Auto Loan Rates in Pennsylvania (PA) for June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Pennsylvania. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Pennsylvania include Corner Post Federal Credit UnionCorner Post Federal Credit Union566 S Main St, Wilkes Barre, PA, 18701 2102A+5.0 ★Texas Ratio: 0.75% offering New Vehicles at 2.75%, First Choice Federal Credit UnionFirst Choice Federal Credit Union2209 W State St, New Castle, PA, 16101 1138A+5.0 ★Texas Ratio: 4.93% offering New Autos | Never Titled at 3.24%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit Union8500 Essington Ave Ste B, Philadelphia, PA, 19153 3716A+5.0 ★Texas Ratio: 2.51% offering New Auto at 3.34%, VANTAGE TRUSTVANTAGE TRUST247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705A+5.0 ★Texas Ratio: 8.57% offering New Vehicle Loan at 3.49%, United Federal Credit UnionUnited Federal Credit Union4703 Hamilton Blvd, Allentown, PA, 18103A+5.0 ★Texas Ratio: 3.13% offering Fixed Rate New & Used Auto Loans at 3.50%. Auto loan rates as of June 1, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Pennsylvania side-by-side. Pennsylvania auto loan rates currently start as low as 2.75% APR from Corner Post Federal Credit Union at 566 S Main St, Wilkes Barre, PA, 18701 2102. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Pennsylvania. Auto Loan Rates Last Updated and Verified: June 1, 2026
Compare Auto Loan Rates Today in Pennsylvania
Pennsylvania Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
2.75%
12 Months
▼
APR2.75%
Term12 Months
Last UpdatedMay 17, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.24%
Up to 40
▼
APR3.24%
TermUp to 40
Last UpdatedMay 29, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
8500 Essington Ave Ste B, Philadelphia, PA, 19153 3716
New Auto
3.34%
36 Months
▼
APR3.34%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 36 Months
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
3.49%
Up to 40
▼
APR3.49%
TermUp to 40
Last UpdatedMay 29, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJun 1, 2026
Details
Zero Down Payment
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJun 1, 2026
Details
2016-2019
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
377 Wyoming Ave, Wyoming, PA, 18644
New Vehicle Loans
3.70%
Up to 84 months
▼
APR3.70%
TermUp to 84 months
Last UpdatedJun 1, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.74%
41-52
▼
APR3.74%
Term41-52
Last UpdatedMay 29, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedMay 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedMay 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedMay 17, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 22, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles Loan
3.75%
up to 84 Months
▼
APR3.75%
Termup to 84 Months
Last UpdatedMay 22, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA, 19422
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedMay 20, 2026
Details
As Low As; APR is Annual Percentage Rate. Click for details.
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
8500 Essington Ave Ste B, Philadelphia, PA, 19153 3716
Used Auto
3.84%
36 Months
▼
APR3.84%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 36 Months
UFCW LOCAL 23
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
345 Southpointe Blvd, Canonsburg, PA, 15317
New Auto 2025-2024
3.90%
6 Months
▼
APR3.90%
Term6 Months
Last UpdatedJun 1, 2026
Details
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
444 Arona Rd, New Stanton, PA, 15672
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 22, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
40 E Market St, Wilkes Barre, PA, 18711
New Car Loan
3.99%
96 Months
▼
APR3.99%
Term96 Months
Last UpdatedMay 22, 2026
Details
As Low As; (based on credit score)
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
40 E Market St, Wilkes Barre, PA, 18711
Used Car Loan
3.99%
96 Months
▼
APR3.99%
Term96 Months
Last UpdatedMay 22, 2026
Details
As Low As; (based on credit score)
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
New Vehicles Loan
3.99%
5 Months
▼
APR3.99%
Term5 Months
Last UpdatedMay 22, 2026
Details
As Low As; * For Qualified Buyer
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026) Loan
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
Used Vehicle (2018 - 2025) Loan
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
1640 High St, Williamsport, PA, 17701
Fixed Rate Auto Loan 2018- 2027 Model Year
3.99%
Up to 60 Months
▼
APR3.99%
TermUp to 60 Months
Last UpdatedMay 29, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA, 17408 2228
Auto Loans
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedMay 30, 2026
Details
As Low As; PROMO: YOUR KEYS. YOUR CAR. YOUR FREEDOM.
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 17, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMay 22, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMay 23, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle Loan
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedJun 1, 2026
Details
Zero Down Payment
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
8500 Essington Ave Ste B, Philadelphia, PA, 19153 3716
New Auto
4.09%
60 Months
▼
APR4.09%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 60 months
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
NEW OR USED VEHICLES 2025 to 2026 Loan
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMay 22, 2026
Details
As Low As; 3 YEAR REPAY
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
11 Meridian Blvd, Wyomissing, PA, 19610
Auto Loans
4.24%
up to 36
▼
APR4.24%
Termup to 36
Last UpdatedMay 20, 2026
Details
As Low As
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
4139 E State St, Hermitage, PA, 16148 3402
New Auto Loans Model Years 2024-2026
4.24%
60 months
▼
APR4.24%
Term60 months
Last UpdatedMay 22, 2026
Details
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
1640 High St, Williamsport, PA, 17701
Fixed Rate Auto Loan 2021 - 2027 Model Year
4.24%
Up to 84 Months
▼
APR4.24%
TermUp to 84 Months
Last UpdatedMay 29, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.24%
53-64
▼
APR4.24%
Term53-64
Last UpdatedMay 29, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year Loan
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedMay 29, 2026
Details
Effective 5/13/2026
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1035 E Main St, Bradford, PA, 16701
Auto Loan 2025 & newer
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedJun 1, 2026
Details
As Low As; Up to 48 Months
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
NEW OR USED VEHICLES 2025 to 2026 Loan
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMay 22, 2026
Details
As Low As; 4 YEAR REPAY
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedMay 22, 2026
Details
80-90% NADA retail
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMay 22, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedMay 23, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
710 3rd Ave, New Brighton, PA, 15066 1830
New Car Loans
4.25%
Up to 3 years
▼
APR4.25%
TermUp to 3 years
Last UpdatedMay 29, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
710 3rd Ave, New Brighton, PA, 15066 1830
Used Car Loans 2024 - 2026 models
4.25%
3 years
▼
APR4.25%
Term3 years
Last UpdatedMay 29, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
4.37%
41 - 52
▼
APR4.37%
Term41 - 52
Last UpdatedMay 29, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
101 Hazle St, Wilkes Barre, PA, 18702 4305
Auto Loan
4.39%
84 Months
▼
APR4.39%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As; With terms up to 84 Months; 110% Financing on Vehicles; *This rate includes the .25% discount for Auto Pay.
