Missouri CD Rates Today - Compare Best APYs for June 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Missouri CD rates include Edward Jones Trust CompanyEdward Jones Trust Company12555 Manchester Rd, Saint Louis, MO 63131A+5.0 ★Texas Ratio: 0.00%Real return: +1.55%APY minus CPI (February 2026) offering 4-year CD at 4.35% APY, Sullivan BankSullivan Bank318 W Main St, Sullivan, MO 63080A5.0 ★Texas Ratio: 7.14%Real return: +1.50%APY minus CPI (February 2026) offering 60 Months Special at 4.30% APY, Heritage Community Bank Union, MOHeritage Community Bank Union, MO100 E Locust St, Union, MO 63084A+5.0 ★Texas Ratio: 4.09%Real return: +1.45%APY minus CPI (February 2026) offering 24 Month at 4.25% APY, CIBCCIBC1401 S Brentwood Blvd Fl 2, Saint Louis, MO 63144A+5.0 ★Texas Ratio: 2.97%Real return: +1.35%APY minus CPI (February 2026) offering 18-month CD at 4.15% APY, and Chicago Patrolmens Federal Credit UnionChicago Patrolmens Federal Credit Union106 W Madison Ave Ste 200, Saint Louis, MO 63122 4200A+5.0 ★Texas Ratio: 4.44%Real return: +1.28%APY minus CPI (February 2026) offering Jumbo 6-Month Share Certificate at 4.08% APY. CD rates as of June 23, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Missouri side-by-side. Missouri CD rates currently reach as high as 4.35% APY from Edward Jones Trust Company at 12555 Manchester Rd, Saint Louis, MO 63131. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 23, 2026
Compare Best CD Rates in Missouri
Missouri 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Omb Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
3570 S National Ave, Springfield, MO 65807
3 Month CD
$1,000
4.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Renewal rate based on 3-month board rate at maturity. Penalty for early withdrawal. Rates subject to change.
FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
100 W Walnut St, Nevada, MO 64772
3 Month
$0
4.01%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
3-month CD
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
MRV Banks
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
871 Sainte Genevieve Drive, Sainte Genevieve, MO 63670
3 Month CD
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Annual Percentage Yield (APY) is accurate as of 02/20/2026. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
3 Month CD or IRA CD
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Interest paid at term or maturity of CD
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
2438 Katy LN, Poplar Bluff, MO 63901 2304
3 Month Certificate
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
90 Day CD
$1,000
3.65%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance? CDs 3 month
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4545 S Noland Rd, Independence, MO 64055
3-Month Share Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
3-Month CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO 63105 1913
3 months
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1347 S Ash St, Buffalo, MO 65622
3 Month Certificate of Deposit
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
3 Month CD
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
(a), (c)
1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
3 month ADVANTAGE CD/IRA
$0
3.51%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 N Jefferson St, Saint James, MO 65559
3 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
3 month CD/IRA
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
CDARS? CDs - 3 month
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO 64116 4128
3 Month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Adrian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
130 E Main St, Adrian, MO 64720
3 Month
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1 Montgomery Bank Plaza St, Sikeston, MO 63801
3 Months
$0
3.01%
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3921 Oakland Ave, Saint Joseph, MO 64506
Share Certificate 3 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kennett Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
917 1st St, Kennett, MO 63857
3 Months
$0
2.96%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Classic CD 3 Months
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
119 N Main St, Seymour, MO 65746
3 Month CD
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate/APY for balances of $50,000.00 or over: 2.75% / 2.78%
Senath State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
117 E Commercial St, Senath, MO 63876
3 Months
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
3 month
$0
2.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1280 S Highway Dr, Fenton, MO 63026 1913
3 Months
$1,000
2.15%
▼
Rate2.14%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Table Rock Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
931 State Highway 248, Branson, MO 65616
3 Month
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1444 E Sunshine St, SPRINGFIELD, MO 65804 1238
3 month
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
15300 Veterans Memorial Pkwy, Wentzville, MO 63385
3-Month CD
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
2335 N Belt Hwy Ste D, Saint Joseph, MO 64506
3 Month
$0
1.84%
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Interest Frequency: 3 Months; Early Withdrawal Penalty: 91 Days
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
3-month Certificate of Deposit
$1,000
1.65%
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
90-day CD
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
HomeBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
400 S Main St, Palmyra, MO 63461
3 MONTHS
$2,500
1.16%
▼
Rate1.15%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
United State Bank Lewistown, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
102 W Main St, Lewistown, MO 63452
90 days
$1,000
1.15%
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Show Me Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
550 S Muldrow St, Mexico, MO 65265 2014
3 Month
$0
1.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
121 E Main St, Cole Camp, MO 65325
3 Month CD
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FCNB Bank
Institution Rating:
B-4.4 ★Texas Ratio: 22.82%
402 W Main St, Steelville, MO 65565
3 Month
$1,000
1.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
663 W Highway 60, Monett, MO 65708 8215
3 Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Not Available for IRAs
Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
278 N Jefferson Ave, Lebanon, MO 65536
3 Month CD
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
3 Month
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Heritage Community Bank Union, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
100 E Locust St, Union, MO 63084
3 Month
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Heritage Community Bank Union, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
100 E Locust St, Union, MO 63084
3 Month Certificate
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
318 W Main St, Sullivan, MO 63080
3 Months
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
7730 Carondelet Ave, Saint Louis, MO 63105
3 Month CD
$0
0.21%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 N Jefferson Ave, Saint Louis, MO 63103
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 N Jefferson Ave, Saint Louis, MO 63103
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Missouri 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
106 W Madison Ave Ste 200, Saint Louis, MO 63122 4200
Jumbo 6-Month Share Certificate
$0
4.08%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Special promotional rate valid June 8-26.
OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1347 S Ash St, Buffalo, MO 65622
6 Month Certificate of Deposit
$0
4.00%
▼
Rate3.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Corner Stone Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.24%
117 N Main St, South West City, MO 64863
CD 6 Months
$1,000
4.00%
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
2975 Gardner Edgewood Dr, Neosho, MO 64850 3110
Youth Certificates 6 months
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FEATURED RATE
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
6 Month
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
6-month CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
6 Month IRA
$0
3.96%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
6 Month Add-On CD
$0
3.94%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
6 Month Simple Interest CD
$0
3.94%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO 63102
6 months
$0
3.89%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
6 Month CD
$1,000
3.85%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
(a), (c)
MRV Banks
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
871 Sainte Genevieve Drive, Sainte Genevieve, MO 63670
6 Month CD
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Annual Percentage Yield (APY) is accurate as of 02/20/2026. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
6 month Personal CD
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
6 Month
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1650 N Kingshighway St, Cape Girardeau, MO 63701
6-Month CD
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Annual Percentage Yield accurate as of 6/2/2026. Terms and conditions apply.
F&M Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
505 Broadway, Hannibal, MO 63401
6 month
$5,000
3.80%
▼
Rate3.75%
Min Deposit$5,000
Min Balance—
UpdatedJun 16, 2026
Details
FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
100 W Walnut St, Nevada, MO 64772
6 Month
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Table Rock Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
931 State Highway 248, Branson, MO 65616
6 Month
$0
3.77%
▼
Rate3.72%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO 65109
6-MONTH Share Certificate
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EFFECTIVE 10/01/2025
Southwest Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
101 E Grand Ave, Jasper, MO 64755
6-Month Special
$0
3.73%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
6 month
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
6-Month CD
$0
3.65%
▼
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Bank of Franklin County
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
900 E 8th St, Washington, MO 63090
6 Month CD Special
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
180 Day CD
$1,000
3.65%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
180 Day IRA
$250
3.65%
▼
Rate3.60%
Min Deposit$250
Min Balance—
UpdatedJun 23, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance? CDs 6 month
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
6 Month CD or IRA CD
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Interest paid quarterly
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
1401 S Brentwood Blvd Fl 2, Saint Louis, MO 63144
6-month CD
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Unico Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
1000 E Main St, Park Hills, MO 63601
6 MO
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO 63105 1913
6 months
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Putnam County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1522 Main St, Unionville, MO 63565
6 months to 11 months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
TelComm Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
161 US Highway 60 W, Republic, MO 65738
6-Month IRA CD
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
6 Month Term
$10,000
3.55%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
Share Certificates & IRA Share Certificates - 6 Month Term
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bank of Franklin County
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
900 E 8th St, Washington, MO 63090
6 Month CD Special
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 N Jefferson St, Saint James, MO 65559
6 Months
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
6-month CD
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
6-Month Certificate
$0
3.51%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
6 month ADVANTAGE CD/IRA
$0
3.51%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Midwest BankCentre
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
2191 Lemay Ferry Rd, Lemay, MO 63125
6-Month CD
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Take advantage of current rates while they last
