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Lincoln Bank of Hodgenville Rates & Review April 2026

Lincoln Bank of Hodgenville's 13-Month Certificate of Deposit rates are at 3.80%, 22-Month Certificate of Deposit rates are at 3.65%, 36-Month Certificate of Deposit rates are at 3.50%, 36-Month IRA Certificate of Deposit rates are at 3.50%, 24-Month Certificate of Deposit rates are at 3.25%. Lincoln Bank of Hodgenville's savings rates are at 0.10%. Lincoln Bank of Hodgenville's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Lincoln Bank of Hodgenville with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.12%. Rates were last updated on 04/16/2026.

Lincoln Bank of Hodgenville money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lincoln Bank of Hodgenville? Share your experience about Lincoln Bank of Hodgenville by leaving a review below, or read customer reviews before you decide to use Lincoln Bank of Hodgenville.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.12%
Excellent Lower than avg
Lincoln Bank of Hodgenville
41 Lincoln Sq
Hodgenville, KY 42748
https://www.mylnb.com
Member FDIC

Lincoln Bank of Hodgenville CD Rates

Product Rate APY Term View More
13 Month Certificate of Deposit 3.75% 3.80% 13
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
22 Month Certificate of Deposit 3.60% 3.65% 22
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
36 Month Certificate of Deposit 3.46% 3.50% 36
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
36 Month IRA Certificate of Deposit 3.46% 3.50% 36
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
24 Month Certificate of Deposit 3.21% 3.25% 24
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
24 Month IRA Certificate of Deposit 3.21% 3.25% 24
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
60 Month Certificate of Deposit 1.24% 1.25% 60
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
60 Month IRA Certificate of Deposit 1.24% 1.25% 60
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
48 Month Certificate of Deposit 0.70% 0.70% 48
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
48 Month IRA Certificate of Deposit 0.70% 0.70% 48
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
18 Month Certificate of Deposit 0.50% 0.50% 18
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
18 Month IRA Certificate of Deposit 0.50% 0.50% 18
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
18 Month IRA Variable Certificate of Deposit 0.50% 0.50% 18
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
30 Month Certificate of Deposit 0.50% 0.50% 30
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
30 Month IRA Certificate of Deposit 0.50% 0.50% 30
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
06 Month Certificate of Deposit 0.35% 0.35% 06
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
06 Month IRA Certificate of Deposit 0.35% 0.35% 06
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
12 Month Certificate of Deposit 0.35% 0.35% 12
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
12 Month IRA Certificate of Deposit 0.35% 0.35% 12
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
03 Month Certificate of Deposit 0.20% 0.20% 03
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
03 Month IRA Certificate of Deposit 0.20% 0.20% 03
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%

Lincoln Bank of Hodgenville Savings Rates

Product Rate APY View More
Health Savings Account 0.15% 0.15%
Min Balance $10,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
Best of the Best Club 0.10% 0.10%
Min Balance $0
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
Christmas Club Account 0.10% 0.10%
Min Deposit $10
Min Balance $10
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
Health Savings Account 0.10% 0.10%
Min Deposit $100
Min Balance $0
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
Lincoln Exclusive Club (NOW) 0.10% 0.10%
Min Deposit $100
Min Balance $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
Lincoln Exclusive Club 50 (NOW) 0.10% 0.10%
Min Deposit $100
Min Balance $25
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
Little Abe's Kids Club Savings 0.10% 0.10%
Min Deposit $10
Min Balance $10
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
Statement Savings Account 0.10% 0.10%
Min Deposit $100
Min Balance $0
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%

Lincoln Bank of Hodgenville Money Market Rates

Product Rate APY View More
Hi Fi Account (Tiered Money Market) 0.15% 0.15%
Min Balance $100,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
Premier Money Market 0.15% 0.15%
Min Balance $100,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
Business Money Market and Money Market Account 0.10% 0.10%
Min Balance $0
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
Hi Fi Account (Tiered Money Market) 0.10% 0.10%
Min Deposit $100
Min Balance $2,500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
Premier Money Market 0.10% 0.10%
Min Balance $0
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%

Lincoln Bank of Hodgenville Checking Rates

Product Rate APY View More
Lincoln's Elite Checking Business 0.15% 0.15%
Min Balance $100,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%
Lincoln's Elite Checking Business 0.10% 0.10%
Min Deposit $100
Min Balance $2,500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.12%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Lincoln Bank of Hodgenville is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Lincoln Bank of Hodgenville rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lincoln Bank of Hodgenville's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Lincoln Bank of Hodgenville
Bank Holding Company HAMBAC INC
Address 41 Lincoln Sq, Hodgenville, KY 42748  ·  Larue
FDIC Certificate # 2750
Established 07/20/1930
FDIC Insurance Date 01/01/1934
Domestic Offices 5
Total Branches 5
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.12%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.2983%
Return on Equity (ROE) 11.2800%
Non-Performing Loans (NPL) 0.12%
Total Assets $442,542,000
Total Deposits $370,320,000
Equity Capital $62,821,000
Net Income $6,457,000
Headquarters Hodgenville
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Lincoln Bank of Hodgenville

Is Lincoln Bank of Hodgenville a safe place to deposit money?

Yes, Lincoln Bank of Hodgenville is considered a safe financial institution. With a Texas Ratio of 1.1212304357793%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Lincoln Bank of Hodgenville operate?

Lincoln Bank of Hodgenville currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Lincoln Bank of Hodgenville does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lincoln Bank of Hodgenville provides members with tools to manage their accounts and build a solid financial history.

Does Lincoln Bank of Hodgenville offer online and mobile banking?

Most modern institutions like Lincoln Bank of Hodgenville provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mylnb.com.

Current Lincoln Bank of Hodgenville Rates

  • 12-Month CD0.35%
  • 18-Month CD0.50%
  • 24-Month CD3.25%
  • 36-Month CD3.50%
  • 48-Month CD0.70%
  • 60-Month CD1.25%
  • Savings0.10%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.