Florida Best CD Rates September 2026

No additional deposits allowed. No penalty for early withdrawals. The account matures in 12 months and will automatically renew for the same term unless funds are withdrawn within 10 days after maturity, during which withdrawals may be made without penalty. Withdrawals will reduce earnings. This promotional rate offer may be modified, suspended, or terminated by Climate First Bank, in whole or in part, at any time and for any reason without prior notice.

Term: Special 12-Month Fixed Rate1

Penalty for early withdrawal: 3 Months Dividends

effective 8/24/2026; minimum opening balance of $500. All terms are subject to early withdrawal penalty and/or fees which may reduce earnings. All programs, rates, and terms may change or be discontinued at any time without notice. Membership is required.

Balance: $500.00

Balance: $1,000,000 OR HIGHER

Compound Period: Daily

Compound Period: Daily

Compound Period: Daily

Minimum to Obtain: $500

The advertised interest rates and Annual Percentage Yields (APY) are effective as of December 17th, 2025 and are subject to change daily without notice. The maximum amount allowed per client is $1,000,000.

Balance: $750,000-$999,999.99

Promotional CD offer valid for FL residents. Minimum $10,000 deposit and balance from external source required to obtain promotional rate. Max deposit $250,000 per account - $500,000 per customer. Account must be opened online or in-branch. Personal account only. Rates subject to change without notice. Early withdrawal penalties may apply. Fees could reduce earnings on the account. Interest compounded and paid monthly. If no action is taken, CD auto-renews at current rates and APY available at that time.

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Early Withdrawal Penalty: 180 days interest

Balance: $500,000-$749,999.99

Advertised rate is fixed for the initial term of the Certificate of Deposit (CD) only. APY assumes interest earned remains on deposit until maturity. Early withdrawal penalty may apply if you withdraw any principal from the CD before the maturity date. Account fees could reduce earnings. Additional terms and conditions apply. Please refer to our Deposit Account Agreement and applicable Schedule of Fees for additional information. Offer cannot be combined with any other promotional rate, bonus rate or special rate offer. BankUnited reserves the right to cancel or modify this offer at any time. Interest rates and APYs displayed are available only for accounts opened in a BankUnited branch. Rates are subject to change at any time and are not guaranteed until the CD is open. Please contact a BankUnited representative for additional details. CD will automatically renew at maturity into a standard CD closest in term to the initial term (which may be shorter or longer than the initial term) at the then current standard rate in effect at the time of renewal unless you instruct us otherwise.

Balance: 12 Month

Balance: 12 Month