.250%. Zero Down Payment

Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles Loan
4.00%
60 months
View
▼
APR4.00%
Term60 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.75%.

Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APRSep 16, 2026Oct 13, 2026
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025) Loan
4.00%
48 months
View
▼
APR4.00%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026, 2025 New; Lower rate for 48 & 60 month terms only offered for New Vehicles with A+, A, & B scores

Rate History
No change since Sep 25, 2026 · 4.00% APR · checked 3 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APRSep 25, 2026Oct 13, 2026
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loan
4.00%
48 months
View
▼
APR4.00%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.00%
24 months
View
▼
APR4.00%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.00%
Up to 36 months
View
▼
APR4.00%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.00 - 6.00%.

Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
48 months
View
▼
APR4.00%
Interest Rate4.00%
Term48 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-14.05%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
36 months
View
▼
APR4.00%
Interest Rate4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-13.00%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles
4.00%
up to 84 Months
View
▼
APR4.00%
Interest Rate4.00%
Termup to 84 Months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-10.45%. Maximum Amount to Borrow: $150,000.00

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 14, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Bradford Area School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
125 Main St Rm 206, Bradford, PA, 16701
Brand New Vehicle
4.00%
0-60 months
View
▼
APR4.00%
Interest Rate4.00%
Term0-60 months
Last UpdatedOct 13, 2026
Details

Credit Grade: A; Never been titled; Add .75% to all categories for 72 months; Add .50% for vehicles over 100,000 miles

Rate History
No change since Oct 13, 2026 · 4.00% APR
3.50%4.00%4.50%Oct 13, 2026: 4.00% APROct 13, 2026Oct 13, 2026
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
1510 Dekalb Pike, Blue Bell, PA, 19422
New Auto Loan
4.04%
up to 36 months
View
▼
APR4.04%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

Model Year: 2023 and newer; 87 month term requires minimum financed amount of $25,000.; 73-84 month term requires minimum financed amount of $25,000.; Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be04% for 36 months.; 90 days no payment offer available to credit scores of 660 and higher. Interest accrues during the deferral period.

Rate History
No change since Oct 10, 2026 · 4.04% APR
3.54%4.04%4.54%Oct 10, 2026: 4.04% APROct 10, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
314 Horsham Rd Ste D, Horsham, PA, 19044 2109
New Business Vehicle Loan
4.09%
Up to 36 months
View
▼
APR4.09%
TermUp to 36 months
Last UpdatedOct 10, 2026
Details

As low as

Rate History
No change since Sep 30, 2026 · 4.09% APR · checked 4 times
3.59%4.09%4.59%Sep 30, 2026: 4.09% APRSep 30, 2026Oct 13, 2026
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
8500 Essington Ave Ste B, Philadelphia, PA, 19153 3716
New Auto
4.09%
Up to 60 months
View
▼
APR4.09%
TermUp to 60 months
Last UpdatedOct 13, 2026
Details

As Low As; Auto & Recreational Loans

Rate History
No change since Sep 14, 2026 · 4.09% APR · checked 7 times
3.59%4.09%4.59%Sep 14, 2026: 4.09% APRSep 14, 2026Oct 13, 2026
I B E W LOCAL 56
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
962 W 20TH ST, Erie, PA, 16502 2401
New Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homes
4.10%
24 Months
View
▼
APR4.10%
Term24 Months
Last UpdatedOct 10, 2026
Details

Additional APR listed for this product: 6.40%. As Low As; *

Rate History
No change since Sep 14, 2026 · 4.10% APR · checked 7 times
3.60%4.10%4.60%Sep 14, 2026: 4.10% APRSep 14, 2026Oct 13, 2026
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
1 CREDIT UNION WAY, GROVE CITY, PA, 16127
New Auto
4.10%
48 Months
View
▼
APR4.10%
Term48 Months
Last UpdatedOct 12, 2026
Details

As Low As; *APR

Rate History
1 change since Sep 12, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 12, 2026: 4.00% APROct 4, 2026: 4.10% APRSep 12, 2026Oct 13, 2026
  • Oct 4, 20264.10%▲ from 4.00%
  • Sep 12, 20264.00%first recorded
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
2195 N READING RD, DENVER, PA, 17517 9112
New/Used Auto
4.15%
48 months
View
▼
APR4.15%
Interest Rate4.15%
Term48 months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 30, 2026 · 4.15% APR · checked 3 times
3.65%4.15%4.65%Sep 30, 2026: 4.15% APRSep 30, 2026Oct 13, 2026
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New Vehicle Loan
4.15%
3 YEAR REPAY
View
▼
APR4.15%
Term3 YEAR REPAY
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: 2025 to 2026; New or Used Vehicles

Rate History
No change since Oct 13, 2026 · 4.15% APR
3.65%4.15%4.65%Oct 13, 2026: 4.15% APROct 13, 2026Oct 13, 2026
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
New or Used Vehicles Loan
4.24%
37 - 48 months
View
▼
APR4.24%
Term37 - 48 months
Last UpdatedOct 10, 2026
Details

As Low As; Auto Pay Discount: 4.14%

Rate History
No change since Sep 14, 2026 · 4.24% APR · checked 7 times
3.74%4.24%4.74%Sep 14, 2026: 4.24% APRSep 14, 2026Oct 13, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.24%
1550 Medical Dr, Pottstown, PA, 19464 3225
New Auto & Motorcycles (2027-2025)
4.24%
0 to 36 Months
View
▼
APR4.24%
Term0 to 36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Rate includes .25% discount for automatic payment from a TCAFCU account

Rate History
No change since Sep 12, 2026 · 4.24% APR · checked 7 times
3.74%4.24%4.74%Sep 12, 2026: 4.24% APRSep 12, 2026Oct 13, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.24%
1550 Medical Dr, Pottstown, PA, 19464 3225
New Auto & Motorcycles - 0 to 36 Months
4.24%
0 to 36 Months
View
▼
APR4.24%
Term0 to 36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2027-2025; Rate includes .25% discount for automatic payment from a TCAFCU account

Rate History
No change since Oct 12, 2026 · 4.24% APR
3.74%4.24%4.74%Oct 12, 2026: 4.24% APROct 12, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
2209 W State St, New Castle, PA, 16101 1138
New Autos - Never Titled
4.24%
53-64 months
View
▼
APR4.24%
Term53-64 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Sep 12, 2026 · 4.24% APR · checked 7 times
3.74%4.24%4.74%Sep 12, 2026: 4.24% APRSep 12, 2026Oct 13, 2026
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4139 E State St, Hermitage, PA, 16148 3402
New Auto Loans - Model Years 2024-2026
4.24%
72 months
View
▼
APR4.24%
Term72 months
Last UpdatedOct 13, 2026
Details

Model Years 2024-2026; lowest possible APR with qualification

Rate History
No change since Oct 13, 2026 · 4.24% APR
3.74%4.24%4.74%Oct 13, 2026: 4.24% APROct 13, 2026Oct 13, 2026
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
11 Meridian Blvd, Wyomissing, PA, 19610
Auto Loans - 2022 and Newer Models
4.24%
up to 36 Months
View
▼
APR4.24%
Termup to 36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Daily Periodic Rate: 0.011616%; Model Year: 2022 and Newer (new or used)

Rate History
No change since Oct 13, 2026 · 4.24% APR
3.74%4.24%4.74%Oct 13, 2026: 4.24% APROct 13, 2026Oct 13, 2026
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.25%
Up to 36 months
View
▼
APR4.25%
Interest Rate4.25%
TermUp to 36 months
Last UpdatedOct 9, 2026
Details

Term: Up to 36 months 80-90% NADA retail; Published rate range: 4.25% - 6.25%.

Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
PRR South Fork Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
220 Main St, South Fork, PA, 15956
New 2026-2025 Auto Loan
4.25%
Up To 84 Months
View
▼
APR4.25%
TermUp To 84 Months
Last UpdatedOct 12, 2026
Details

Financing %: 100%* (New)

Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 3 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles Loan
4.25%
72 months
View
▼
APR4.25%
Term72 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.25% - 11.00%.

Rate History
No change since Sep 16, 2026 · 4.25% APR · checked 5 times
3.75%4.25%4.75%Sep 16, 2026: 4.25% APRSep 16, 2026Oct 13, 2026
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
710 3rd Ave, New Brighton, PA, 15066 1830
New Car Loans
4.25%
Up to 3 years
View
▼
APR4.25%
Interest Rate4.25%
TermUp to 3 years
Last UpdatedOct 12, 2026
Details

As Low As; Rates shown include 0.25% reduction for automatic debit of loan payments

Rate History
No change since Sep 12, 2026 · 4.25% APR · checked 8 times
3.75%4.25%4.75%Sep 12, 2026: 4.25% APRSep 12, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.25%
48 months
View
▼
APR4.25%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.25% APR · checked 2 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APRSep 18, 2026Oct 13, 2026
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
4.25%
72 months
View
▼
APR4.25%
Term72 months
Last UpdatedOct 13, 2026
Details

As Low As; Displayed rates available to well-qualified applicants

Rate History
1 change since Sep 17, 2026 · 4.99% → 4.25% ▼ 0.74 pts · high 4.99% / low 4.25%
3.51%4.62%5.73%Sep 17, 2026: 4.99% APROct 5, 2026: 4.25% APRSep 17, 2026Oct 13, 2026
  • Oct 5, 20264.25%▼ from 4.99%
  • Sep 17, 20264.99%first recorded
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New Vehicle Loan
4.25%
4 YEAR REPAY
View
▼
APR4.25%
Term4 YEAR REPAY
Last UpdatedOct 13, 2026
Details

