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Alabama Law Enforcement Credit Union

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Alabama Law Enforcement Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alabama Law Enforcement Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare Alabama Law Enforcement Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.25%, 6-month share certificate rates at 3.25% and 3-month share certificate rates at 3.75%. Savings rates are at 0.01% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.93%. All these rates can be compared to Alabama Law Enforcement Credit Union rates. MonitorBankRates evaluates the financial stability of Alabama Law Enforcement Credit Union with a 2.5 Star Rating, an F Overall Health Grade, and a Texas Ratio of 44.54%. Rates were last updated on 04/17/2026.

Alabama Law Enforcement Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alabama Law Enforcement Credit Union? Share your experience about Alabama Law Enforcement Credit Union by leaving a review below, or read customer reviews before you decide to use Alabama Law Enforcement Credit Union.

Overall Health & Safety Grade

High Risk Health Score: 53/100

MonitorBankRates Rating

2.5

Fair Out of 5.0 Stars

Texas Ratio

44.54%

Fair Higher than avg

Alabama Law Enforcement Credit Union
Corporate Office

3712 4th Ave S
Birmingham, AL 35222 2420

https://www.allecu.org

Current Rate Availability

We do not have Alabama Law Enforcement Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Alabama Law Enforcement Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Alabama Law Enforcement Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alabama Law Enforcement Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alabama Law Enforcement Credit Union

Website https://www.allecu.org

Address 3712 4th Ave S, Birmingham, AL 35222 2420

Phone 205-583-4632

Fax 205-583-4131

President Kenneth Prevo

CEO Kayla Southerland

Full-Time Employees 6

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

2.5 / 5.0 ★

Overall Health & Safety Grade

F (53/100)

Texas Ratio

44.54%

Return on Assets (ROA)

-0.0041%

Return on Equity (ROE)

-0.0382%

Non-Performing Loans Ratio (NPL)

6.15%

Total Assets

11,518,575

Total Amount of Shares and Deposits

9,962,470

Total Shares and Deposits < 1 Year

9,730,803

Total Shares and Deposits 1 3 Years

214,564

Total Shares and Deposits > 3 Years

17,103

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

103,674

Total Uninsured Shares and Deposits > $250K (F+J)

103,674

Total Insured Shares and Deposits > $250K (item 17 less item K)

9,858,796

Total Interest Expense (Sum of items 6 8)

42,204

Share Certificates

Number of Accounts for Share Drafts

1,131

IRA KEOGH Accounts

Number of Accounts for Regular Shares

2,058

All other shares

257

Net Income (unless the amount is already included in Undivided Earnings)

-10,973

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,936,080

Total Liabilities

10,276,515

Source: NCUA — Last Updated 03/31/2024

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Frequently Asked Questions About Alabama Law Enforcement Credit Union

Is Alabama Law Enforcement Credit Union a safe place to deposit money?

Yes, Alabama Law Enforcement Credit Union is considered a safe financial institution. With a Texas Ratio of 44.536978889909%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Alabama Law Enforcement Credit Union operate?

Alabama Law Enforcement Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alabama Law Enforcement Credit Union?

Yes, to access services at Alabama Law Enforcement Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alabama Law Enforcement Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alabama Law Enforcement Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alabama Law Enforcement Credit Union offer online and mobile banking?

Most modern institutions like Alabama Law Enforcement Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.allecu.org.