State Bank Waterloo, IL
Institution Rating:
B4.6 ★Texas Ratio: 20.21%
6969 S Lindbergh Blvd, Saint Louis, MO 63125
6 Months
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
6-month guaranteed rate
$50,000
3.50%
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Monthly Service Fee: $0 ($10 if balance falls below $1,000)
Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
6 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
6 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Classic CD 6 Months
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
New Frontier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1771 Zumbehl Rd, Saint Charles, MO 63303
6 months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
2438 Katy LN, Poplar Bluff, MO 63901 2304
6 Month Certificate
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
6-Month Certificate
$0
3.46%
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
Share Certificates & IRA Share Certificates - 6 Month Term
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
6 Month Term
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Missouri 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
1-year CD
$0
4.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
1 Year IRA
$250
4.06%
▼
Rate4.00%
Min Deposit$250
Min Balance—
UpdatedJun 23, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
1 Year CD
$1,000
4.06%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
2915 W Truman Blvd, Jefferson City, MO 65109 0580
12 Month Certificate
$0
4.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
1401 S Brentwood Blvd Fl 2, Saint Louis, MO 63144
12-month CD
$1,000
4.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
The Corner Stone Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.24%
117 N Main St, South West City, MO 64863
CD 12 Months
$1,000
3.95%
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
HomePride Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.68%
437 W Sunset St, Fordland, MO 65652
Individual Retirement Account (IRA) 12-month
$500
3.91%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
2800 E 14th St, Kansas City, MO 64127
1 Year Certificate of Deposit
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
12 Month
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
Youth 12 Month
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
12 Month CD
$1,000
3.85%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
(a), (c)
Putnam County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1522 Main St, Unionville, MO 63565
12 months to 23 months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1280 S Highway Dr, Fenton, MO 63026 1913
Youth Saver 12-Month CD (ages 0-19)
$250
3.80%
▼
Rate3.75%
Min Deposit$250
Min Balance—
UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1280 S Highway Dr, Fenton, MO 63026 1913
12 Months
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1347 S Ash St, Buffalo, MO 65622
12 Month Certificate of Deposit
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
MRV Banks
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
871 Sainte Genevieve Drive, Sainte Genevieve, MO 63670
12 Month CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Annual Percentage Yield (APY) is accurate as of 02/20/2026. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
2975 Gardner Edgewood Dr, Neosho, MO 64850 3110
Youth Certificates 12 months
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3921 Oakland Ave, Saint Joseph, MO 64506
Share Certificate 1 Year
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
12-Month CD
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1650 N Kingshighway St, Cape Girardeau, MO 63701
12-Month CD
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Annual Percentage Yield accurate as of 6/2/2026. Terms and conditions apply.
Union State Bank of Everest
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
321 S Us Highway 169, Gower, MO 64454
1 year
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Premier CD 1 Year
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO 63102
12 months
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
1 year Personal CD
$1,000
3.66%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 N Jefferson St, Saint James, MO 65559
12 Month CD
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
100 W Walnut St, Nevada, MO 64772
1 year
$0
3.65%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Peoples Bank of Moniteau County
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
105 W Row St, Jamestown, MO 65046
12 Month CD or IRA
$500
3.65%
▼
Rate3.62%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
All Time Deposit Accounts are subject to Substantial penalty for early withdrawal. The APY assumes that interest remains on deposit until maturity.