As Low As; Model Year: 2025 to 2026; New or Used Vehicles

Rate History
No change since Oct 13, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 13, 2026: 4.25% APROct 13, 2026Oct 13, 2026
Bva Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.64%
608 Rostraver Rd, Belle Vernon, PA, 15012 1941
New Auto Loan (Untitled 2024-2025)
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedOct 13, 2026
Details

Rate History
No change since Oct 5, 2026 · 4.25% APR · checked 3 times
3.75%4.25%4.75%Oct 5, 2026: 4.25% APROct 5, 2026Oct 13, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
View
▼
APR4.25%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.25 - 6.25%. 80-90% NADA retail

Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026) Loan
4.25%
up to 48 months
View
▼
APR4.25%
Termup to 48 months
Last UpdatedOct 13, 2026
Details

As Low As

Rate History
No change since Oct 13, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 13, 2026: 4.25% APROct 13, 2026Oct 13, 2026
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026) Loan
4.25%
up to 60 months
View
▼
APR4.25%
Termup to 60 months
Last UpdatedOct 13, 2026
Details

As Low As

Rate History
No change since Oct 13, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 13, 2026: 4.25% APROct 13, 2026Oct 13, 2026
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026) Loan
4.25%
up to 72 months
View
▼
APR4.25%
Termup to 72 months
Last UpdatedOct 13, 2026
Details

As Low As

Rate History
No change since Oct 13, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 13, 2026: 4.25% APROct 13, 2026Oct 13, 2026
MERHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
15 Irene St, Johnstown, PA, 15905 4124
New Car - 2026 (or) 2025 (Never Titled) Loan
4.25%
Up to 60 Months
View
▼
APR4.25%
TermUp to 60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Add .5% for 72 months for qualifying vehicles; Add 1.00% for 84 months for qualifying vehicles; Other terms and conditions may apply

Rate History
No change since Oct 13, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 13, 2026: 4.25% APROct 13, 2026Oct 13, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
60 months
View
▼
APR4.25%
Interest Rate4.25%
Term60 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.25%- 14.25%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 17, 2026: 4.00% APROct 9, 2026: 4.25% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.25%▲ from 4.00%
  • Sep 17, 20264.00%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
314 Horsham Rd Ste D, Horsham, PA, 19044 2109
New Auto Loan
4.29%
37-60 Months
View
▼
APR4.29%
Term37-60 Months
Last UpdatedOct 10, 2026
Details

As Low As

Rate History
No change since Sep 30, 2026 · 4.29% APR · checked 4 times
3.79%4.29%4.79%Sep 30, 2026: 4.29% APRSep 30, 2026Oct 13, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
314 Horsham Rd Ste D, Horsham, PA, 19044 2109
New Vehicle Loan
4.29%
37-60 months
View
▼
APR4.29%
Term37-60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rates subject to change.

Rate History
No change since Sep 30, 2026 · 4.29% APR · checked 4 times
3.79%4.29%4.79%Sep 30, 2026: 4.29% APRSep 30, 2026Oct 13, 2026
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
1 CREDIT UNION WAY, GROVE CITY, PA, 16127
New Auto
4.35%
60 Months
View
▼
APR4.35%
Term60 Months
Last UpdatedOct 12, 2026
Details

As Low As; *APR

Rate History
1 change since Sep 12, 2026 · 4.25% → 4.35% ▲ 0.10 pts · high 4.35% / low 4.25%
3.75%4.30%4.85%Sep 12, 2026: 4.25% APROct 4, 2026: 4.35% APRSep 12, 2026Oct 13, 2026
  • Oct 4, 20264.35%▲ from 4.25%
  • Sep 12, 20264.25%first recorded
Choice One Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.74%
101 Hazle St, Wilkes Barre, PA, 18702 4305
New Car Loan
4.39%
Up to 84 Months
View
▼
APR4.39%
TermUp to 84 Months
Last UpdatedOct 12, 2026
Details

As Low As; 110% Financing on Vehicles; Includes .25% discount for Auto Pay; Effective Date: 05/01/2026

Rate History
No change since Sep 16, 2026 · 4.39% APR · checked 5 times
3.89%4.39%4.89%Sep 16, 2026: 4.39% APRSep 16, 2026Oct 13, 2026
I B E W LOCAL 56
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
962 W 20TH ST, Erie, PA, 16502 2401
New Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homes
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedOct 10, 2026
Details

Additional APR listed for this product: 6.65%. As Low As; *

Rate History
No change since Sep 14, 2026 · 4.40% APR · checked 7 times
3.90%4.40%4.90%Sep 14, 2026: 4.40% APRSep 14, 2026Oct 13, 2026
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.23%
PO Box 400, Sidman, PA, 15955 0400
New Vehicles (36 months or less) Loan
4.40%
36 months
View
▼
APR4.40%
Interest Rate4.40%
Term36 months
Last UpdatedOct 13, 2026
Details

Rate History
No change since Oct 13, 2026 · 4.40% APR
3.90%4.40%4.90%Oct 13, 2026: 4.40% APROct 13, 2026Oct 13, 2026
Alero Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
107 Reuter Blvd, Towanda, PA, 18848 2152
New Auto Loan
4.49%
60 months
View
▼
APR4.49%
Term60 months
Last UpdatedOct 10, 2026
Details

As Low As; Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 6 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
New or Used Vehicles Loan
4.49%
49 - 60 months
View
▼
APR4.49%
Term49 - 60 months
Last UpdatedOct 10, 2026
Details

As Low As; Auto Pay Discount: 4.39%

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 7 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.24%
1550 Medical Dr, Pottstown, PA, 19464 3225
New Auto & Motorcycles (2027-2025)
4.49%
37 to 60 Months
View
▼
APR4.49%
Term37 to 60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Rate includes .25% discount for automatic payment from a TCAFCU account

Rate History
No change since Sep 12, 2026 · 4.49% APR · checked 7 times
3.99%4.49%4.99%Sep 12, 2026: 4.49% APRSep 12, 2026Oct 13, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.24%
1550 Medical Dr, Pottstown, PA, 19464 3225
New Auto & Motorcycles - 37 to 60 Months
4.49%
37 to 60 Months
View
▼
APR4.49%
Term37 to 60 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2027-2025; Rate includes .25% discount for automatic payment from a TCAFCU account

Rate History
No change since Oct 12, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 12, 2026: 4.49% APROct 12, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
2209 W State St, New Castle, PA, 16101 1138
New Autos - Never Titled
4.49%
65-76 months
View
▼
APR4.49%
Term65-76 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Sep 12, 2026 · 4.49% APR · checked 7 times
3.99%4.49%4.99%Sep 12, 2026: 4.49% APRSep 12, 2026Oct 13, 2026
Alleg Kiski Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.57%
501 11th St, New Kensington, PA, 15068
New Auto Loan
4.49%
60 months
View
▼
APR4.49%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As; GREAT RATES! FLEXIBLE TERMS! AVAILABLE 24/7!

Rate History
No change since Oct 12, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 12, 2026: 4.49% APROct 12, 2026Oct 13, 2026
Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
1900 Franklin St, Greensburg, PA, 15601 5563
New Vehicles (36 months) Loan
4.49%
36 months
View
▼
APR4.49%
Interest Rate4.49%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 12, 2026 · 4.49% APR · checked 3 times
3.99%4.49%4.99%Sep 12, 2026: 4.49% APRSep 12, 2026Oct 13, 2026
Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
1900 Franklin St, Greensburg, PA, 15601 5563
New Vehicles (48 months) Loan
4.49%
48 months
View
▼
APR4.49%
Interest Rate4.49%
Term48 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 12, 2026 · 4.49% APR · checked 3 times
3.99%4.49%4.99%Sep 12, 2026: 4.49% APRSep 12, 2026Oct 13, 2026
Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
1900 Franklin St, Greensburg, PA, 15601 5563
New Vehicles (60 months) Loan
4.49%
60 months
View
▼
APR4.49%
Interest Rate4.49%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 12, 2026 · 4.49% APR · checked 3 times
3.99%4.49%4.99%Sep 12, 2026: 4.49% APRSep 12, 2026Oct 13, 2026
Central Keystone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1000 Market St, Sunbury, PA, 17801 2403
New Auto Loan
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedOct 12, 2026
Details

As Low As; Credit Score Tier 1: 710; Minimum credit score 620; Add 1.0 basis points if lower score approved; Possible extended term up to 6 months adds .50 basis points, not to exceed 72 months

Rate History
No change since Oct 12, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 12, 2026: 4.49% APROct 12, 2026Oct 13, 2026
Americo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4101 Main St, Erie, PA, 16511
Autos & Motorcycles (2022 & Newer)
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedOct 13, 2026
Details

As Low As; lowest possible APR for this auto loan; rate based on credit worthiness, term and other conditions; .25% discount available with auto payment enrollment

Rate History
No change since Sep 18, 2026 · 4.49% APR · checked 6 times
3.99%4.49%4.99%Sep 18, 2026: 4.49% APRSep 18, 2026Oct 13, 2026
Americo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4101 Main St, Erie, PA, 16511
Autos & Motorcycles (2022 & Newer)
4.49%
60 months
View
▼
APR4.49%
Term60 months
Last UpdatedOct 13, 2026
Details

As Low As; lowest possible APR for this auto loan; rate based on credit worthiness, term and other conditions; .25% discount available with auto payment enrollment

Rate History
No change since Sep 18, 2026 · 4.49% APR · checked 6 times
3.99%4.49%4.99%Sep 18, 2026: 4.49% APRSep 18, 2026Oct 13, 2026
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4139 E State St, Hermitage, PA, 16148 3402
New Auto Loans - Model Years 2024-2026
4.49%
84 months
View
▼
APR4.49%
Term84 months
Last UpdatedOct 13, 2026
Details