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
101 Hazle St, Wilkes Barre, PA, 18702 4305
New Car Loan
4.39%
84 Months
▼
APR4.39%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As; With terms up to 84 Months; 110% Financing on Vehicles; *This rate includes the .25% discount for Auto Pay.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
NEW or USED vehicles Loan
4.39%
up to 36
▼
APR4.39%
Termup to 36
Last UpdatedJun 1, 2026
Details
As Low As; w/ Auto Pay Discount
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
1000 Fedex Dr, Moon Township, PA, 15108 9373
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1035 E Main St, Bradford, PA, 16701
Auto Loan 2022 - 2024
4.44%
48 Months
▼
APR4.44%
Term48 Months
Last UpdatedJun 1, 2026
Details
As Low As; Up to 48 Months
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1035 E Main St, Bradford, PA, 16701
Auto Loan 2025 & newer
4.44%
60 Months
▼
APR4.44%
Term60 Months
Last UpdatedJun 1, 2026
Details
As Low As; 49-60 Months
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 18, 2026
Details
As Low As
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
101 Hazle St, Wilkes Barre, PA, 18702 4305
Auto Loan
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As; With terms up to 84 months; This rate includes the .25% discount with Auto Pay.
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
101 Hazle St, Wilkes Barre, PA, 18702 4305
Used Car Loan
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As; With terms up to 84 months; This rate includes the .25% discount with Auto Pay.
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
4139 E State St, Hermitage, PA, 16148 3402
New Auto Loans Model Years 2024-2026
4.49%
72 months
▼
APR4.49%
Term72 months
Last UpdatedMay 22, 2026
Details
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
1640 High St, Williamsport, PA, 17701
Fixed Rate Auto Loan 2016 - 2017 Model Year
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMay 29, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.49%
65-76
▼
APR4.49%
Term65-76
Last UpdatedMay 29, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
Used Autos
4.49%
Up to 52
▼
APR4.49%
TermUp to 52
Last UpdatedMay 29, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 29, 2026
Details
Effective 5/13/2026
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 30, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Auto Loans
4.49%
up to 36 months
▼
APR4.49%
Termup to 36 months
Last UpdatedJun 1, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
NEW or USED vehicles Loan
4.49%
up to 36
▼
APR4.49%
Termup to 36
Last UpdatedJun 1, 2026
Details
As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1286 E 38th St, Erie, PA, 16504 3039
New Vehicle Loan
4.50%
36 Month
▼
APR4.50%
Term36 Month
Last UpdatedMay 17, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 17, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
2970 Market St, Philadelphia, PA, 19104 5002
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 21, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
2970 Market St, Philadelphia, PA, 19104 5002
New Vehicles Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 21, 2026
Details
As Low As
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.50%
Up to 60 months
▼
APR4.50%
TermUp to 60 months
Last UpdatedMay 22, 2026
Details
100% MSRP
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedMay 22, 2026
Details
80-90% NADA retail
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
3001 Jacks Run Rd Ste 101, White Oak, PA, 15131 2555
New Vehicles 2025 - 2026 Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; Up to 48 Months
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
3001 Jacks Run Rd Ste 101, White Oak, PA, 15131 2555
New Vehicles 2025- 2026 Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.50%
48 to 60 months 100% MSRP
▼
APR4.50%
Term48 to 60 months 100% MSRP
Last UpdatedMay 23, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedMay 23, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
FICO Score: 750+
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As; 2020 or Newer**
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
710 3rd Ave, New Brighton, PA, 15066 1830
New Car Loans
4.50%
Up to 4 years
▼
APR4.50%
TermUp to 4 years
Last UpdatedMay 29, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
710 3rd Ave, New Brighton, PA, 15066 1830
Used Car Loans 2024 - 2026 models
4.50%
4 years
▼
APR4.50%
Term4 years
Last UpdatedMay 29, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedJun 1, 2026
Details
Zero Down Payment
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJun 1, 2026
Details
2022 - NEWER
VASCO
Institution Rating:
A5.0 ★ Texas Ratio: 4.56%
432 Depot St, Latrobe, PA, 15650
New Vehicles Loan
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedJun 1, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
2001 Museum Rd, Wyomissing, PA, 19610 2859
Auto Loan
4.54%
0 to 36
▼
APR4.54%
Term0 to 36
Last UpdatedMay 29, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
8500 Essington Ave Ste B, Philadelphia, PA, 19153 3716
Used Auto
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 60 months
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1035 E Main St, Bradford, PA, 16701
Auto Loan 2022 - 2024
4.64%
60 Months
▼
APR4.64%
Term60 Months
Last UpdatedJun 1, 2026
Details
As Low As; 49-60 Months
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
1006 Pittston Ave, Scranton, PA, 18505
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMay 18, 2026
Details
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
1006 Pittston Ave, Scranton, PA, 18505
Used Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMay 18, 2026
Details
Some Restrictions Apply Vehicles 2017 or newer
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMay 20, 2026
Details
As Low As
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMay 20, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 24 Months A+
4.70%
24 Months
▼
APR4.70%
Term24 Months
Last UpdatedMay 22, 2026
Details
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
193 Edison St, Uniontown, PA, 15401
New & Used Vehicles 2026, 2025, 2024 Loan
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; including motorcycles
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
4139 E State St, Hermitage, PA, 16148 3402
New Auto Loans Model Years 2024-2026
4.74%
84 months
▼
APR4.74%
Term84 months
Last UpdatedMay 22, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
4139 E State St, Hermitage, PA, 16148 3402
Used Auto Loans Model Years 2021-2023
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedMay 22, 2026
Details
United Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
6010 Mountain View Dr, West Mifflin, PA, 15122 2425
New Automobile (2026 and 2025 Model Years)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
4.74%
53 - 64
▼
APR4.74%
Term53 - 64
Last UpdatedMay 29, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 29, 2026
Details
Effective 5/13/2026
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1035 E Main St, Bradford, PA, 16701
Auto Loan 2025 & newer
4.74%
75 Months
▼
APR4.74%
Term75 Months
Last UpdatedJun 1, 2026
Details
As Low As; 61-75 Months
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
2970 Market St, Philadelphia, PA, 19104 5002
New Vehicles Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 21, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 24 Months A
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 22, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