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO 65109
12-MONTH Share Certificate
$0
3.65%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EFFECTIVE 10/01/2025
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
2335 N Belt Hwy Ste D, Saint Joseph, MO 64506
Large Depositor Special 12 Month
$250,000
3.65%
▼
Rate3.60%
Min Deposit$250,000
Min Balance—
UpdatedJun 16, 2026
Details
Interest Frequency: 3 Months; Early Withdrawal Penalty: 91 Days
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
2335 N Belt Hwy Ste D, Saint Joseph, MO 64506
Relationship Special 12 Month
$10,000
3.65%
▼
Rate3.60%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Interest Frequency: 3 Months; Early Withdrawal Penalty: 91 Days
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO 64155 2779
12 month term
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO 64155 2779
Youth Certificate - 12 mo. Term
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
121 E Main St, Cole Camp, MO 65325
12 Month CD
$0
3.63%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Table Rock Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
931 State Highway 248, Branson, MO 65616
12 Month
$0
3.62%
▼
Rate3.57%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
12-Month Certificate
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
12-Month IRA
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.10%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
12 Month IRA
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
12 Month CD
$1,000
3.60%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Signature CD 1 Year
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
Share Certificates & IRA Share Certificates - 12 Month Term
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
12 Month Term
$10,000
3.60%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
12 Month IRA
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.10%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
12 Month
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO 64116 4128
Youth 12 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
12 Months
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
United State Bank Lewistown, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
102 W Main St, Lewistown, MO 63452
12 months
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
1 year
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Putnam County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1522 Main St, Unionville, MO 63565
12 months to 23 months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO 63105 1913
12 months
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
12-Month IRA
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Missouri 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
18-month CD
$0
4.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
1401 S Brentwood Blvd Fl 2, Saint Louis, MO 63144
18-month CD
$1,000
4.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Featured rate
Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
1444 E Sunshine St, SPRINGFIELD, MO 65804 1238
18 month
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4545 S Noland Rd, Independence, MO 64055
18-Month Variable
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
The Corner Stone Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.24%
117 N Main St, South West City, MO 64863
CD 18 Months
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
F&M Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
505 Broadway, Hannibal, MO 63401
18 month
$5,000
3.85%
▼
Rate3.80%
Min Deposit$5,000
Min Balance—
UpdatedJun 16, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
18 Month CD
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
(a), (c)
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
18 Month Daily Compound CD
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
18 Month IRA
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
15300 Veterans Memorial Pkwy, Wentzville, MO 63385
18-Month Variable Rate IRA
$0
3.67%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Variable Rate
OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1347 S Ash St, Buffalo, MO 65622
18 Month Certificate of Deposit
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
2800 E 14th St, Kansas City, MO 64127
1.5 Year Certificate of Deposit
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 N Jefferson St, Saint James, MO 65559
18 Month CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
State Bank Waterloo, IL
Institution Rating:
B4.6 ★Texas Ratio: 20.21%
6969 S Lindbergh Blvd, Saint Louis, MO 63125
18 Months
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
United State Bank Lewistown, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
102 W Main St, Lewistown, MO 63452
18 months
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO 65109
18-MONTH Share Certificate
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EFFECTIVE 10/01/2025
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1280 S Highway Dr, Fenton, MO 63026 1913
18 Months
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
18-Month CD
$0
3.45%
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Premier CD 18 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1111 E 23rd St S, Independence, MO 64055
18 months
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO 64116 4128
18 Month
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance? CDs 18 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
18 Month Term
$10,000
3.40%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
Share Certificates & IRA Share Certificates - 18 Month Term
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
18 Month CD
$1,000
3.40%
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
18 Month CD or IRA CD
$500
3.35%
▼
Rate3.31%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Interest paid quarterly
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Signature CD 18 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
Share Certificates & IRA Share Certificates - 18 Month Term
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
13655 Riverport Dr, Maryland Heights, MO 63043
IRA Certificates (CDs) 18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
18 Month Term
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
13655 Riverport Dr, Maryland Heights, MO 63043
18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
121 E Main St, Cole Camp, MO 65325
18 Month CD
$0
3.28%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
663 W Highway 60, Monett, MO 65708
18 Months Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
18 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Goetz Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
1905 Howard St, Saint Joseph, MO 64501 1540
18 months
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Classic CD 18 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bank 21
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
1 W Washington St, Carrollton, MO 64633
18 MONTH CERTIFICATE OF DEPOSIT
$500
3.25%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO 63101
Share Certificate 18 Month
$100
3.10%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
18-month Certificate of Deposit
$1,000
3.10%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
950 W 92 Hwy, Kearney, MO 64060
18-Month
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
18 Month
$1,000
3.09%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Kennett Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
917 1st St, Kennett, MO 63857
18 Months
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO 63105 1913
18 months
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
121 E Main St, Cole Camp, MO 65325
18 Month Variable IRA
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Variable
Bank of Old Monroe