Model Years 2024-2026; lowest possible APR with qualification

Rate History
No change since Oct 13, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 13, 2026: 4.49% APROct 13, 2026Oct 13, 2026
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
Vehicle Loan - New
4.49%
Up to 48 months
View
▼
APR4.49%
Interest Rate4.49%
TermUp to 48 months
Last UpdatedOct 13, 2026
Details

Credit Tier: Tier 1 (710+); Model Year: New-2026; LTV: 100%; Autopay discount .25%; Motorcycle/ATC/UTV/camper/boat/trailer/snowmobile add 1.00%; Effective February 6, 2025

Rate History
No change since Oct 13, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 13, 2026: 4.49% APROct 13, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
New Auto (1st Owner)
4.49%
1-36 Months
View
▼
APR4.49%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Standard rate

Rate History
2 changes since Sep 18, 2026 · 4.49% → 4.49% ▼ 0.00 pts · high 4.49% / low 3.49%
2.49%3.99%5.49%Sep 18, 2026: 4.49% APROct 9, 2026: 3.49% APROct 13, 2026: 4.49% APRSep 18, 2026Oct 13, 2026
  • Oct 13, 20264.49%▲ from 3.49%
  • Oct 9, 20263.49%▼ from 4.49%
  • Sep 18, 20264.49%first recorded
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
New Auto (1st Owner)
4.49%
37-48 Months
View
▼
APR4.49%
Term37-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Standard rate

Rate History
2 changes since Sep 18, 2026 · 4.49% → 4.49% ▼ 0.00 pts · high 4.49% / low 3.49%
2.49%3.99%5.49%Sep 18, 2026: 4.49% APROct 9, 2026: 3.49% APROct 13, 2026: 4.49% APRSep 18, 2026Oct 13, 2026
  • Oct 13, 20264.49%▲ from 3.49%
  • Oct 9, 20263.49%▼ from 4.49%
  • Sep 18, 20264.49%first recorded
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
821 Beaver Dr, DuBois, PA, 15801
New & Used Vehicle Loans
4.49%
0-48 Months
View
▼
APR4.49%
Interest Rate2.99%
Term0-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Best APR; APR (Annual Percentage Rate) 4.49%; Loyalty Rewards discount of up to 1.50% available

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 9 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
400 W Lincoln Ave, Lititz, PA, 17543 8701
New and Used Auto Loans
4.49%
Up to 36 months
View
▼
APR4.49%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Requires direct deposit with Parda Federal Credit Union; For qualified borrowers; Rate and term may vary based on credit score, year of collateral and loan-to-value

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 9 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
1601 Kenneth Rd, York, PA, 17408 2228
Auto Loans - New Vehicles
4.49%
48 Months
View
▼
APR4.49%
Interest Rate4.49%
Term48 Months
Last UpdatedOct 13, 2026
Details

As Low As

Rate History
No change since Oct 13, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 13, 2026: 4.49% APROct 13, 2026Oct 13, 2026
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles
4.49%
48 Months
View
▼
APR4.49%
Interest Rate4.49%
Term48 Months
Last UpdatedOct 13, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 9 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.50%
48 months
View
▼
APR4.50%
Interest Rate4.50%
Term48 months
Last UpdatedOct 9, 2026
Details

Term: 48 to 60 months 100% MSRP; Published rate range: 4.50% - 6.50%.

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 6 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.50%
48 months
View
▼
APR4.50%
Interest Rate4.50%
Term48 months
Last UpdatedOct 9, 2026
Details

Term: 48 to 60 months 80-90% NADA retail; Published rate range: 4.50% - 6.50%.

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 6 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.50%
36 months
View
▼
APR4.50%
Interest Rate4.50%
Term36 months
Last UpdatedOct 9, 2026
Details

Credit Score: 750+

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 4.500% - 10.750%. Zero Down Payment

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
VASCO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
432 Depot St, Latrobe, PA, 15650
New Vehicles Loan
4.50%
72 months
View
▼
APR4.50%
Term72 months
Last UpdatedOct 10, 2026
Details

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
FedChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
2970 Market St, Philadelphia, PA, 19104 5002
New Vehicles Loan
4.50%
up to 60 months
View
▼
APR4.50%
Termup to 60 months
Last UpdatedOct 12, 2026
Details

Loan Amount: $5,000 min; APR* as low as**

Rate History
No change since Sep 16, 2026 · 4.50% APR · checked 6 times
4.00%4.50%5.00%Sep 16, 2026: 4.50% APRSep 16, 2026Oct 13, 2026
Locomotive And Control Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
1286 E 38th St, Erie, PA, 16504 3039
New Vehicles - Autos
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedOct 12, 2026
Details

As Low As; Maximum: Retail Value

Rate History
No change since Sep 16, 2026 · 4.50% APR · checked 5 times
4.00%4.50%5.00%Sep 16, 2026: 4.50% APRSep 16, 2026Oct 13, 2026
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025) Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026, 2025 New; Lower rate for 48 & 60 month terms only offered for New Vehicles with A+, A, & B scores

Rate History
No change since Sep 25, 2026 · 4.50% APR · checked 3 times
4.00%4.50%5.00%Sep 25, 2026: 4.50% APRSep 25, 2026Oct 13, 2026
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
710 3rd Ave, New Brighton, PA, 15066 1830
New Car Loans
4.50%
Up to 4 years
View
▼
APR4.50%
Interest Rate4.50%
TermUp to 4 years
Last UpdatedOct 12, 2026
Details

As Low As; Rates shown include 0.25% reduction for automatic debit of loan payments

Rate History
No change since Sep 12, 2026 · 4.50% APR · checked 8 times
4.00%4.50%5.00%Sep 12, 2026: 4.50% APRSep 12, 2026Oct 13, 2026
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 12, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 6.50% → 4.50% ▼ 2.00 pts · high 6.50% / low 4.50%
2.50%5.50%8.50%Sep 17, 2026: 6.50% APROct 13, 2026: 4.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20264.50%▼ from 6.50%
  • Sep 17, 20266.50%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
24 months
View
▼
APR4.50%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Penn State Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
123 Amberleigh Ln, Bellefonte, PA, 16823
New Vehicles and Motorcycles (New 2025, 2026) <10,000 miles Loan
4.50%
Up to 36 months
View
▼
APR4.50%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Valid on New 2025 and 2026 vehicle and motorcycle loans less than 10,000 miles

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 9 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.50%
Up to 60 months
View
▼
APR4.50%
TermUp to 60 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.50 - 6.50%. 100% MSRP

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
View
▼
APR4.50%
Term48 - 60 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.50 - 6.50%. 80-90% NADA retail

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026

Pennsylvania Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
View
▼
APR2.99%
TermUp to 36 Months
Last UpdatedOct 12, 2026
Details

As Low As; Effective Date: October 02, 2026; Vehicle Model Years: All Years**

Rate History
No change since Sep 17, 2026 · 2.99% APR · checked 6 times
2.49%2.99%3.49%Sep 17, 2026: 2.99% APRSep 17, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
2209 W State St, New Castle, PA, 16101 1138
Used Autos - 2026 - 2024
3.49%
Up to 40 Months
View
▼
APR3.49%
TermUp to 40 Months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2024

Rate History
No change since Oct 12, 2026 · 3.49% APR
2.99%3.49%3.99%Oct 12, 2026: 3.49% APROct 12, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.50%
12 months
View
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.50%
12 months
View
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 85% Financed; JD Power Book Price

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) Loan
3.50%
12 months
View
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 85% Financed; JD Power Book Price; Vehicles 5 years & older

Rate History
No change since Oct 12, 2026 · 3.50% APR
3.00%3.50%4.00%Oct 12, 2026: 3.50% APROct 12, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.50%
12 months
View
▼
APR3.50%
Term12 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.50% - 9.00%. 100% Financed

Rate History
No change since Sep 16, 2026 · 3.50% APR · checked 5 times
3.00%3.50%4.00%Sep 16, 2026: 3.50% APRSep 16, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
Used Auto 2025 - 2020 - Evergreen Advantage
3.74%
1-36 Months
View
▼
APR3.74%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
Used Auto 2025 - 2020 - Evergreen Advantage
3.74%
37-48 Months
View
▼
APR3.74%
Term37-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 3.74% APR
3.24%3.74%4.24%Oct 13, 2026: 3.74% APROct 13, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.75%
24 months
View
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
3.75%
24 months
View
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 85% Financed; JD Power Book Price

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) Loan
3.75%
24 months
View
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 85% Financed; JD Power Book Price; Vehicles 5 years & older

Rate History
No change since Oct 12, 2026 · 3.75% APR
3.25%3.75%4.25%Oct 12, 2026: 3.75% APROct 12, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
3.75%
24 months
View
▼
APR3.75%
Term24 months
Last UpdatedOct 12, 2026
Details

Published APR range: 3.75% - 9.50%. 100% Financed

Rate History
No change since Sep 16, 2026 · 3.75% APR · checked 5 times
3.25%3.75%4.25%Sep 16, 2026: 3.75% APRSep 16, 2026Oct 13, 2026
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
8500 Essington Ave Ste B, Philadelphia, PA, 19153 3716
Used Auto
3.84%
Up to 36 Months
View
▼
APR3.84%
TermUp to 36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Auto & Recreational Loans

Rate History
No change since Sep 14, 2026 · 3.84% APR · checked 7 times
3.34%3.84%4.34%Sep 14, 2026: 3.84% APRSep 14, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
Used Auto 2025 - 2020 - Evergreen Advantage
3.94%
49-60 Months
View
▼
APR3.94%
Term49-60 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 3.94% APR
3.44%3.94%4.44%Oct 13, 2026: 3.94% APROct 13, 2026Oct 13, 2026
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
New or Used Vehicles Loan
3.99%
up to 36 months
View
▼
APR3.99%
Termup to 36 months
Last UpdatedOct 10, 2026
Details