NEW OR USED VEHICLES 2025 to 2026 Loan
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedMay 22, 2026
Details
As Low As; 5 YEAR REPAY
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
201 Beram Ave, Bridgeville, PA, 15017 2941
New Vehicle - 2025 and Newer Loan
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMay 22, 2026
Details
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
908 PLEASANT VALLEY BLVD, ALTOONA, PA, 16602
Used Auto Loans
4.75%
Up to 60 months
▼
APR4.75%
TermUp to 60 months
Last UpdatedMay 22, 2026
Details
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
908 PLEASANT VALLEY BLVD, ALTOONA, PA, 16602
Used Auto Loans
4.75%
61-72 months
▼
APR4.75%
Term61-72 months
Last UpdatedMay 22, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 23, 2026
Details
FICO Score: 750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
16 E Main St, Leola, PA, 17540 1936
Used Auto Loan (2019 and Older), 750+ FICO, 36 months
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 23, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
16 E Main St, Leola, PA, 17540 1936
Used Auto Loans (2019 and Older)
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedMay 23, 2026
Details
750+
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
710 3rd Ave, New Brighton, PA, 15066 1830
New Car Loans
4.75%
Up to 5 and 6 years
▼
APR4.75%
TermUp to 5 and 6 years
Last UpdatedMay 29, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
710 3rd Ave, New Brighton, PA, 15066 1830
Used Car Loans 2024 - 2026 models
4.75%
5 & 6 years
▼
APR4.75%
Term5 & 6 years
Last UpdatedMay 29, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 30, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 1, 2026
Details
2022 - NEWER**
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMay 18, 2026
Details
As Low As
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
2001 Museum Rd, Wyomissing, PA, 19610 2859
Auto Loan
4.79%
37 to 66
▼
APR4.79%
Term37 to 66
Last UpdatedMay 29, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 36 Months A+
4.80%
36 Months
▼
APR4.80%
Term36 Months
Last UpdatedMay 22, 2026
Details
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1035 E Main St, Bradford, PA, 16701
Auto Loan 2017 - 2021
4.84%
48 Months
▼
APR4.84%
Term48 Months
Last UpdatedJun 1, 2026
Details
As Low As; Up to 48 Months
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 36 Months A
4.85%
36 Months
▼
APR4.85%
Term36 Months
Last UpdatedMay 22, 2026
Details
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
1006 Pittston Ave, Scranton, PA, 18505
Used Vehicle Loan
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 18, 2026
Details
Some Restrictions Apply Vehicles 2017 or newer
Diamond Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
1600 Medical Dr, Pottstown, PA, 19464 3242
Auto Loan
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMay 20, 2026
Details
As Low As; for loans up to 72 months
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
PO Box 1728, Cranberry Twp, PA, 16066 0728
New and Used Vehicles Model years 2026-2025-2024-2023 Loan
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedJun 1, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
NEW or USED vehicles Loan
4.89%
37 - 48
▼
APR4.89%
Term37 - 48
Last UpdatedJun 1, 2026
Details
As Low As; w/ Auto Pay Discount
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
1006 Pittston Ave, Scranton, PA, 18505
New Vehicle Loan
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedMay 18, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 24 Months B
4.90%
24 Months
▼
APR4.90%
Term24 Months
Last UpdatedMay 22, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 48 Months A+
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedMay 22, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
2859 SR 309 HWY, Dallas, PA, 18612
New and Used Auto Loan
4.90%
Up to 96 Months
▼
APR4.90%
TermUp to 96 Months
Last UpdatedMay 22, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
710 3rd Ave, New Brighton, PA, 15066 1830
Used Car Loans 2014 - 2023 models
4.90%
4 years
▼
APR4.90%
Term4 years
Last UpdatedMay 29, 2026
Details
UFCW LOCAL 23
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
345 Southpointe Blvd, Canonsburg, PA, 15317
Used Auto 2024-2022
4.90%
5 Months
▼
APR4.90%
Term5 Months
Last UpdatedJun 1, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
4139 E State St, Hermitage, PA, 16148 3402
Used Auto Loans Model Years 2021-2023
4.94%
72 months
▼
APR4.94%
Term72 months
Last UpdatedMay 22, 2026
Details
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1035 E Main St, Bradford, PA, 16701
Auto Loan 2022 - 2024
4.94%
75 Months
▼
APR4.94%
Term75 Months
Last UpdatedJun 1, 2026
Details
As Low As; 61-75 Months
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 48 Months A
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMay 22, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 63 Months A+
4.95%
63 Months
▼
APR4.95%
Term63 Months
Last UpdatedMay 22, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
Used Auto Loans
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedMay 22, 2026
Details
Credit Rating: A+
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1522 McDaniel Dr, West Chester, PA, 19380
Auto Loans - 2023-2026 MODEL YEAR
4.99%
2026 Mo
▼
APR4.99%
Term2026 Mo
Last UpdatedMay 6, 2026
Details
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2317 Easton Ave, Bethlehem, PA, 18017 5009
New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedMay 17, 2026
Details
As Low As
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2317 Easton Ave, Bethlehem, PA, 18017 5009
Used Vehicles (2019-2025)
4.99%
1-4 Years
▼
APR4.99%
Term1-4 Years
Last UpdatedMay 17, 2026
Details
As Low As
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025) †3 Years
4.99%
3 Months
▼
APR4.99%
Term3 Months
Last UpdatedMay 17, 2026
Details
As Low As
Multi-Schools Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
1033 Main St, Wampum, PA, 16157
New Car Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 17, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 18, 2026
Details
As Low As
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 20, 2026
Details
As Low As
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 20, 2026
Details
As Low As
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
11 Meridian Blvd, Wyomissing, PA, 19610
Auto Loans
4.99%
37 to 60
▼
APR4.99%
Term37 to 60
Last UpdatedMay 20, 2026
Details
As Low As
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
835 Merchant St, Ambridge, PA, 15003
Used Auto
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 21, 2026
Details
As Low As; 2024-2026
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
144 Holiday Inn Rd, Clarion, PA, 16214
New & Used Auto (2026-2023)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1410 Bywood Ave, Upper Darby, PA, 19082
New Car Loans
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMay 22, 2026
Details
As Low As
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1410 Bywood Ave, Upper Darby, PA, 19082
Used Car Loans (Model Year 2019 - 2025)
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMay 22, 2026
Details
As Low As
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
1301 Camp Hollow Rd, West Mifflin, PA, 15122
New Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
201 Beram Ave, Bridgeville, PA, 15017 2941
New Vehicle - 2025 and Newer Loan
4.99%
61 -72
▼
APR4.99%
Term61 -72
Last UpdatedMay 22, 2026
Details
As Low As
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