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2100 Highway C, Old Monroe, MO 63369
18 Month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
HomePride Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.68%
437 W Sunset St, Fordland, MO 65652
18 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1 Montgomery Bank Plaza St, Sikeston, MO 63801
18 Months
$0
3.01%
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Postal and Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3921 Oakland Ave, Saint Joseph, MO 64506
Share Certificate 18 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
2975 Gardner Edgewood Dr, Neosho, MO 64850 3110
Share Certificates 18 months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.10%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
18 Month
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Missouri 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Community Bank Union, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
100 E Locust St, Union, MO 63084
24 Month
$0
4.25%
▼
Rate4.16%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Heritage Community Bank Union, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
100 E Locust St, Union, MO 63084
24 Month Certificate
$0
4.25%
▼
Rate4.16%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
2-year CD
$0
4.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
The Corner Stone Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.24%
117 N Main St, South West City, MO 64863
CD 24 Months
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
24 Month CD
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
(a), (c)
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
2975 Gardner Edgewood Dr, Neosho, MO 64850 3110
Youth Certificates 24 months
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
24 Month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
State Bank Waterloo, IL
Institution Rating:
B4.6 ★Texas Ratio: 20.21%
6969 S Lindbergh Blvd, Saint Louis, MO 63125
24 Months
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
24 Month Daily Compound CD
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
24 Month IRA
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
100 W Walnut St, Nevada, MO 64772
2 year
$0
3.65%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 N Jefferson St, Saint James, MO 65559
24 Month CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
24 Month Term
$10,000
3.60%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
Share Certificates & IRA Share Certificates - 24 Month Term
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO 64116 4128
24 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Putnam County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1522 Main St, Unionville, MO 63565
24 months to 35 months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
24 Month CD
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
24 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1280 S Highway Dr, Fenton, MO 63026 1913
24 Months
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
24 Month Term
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
Share Certificates & IRA Share Certificates - 24 Month Term
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
24-Month CD
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO 63102
24 months
$0
3.46%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4545 S Noland Rd, Independence, MO 64055
24-Month Fixed
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4545 S Noland Rd, Independence, MO 64055
24-Month Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1347 S Ash St, Buffalo, MO 65622
24 Month Certificate of Deposit
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
24-Month Certificate
$0
3.41%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
24-Month IRA
$0
3.41%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance? CDs 24 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
United State Bank Lewistown, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
102 W Main St, Lewistown, MO 63452
24 months
$1,000
3.40%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Premier CD 2 Years
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
24-Month Certificate
$0
3.36%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
24-Month IRA
$0
3.36%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1111 E 23rd St S, Independence, MO 64055
24 months
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Union State Bank of Everest
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
321 S Us Highway 169, Gower, MO 64454
2 year
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
24-Month Certificate
$0
3.31%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
24-Month IRA
$0
3.31%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Putnam County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1522 Main St, Unionville, MO 63565
24 months to 35 months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Signature CD 2 Years
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
119 N Main St, Seymour, MO 65746
24 Month CD
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate/APY for balances of $50,000.00 or over: 3.25% / 3.29%
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
663 W Highway 60, Monett, MO 65708
24 Months Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
24 Month CD or IRA CD
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Interest paid quarterly
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.77%
805 W Stadium Blvd, Jefferson City, MO 65109
24-MONTH Share Certificate
$0
3.25%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EFFECTIVE 10/01/2025
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
24 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
2800 E 14th St, Kansas City, MO 64127
2 Year Certificate of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO 63105 1913
24 months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
New Frontier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1771 Zumbehl Rd, Saint Charles, MO 63303
24 months
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
2 Year CD
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
2 Year IRA
$250
3.25%
▼
Rate3.21%
Min Deposit$250
Min Balance—
UpdatedJun 23, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Classic CD 2 Years
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Missouri 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
3-year CD
$0
4.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4545 S Noland Rd, Independence, MO 64055
36-Month Variable
$0
3.89%
▼
Rate3.82%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
36 Month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
36-Month CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
The Corner Stone Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.24%
117 N Main St, South West City, MO 64863
CD 36 Months
$1,000
3.55%
▼
Rate3.49%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
36 Month CD
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
36 Month CD
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
(a), (c)
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 N Jefferson St, Saint James, MO 65559
36 Month CD
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
100 W Walnut St, Nevada, MO 64772
3 year
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1280 S Highway Dr, Fenton, MO 63026 1913
36 Months
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4545 S Noland Rd, Independence, MO 64055
36-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4545 S Noland Rd, Independence, MO 64055
36-Month Fixed
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
36 Month CD or IRA CD
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Interest paid quarterly
Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