As Low As; Auto Pay Discount: 3.89%

Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 7 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 13, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
1000 Fedex Dr, Moon Township, PA, 15108 9373
Used Auto Loan
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; USED Auto Loan Rates

Rate History
1 change since Sep 14, 2026 · 4.99% → 3.99% ▼ 1.00 pts · high 4.99% / low 3.99%
2.99%4.49%5.99%Sep 14, 2026: 4.99% APROct 5, 2026: 3.99% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 20263.99%▼ from 4.99%
  • Sep 14, 20264.99%first recorded
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
Used Auto Loans
3.99%
4 years
View
▼
APR3.99%
Interest Rate3.99%
Term4 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates 0.25% higher without automatic payment from PSFCU Checking Account

Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
Used Auto Loans
3.99%
3 years
View
▼
APR3.99%
Interest Rate3.99%
Term3 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates 0.25% higher without automatic payment from PSFCU Checking Account

Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
Used Auto Loans
3.99%
2 years
View
▼
APR3.99%
Interest Rate3.99%
Term2 years
Last UpdatedOct 13, 2026
Details

As Low As; Rates 0.25% higher without automatic payment from PSFCU Checking Account

Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 13, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.64%
334 N 9th St, Stroudsburg, PA, 18360 1804
Used Auto Loans
3.99%
1 year
View
▼
APR3.99%
Interest Rate3.99%
Term1 year
Last UpdatedOct 13, 2026
Details

As Low As; Rates 0.25% higher without automatic payment from PSFCU Checking Account

Rate History
No change since Sep 17, 2026 · 3.99% APR · checked 8 times
3.49%3.99%4.49%Sep 17, 2026: 3.99% APRSep 17, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.00%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.00%. 85% Financed; JD Power Book Price

Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.00%. 85% Financed; JD Power Book Price; Vehicles 5 years & older

Rate History
No change since Oct 12, 2026 · 4.00% APR
3.50%4.00%4.50%Oct 12, 2026: 4.00% APROct 12, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.00% - 10.00%. 100% Financed

Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APRSep 16, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.00%
24 months
View
▼
APR4.00%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.00% APR · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APRSep 18, 2026Oct 13, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
48 months
View
▼
APR4.00%
Interest Rate4.00%
Term48 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-14.05%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
36 months
View
▼
APR4.00%
Interest Rate4.00%
Term36 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.00%-13.00%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 17, 2026: 3.75% APROct 9, 2026: 4.00% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.00%▲ from 3.75%
  • Sep 17, 20263.75%first recorded
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
Used Auto 2019 & Older - Evergreen Advantage
4.14%
1-36 Months
View
▼
APR4.14%
Term1-36 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage rate (includes up to 1.00% loyalty discount)

Rate History
No change since Oct 13, 2026 · 4.14% APR
3.64%4.14%4.64%Oct 13, 2026: 4.14% APROct 13, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
Used Auto 2025 - 2020 - Evergreen Advantage
4.14%
61-72 Months
View
▼
APR4.14%
Term61-72 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 4.14% APR
3.64%4.14%4.64%Oct 13, 2026: 4.14% APROct 13, 2026Oct 13, 2026
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
2195 N READING RD, DENVER, PA, 17517 9112
New/Used Auto
4.15%
48 months
View
▼
APR4.15%
Interest Rate4.15%
Term48 months
Last UpdatedOct 12, 2026
Details

Rate History
No change since Sep 30, 2026 · 4.15% APR · checked 3 times
3.65%4.15%4.65%Sep 30, 2026: 4.15% APRSep 30, 2026Oct 13, 2026
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
New or Used Vehicles Loan
4.24%
37 - 48 months
View
▼
APR4.24%
Term37 - 48 months
Last UpdatedOct 10, 2026
Details

As Low As; Auto Pay Discount: 4.14%

Rate History
No change since Sep 14, 2026 · 4.24% APR · checked 7 times
3.74%4.24%4.74%Sep 14, 2026: 4.24% APRSep 14, 2026Oct 13, 2026
Western PA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.88%
2300 Freeport Rd, New Kensington, PA, 15068 4669
Used Auto 2025 - 2020 - Evergreen Advantage
4.24%
73-84 Months
View
▼
APR4.24%
Term73-84 Months
Last UpdatedOct 13, 2026
Details

As Low As; Evergreen Advantage

Rate History
No change since Oct 13, 2026 · 4.24% APR
3.74%4.24%4.74%Oct 13, 2026: 4.24% APROct 13, 2026Oct 13, 2026
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.25%
Up to 36 months
View
▼
APR4.25%
Interest Rate4.25%
TermUp to 36 months
Last UpdatedOct 9, 2026
Details

Term: Up to 36 months 80-90% NADA retail; Published rate range: 4.25% - 6.25%.

Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.25%
48 months
View
▼
APR4.25%
Term48 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.25% - 10.50%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 4.25% APR · checked 5 times
3.75%4.25%4.75%Sep 16, 2026: 4.25% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.25%
48 months
View
▼
APR4.25%
Term48 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.25% - 10.50%. 100% Financed

Rate History
No change since Sep 16, 2026 · 4.25% APR · checked 5 times
3.75%4.25%4.75%Sep 16, 2026: 4.25% APRSep 16, 2026Oct 13, 2026
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
710 3rd Ave, New Brighton, PA, 15066 1830
Used Car Loans
4.25%
3 years
View
▼
APR4.25%
Interest Rate4.25%
Term3 years
Last UpdatedOct 12, 2026
Details

Model Year: 2024 - 2026 models

Rate History
No change since Oct 12, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 12, 2026: 4.25% APROct 12, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.25%
48 months
View
▼
APR4.25%
Term48 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.25% APR · checked 2 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APRSep 18, 2026Oct 13, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
View
▼
APR4.25%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.25 - 6.25%. 80-90% NADA retail

Rate History
No change since Sep 14, 2026 · 4.25% APR · checked 7 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
Highway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
405 Laurel St, Hughestown, PA, 18640
Used Vehicles - 36 months or less Loan
4.25%
36 months
View
▼
APR4.25%
Term36 months
Last UpdatedOct 13, 2026
Details

Fair Isaac Risk Score: 725-850; Model Year: Never Titled; 90% Financing

Rate History
No change since Oct 13, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 13, 2026: 4.25% APROct 13, 2026Oct 13, 2026
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
60 months
View
▼
APR4.25%
Interest Rate4.25%
Term60 months
Last UpdatedOct 13, 2026
Details

Published rate range: 4.25%- 14.25%. Rate based on credit score; Maximum amount to borrow $150,000.00

Rate History
1 change since Sep 17, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 17, 2026: 4.00% APROct 9, 2026: 4.25% APRSep 17, 2026Oct 13, 2026
  • Oct 9, 20264.25%▲ from 4.00%
  • Sep 17, 20264.00%first recorded
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
2209 W State St, New Castle, PA, 16101 1138
Used Autos - 2026 - 2024
4.37%
41 - 52 months
View
▼
APR4.37%
Term41 - 52 months
Last UpdatedOct 12, 2026
Details

As Low As; Model Year: 2026 - 2024

Rate History
No change since Oct 12, 2026 · 4.37% APR
3.87%4.37%4.87%Oct 12, 2026: 4.37% APROct 12, 2026Oct 13, 2026
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.87%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
New or Used Vehicles Loan
4.49%
49 - 60 months
View
▼
APR4.49%
Term49 - 60 months
Last UpdatedOct 10, 2026
Details

As Low As; Auto Pay Discount: 4.39%

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 7 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Choice One Community Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.74%
101 Hazle St, Wilkes Barre, PA, 18702 4305
Used Car Loan
4.49%
up to 84 months
View
▼
APR4.49%
Termup to 84 months
Last UpdatedOct 12, 2026
Details

As Low As; Includes the .25% discount with Auto Pay; Effective Date: 05/01/2026

Rate History
No change since Sep 16, 2026 · 4.49% APR · checked 5 times
3.99%4.49%4.99%Sep 16, 2026: 4.49% APRSep 16, 2026Oct 13, 2026
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
2209 W State St, New Castle, PA, 16101 1138
Used Autos - 2023 - 2022
4.49%
Up to 52 months
View
▼
APR4.49%
TermUp to 52 months
Last UpdatedOct 12, 2026
Details

As Low As; Rates effective 01/01/2026

Rate History
No change since Oct 12, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 12, 2026: 4.49% APROct 12, 2026Oct 13, 2026
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4139 E State St, Hermitage, PA, 16148 3402
Used Auto Loans - Model Years 2021-2023
4.49%
up to 60 months
View
▼
APR4.49%
Termup to 60 months
Last UpdatedOct 13, 2026
Details

Model Years 2021-2023; lowest possible APR with qualification

Rate History
No change since Oct 13, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 13, 2026: 4.49% APROct 13, 2026Oct 13, 2026
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
821 Beaver Dr, DuBois, PA, 15801
New & Used Vehicle Loans
4.49%
0-48 Months
View
▼
APR4.49%
Interest Rate2.99%
Term0-48 Months
Last UpdatedOct 13, 2026
Details

As Low As; Best APR; APR (Annual Percentage Rate) 4.49%; Loyalty Rewards discount of up to 1.50% available

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 9 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
400 W Lincoln Ave, Lititz, PA, 17543 8701
New and Used Auto Loans
4.49%
Up to 36 months
View
▼
APR4.49%
TermUp to 36 months
Last UpdatedOct 13, 2026
Details

As Low As; Requires direct deposit with Parda Federal Credit Union; For qualified borrowers; Rate and term may vary based on credit score, year of collateral and loan-to-value

Rate History
No change since Sep 14, 2026 · 4.49% APR · checked 9 times
3.99%4.49%4.99%Sep 14, 2026: 4.49% APRSep 14, 2026Oct 13, 2026
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
1601 Kenneth Rd, York, PA, 17408 2228
Auto Loans - Used Vehicle
4.49%
Up to 72 months
View
▼
APR4.49%
Interest Rate4.49%
TermUp to 72 months
Last UpdatedOct 13, 2026
Details

Promotional rate Oct 1 - Dec 31, 2026; Used vehicles 2024 model year or newer; 700 credit score and above; dealer purchases only; minimum loan $20,000; max LTV 115%

Rate History
No change since Oct 13, 2026 · 4.49% APR
3.99%4.49%4.99%Oct 13, 2026: 4.49% APROct 13, 2026Oct 13, 2026
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.50%
48 months
View
▼
APR4.50%
Interest Rate4.50%
Term48 months
Last UpdatedOct 9, 2026
Details

Term: 48 to 60 months 80-90% NADA retail; Published rate range: 4.50% - 6.50%.