201 Beram Ave, Bridgeville, PA, 15017 2941
Used Vehicle - 2021 - 2023 Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
201 Beram Ave, Bridgeville, PA, 15017 2941
Used Vehicle - 2024 - 2026 Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
New Vehicles Loan
4.99%
6 Months
▼
APR4.99%
Term6 Months
Last UpdatedMay 22, 2026
Details
As Low As; * For Qualified Buyer
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
Used Vehicles Loan
4.99%
5 Months
▼
APR4.99%
Term5 Months
Last UpdatedMay 22, 2026
Details
As Low As; (2023 - 2026) * For Qualified Buyer
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedMay 22, 2026
Details
100% MSRP
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedMay 22, 2026
Details
80-90% NADA retail
Susquehanna Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
3850 Hartzdale Dr, Camp Hill, PA, 17011 7809
Autos 2023 & Newer
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
5 Hillman Dr, Chadds Ford, PA, 19317
Auto Loans - 2023-2026 MODEL YEAR
4.99%
2026 Mo
▼
APR4.99%
Term2026 Mo
Last UpdatedMay 22, 2026
Details
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
6050 Library Rd, Bethel Park, PA, 15102 4026
NEW OR USED VEHICLE LOANS (2024-2026) - 36 months or less - Tier-1
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 22, 2026
Details
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
6050 Library Rd, Bethel Park, PA, 15102 4026
NEW OR USED VEHICLE LOANS (2024-2026) - 48 months - Tier-1
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 22, 2026
Details
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
6050 Library Rd, Bethel Park, PA, 15102 4026
NEW OR USED VEHICLE LOANS (2024-2026) - 60 months - Tier-1
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
1000 Fedex Dr, Moon Township, PA, 15108 9373
NEW Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
1000 Fedex Dr, Moon Township, PA, 15108 9373
USED Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1601 Cherry St, Phila, PA, 19102 1320
66-Month Used Auto Loan
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1601 Cherry St, Phila, PA, 19102 1320
New Auto
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedMay 22, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1601 Cherry St, Phila, PA, 19102 1320
Used Auto (2015 or newer)
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedMay 22, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1601 Cherry St, Phila, PA, 19102 1320
Used Auto (2017 or newer)
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedMay 22, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.99%
Up to 72 months 100% MSRP
▼
APR4.99%
TermUp to 72 months 100% MSRP
Last UpdatedMay 23, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.99%
Up to 72 months 80-90% NADA retail
▼
APR4.99%
TermUp to 72 months 80-90% NADA retail
Last UpdatedMay 23, 2026
Details
West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.51%
485 Buffalo St, Beaver, PA, 15009 2058
New Vehicle (2025-2026) less than 20,000 miles Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 29, 2026
Details
West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.51%
485 Buffalo St, Beaver, PA, 15009 2058
Used Vehicle (2019-2025) Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 29, 2026
Details
United Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
6010 Mountain View Dr, West Mifflin, PA, 15122 2425
Used Automobile (2025-2023 Model Years)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
Used Autos
4.99%
53 - 64
▼
APR4.99%
Term53 - 64
Last UpdatedMay 29, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
4.99%
65 - 76
▼
APR4.99%
Term65 - 76
Last UpdatedMay 29, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
1800 W Market St, Pottsville, PA, 17901
New Vehicle Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 29, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
1800 W Market St, Pottsville, PA, 17901
Older Used Vehicle Loan
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMay 29, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
1800 W Market St, Pottsville, PA, 17901
Used Vehicle Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 29, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 29, 2026
Details
Effective 5/13/2026; Min. value of car $15,000
Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
1900 Franklin St, Greensburg, PA, 15601 5563
New Vehicles Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; (36 months)
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA, 17408 2228
Auto Loans
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 30, 2026
Details
As Low As; PROMO: YOUR KEYS. YOUR CAR. YOUR FREEDOM.
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Refinance your auto loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedJun 1, 2026
Details
As Low As
Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
New Auto
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 1, 2026
Details
As Low As
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA, 18914
New & Used Vehicle Loans
4.99%
Up to 60
▼
APR4.99%
TermUp to 60
Last UpdatedJun 1, 2026
Details
Allentown Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.00%
1325 Oxford Dr, Allentown, PA, 18103
Car Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJun 1, 2026
Details
Allentown Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.00%
1325 Oxford Dr, Allentown, PA, 18103
New/Used vehicle purchase Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJun 1, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Auto Loans
4.99%
37 - 48 months
▼
APR4.99%
Term37 - 48 months
Last UpdatedJun 1, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
NEW or USED vehicles Loan
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedJun 1, 2026
Details
As Low As
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 17, 2026
Details
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
1006 Pittston Ave, Scranton, PA, 18505
New Vehicle Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 18, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
2970 Market St, Philadelphia, PA, 19104 5002
Used Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 21, 2026
Details
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
100 Lewis Ave, Jeannette, PA, 15644
Used Vehicle Loan
5.00%
24 months
▼
APR5.00%
Term24 months
Last UpdatedMay 21, 2026
Details
As Low As
Powered by
MonitorBankRates
Pennsylvania New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
2.75%
12 Months
▼
APR2.75%
Term12 Months
Last UpdatedMay 17, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.24%
Up to 40
▼
APR3.24%
TermUp to 40
Last UpdatedMay 29, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
8500 Essington Ave Ste B, Philadelphia, PA, 19153 3716
New Auto
3.34%
36 Months
▼
APR3.34%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 36 Months
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJun 1, 2026
Details
Zero Down Payment
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
377 Wyoming Ave, Wyoming, PA, 18644
New Vehicle Loans
3.70%
Up to 84 months
▼
APR3.70%
TermUp to 84 months
Last UpdatedJun 1, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.74%
41-52
▼
APR3.74%
Term41-52
Last UpdatedMay 29, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 22, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles Loan
3.75%
up to 84 Months
▼
APR3.75%
Termup to 84 Months
Last UpdatedMay 22, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA, 19422
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedMay 20, 2026
Details
As Low As; APR is Annual Percentage Rate. Click for details.