36 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1111 E 23rd St S, Independence, MO 64055
36 months
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
State Bank Waterloo, IL
Institution Rating:
B4.6 ★Texas Ratio: 20.21%
6969 S Lindbergh Blvd, Saint Louis, MO 63125
36 Months
$1,000
3.45%
▼
Rate3.41%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO 63102
36 months
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance? CDs 36 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1347 S Ash St, Buffalo, MO 65622
36 Month Certificate of Deposit
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
36-Month Certificate
$0
3.31%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
36-Month IRA
$0
3.31%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1280 S Highway Dr, Fenton, MO 63026 1913
36 Months Rate Bump
$1,000
3.30%
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Premier CD 3 Years
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
2800 E 14th St, Kansas City, MO 64127
3 Year Certificate of Deposit
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Educational Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.92%
1221 E Grand St, Springfield, MO 65804
36-Month CD
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Compounds 36 Months
The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
119 N Main St, Seymour, MO 65746
36 Month CD
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate/APY for balances of $50,000.00 or over: 3.25% / 3.29%
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
36 Month IRA
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO 64116 4128
36 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bank of Old Monroe
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2100 Highway C, Old Monroe, MO 63369
36 Month
$0
3.28%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
36-Month Certificate
$0
3.26%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
36-Month IRA
$0
3.26%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
663 W Highway 60, Monett, MO 65708
36 Months Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
2975 Gardner Edgewood Dr, Neosho, MO 64850 3110
Share Certificates 36 months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
8451 N Madison Ave, Kansas City, MO 64155 2779
36 month term
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
36 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
130 S BEMISTON AVE STE 100, SAINT LOUIS, MO 63105 1913
36 months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
CDARS? CDs - 3 year
$0
3.22%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
36-Month Certificate
$0
3.21%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
36-Month IRA
$0
3.21%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
663 W Highway 60, Monett, MO 65708 8215
36 Month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Signature CD 3 Years
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
TelComm Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
161 US Highway 60 W, Republic, MO 65738
36-Month IRA CD
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
36 Month Term
$10,000
3.15%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
Share Certificates & IRA Share Certificates - 36 Month Term
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Putnam County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1522 Main St, Unionville, MO 63565
36 months to 47 months
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
United State Bank Lewistown, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
102 W Main St, Lewistown, MO 63452
36 months
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
36 Month Variable Rate Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account.
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
3 Years
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Classic CD 3 Years
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
3 Year IRA
$250
3.09%
▼
Rate3.05%
Min Deposit$250
Min Balance—
UpdatedJun 23, 2026
Details
Missouri 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
4-year CD
$0
4.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Heritage Community Bank Union, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
100 E Locust St, Union, MO 63084
48 Month
$0
4.25%
▼
Rate4.16%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Heritage Community Bank Union, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
100 E Locust St, Union, MO 63084
48 Month Certificate
$0
4.25%
▼
Rate4.16%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Classic CD 4 Years
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Premier CD 4 Years
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Signature CD 4 Years
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
48 Month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
48 Month Bump Up CD
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
State Bank Waterloo, IL
Institution Rating:
B4.6 ★Texas Ratio: 20.21%
6969 S Lindbergh Blvd, Saint Louis, MO 63125
48 Months
$1,000
3.60%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
48-Month CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 N Jefferson St, Saint James, MO 65559
48 Month CD
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
48 Month CD
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
48 Month CD
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
(a), (c)
Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
48 Months
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
48 Month CD or IRA CD
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Interest paid quarterly
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4545 S Noland Rd, Independence, MO 64055
48-Month Fixed
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4545 S Noland Rd, Independence, MO 64055
48-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1280 S Highway Dr, Fenton, MO 63026 1913
48 Months
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
100 W Walnut St, Nevada, MO 64772
4 year
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1111 E 23rd St S, Independence, MO 64055
48 months
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
The Corner Stone Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.24%
117 N Main St, South West City, MO 64863
CD 48 Months
$1,000
3.45%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO 63102
48 months
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
2800 E 14th St, Kansas City, MO 64127
4 Year Certificate of Deposit
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance? CDs 48 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
663 W Highway 60, Monett, MO 65708
48 Months Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
48 Month Daily Compound CD
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
663 W Highway 60, Monett, MO 65708 8215
48 Month
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1280 S Highway Dr, Fenton, MO 63026 1913
48 Months Rate Bump
$1,000
3.30%
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
119 N Main St, Seymour, MO 65746
48 Month CD
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate/APY for balances of $50,000.00 or over: 3.25% / 3.29%
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
48 Month IRA
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO 64116 4128
48 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bank of Old Monroe
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2100 Highway C, Old Monroe, MO 63369
48 Month
$0
3.28%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Putnam County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1522 Main St, Unionville, MO 63565
48 months to 59 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
48 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
2975 Gardner Edgewood Dr, Neosho, MO 64850 3110