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 6 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.50%
36 months
View
▼
APR4.50%
Interest Rate4.50%
Term36 months
Last UpdatedOct 9, 2026
Details

Credit Score: 750+

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedOct 10, 2026
Details

Published APR range: 4.500% - 10.750%. 2022 - NEWER

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.50% - 11.00%. 90% Financed; JD Power Book Price; vehicles 3-4 years old

Rate History
No change since Sep 16, 2026 · 4.50% APR · checked 5 times
4.00%4.50%5.00%Sep 16, 2026: 4.50% APRSep 16, 2026Oct 13, 2026
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 12, 2026
Details

Published APR range: 4.50% - 11.00%. 100% Financed

Rate History
No change since Sep 16, 2026 · 4.50% APR · checked 5 times
4.00%4.50%5.00%Sep 16, 2026: 4.50% APRSep 16, 2026Oct 13, 2026
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
710 3rd Ave, New Brighton, PA, 15066 1830
Used Car Loans
4.50%
4 years
View
▼
APR4.50%
Interest Rate4.50%
Term4 years
Last UpdatedOct 12, 2026
Details

Model Year: 2024 - 2026 models

Rate History
No change since Oct 12, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 12, 2026: 4.50% APROct 12, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
60 months
View
▼
APR4.50%
Term60 months
Last UpdatedOct 13, 2026
Details

Score: 730+; Grade of Paper: A+; Effective October 1, 2026

Rate History
1 change since Sep 17, 2026 · 6.50% → 4.50% ▼ 2.00 pts · high 6.50% / low 4.50%
2.50%5.50%8.50%Sep 17, 2026: 6.50% APROct 13, 2026: 4.50% APRSep 17, 2026Oct 13, 2026
  • Oct 13, 20264.50%▼ from 6.50%
  • Sep 17, 20266.50%first recorded
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
24 months
View
▼
APR4.50%
Term24 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.93%
111 Parkwest Dr, Pittsburgh, PA, 15275 1112
New/Used Vehicles Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedOct 13, 2026
Details

Score: 680 - 729; Grade of Paper: A; Effective October 1, 2026

Rate History
No change since Sep 18, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APRSep 18, 2026Oct 13, 2026
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
View
▼
APR4.50%
Term48 - 60 months
Last UpdatedOct 13, 2026
Details

Published APR range: 4.50 - 6.50%. 80-90% NADA retail

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 7 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 13, 2026

Pennsylvania Auto Loan Rate Trends

Compare local Pennsylvania auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Pennsylvania Auto Trends
New Auto Loan PA Avg
5.320%
▲ 0.035 vs 7 days ago

Pennsylvania new auto rates rose 0.035 points over the past 7 days to 5.320% APR.

Used Auto Loan PA Avg
6.182%
▲ 0.058 vs 7 days ago

Pennsylvania used auto rates rose 0.058 points over the past 7 days to 6.182% APR.

As of Oct 13, 2026 • Rate data sourced from 8,500+ monitored institutions

Pennsylvania Auto Loan Rate Forecast, Next 12 Months

Auto loan APRs track lender funding costs, which follow Federal Reserve policy. Our model projects the likely path of new and used auto averages from the current Pennsylvania figures.

Current New Auto Avg
5.32%
APR, as of Oct 13, 2026
6-Month Forecast
5.40%
Fed hold assumed
12-Month Forecast
5.47%
Range: 5.12% to 5.67%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; auto lenders reprice within one to two policy cycles as funding costs move, and credit union pricing tends to lag banks slightly.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

Powered byMonitorBankRates

What Would Your Monthly Car Payment Be?

Estimated monthly payments on a standard 60-month auto loan at today’s average Pennsylvania APRs. Even a small APR difference adds up over the life of a car loan. Use the calculator below to model your exact loan.

Loan Amount New Auto @ 5.32% APR
PA average		 Used Auto @ 6.18% APR
PA average		 Monthly Difference
$15,000 $285.27/mo $291.26/mo $5.99/mo
$25,000 $475.46/mo $485.44/mo $9.98/mo
$35,000 $665.64/mo $679.61/mo $13.97/mo
$45,000 $855.82/mo $873.79/mo $17.96/mo

Principal and interest only, 60-month term, calculated from current average APRs. Taxes, title, registration, and optional add-ons are not included. Your APR depends on credit score, loan term, vehicle age, and lender underwriting.

Powered byMonitorBankRates

How to Get the Best Auto Loan Rate in Pennsylvania

1

Get Preapproved Before You Shop

A preapproval from a bank or credit union serving Pennsylvania locks in a real rate before you set foot on a dealer lot. It turns you into a cash buyer, gives you a benchmark to beat, and protects you from dealer financing markups. Dealers can legally add points to the rate a lender actually approved you for.

2

Check Credit Unions First

Credit unions consistently offer some of the lowest auto loan APRs in Pennsylvania. Membership is usually easier to get than people expect. Many local credit unions accept anyone who lives, works, or worships in the area, and some let you join with a small donation to a partner charity.

3

Choose the Shortest Term You Can Afford

Shorter terms almost always carry lower APRs, and you pay interest for fewer months. A 72- or 84-month loan lowers the monthly payment but dramatically raises total interest cost and increases the time you spend “underwater”, owing more than the car is worth. Aim for 60 months or less if the payment fits your budget.

4

Mind the New vs. Used Rate Spread

Used car loans typically run 0.5 to 1.5 percentage points above new car rates. If you’re shopping late-model used vehicles, ask about certified pre-owned programs. CPO vehicles sometimes qualify for new-car financing rates, which can offset part of the price difference between the two.

Building a down payment, or is an auto loan not the right fit?

Pennsylvania Financial Snapshot

Local demographics and economic context for car buyers. Source: U.S. Census Bureau

$46,676
Median Individual Earnings
National avg: $47,340
5.2%
Unemployment Rate
National avg: 4.8%
11.7%
Poverty Rate
National avg: 11.1%
$571/mo
Payment on a $30K / 60-mo Loan
At PA new-auto avg 5.32% APR

A $571 monthly car payment works out to roughly 14.7% of the median individual income in Pennsylvania. Most budgeting guidelines suggest keeping total vehicle costs (payment, insurance, fuel, and maintenance) under 15 to 20% of take-home pay.

Auto Financing Options Compared

An auto loan isn’t the only way to finance a vehicle in Pennsylvania, but for most borrowers it’s the cheapest. Here’s how the main options stack up.

Feature Credit Union Auto Loan Bank Auto Loan Dealer Financing Personal Loan
Typical APR Level ✓ Often lowest ✓ Competitive ● Varies, can be marked up ✗ Highest (unsecured)
Rate Locked Before You Shop ✓ Yes, via preapproval ✓ Yes, via preapproval ✗ Arranged at the dealership ✓ Yes
Membership / Relationship Required ● Membership (usually easy) ✗ No ✗ No ✗ No
Works for Private-Party Sales ✓ Usually ● Sometimes ✗ No ✓ Yes
Convenience at Purchase ● Preapproval step first ● Preapproval step first ✓ One-stop at the dealer ● Funds in 1 to 3 days
Best For Lowest total cost of borrowing Existing bank customers & rate discounts Manufacturer 0% promos on new cars Older vehicles lenders won’t finance

General comparison for educational purposes. Manufacturer promotional financing (0 to 2.9% APR offers) through dealers can beat any bank or credit union rate when you qualify. Always compare the promo against a cash rebate plus outside financing.

Auto Loan Payment Calculator

Estimate your monthly payment on a new or used vehicle in Pennsylvania. We’ve prefilled the APR with today’s PA new-auto average, or click any current rate on the right to apply it instantly.

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Current Rates: Click to Apply
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Estimated Monthly Payment
Loan Amount$0
Total Interest Paid$0
Total of All Payments$0
Total Cost incl. Down Payment$0

Estimates include principal and interest only. Sales tax, title, registration, documentation fees, and optional products (GAP, warranties) are not included and are often financed into the loan. Advertised APRs typically require excellent credit; your rate may differ.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pennsylvania auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Pennsylvania. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in PA.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Bad Credit Auto Loans in Pennsylvania

You can get a car loan with bad credit, but your credit score moves the APR more than almost anything else. Lenders sort borrowers into tiers, and the average used car loan for a subprime borrower costs more than twice what a prime borrower pays. On a $25,000 used car loan over 60 months, that gap adds up to about $8,000 in extra interest.

Avg. new car loan we track: 5.97% APR Avg. used car loan we track: 6.70% APR
Credit TierScore RangeNew Car APRUsed Car APR$25,000 Used, 60 Mo.
Super prime781 to 8504.41%6.29%$487/mo
Prime661 to 7806.15%8.81%$517/mo
Near prime601 to 6609.71%13.93%$581/mo
Subprime501 to 60013.52%19.10%$650/mo
Deep subprime300 to 50016.11%21.62%$685/mo

Average APRs from Experian, State of the Automotive Finance Market, Q2 2026 (VantageScore 4.0). Payment is principal and interest only.