UFCW LOCAL 23
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
345 Southpointe Blvd, Canonsburg, PA, 15317
New Auto 2025-2024
3.90%
6 Months
▼
APR3.90%
Term6 Months
Last UpdatedJun 1, 2026
Details
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
444 Arona Rd, New Stanton, PA, 15672
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 22, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
40 E Market St, Wilkes Barre, PA, 18711
New Car Loan
3.99%
96 Months
▼
APR3.99%
Term96 Months
Last UpdatedMay 22, 2026
Details
As Low As; (based on credit score)
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
New Vehicles Loan
3.99%
5 Months
▼
APR3.99%
Term5 Months
Last UpdatedMay 22, 2026
Details
As Low As; * For Qualified Buyer
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026) Loan
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 17, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMay 22, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMay 23, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle Loan
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedJun 1, 2026
Details
Zero Down Payment
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
8500 Essington Ave Ste B, Philadelphia, PA, 19153 3716
New Auto
4.09%
60 Months
▼
APR4.09%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 60 months
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
NEW OR USED VEHICLES 2025 to 2026 Loan
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMay 22, 2026
Details
As Low As; 3 YEAR REPAY
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
4139 E State St, Hermitage, PA, 16148 3402
New Auto Loans Model Years 2024-2026
4.24%
60 months
▼
APR4.24%
Term60 months
Last UpdatedMay 22, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.24%
53-64
▼
APR4.24%
Term53-64
Last UpdatedMay 29, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year Loan
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedMay 29, 2026
Details
Effective 5/13/2026
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1035 E Main St, Bradford, PA, 16701
Auto Loan 2025 & newer
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedJun 1, 2026
Details
As Low As; Up to 48 Months
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
NEW OR USED VEHICLES 2025 to 2026 Loan
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMay 22, 2026
Details
As Low As; 4 YEAR REPAY
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedMay 22, 2026
Details
80-90% NADA retail
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMay 22, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedMay 23, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
710 3rd Ave, New Brighton, PA, 15066 1830
New Car Loans
4.25%
Up to 3 years
▼
APR4.25%
TermUp to 3 years
Last UpdatedMay 29, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
101 Hazle St, Wilkes Barre, PA, 18702 4305
New Car Loan
4.39%
84 Months
▼
APR4.39%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As; With terms up to 84 Months; 110% Financing on Vehicles; *This rate includes the .25% discount for Auto Pay.
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
NEW or USED vehicles Loan
4.39%
up to 36
▼
APR4.39%
Termup to 36
Last UpdatedJun 1, 2026
Details
As Low As; w/ Auto Pay Discount
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
1000 Fedex Dr, Moon Township, PA, 15108 9373
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1035 E Main St, Bradford, PA, 16701
Auto Loan 2025 & newer
4.44%
60 Months
▼
APR4.44%
Term60 Months
Last UpdatedJun 1, 2026
Details
As Low As; 49-60 Months
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 18, 2026
Details
As Low As
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
4139 E State St, Hermitage, PA, 16148 3402
New Auto Loans Model Years 2024-2026
4.49%
72 months
▼
APR4.49%
Term72 months
Last UpdatedMay 22, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.49%
65-76
▼
APR4.49%
Term65-76
Last UpdatedMay 29, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 29, 2026
Details
Effective 5/13/2026
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 30, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
NEW or USED vehicles Loan
4.49%
up to 36
▼
APR4.49%
Termup to 36
Last UpdatedJun 1, 2026
Details
As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1286 E 38th St, Erie, PA, 16504 3039
New Vehicle Loan
4.50%
36 Month
▼
APR4.50%
Term36 Month
Last UpdatedMay 17, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 17, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
2970 Market St, Philadelphia, PA, 19104 5002
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 21, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
2970 Market St, Philadelphia, PA, 19104 5002
New Vehicles Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 21, 2026
Details
As Low As
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.50%
Up to 60 months
▼
APR4.50%
TermUp to 60 months
Last UpdatedMay 22, 2026
Details
100% MSRP
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedMay 22, 2026
Details
80-90% NADA retail
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
3001 Jacks Run Rd Ste 101, White Oak, PA, 15131 2555
New Vehicles 2025 - 2026 Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; Up to 48 Months
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
3001 Jacks Run Rd Ste 101, White Oak, PA, 15131 2555
New Vehicles 2025- 2026 Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.50%
48 to 60 months 100% MSRP
▼
APR4.50%
Term48 to 60 months 100% MSRP
Last UpdatedMay 23, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedMay 23, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
FICO Score: 750+
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As; 2020 or Newer**
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
710 3rd Ave, New Brighton, PA, 15066 1830
New Car Loans
4.50%
Up to 4 years
▼
APR4.50%
TermUp to 4 years
Last UpdatedMay 29, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedJun 1, 2026
Details
Zero Down Payment
VASCO
Institution Rating:
A5.0 ★ Texas Ratio: 4.56%
432 Depot St, Latrobe, PA, 15650
New Vehicles Loan
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedJun 1, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
1006 Pittston Ave, Scranton, PA, 18505
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMay 18, 2026
Details
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMay 20, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 24 Months A+
4.70%
24 Months
▼
APR4.70%
Term24 Months
Last UpdatedMay 22, 2026
Details
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
193 Edison St, Uniontown, PA, 15401
New & Used Vehicles 2026, 2025, 2024 Loan
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; including motorcycles
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
4139 E State St, Hermitage, PA, 16148 3402
New Auto Loans Model Years 2024-2026
4.74%
84 months
▼
APR4.74%
Term84 months
Last UpdatedMay 22, 2026
Details
United Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
6010 Mountain View Dr, West Mifflin, PA, 15122 2425
New Automobile (2026 and 2025 Model Years)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 29, 2026
Details
Effective 5/13/2026
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
1035 E Main St, Bradford, PA, 16701
Auto Loan 2025 & newer
4.74%
75 Months
▼
APR4.74%
Term75 Months
Last UpdatedJun 1, 2026
Details
As Low As; 61-75 Months
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
2970 Market St, Philadelphia, PA, 19104 5002
New Vehicles Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 21, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 24 Months A
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 22, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
NEW OR USED VEHICLES 2025 to 2026 Loan
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedMay 22, 2026
Details
