|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Bank of New Hampshire Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: November 6, 2026
Bank of New Hampshire's 10-Month CD rates are at 4.10%, 5-Month CD rates are at 3.85%, CD - 5 Years - Prestige rates are at 0.40%, CD - 4 Years - Prestige rates are at 0.35%, CD - 5 Years rates are at 0.35%. Bank of New Hampshire's savings rates are at 0.01%. Bank of New Hampshire's money market rates are at 0.05%. Bank of New Hampshire's checking rates are as high as 0.35%. Bank of New Hampshire's top CD rate of 4.10% APY on a 10 month CD is 39% higher than the MonitorBankRates national average of 2.96% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Bank of New Hampshire with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.17%. Rates last updated and verified on 11/06/2026. Bank of New Hampshire money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of New Hampshire? Share your experience about Bank of New Hampshire by leaving a review below, or read customer reviews before you decide to use Bank of New Hampshire. Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends. Bank of New Hampshire CD Rates
Bank of New Hampshire Savings Rates
Bank of New Hampshire Money Market Rates
Bank of New Hampshire Checking Rates
Bank of New Hampshire Other Rates
Financial Health HistoryBank of New Hampshire’s Texas Ratio rose from 0.29% in Q3 2023 to 4.17% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Bank of New Hampshire is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Bank of New Hampshire rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bank of New Hampshire's official website for the most current offers and terms.
Bank Profile & Overview
Bank Name
Bank of New Hampshire
Website
https://bnh.bank
Address
62 Pleasant St,
Laconia, NH 03246 · Belknap
Bank Holding Company
BNH FINANCIAL
FDIC Certificate #
18012
Regulator
FED
Established
July 2, 1831
FDIC Insurance Date
July 2, 1959
Domestic Offices
21
Total Branches
21
FDIC Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.17%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
0.9909%
Return on Equity (ROE)
8.4600%
Non-Performing Loans Ratio (NPL)
0.50%
Total Assets
$2,803,647,000
Total Deposits
$2,395,923,000
Equity Capital
$339,305,000
Net Income
$13,814,000
Headquarters
Laconia
Total Branches and Offices
21
Source: FDIC — Last Updated June 30, 2026
Customer Reviews
There are no reviews for Bank of New Hampshire yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Bank of New Hampshire
Frequently Asked Questions About Bank of New HampshireDoes Bank of New Hampshire offer CDs?Yes. Bank of New Hampshire current CD rates include its 10-Month CD at 4.10% APY, its 5-Month CD at 3.85% APY and its CD - 5 Years - Prestige at 0.40% APY, verified by MonitorBankRates as of November 6, 2026. Are CDs from Bank of New Hampshire FDIC insured?Yes. Bank of New Hampshire is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Bank of New Hampshire?The highest Bank of New Hampshire CD rate is its 10-Month Special Certificate of Deposit at 4.10% APY, verified by MonitorBankRates as of November 6, 2026. What CD terms does Bank of New Hampshire offer?Bank of New Hampshire CD rates are 3.85% APY for a 5 month CD, 4.10% APY for a 10 month CD, 0.15% APY for a 12 month CD, 0.20% APY for a 2 year CD, 0.25% APY for a 3 year CD, 0.35% APY for a 4 year CD and 0.40% APY for a 5 year CD, verified by MonitorBankRates as of November 6, 2026. The institution may offer other terms or specials that are not listed here, so check with Bank of New Hampshire for its full lineup. What is the highest savings rate at Bank of New Hampshire?The highest Bank of New Hampshire savings rate is its Savings at 0.01% APY, verified by MonitorBankRates as of November 6, 2026. What is the highest money market rate at Bank of New Hampshire?The highest Bank of New Hampshire money market rate is its Premier Money Market at 0.05% APY, verified by MonitorBankRates as of November 6, 2026. What is the highest checking rate at Bank of New Hampshire?The highest Bank of New Hampshire checking rate is its Prestige Checking - Tier 2 Reward at 0.35% APY, verified by MonitorBankRates as of November 6, 2026. How many branches does Bank of New Hampshire operate?Bank of New Hampshire currently maintains approximately 21 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Bank of New Hampshire does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bank of New Hampshire provides members with tools to manage their accounts and build a solid financial history. Does Bank of New Hampshire offer online and mobile banking?Most modern institutions like Bank of New Hampshire provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://bnh.bank. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Bank of New Hampshire rates compare?Bank of New Hampshire's top CD rate of 4.10% APY on a 10 month CD is 39% higher than the MonitorBankRates national average of 2.96% APY for that term, and it has an A+ health rating. Bank of New Hampshire's top rates are its 10-Month Special Certificate of Deposit at 4.10% APY, its Savings at 0.01% APY, its Premier Money Market at 0.05% APY and its Prestige Checking - Tier 2 Reward at 0.35% APY, verified by MonitorBankRates on November 6, 2026. Current Bank of New Hampshire Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Dollar Bank, Federal Savings Bank
Citizens Savings Bank Marshalltown, IA
BOC Bank
Farmers State Bank Winthrop, WA
First Kentucky Bank
Providence Bank & Trust
Unity Bank
State Bank of Cherry
Community State Bank Paton, IA
First Bank Burkburnett, TX
Farmers and Merchants State Bank of Appleton
Northeast Missouri SB
Bank Star
Pineries Bank
Tensas State Bank
The Bank, National Association
Lone Star Bank
Npesb
CoreFirst Bank & Trust
Community Bank of the South
State Bank of Southern Utah
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