Get Preapproved Before the Dealer

A preapproval from a bank or credit union gives you a real rate to compare. Dealers can add a markup to the rate a lender approves, and bad credit car buyers are the easiest to overcharge.

Start With a Credit Union

Federal credit unions cannot charge more than 18% APR on most loans through September 10, 2027, and many will look past your score at your income and history with them.

Put More Money Down

A larger down payment lowers the lender's risk and keeps you from owing more than the car is worth. Even 10% to 20% down can move a borderline application to an approval.

Keep the Term Short

A 72 or 84 month loan lowers the payment but stacks interest on top of an already high APR. Choose a less expensive car before you choose a longer term.

Add a Cosigner

A cosigner with strong credit can get you a prime rate. They are fully responsible for the loan if you miss payments, so only ask someone who understands that.

Be Careful With Buy Here Pay Here

These lots approve almost anyone, but often at the highest legal rates and on older cars. Many do not report on time payments to the credit bureaus, so the loan may not help rebuild your score.

See Bad Credit Car Loans
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Frequently Asked Questions about Auto Loans in Pennsylvania

How does my credit score affect my car loan rate in Pennsylvania?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Pennsylvania with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Pennsylvania *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Pennsylvania typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

Should I get preapproved for an auto loan before visiting a dealer in Pennsylvania?

Yes. A preapproval from a bank or credit union serving Pennsylvania gives you a real rate to compare against dealer financing and turns you into a cash buyer at the negotiating table. Dealers often mark up the rates they arrange, so walking in with a preapproved offer routinely saves buyers money on the financing side of the deal.

Why are used car loan rates higher than new car rates?

Lenders charge more for used vehicles because they are harder to value, depreciate unpredictably, and carry more repossession risk. The spread between new and used rates is typically 0.5 to 1.5 percentage points. A late-model certified pre-owned vehicle sometimes qualifies for new-car rates, so ask the lender how they classify the vehicle before assuming the used rate applies.

Can I refinance my auto loan if rates drop or my credit improves?

Yes. Auto loan refinancing is usually fast and often fee-free. If your credit score has improved since you bought the vehicle, or you financed at a marked-up dealer rate, refinancing with a bank or credit union serving Pennsylvania can lower your monthly payment or shorten your term. It makes the most sense early in the loan, while most of your payments are still going to interest.

Can I get an auto loan with bad credit in Pennsylvania?

Yes. Banks, credit unions, and dealer lenders all finance borrowers with subprime credit, but at higher rates. Getting preapproved by a credit union before you visit a dealer, putting more money down, and choosing a shorter term all improve your chances of approval and lower the total cost.

What is the average car loan rate for bad credit?

According to Experian, in the second quarter of 2026 subprime borrowers (scores 501 to 600) paid an average of 13.52% APR on new cars and 19.10% on used cars. Deep subprime borrowers (300 to 500) averaged 16.11% on new and 21.62% on used. Prime borrowers averaged 6.15% and 8.81%.

What are the best Auto Loan rates in Pennsylvania?

Based on our current data, some of the lowest auto loan rates available in Pennsylvania include:
  • United Federal Credit Union: 2.99% (Fixed Rate New & Used Auto Loans)
  • Polish And Slavic Federal Credit Union: 2.99% (New Auto Loan)
  • Wyrope Williamsport Federal Credit Union: 3.00% (Auto Loan)
  • Bradford Area Federal Credit Union: 3.00% (Vehicle Loan)
  • First Choice Federal Credit Union: 3.24% (New Autos - Never Titled)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: October 13, 2026

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Auto Loan Rates by City in Pennsylvania