As Low As; 5 YEAR REPAY
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
201 Beram Ave, Bridgeville, PA, 15017 2941
New Vehicle - 2025 and Newer Loan
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMay 22, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 23, 2026
Details
FICO Score: 750+
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
710 3rd Ave, New Brighton, PA, 15066 1830
New Car Loans
4.75%
Up to 5 and 6 years
▼
APR4.75%
TermUp to 5 and 6 years
Last UpdatedMay 29, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMay 18, 2026
Details
As Low As
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 36 Months A+
4.80%
36 Months
▼
APR4.80%
Term36 Months
Last UpdatedMay 22, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 36 Months A
4.85%
36 Months
▼
APR4.85%
Term36 Months
Last UpdatedMay 22, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
PO Box 1728, Cranberry Twp, PA, 16066 0728
New and Used Vehicles Model years 2026-2025-2024-2023 Loan
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedJun 1, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
NEW or USED vehicles Loan
4.89%
37 - 48
▼
APR4.89%
Term37 - 48
Last UpdatedJun 1, 2026
Details
As Low As; w/ Auto Pay Discount
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
1006 Pittston Ave, Scranton, PA, 18505
New Vehicle Loan
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedMay 18, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 24 Months B
4.90%
24 Months
▼
APR4.90%
Term24 Months
Last UpdatedMay 22, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 48 Months A+
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedMay 22, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
2859 SR 309 HWY, Dallas, PA, 18612
New and Used Auto Loan
4.90%
Up to 96 Months
▼
APR4.90%
TermUp to 96 Months
Last UpdatedMay 22, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 48 Months A
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMay 22, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
New Auto Loans 63 Months A+
4.95%
63 Months
▼
APR4.95%
Term63 Months
Last UpdatedMay 22, 2026
Details
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2317 Easton Ave, Bethlehem, PA, 18017 5009
New Vehicle
4.99%
4 Years
▼
APR4.99%
Term4 Years
Last UpdatedMay 17, 2026
Details
As Low As
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
700 REGIS AVE, PITTSBURGH, PA, 15236 1425
New Vehicle Loans (2026-2025) †3 Years
4.99%
3 Months
▼
APR4.99%
Term3 Months
Last UpdatedMay 17, 2026
Details
As Low As
Multi-Schools Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
1033 Main St, Wampum, PA, 16157
New Car Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 17, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 18, 2026
Details
As Low As
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3720 Hamilton Blvd, Allentown, PA, 18103
New Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 20, 2026
Details
As Low As
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
144 Holiday Inn Rd, Clarion, PA, 16214
New & Used Auto (2026-2023)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1410 Bywood Ave, Upper Darby, PA, 19082
New Car Loans
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMay 22, 2026
Details
As Low As
Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.56%
1301 Camp Hollow Rd, West Mifflin, PA, 15122
New Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
201 Beram Ave, Bridgeville, PA, 15017 2941
New Vehicle - 2025 and Newer Loan
4.99%
61 -72
▼
APR4.99%
Term61 -72
Last UpdatedMay 22, 2026
Details
As Low As
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
New Vehicles Loan
4.99%
6 Months
▼
APR4.99%
Term6 Months
Last UpdatedMay 22, 2026
Details
As Low As; * For Qualified Buyer
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedMay 22, 2026
Details
100% MSRP
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedMay 22, 2026
Details
80-90% NADA retail
Susquehanna Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
3850 Hartzdale Dr, Camp Hill, PA, 17011 7809
Autos 2023 & Newer
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
6050 Library Rd, Bethel Park, PA, 15102 4026
NEW OR USED VEHICLE LOANS (2024-2026) - 36 months or less - Tier-1
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 22, 2026
Details
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
6050 Library Rd, Bethel Park, PA, 15102 4026
NEW OR USED VEHICLE LOANS (2024-2026) - 48 months - Tier-1
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 22, 2026
Details
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
6050 Library Rd, Bethel Park, PA, 15102 4026
NEW OR USED VEHICLE LOANS (2024-2026) - 60 months - Tier-1
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
1000 Fedex Dr, Moon Township, PA, 15108 9373
NEW Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1601 Cherry St, Phila, PA, 19102 1320
New Auto
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedMay 22, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1601 Cherry St, Phila, PA, 19102 1320
Used Auto (2015 or newer)
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedMay 22, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1601 Cherry St, Phila, PA, 19102 1320
Used Auto (2017 or newer)
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedMay 22, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.99%
Up to 72 months 100% MSRP
▼
APR4.99%
TermUp to 72 months 100% MSRP
Last UpdatedMay 23, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.99%
Up to 72 months 80-90% NADA retail
▼
APR4.99%
TermUp to 72 months 80-90% NADA retail
Last UpdatedMay 23, 2026
Details
West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.51%
485 Buffalo St, Beaver, PA, 15009 2058
New Vehicle (2025-2026) less than 20,000 miles Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 29, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
1800 W Market St, Pottsville, PA, 17901
New Vehicle Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 29, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 29, 2026
Details
Effective 5/13/2026; Min. value of car $15,000
Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
1900 Franklin St, Greensburg, PA, 15601 5563
New Vehicles Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; (36 months)
Omega Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
206 Siebert Rd, Pittsburgh, PA, 15237
New Auto
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedJun 1, 2026
Details
As Low As
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA, 18914
New & Used Vehicle Loans
4.99%
Up to 60
▼
APR4.99%
TermUp to 60
Last UpdatedJun 1, 2026
Details
Allentown Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.00%
1325 Oxford Dr, Allentown, PA, 18103
New/Used vehicle purchase Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJun 1, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
NEW or USED vehicles Loan
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedJun 1, 2026
Details
As Low As
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 17, 2026
Details
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
1006 Pittston Ave, Scranton, PA, 18505
New Vehicle Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 18, 2026
Details
Powered by
MonitorBankRates
Pennsylvania Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
3.49%
Up to 40
▼
APR3.49%
TermUp to 40
Last UpdatedMay 29, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedJun 1, 2026
Details
2016-2019
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedMay 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedMay 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedMay 17, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 22, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA, 19422
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedMay 20, 2026
Details
As Low As; APR is Annual Percentage Rate. Click for details.
