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Farmers Insurance Federal Credit Union Rates & Review April 2026

Farmers Insurance Federal Credit Union's 3-Month CD rates are at 4.00%, 9-Month No Penalty CD rates are at 4.00%. Farmers Insurance Federal Credit Union's savings rates are at 0.05%. Farmers Insurance Federal Credit Union's money market rates are at 0.05%. Farmers Insurance Federal Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Farmers Insurance Federal Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.43%. Rates were last updated on 03/26/2026.

Farmers Insurance Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers Insurance Federal Credit Union? Share your experience about Farmers Insurance Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Farmers Insurance Federal Credit Union.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 92/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
15.43%
Good Higher than avg
Farmers Insurance Federal Credit Union
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION
2255 N Ontario St
Burbank, CA 91504
https://www.figfcu.org
Member NCUA

Farmers Insurance Federal Credit Union CD Rates

Product Rate APY Term View More
3-Month Certificate - 4.00%
Details No minimum deposit.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
9-Month No Penalty CD - 4.00%
Details Limited time, new funds only.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%

Farmers Insurance Federal Credit Union Savings Rates

Product Rate APY View More
Online Savings - 2.75%
Details w/Direct Deposit into Checking.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Rainy Day Savings - 1.75%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Health Savings Account - 1.25%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Membership Savings - 0.05%
Min Balance $5
Details This account is required for membership and is your ownership into the Credit Union.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%

Farmers Insurance Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market with Direct Deposit - 0.50%
Min Balance $100,000
Details $100,000+
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Money Market with Direct Deposit - 0.45%
Min Balance $50,000
Details $50,000 - $99,999.99
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Money Market with Direct Deposit - 0.40%
Min Balance $25,000
Details $25,000 - $49,999.99
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Money Market with Direct Deposit - 0.35%
Min Balance $10,000
Details 10,000 - $24,999.99
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Money Market with Direct Deposit - 0.30%
Details Up to $9,999.99
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Money Market - 0.25%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Money Market - 0.20%
Min Balance $50,000
Details Qualifying balance up to $99,999.99
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Money Market - 0.15%
Min Balance $25,000
Details Qualifying balance up to $49,999.99
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Money Market - 0.10%
Min Balance $10,000
Details Qualifying balance up to $24,999.99
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Money Market - 0.05%
Details Qualifying balance up to $9,999.99
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%

Farmers Insurance Federal Credit Union Checking Rates

Product Rate APY View More
High Yield Checking - 5.00%
Details Qualifying balance up to $5,000.00
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%

Farmers Insurance Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 6.74%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Home Equity Loan - - 6.99%
Details As Low As; when you sign up for Direct Deposit
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%

Farmers Insurance Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.99%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Auto Loans (New and used vehicles) - - 4.99% 36 months
Details Direct Deposit APR
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Auto Loans (New and used vehicles) - - 5.24% 48 months
Details Direct Deposit APR
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Auto Loans (New and used vehicles) - - 5.49% 60 months
Details Direct Deposit APR
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Auto Loans (New and used vehicles) - - 5.74% 72 months
Details Direct Deposit APR
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Auto Loans (New and used vehicles) - - 5.99% 36 months
Details Standard APR
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Auto Loans (New and used vehicles) - - 6.24% 48 months
Details Standard APR
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Auto Loans (New and used vehicles) - - 6.49% 60 months
Details Standard APR
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%
Auto Loans (New and used vehicles) - - 6.74% 72 months
Details Standard APR
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.43%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Farmers Insurance Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Farmers Insurance Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Farmers Insurance Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Farmers Insurance Federal Credit Union
Address 2255 N Ontario St, Burbank, CA 91504
Phone 800-877-2345
Fax 323-549-0272
President Rudy Trevino
CEO Mirella Reznic
Full-Time Employees 228
Part-Time Employees 3
Branch Locations 10
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (92/100)
Texas Ratio
15.43%
Return on Assets (ROA)
0.0676%
Return on Equity (ROE)
0.6872%
Non-Performing Loans Ratio (NPL)
1.65%
Total Assets
1,334,022,899
Total Amount of Shares and Deposits
1,154,409,002
Total Shares and Deposits < 1 Year
958,520,219
Total Shares and Deposits 1 3 Years
132,432,725
Total Shares and Deposits > 3 Years
63,456,058
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
73,821,463
Total Uninsured Shares and Deposits > $250K (F+J)
74,204,755
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,080,204,247
Total Interest Expense (Sum of items 6 8)
25,027,505
Share Certificates
6,033
Number of Accounts for Share Drafts
46,337
IRA KEOGH Accounts
1,698
Number of Accounts for Regular Shares
84,435
Non Member Deposits
468
Money Market Shares
1,994
Net Income (unless the amount is already included in Undivided Earnings)
901,437
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
74,223,382
Total Liabilities
1,206,559,479
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Farmers Insurance Federal Credit Union

Is Farmers Insurance Federal Credit Union a safe place to deposit money?

Yes, Farmers Insurance Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 15.434726569389%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Farmers Insurance Federal Credit Union operate?

Farmers Insurance Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Farmers Insurance Federal Credit Union?

Yes, to access services at Farmers Insurance Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Farmers Insurance Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Farmers Insurance Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Farmers Insurance Federal Credit Union offer online and mobile banking?

Most modern institutions like Farmers Insurance Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.figfcu.org.

Current Farmers Insurance Federal Credit Union Rates

  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.