  • Aaronsburg
  • Abbottstown
  • Abington
  • Ackermanville
  • Acme
  • Acosta
  • Adah
  • Adamsburg
  • Adamstown
  • Adamsville
  • Addison
  • Adrian
  • Airville
  • Akron
  • Alba
  • Albion
  • Albrightsville
  • Alburtis
  • Aldan
  • Aldenville
  • Aleppo
  • Alexandria
  • Aliquippa
  • Allenport
  • Allensville
  • Allentown
  • Allenwood
  • Allison
  • Allison Park
  • Allport
  • Almedia
  • Alsace
  • Altoona
  • Alum Bank
  • Alverda
  • Alverton
  • Amberson
  • Ambler
  • Ambridge
  • Amity
  • Analomink
  • Andreas
  • Anita
  • Annville
  • Antes Fort
  • Apollo
  • Applewold
  • Aquashicola
  • Arcadia
  • Archbald
  • Arcola
  • Ardara
  • Ardmore
  • Arendtsville
  • Aristes
  • Armagh
  • Armbrust
  • Arnold
  • Arnot
  • Arona
  • Artemas
  • Ashfield
  • Ashland
  • Ashley
  • Ashville
  • Aspers
  • Aspinwall
  • Aston
  • Atglen
  • Athens
  • Atlantic
  • Atlasburg
  • Atwood
  • Auburn
  • Audubon
  • Aultman
  • Austin
  • Avalon
  • Avella
  • Avis
  • Avoca
  • Avondale
  • Avonmore
  • Baden
  • Bainbridge
  • Bairdford
  • Bakers Summit
  • Bakerstown
  • Bala Cynwyd
  • Baldwin
  • Bally
  • Bangor
  • Barkeyville
  • Barnesboro
  • Barnesville
  • Bart
  • Barto
  • Bartonsville
  • Bath
  • Bausman
  • Beach Haven
  • Beach Lake
  • Beallsville
  • Bear Creek
  • Bear Creek Village
  • Bear Lake
  • Beaver
  • Beaver Falls
  • Beaver Meadows
  • Beaver Springs
  • Beaverdale
  • Beavertown
  • Beccaria
  • Bechtelsville
  • Bedford
  • Bedminster
  • Beech Creek
  • Bell Acres
  • Belle Vernon
  • Bellefonte
  • Belleville
  • Bellevue
  • Bellwood
  • Belsano
  • Ben Avon
  • Ben Avon Heights
  • Bendersville
  • Benezett
  • Bensalem
  • Benson
  • Bentleyville
  • Benton
  • Berlin
  • Bernville
  • Berrysburg
  • Berwick
  • Berwyn
  • Bessemer
  • Bethany
  • Bethel
  • Bethel Park
  • Bethlehem
  • Beyer
  • Big Beaver
  • Big Cove Tannery
  • Big Run
  • Bigler
  • Biglerville
  • Birchrunville
  • Bird In Hand
  • Birdsboro
  • Birmingham
  • Black Lick
  • Blain
  • Blairs Mills
  • Blairsville
  • Blakely
  • Blakeslee
  • Blanchard
  • Blandburg
  • Blandon
  • Blawnox
  • Bloomfield
  • Blooming Glen
  • Blooming Valley
  • Bloomsburg
  • Blossburg
  • Blue Ball
  • Blue Bell
  • Blue Ridge Summit
  • Boalsburg
  • Bobtown
  • Bodines
  • Boiling Springs
  • Bolivar
  • Bonneauville
  • Boswell
  • Bovard
  • Bowers
  • Bowmansdale
  • Bowmanstown
  • Bowmansville
  • Boyers
  • Boyertown
  • Boynton
  • Brackenridge
  • Brackney
  • Braddock
  • Braddock Hills
  • Bradenville
  • Bradford
  • Bradfordwoods
  • Branchdale
  • Branchton
  • Brandamore
  • Brandy Camp
  • Brave
  • Breezewood
  • Breinigsville
  • Brentwood
  • Briar Creek
  • Bridgeport
  • Bridgeton
  • Bridgeville
  • Bridgewater
  • Brier Hill
  • Brisbin
  • Bristol
  • Broad Top
  • Broad Top City
  • Brockport
  • Brockton
  • Brockway
  • Brodheadsville
  • Brogue
  • Brookhaven
  • Brooklyn
  • Brookville
  • Broomall
  • Brownfield
  • Brownstown
  • Brownsville
  • Bruin
  • Brush Creek
  • Brush Valley
  • Bryn Athyn
  • Bryn Mawr
  • Buck Hill Falls
  • Buckingham
  • Buena Vista
  • Buffalo Mills
  • Bulger
  • Bunola
  • Burgettstown
  • Burlington
  • Burnham
  • Burnside
  • Burnt Cabins
  • Bushkill
  • Butler
  • Byrnedale
  • Cabot
  • Cadogan
  • Cairnbrook
  • California
  • Callensburg
  • Callery
  • Callimont
  • Calumet
  • Calvin
  • Cambra
  • Cambridge Springs
  • Camp Hill
  • Campbelltown
  • Camptown
  • Canadensis
  • Canonsburg
  • Canton
  • Carbondale
  • Cardale
  • Carlisle
  • Carlton
  • Carmichaels
  • Carnegie
  • Carroll Valley
  • Carrolltown
  • Carversville
  • Cashtown
  • Cassandra
  • Casselman
  • Cassville
  • Castanea
  • Castle Shannon
  • Catasauqua
  • Catawissa
  • Cecil
  • Cedar Run
  • Cedars
  • Center Valley
  • Centerport
  • Centerville
  • Central City
  • Centralia
  • Centre Hall
  • Chadds Ford
  • Chalfant
  • Chalfont
  • Chalk Hill
  • Chambersburg
  • Chambersville
  • Champion
  • Chandlers Valley
  • Chapman
  • Charleroi
  • Chatham
  • Cheltenham
  • Cherry Tree
  • Cherry Valley
  • Cherryville
  • Chest Springs
  • Chester
  • Chester Heights
  • Chester Hill
  • Chester Springs
  • Chestnut Ridge
  • Cheswick
  • Cheyney
  • Chicora
  • Chinchilla
  • Christiana
  • Churchill
  • Clairton
  • Clarence
  • Clarendon
  • Claridge
  • Clarington
  • Clarion
  • Clark
  • Clarks Green
  • Clarks Mills
  • Clarks Summit
  • Clarksburg
  • Clarksville
  • Claysburg
  • Claysville
  • Clearfield
  • Clearville
  • Cleona
  • Clifford
  • Clifton Heights
  • Climax
  • Clinton
  • Clintonville
  • Clune
  • Clymer
  • Coal Center
  • Coal Township
  • Coaldale
  • Coalmont
  • Coalport
  • Coatesville
  • Coburn
  • Cochranton
  • Cochranville
  • Cocolamus
  • Codorus
  • Cogan Station
  • Cokeburg
  • Collegeville
  • Collingdale
  • Colmar
  • Columbia
  • Columbia Cross Roads
  • Columbus
  • Colver
  • Colwyn
  • Commodore
  • Concord
  • Concordville
  • Conestoga
  • Confluence
  • Conneaut Lake
  • Conneautville
  • Connellsville
  • Connoquenessing
  • Conshohocken
  • Conway
  • Conyngham
  • Cooksburg
  • Coolspring
  • Coopersburg
  • Cooperstown
  • Coplay
  • Coral
  • Coraopolis
  • Cornwall
  • Corry
  • Corsica
  • Coudersport
  • Coulters
  • Coupon
  • Courtdale
  • Covington
  • Cowanesque
  • Cowansville
  • Crabtree
  • Crafton
  • Craley
  • Cranberry
  • Cranberry Twp
  • Cranesville
  • Creamery
  • Creekside
  • Creighton
  • Crescent
  • Cresco
  • Cresson
  • Cressona
  • Crosby
  • Cross Fork
  • Cross Roads
  • Crown
  • Croydon
  • Crucible
  • Crum Lynne
  • Crystal Spring
  • Cuddy
  • Cumbola
  • Cumru
  • Curllsville
  • Curryville
  • Curtisville
  • Curwensville
  • Custer City
  • Cyclone
  • Dagus Mines
  • Daisytown
  • Dale
  • Dallas
  • Dallastown
  • Dalmatia
  • Dalton
  • Damascus
  • Danboro
  • Danielsville
  • Danville
  • Darby
  • Darlington
  • Darragh
  • Dauberville
  • Dauphin
  • Davidsville
  • Dawson
  • Dayton
  • De Lancey
  • De Young
  • Deemston
  • Deer Lake
  • Defiance
  • Delano
  • Delaware Water Gap
  • Delmont
  • Delta
  • Denbo
  • Denver
  • Derrick City
  • Derry
  • Devault
  • Devon
  • Dewart
  • Dickerson Run
  • Dickson City
  • Dilliner
  • Dillsburg
  • Dilltown
  • Dimock
  • Dingman
  • Dingmans Ferry
  • Distant
  • Dixonville
  • Donegal
  • Donora
  • Dormont
  • Dornsife
  • Douglassville
  • Dover
  • Downingtown
  • Doylesburg
  • Doylestown
  • Dravosburg
  • Dresher
  • Drexel Hill
  • Drifting
  • Drifton
  • Driftwood
  • Drumore
  • Drums
  • Dry Run
  • Du Bois
  • Dublin
  • Duboistown
  • Dudley
  • Duke Center
  • Dunbar
  • Duncannon
  • Duncansville
  • Dunlevy
  • Dunlo
  • Dunmore
  • Dupont
  • Duquesne
  • Durham
  • Duryea
  • Dushore
  • Dysart
  • Eagles Mere
  • Eagleville
  • Earlington
  • Earlville
  • East Bangor
  • East Berlin
  • East Brady
  • East Butler
  • East Conemaugh
  • East Earl
  • East Fairfield
  • East Freedom
  • East Greenville
  • East Hickory
  • East Lansdowne
  • East McKeesport
  • East Millsboro
  • East Petersburg
  • East Pittsburgh
  • East Prospect
  • East Rochester
  • East Side
  • East Smethport
  • East Smithfield
  • East Springfield
  • East Stroudsburg
  • East Texas
  • East Vandergrift
  • East Washington
  • East Waterford
  • Easton
  • Eastvale
  • Eau Claire
  • Ebensburg
  • Ebervale
  • Economy
  • Eddystone
  • Edgemont
  • Edgewood
  • Edgeworth
  • Edinboro
  • Edinburg
  • Edmon
  • Edwardsville
  • Effort
  • Ehrenfeld
  • Eighty Four
  • Elco
  • Eldersville
  • Elderton
  • Eldred
  • Elgin
  • Elizabeth
  • Elizabethtown
  • Elizabethville
  • Elkins Park
  • Elkland
  • Elliottsburg
  • Ellport
  • Ellsworth
  • Ellwood City
  • Elm
  • Elmhurst
  • Elmora
  • Elrama
  • Elton
  • Elverson
  • Elysburg
  • Emeigh
  • Emigsville
  • Emlenton
  • Emmaus
  • Emporium
  • Emsworth
  • Endeavor
  • Enola
  • Enon Valley
  • Entriken
  • Ephrata
  • Equinunk
  • Erie
  • Ernest
  • Erwinna
  • Essington
  • Etna
  • Etters
  • Evans City
  • Everett
  • Everson
  • Excelsior
  • Exeter
  • Export
  • Exton
  • Factoryville
  • Fairbank
  • Fairchance
  • Fairfield
  • Fairhope
  • Fairless Hills
  • Fairmount City
  • Fairview
  • Fairview Village
  • Fallentimber
  • Falls
  • Falls Creek
  • Fallston
  • Fannettsburg
  • Farmington
  • Farrell
  • Fawn Grove
  • Fayette City
  • Fayetteville
  • Feasterville Trevose
  • Felton
  • Fenelton
  • Ferndale
  • Finleyville
  • Fisher
  • Fishertown
  • Fleetville
  • Fleetwood
  • Fleming
  • Flemington
  • Flicksville
  • Flinton
  • Flourtown
  • Fogelsville
  • Folcroft
  • Folsom
  • Fombell
  • Forbes Road
  • Force
  • Ford City
  • Ford Cliff
  • Forest City
  • Forest Grove
  • Forest Hills
  • Forestville
  • Forksville
  • Fort Hill
  • Fort Littleton
  • Fort Loudon
  • Fort Washington
  • Forty Fort
  • Fountain Hill
  • Fountainville
  • Fox Chapel
  • Foxburg
  • Frackville
  • Franconia
  • Frankfort Springs
  • Franklin
  • Franklin Park
  • Franklintown
  • Frederick
  • Fredericksburg
  • Fredericktown
  • Fredonia
  • Freeburg
  • Freedom
  • Freeland
  • Freemansburg
  • Freeport
  • Frenchville
  • Friedens
  • Friedensburg
  • Friendsville
  • Frostburg
  • Fryburg
  • Furlong
  • Gaines
  • Galeton
  • Gallitzin
  • Gans
  • Gap
  • Garards Fort
  • Gardenville
  • Gardners
  • Garland
  • Garrett
  • Gastonville
  • Geigertown
  • Geistown
  • Genesee
  • Georgetown
  • German
  • Germansville
  • Gettysburg
  • Gibbon Glade
  • Gibson
  • Gibsonia
  • Gifford
  • Gilbert
  • Gilberton
  • Gilbertsville
  • Gillett
  • Gipsy
  • Girard
  • Girardville
  • Gladwyne
  • Glasgow
  • Glassport
  • Glen Campbell
  • Glen Hope
  • Glen Lyon
  • Glen Mills
  • Glen Osborne
  • Glen Richey
  • Glen Riddle Lima
  • Glen Rock
  • Glendon
  • Glenfield
  • Glenmoore
  • Glenolden
  • Glenshaw
  • Glenside
  • Glenville
  • Goldsboro
  • Goodville
  • Gordon
  • Gordonville
  • Gouldsboro
  • Gowen City
  • Gradyville
  • Grampian
  • Grand Valley
  • Grantham
  • Grantville
  • Granville
  • Granville Summit
  • Grapeville
  • Grassflat
  • Gratz
  • Gray
  • Graysville
  • Great Bend
  • Greeley
  • Green Hills
  • Green Lane
  • Green Park
  • Green Tree
  • Greencastle
  • Greenock
  • Greensboro
  • Greensburg
  • Greentown
  • Greenville
  • Grindstone
  • Grove City
  • Grover
  • Guys Mills
  • Gwynedd
  • Gwynedd Valley
  • Hadley
  • Halifax
  • Hallam
  • Hallstead
  • Hamburg
  • Hamilton
  • Hamlin
  • Hannastown
  • Hanover
  • Harborcreek
  • Harford
  • Harleigh
  • Harleysville
  • Harmonsburg
  • Harmony
  • Harrisburg
  • Harrison City
  • Harrison Valley
  • Harrisonville
  • Harrisville
  • Hartleton
  • Hartstown
  • Harveys Lake
  • Harwick
  • Hastings
  • Hatboro
  • Hatfield
  • Haverford
  • Havertown
  • Hawk Run
  • Hawley
  • Hawthorn
  • Haysville
  • Hazel Hurst
  • Hazleton
  • Hegins
  • Heidelberg
  • Heilwood
  • Hellertown
  • Hempfield
  • Hendersonville
  • Henryville
  • Hereford
  • Herman
  • Herminie
  • Hermitage
  • Herndon
  • Herrick Center
  • Hershey
  • Hesston
  • Hibbs
  • Hickory
  • Hidden Valley
  • Highspire
  • Hiller
  • Hilliards
  • Hillsdale
  • Hillsgrove
  • Hillsville
  • Hilltown
  • Holbrook
  • Holicong
  • Hollidaysburg
  • Hollsopple
  • Holmes
  • Holtwood
  • Home
  • Homer City
  • Homestead
  • Homewood
  • Honesdale
  • Honey Brook
  • Honey Grove
  • Hookstown
  • Hooversville
  • Hop Bottom
  • Hopeland
  • Hopewell
  • Hopwood
  • Horsham
  • Hostetter
  • Houston
  • Houtzdale
  • Howard
  • Hughestown
  • Hughesville
  • Hulmeville
  • Hummels Wharf
  • Hummelstown
  • Hunker
  • Hunlock Creek
  • Huntingdon
  • Huntingdon Valley
  • Huntington Mills
  • Hustontown
  • Hutchinson
  • Hyde
  • Hyde Park
  • Hydetown
  • Hyndman
  • Hyner
  • Ickesburg
  • Idaville
  • Imler
  • Immaculata
  • Imperial
  • Indian Head
  • Indian Lake
  • Indiana
  • Indianola
  • Industry
  • Ingomar
  • Ingram
  • Intercourse
  • Irvine
  • Irvona
  • Irwin
  • Isabella
  • Ivyland
  • Jackson
  • Jackson Center
  • Jacobs Creek
  • Jacobus
  • James City
  • James Creek
  • Jamestown
  • Jamison
  • Jeannette
  • Jeddo
  • Jefferson
  • Jefferson Hills
  • Jenkintown
  • Jenners
  • Jennerstown
  • Jermyn
  • Jerome
  • Jersey Mills
  • Jersey Shore
  • Jessup
  • Jim Thorpe
  • Joffre
  • Johnsonburg
  • Johnstown
  • Jones Mills
  • Jonestown
  • Josephine
  • Julian
  • Juneau
  • Junedale
  • Juniata Terrace
  • Kane
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  • Kelton
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  • Kempton
  • Kenhorst
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  • Kennett Square
  • Kent
  • Kersey
  • Kimberton
  • King Of Prussia
  • Kingsley
  • Kingston
  • Kintnersville
  • Kinzers