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
8500 Essington Ave Ste B, Philadelphia, PA, 19153 3716
Used Auto
3.84%
36 Months
▼
APR3.84%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 36 Months
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
40 E Market St, Wilkes Barre, PA, 18711
Used Car Loan
3.99%
96 Months
▼
APR3.99%
Term96 Months
Last UpdatedMay 22, 2026
Details
As Low As; (based on credit score)
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
Used Vehicle (2018 - 2025) Loan
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
NEW OR USED VEHICLES 2025 to 2026 Loan
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMay 22, 2026
Details
As Low As; 3 YEAR REPAY
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year Loan
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedMay 29, 2026
Details
Effective 5/13/2026
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
NEW OR USED VEHICLES 2025 to 2026 Loan
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMay 22, 2026
Details
As Low As; 4 YEAR REPAY
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedMay 22, 2026
Details
80-90% NADA retail
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMay 22, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedMay 23, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
710 3rd Ave, New Brighton, PA, 15066 1830
Used Car Loans 2024 - 2026 models
4.25%
3 years
▼
APR4.25%
Term3 years
Last UpdatedMay 29, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
4.37%
41 - 52
▼
APR4.37%
Term41 - 52
Last UpdatedMay 29, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
NEW or USED vehicles Loan
4.39%
up to 36
▼
APR4.39%
Termup to 36
Last UpdatedJun 1, 2026
Details
As Low As; w/ Auto Pay Discount
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMay 18, 2026
Details
As Low As
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.18%
101 Hazle St, Wilkes Barre, PA, 18702 4305
Used Car Loan
4.49%
84 Months
▼
APR4.49%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As; With terms up to 84 months; This rate includes the .25% discount with Auto Pay.
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
Used Autos
4.49%
Up to 52
▼
APR4.49%
TermUp to 52
Last UpdatedMay 29, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 29, 2026
Details
Effective 5/13/2026
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
NEW or USED vehicles Loan
4.49%
up to 36
▼
APR4.49%
Termup to 36
Last UpdatedJun 1, 2026
Details
As Low As
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedMay 22, 2026
Details
80-90% NADA retail
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedMay 23, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
FICO Score: 750+
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As; 2020 or Newer**
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
710 3rd Ave, New Brighton, PA, 15066 1830
Used Car Loans 2024 - 2026 models
4.50%
4 years
▼
APR4.50%
Term4 years
Last UpdatedMay 29, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJun 1, 2026
Details
2022 - NEWER
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
8500 Essington Ave Ste B, Philadelphia, PA, 19153 3716
Used Auto
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 60 months
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
1006 Pittston Ave, Scranton, PA, 18505
Used Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMay 18, 2026
Details
Some Restrictions Apply Vehicles 2017 or newer
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMay 20, 2026
Details
As Low As
Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
193 Edison St, Uniontown, PA, 15401
New & Used Vehicles 2026, 2025, 2024 Loan
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; including motorcycles
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
4139 E State St, Hermitage, PA, 16148 3402
Used Auto Loans Model Years 2021-2023
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedMay 22, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
4.74%
53 - 64
▼
APR4.74%
Term53 - 64
Last UpdatedMay 29, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 29, 2026
Details
Effective 5/13/2026
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.77%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
NEW OR USED VEHICLES 2025 to 2026 Loan
4.75%
5 Months
▼
APR4.75%
Term5 Months
Last UpdatedMay 22, 2026
Details
As Low As; 5 YEAR REPAY
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles Loan
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMay 22, 2026
Details
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
908 PLEASANT VALLEY BLVD, ALTOONA, PA, 16602
Used Auto Loans
4.75%
Up to 60 months
▼
APR4.75%
TermUp to 60 months
Last UpdatedMay 22, 2026
Details
Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
908 PLEASANT VALLEY BLVD, ALTOONA, PA, 16602
Used Auto Loans
4.75%
61-72 months
▼
APR4.75%
Term61-72 months
Last UpdatedMay 22, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 23, 2026
Details
FICO Score: 750+
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
16 E Main St, Leola, PA, 17540 1936
Used Auto Loan (2019 and Older), 750+ FICO, 36 months
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 23, 2026
Details
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
16 E Main St, Leola, PA, 17540 1936
Used Auto Loans (2019 and Older)
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedMay 23, 2026
Details
750+
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
710 3rd Ave, New Brighton, PA, 15066 1830
Used Car Loans 2024 - 2026 models
4.75%
5 & 6 years
▼
APR4.75%
Term5 & 6 years
Last UpdatedMay 29, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 30, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 8.57%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedJun 1, 2026
Details
2022 - NEWER**
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMay 18, 2026
Details
As Low As
Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
1006 Pittston Ave, Scranton, PA, 18505
Used Vehicle Loan
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMay 18, 2026
Details
Some Restrictions Apply Vehicles 2017 or newer
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
PO Box 1728, Cranberry Twp, PA, 16066 0728
New and Used Vehicles Model years 2026-2025-2024-2023 Loan
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedJun 1, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
NEW or USED vehicles Loan
4.89%
37 - 48
▼
APR4.89%
Term37 - 48
Last UpdatedJun 1, 2026
Details
As Low As; w/ Auto Pay Discount
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
2859 SR 309 HWY, Dallas, PA, 18612
New and Used Auto Loan
4.90%
Up to 96 Months
▼
APR4.90%
TermUp to 96 Months
Last UpdatedMay 22, 2026
Details
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
710 3rd Ave, New Brighton, PA, 15066 1830
Used Car Loans 2014 - 2023 models
4.90%
4 years
▼
APR4.90%
Term4 years
Last UpdatedMay 29, 2026
Details
UFCW LOCAL 23