Share Certificates 48 months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1347 S Ash St, Buffalo, MO 65622
48 Month Certificate of Deposit
$0
3.19%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
48-Month Certificate
$0
3.16%
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
48-Month IRA
$0
3.16%
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
48 Month Term
$10,000
3.15%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
Share Certificates & IRA Share Certificates - 48 Month Term
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Putnam County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1522 Main St, Unionville, MO 63565
48 months to 59 months
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
48-Month Certificate
$0
3.11%
▼
Rate3.07%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
48-Month IRA
$0
3.11%
▼
Rate3.07%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Maries County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
205 Highway 63 N, Vienna, MO 65582
48 Month CD
$1,000
3.09%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
4 Year CD
$1,000
3.09%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
4 Year IRA
$250
3.09%
▼
Rate3.05%
Min Deposit$250
Min Balance—
UpdatedJun 23, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
48-Month IRA
$0
3.06%
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
48-Month Certificate
$0
3.06%
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO 63101
Share Certificate 4 Year
$100
3.05%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
48 Month Term
$500
3.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Missouri 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
5-year CD
$0
4.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
318 W Main St, Sullivan, MO 63080
60 Months Special Click to Open CD
$1,000
4.30%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Sullivan Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
318 W Main St, Sullivan, MO 63080
60 Months Special
$0
4.30%
▼
Rate4.23%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Click to Open CD
The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
119 N Main St, Seymour, MO 65746
60 Month CD
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate/APY for balances of $50,000.00 or over: 3.75% / 3.80%
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
60 Month
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
60 Month CD
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
60 Month CD or IRA CD
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Interest paid quarterly
Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1540 LEMAY FERRY RD, SAINT LOUIS, MO 63125 2405
60 Months
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
60-Month CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 N Jefferson St, Saint James, MO 65559
60 Month CD
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1111 E 23rd St S, Independence, MO 64055
60 months
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
2800 E 14th St, Kansas City, MO 64127
5 Year Certificate of Deposit
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1280 S Highway Dr, Fenton, MO 63026 1913
60 Months
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
2975 Gardner Edgewood Dr, Neosho, MO 64850 3110
Share Certificates 60 months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4545 S Noland Rd, Independence, MO 64055
60-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4545 S Noland Rd, Independence, MO 64055
60-Month Fixed
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
State Bank Waterloo, IL
Institution Rating:
B4.6 ★Texas Ratio: 20.21%
6969 S Lindbergh Blvd, Saint Louis, MO 63125
60 Months
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
663 W Highway 60, Monett, MO 65708 8215
60 Month
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.73%
FEDERAL RESERVE BANK OF ST LOUIS, Saint Louis, MO 63102
60 months
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
3.5-Year Bump Rate CD
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance? CDs 60 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
663 W Highway 60, Monett, MO 65708
60 Months Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
TelComm Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
161 US Highway 60 W, Republic, MO 65738
60-Month IRA CD
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Putnam County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1522 Main St, Unionville, MO 63565
60 months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1280 S Highway Dr, Fenton, MO 63026 1913
60 Months Rate Bump
$1,000
3.30%
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Bank of Old Monroe
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2100 Highway C, Old Monroe, MO 63369
60 Month
$0
3.28%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
The Corner Stone Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.24%
117 N Main St, South West City, MO 64863
CD 60 Months
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Putnam County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1522 Main St, Unionville, MO 63565
60 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
60 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
60-Month Certificate
$0
3.21%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
60-Month IRA
$0
3.21%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Premier CD 5 Years
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
60-Month Certificate
$0
3.16%
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
60-Month IRA
$0
3.16%
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Putnam County State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
1522 Main St, Unionville, MO 63565
60 months
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Maries County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
205 Highway 63 N, Vienna, MO 65582
60 Month CD
$1,000
3.14%
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
60-Month Certificate
$0
3.11%
▼
Rate3.07%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
60-Month IRA
$0
3.11%
▼
Rate3.07%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
9300 Troost Ave, Kansas City, MO 64131
Signature CD 5 Years
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
13655 Riverport Dr, Maryland Heights, MO 63043
60-month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3805 Union Rd, Saint Louis, MO 63125 4320
60 Month Variable Rate Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account.
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
1001 Pine St, Saint Louis, MO 63101
Share Certificate 5 Year
$100
3.10%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
60 Month Daily Compound CD
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
950 W 92 Hwy, Kearney, MO 64060
60-Month
$0
3.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1347 S Ash St, Buffalo, MO 65622
60 Month Certificate of Deposit
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
60 Month IRA
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kennett Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
917 1st St, Kennett, MO 63857
60 Months - 5
$0
3.03%
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
1002 Swift Ave, North Kansas City, MO 64116 4128
60 Month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Horizon Credit Union Macon, MO
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
310 N Missouri St, Macon, MO 63552
Certificates of Deposit / 60 months
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
60 Month CD
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
(a), (c)
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Missouri CD Rate Trends
Compare local Missouri CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — MO Avg
2.964%
▼ 0.004 vs 7 days ago
Missouri 12-month CD rates fell 0.004 points over the past 7 days to 2.964% APY.