  • Kirkwood
  • Kistler
  • Kittanning
  • Kleinfeltersville
  • Klingerstown
  • Knox
  • Knox Dale
  • Knoxville
  • Koppel
  • Kossuth
  • Kreamer
  • Kresgeville
  • Kulpmont
  • Kulpsville
  • Kunkletown
  • Kutztown
  • Kylertown
  • La Belle
  • La Jose
  • La Plume
  • Laceyville
  • Lackawaxen
  • Lafayette Hill
  • Laflin
  • Lahaska
  • Lairdsville
  • Lake Ariel
  • Lake City
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  • Lake Lynn
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  • Lakeville
  • Lakewood
  • Lamar
  • Lamartine
  • Lampeter
  • Lancaster
  • Landenberg
  • Landingville
  • Landisburg
  • Landisville
  • Lanesboro
  • Langeloth
  • Langhorne
  • Langhorne Manor
  • Lansdale
  • Lansdowne
  • Lanse
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  • Laporte
  • Larimer
  • Larksville
  • Latrobe
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  • Laughlintown
  • Laurel Mountain
  • Laurel Run
  • Laureldale
  • Laurelton
  • Laurys Station
  • Lavelle
  • Lawn
  • Lawrence
  • Lawrenceville
  • Lawton
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  • Lemont
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  • Lemoyne
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  • Lenni
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  • Lewis Run
  • Lewisberry
  • Lewisburg
  • Lewistown
  • Lewisville
  • Liberty
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  • Ligonier
  • Lilly
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  • Limeport
  • Limestone
  • Lincoln
  • Lincoln University
  • Linden
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  • Linesville
  • Lionville
  • Listie
  • Lititz
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  • Liverpool
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  • Locust Gap
  • Locustdale
  • Loganton
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  • Long Branch
  • Long Pond
  • Lopez
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  • Lost Creek
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  • Loyalhanna
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  • Mahaffey
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  • Manor
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  • Mar Lin
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  • Mars
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  • Martin
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  • Martinsburg
  • Mary D
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  • Mechanicsville
  • Media
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  • Millerton
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  • Millrift
  • Mills
  • Millsboro
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  • Milroy
  • Milton
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  • Minersville
  • Mingoville
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  • Morton
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  • Palmerton
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  • Parker Ford
  • Parkesburg
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  • Patton
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  • Penn
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  • Penn Run
  • Penndel
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  • Pitcairn
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  • Pittsburgh
  • Pittsfield
  • Pittston
  • Plainfield
  • Platea
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  • Plum
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  • Plymouth
  • Plymouth Meeting
  • Pocono Lake
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  • Pocono Manor
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  • Pocopson
  • Point Marion
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  • Polk
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  • Portland
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  • Prospect Park
  • Prosperity
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  • Ravine
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  • Reinholds
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  • Republic
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  • Richland
  • Richlandtown
  • Riddlesburg
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  • Rimersburg
  • Ringgold
  • Ringtown
  • Riverside
  • Rixford
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  • Roaring Spring
  • Robertsdale
  • Robeson
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  • Robinson
  • Rochester
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  • Rock Glen
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  • Rockhill Furnace
  • Rockledge
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  • Rockwood
  • Rogersville
  • Rome
  • Ronco
  • Ronks
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  • Roseto
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  • Rossiter
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  • Rossville
  • Roulette
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  • Rowland
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  • Royalton
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  • Rushland
  • Rushville
  • Russell
  • Russellton
  • Rutledge
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  • Sabinsville
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  • Saint Marys
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  • Saint Peters
  • Saint Petersburg
  • Saint Thomas
  • Salford
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  • Salina
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  • Salix
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  • Sankertown
  • Sarver
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  • Scotrun
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  • Scranton
  • Seanor
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  • Seven Valleys
  • Seward
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  • Sewickley Heights
  • Sewickley Hills
  • Shade Gap
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  • Shanksville
  • Sharon
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  • Shavertown
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  • Shawnee On Delaware
  • Shawville
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  • Sheffield
  • Shelocta
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  • Sheppton
  • Shermans Dale
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  • Shinglehouse
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  • Shirleysburg
  • Shoemakersville
  • Shohola
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  • Shunk
  • Sidman
  • Sigel
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  • Silverdale
  • Sinking Spring
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  • Sipesville
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  • Skippack
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  • Slatedale
  • Slatington
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  • Slovan
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  • Smithfield
  • Smithmill
  • Smithton
  • Smock
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  • Snydersburg
  • Snydertown
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  • Soudersburg
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  • South Mountain
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  • South Williamsport
  • Southampton
  • Southeastern
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  • Southview
  • Southwest
  • Southwest Greensburg
  • Spangler
  • Spartansburg
  • Speers
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  • Spraggs
  • Sprankle Mills
  • Spring Church
  • Spring City
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  • Spring Glen
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  • Spring House
  • Spring Mills
  • Spring Mount
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  • Springboro
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  • Springfield
  • Springs
  • Springtown
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  • Sproul
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  • Starrucca
  • State College
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  • Steelton
  • Steelville
  • Sterling
  • Stevens
  • Stevensville
  • Stewartstown
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  • Stoneboro
  • Stony Run
  • Stoystown
  • Strabane
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  • Stroudsburg
  • Stump Creek
  • Sturgeon
  • Sugar Grove
  • Sugar Notch
  • Sugar Run
  • Sugarcreek
  • Sugarloaf
  • Summerdale
  • Summerhill
  • Summerville
  • Summit Hill
  • Summit Station
  • Sumneytown
  • Sunbury
  • Suplee
  • Susquehanna
  • Susquehanna Depot
  • Sutersville
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  • Swengel
  • Swiftwater
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  • Sycamore
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  • Sylvania
  • Tafton
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  • Tamiment
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  • Tarentum
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  • Tatamy
  • Taylor
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  • Telford
  • Temple
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  • Terre Hill
  • Thomasville
  • Thompson
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  • Thornburg
  • Thorndale
  • Thornton
  • Three Springs
  • Throop
  • Tidioute
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  • Tiona
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  • Todd
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  • Trafford
  • Trainer
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  • Tremont
  • Tresckow
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  • Trout Run
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  • Troy
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  • Tullytown
  • Tunkhannock
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  • Turkey City
  • Turtle Creek
  • Turtlepoint
  • Tuscarora
  • Twilight
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  • Tyler Hill
  • Tylersburg
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  • Tyrone
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  • United
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  • Ursina
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  • Valencia
  • Valier
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  • Van Voorhis
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  • Vandergrift
  • Vandling
  • Venango
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  • Venus
  • Verona
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  • Vestaburg
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  • Warminster
  • Warren
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  • Warrendale
  • Warrington
  • Warrior Run
  • Warriors Mark
  • Washington
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  • Washingtonville
  • Waterfall
  • Waterford
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  • Watson
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  • Wattsburg
  • Waverly
  • Waymart
  • Wayne
  • Waynesboro
  • Waynesburg
  • Weatherly
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  • Weikert
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  • Wellsboro
  • Wellsville
  • Wendel
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  • West Liberty
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  • West Newton
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  • West Point
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  • West View
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  • West Wyoming
  • West York
  • Westfield
  • Westland
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  • Weston
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  • Westtown
  • Wexford
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  • Wilcox
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  • Williamson
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  • Williamstown
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  • Willow Hill
  • Willow Street
  • Wilmerding
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  • Wilson
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  • Windber
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  • Woodlyn
  • Woodward
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  • Worcester
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  • Wyoming
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  • Yorkana
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  • Zullinger