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Bank of New Hampshire Rates & Review April 2026

Bank of New Hampshire's 5-Month CD rates are at 3.55%, 10-Month CD rates are at 3.35%. Bank of New Hampshire's savings rates are at 0.01%. Bank of New Hampshire's money market rates are at 0.01%. MonitorBankRates evaluates the financial stability of Bank of New Hampshire with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.29%. Rates were last updated on 04/17/2026.

Bank of New Hampshire money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of New Hampshire? Share your experience about Bank of New Hampshire by leaving a review below, or read customer reviews before you decide to use Bank of New Hampshire.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.29%
Excellent Lower than avg
Bank of New Hampshire
62 Pleasant St
Laconia, NH 03246
https://www.banknh.com
Member FDIC

Bank of New Hampshire CD Rates

Product Rate APY Term View More
5-Month CD - 3.55% 5
Min Deposit $5,000
Details For qualifying balances of $5,000 or more
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
10-Month CD - 3.35% 10
Min Deposit $5,000
Details Online account opening available only for consumer accounts and residents of ME, VT, NH, MA, CT and RI.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%

Bank of New Hampshire Savings Rates

Product Rate APY View More
Savings Personal 0.01% 0.01%
Min Balance $0
Details ($100 minimum to open)
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%

Bank of New Hampshire Money Market Rates

Product Rate APY View More
Premier Money Market 0.05% 0.05%
Min Balance $250,000
Details ($2,500 minimum to open. Daily balances under $2,500 do not earn interest.)
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
Prestige Money Market 0.05% 0.05%
Min Balance $2,500
Details ($2,500 minimum to open. Daily balances under $2,500 do not earn interest.)
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
Premier Money Market 0.01% 0.01%
Min Balance $2,500
Details ($2,500 minimum to open. Daily balances under $2,500 do not earn interest.)
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%

Bank of New Hampshire Checking Rates

Product Rate APY View More
Prestige Checking 0.35% 0.35%
Min Balance $0
Details $50 minimum to open
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
Prestige Checking 0.20% 0.20%
Min Balance $0
Details $50 minimum to open
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
Granite Checking 0.10% 0.10%
Min Balance $0
Details $50 minimum to open
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
Prestige Checking 0.05% 0.05%
Min Balance $0
Details $50 minimum to open
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%
Granite Checking 0.01% 0.01%
Min Balance $0
Details $50 minimum to open
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.29%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of New Hampshire is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of New Hampshire rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of New Hampshire's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of New Hampshire
Bank Holding Company BNH FINANCIAL
Address 62 Pleasant St, Laconia, NH 03246  ·  Belknap
FDIC Certificate # 18012
Established 07/02/1831
FDIC Insurance Date 07/02/1959
Domestic Offices 22
Total Branches 22
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.29%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8711%
Return on Equity (ROE) 8.5900%
Non-Performing Loans (NPL) 0.03%
Total Assets $2,749,252,000
Total Deposits $2,342,726,000
Equity Capital $318,554,000
Net Income $24,673,000
Headquarters Laconia
Total Offices 22
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Bank of New Hampshire

Is Bank of New Hampshire a safe place to deposit money?

Yes, Bank of New Hampshire is considered a safe financial institution. With a Texas Ratio of 0.29480827529213%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bank of New Hampshire operate?

Bank of New Hampshire currently maintains approximately 22 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of New Hampshire does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of New Hampshire provides members with tools to manage their accounts and build a solid financial history.

Does Bank of New Hampshire offer online and mobile banking?

Most modern institutions like Bank of New Hampshire provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.banknh.com.

Current Bank of New Hampshire Rates

  • Savings0.01%
  • MMA0.01%
Retrieved from our database of financial products. Rates subject to change.