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
345 Southpointe Blvd, Canonsburg, PA, 15317
Used Auto 2024-2022
4.90%
5 Months
▼
APR4.90%
Term5 Months
Last UpdatedJun 1, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
4139 E State St, Hermitage, PA, 16148 3402
Used Auto Loans Model Years 2021-2023
4.94%
72 months
▼
APR4.94%
Term72 months
Last UpdatedMay 22, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
20102 Valley Forge Cir, King of Prussia, PA, 19406 1179
Used Auto Loans
4.95%
24 Months
▼
APR4.95%
Term24 Months
Last UpdatedMay 22, 2026
Details
Credit Rating: A+
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2317 Easton Ave, Bethlehem, PA, 18017 5009
Used Vehicles (2019-2025)
4.99%
1-4 Years
▼
APR4.99%
Term1-4 Years
Last UpdatedMay 17, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 18, 2026
Details
As Low As
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3720 Hamilton Blvd, Allentown, PA, 18103
Used Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 20, 2026
Details
As Low As
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
835 Merchant St, Ambridge, PA, 15003
Used Auto
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 21, 2026
Details
As Low As; 2024-2026
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.18%
144 Holiday Inn Rd, Clarion, PA, 16214
New & Used Auto (2026-2023)
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1410 Bywood Ave, Upper Darby, PA, 19082
Used Car Loans (Model Year 2019 - 2025)
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMay 22, 2026
Details
As Low As
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
201 Beram Ave, Bridgeville, PA, 15017 2941
Used Vehicle - 2021 - 2023 Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
201 Beram Ave, Bridgeville, PA, 15017 2941
Used Vehicle - 2024 - 2026 Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
Used Vehicles Loan
4.99%
5 Months
▼
APR4.99%
Term5 Months
Last UpdatedMay 22, 2026
Details
As Low As; (2023 - 2026) * For Qualified Buyer
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedMay 22, 2026
Details
80-90% NADA retail
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
6050 Library Rd, Bethel Park, PA, 15102 4026
NEW OR USED VEHICLE LOANS (2024-2026) - 36 months or less - Tier-1
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 22, 2026
Details
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
6050 Library Rd, Bethel Park, PA, 15102 4026
NEW OR USED VEHICLE LOANS (2024-2026) - 48 months - Tier-1
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 22, 2026
Details
Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
6050 Library Rd, Bethel Park, PA, 15102 4026
NEW OR USED VEHICLE LOANS (2024-2026) - 60 months - Tier-1
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
1000 Fedex Dr, Moon Township, PA, 15108 9373
USED Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1601 Cherry St, Phila, PA, 19102 1320
66-Month Used Auto Loan
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1601 Cherry St, Phila, PA, 19102 1320
Used Auto (2015 or newer)
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedMay 22, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1601 Cherry St, Phila, PA, 19102 1320
Used Auto (2017 or newer)
4.99%
66 months
▼
APR4.99%
Term66 months
Last UpdatedMay 22, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.99%
Up to 72 months 80-90% NADA retail
▼
APR4.99%
TermUp to 72 months 80-90% NADA retail
Last UpdatedMay 23, 2026
Details
West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.51%
485 Buffalo St, Beaver, PA, 15009 2058
Used Vehicle (2019-2025) Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 29, 2026
Details
United Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
6010 Mountain View Dr, West Mifflin, PA, 15122 2425
Used Automobile (2025-2023 Model Years)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
Used Autos
4.99%
53 - 64
▼
APR4.99%
Term53 - 64
Last UpdatedMay 29, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
4.99%
65 - 76
▼
APR4.99%
Term65 - 76
Last UpdatedMay 29, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
1800 W Market St, Pottsville, PA, 17901
Older Used Vehicle Loan
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMay 29, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
1800 W Market St, Pottsville, PA, 17901
Used Vehicle Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 29, 2026
Details
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 29, 2026
Details
Effective 5/13/2026; Min. value of car $15,000
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA, 18914
New & Used Vehicle Loans
4.99%
Up to 60
▼
APR4.99%
TermUp to 60
Last UpdatedJun 1, 2026
Details
Allentown Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.00%
1325 Oxford Dr, Allentown, PA, 18103
New/Used vehicle purchase Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedJun 1, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
NEW or USED vehicles Loan
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedJun 1, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
2970 Market St, Philadelphia, PA, 19104 5002
Used Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 21, 2026
Details
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
100 Lewis Ave, Jeannette, PA, 15644
Used Vehicle Loan
5.00%
24 months
▼
APR5.00%
Term24 months
Last UpdatedMay 21, 2026
Details
As Low As
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MonitorBankRates
Pennsylvania Auto Loan Rate Trends
Compare local Pennsylvania auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — PA Avg
5.760%
▲ 0.003 vs 7 days ago
Pennsylvania new auto rates rose 0.003 points over the past 7 days to 5.760% APR.
Used Auto Loan — PA Avg
7.672%
▼ 0.025 vs 7 days ago
Pennsylvania used auto rates fell 0.025 points over the past 7 days to 7.672% APR.
As of Jun 4, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pennsylvania auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Pennsylvania. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in PA.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Pennsylvania
How does my credit score affect my car loan rate in Pennsylvania?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Pennsylvania with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Pennsylvania *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Pennsylvania typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Pennsylvania?
Based on our current data, some of the lowest auto loan rates available in Pennsylvania include:
- Corner Post Federal Credit Union: 2.75% (New Vehicles)
- First Choice Federal Credit Union: 3.24% (New Autos | Never Titled)
- American Airlines Federal Credit Union: 3.34% (New Auto)
- VANTAGE TRUST: 3.49% (New Vehicle Loan)
- United Federal Credit Union: 3.50% (Fixed Rate New & Used Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 1, 2026
Auto Loan Rates by City in Pennsylvania
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