6-Month CD — MO Avg
2.781%
Unchanged vs 7 days ago
Missouri 6-month CD rates currently average 2.781% APY based on data from institutions in our monitoring network.
As of Jun 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
MO CD Rate Forecast — Next 12 Months
Where are Missouri CD rates headed through June 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
MO 12-Month Avg APY
2.964%
6-Month Forecast
2.964%
Range: 2.76% – 3.11%
12-Month Forecast
2.714%
Range: 2.51% – 2.86%
Powered by
MonitorBankRates
What Your Savings Earn at MO CD Rates Today
Annual interest earnings at today’s Missouri average APYs. State average used where available; national average as fallback.
| CD Term | MO Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.169% | $108.45 | $216.89 | $542.23 | $1,084.45 |
| 6-Month CD | 2.781% | $139.04 | $278.07 | $695.18 | $1,390.35 |
| 12-Month CD | 2.964% | $148.18 | $296.36 | $740.90 | $1,481.80 |
| 18-Month CD | 2.676% | $133.81 | $267.62 | $669.05 | $1,338.10 |
| 24-Month CD | 2.790% | $139.48 | $278.96 | $697.40 | $1,394.80 |
| 36-Month CD | 2.781% | $139.03 | $278.06 | $695.15 | $1,390.30 |
| 48-Month CD | 2.828% | $141.42 | $282.84 | $707.10 | $1,414.20 |
| 60-Month CD | 2.828% | $141.39 | $282.78 | $706.95 | $1,413.90 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 23, 2026. | |||||
Sample CD Ladder for Missouri Savers
$25,000 split equally across 5 terms using today’s Missouri average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | MO Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.169% | $108.45 |
| 2 | 6-Month CD | $5,000 | 2.781% | $139.04 |
| 3 | 12-Month CD | $5,000 | 2.964% | $148.18 |
| 4 | 24-Month CD | $5,000 | 2.790% | $139.48 |
| 5 | 36-Month CD | $5,000 | 2.781% | $139.03 |
| Total ($25,000 invested) | $25,000 | 2.697% blended | $674.18/yr | |
Ladder example uses equal $5,000 rungs and Missouri average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
633
CD Rates
Tracked in Missouri
Tracked in Missouri
61 Banks
36 Credit Unions
About Our Missouri CD Rate Database
MonitorBankRates tracks 633 CD rates from 61 banks and 36 credit unions with locations in Missouri, plus national online institutions available to Missouri residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Edward Jones Trust Company offers a CD at 4.35% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Missouri.
How to Find the Best CD Rates in Missouri
What to compare when shopping for a CD in Missouri
To find the best APYs in Missouri, start with credit unions and online-only banks — Missouri has 36 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Missouri
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Missouri — 97 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Missouri savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Missouri money market rates
Missouri Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
17.9%
National avg: 17.3%
Median Individual Earnings
$42,774
National avg: $47,340
Poverty Rate
12.6%
National avg: 11.1%
Unemployment Rate
4.0%
National avg: 4.8%
CD Earnings on 10% of Salary
$127/yr
At MO 12-mo avg 2.964% APY
17.9% of residents are 65 or older, in line with the national average of 17.3%. At today’s MO 12-month CD average of 2.964%, saving 10% of the local median salary ($4,277/year) and putting it in a CD would earn an additional $127 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Missouri
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Missouri
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Missouri typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Missouri as everywhere in the U.S.
Choosing a CD Term in Missouri
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Missouri savers easier access to their funds. For example, Chicago Patrolmens Federal Credit Union is offering its Jumbo 6-Month Share Certificate at 4.08% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Edward Jones Trust Company is offering its 5-year CD at 4.35% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Missouri Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Missouri saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Missouri
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Missouri CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Missouri
Most CDs carry a fixed rate that is locked for the entire term, protecting a Missouri depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Missouri
Are CD rates in Missouri FDIC insured?
Yes, most established banks in Missouri are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Missouri?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Missouri.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Missouri may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Missouri?
Here are recent top rates found for this area:
- Edward Jones Trust Company: 4.35% APY (4-year CD)
- Sullivan Bank: 4.30% APY (60 Months Special)
- Heritage Community Bank Union, MO : 4.25% APY (24 Month)
- CIBC: 4.15% APY (18-month CD)
- Chicago Patrolmens Federal Credit Union: 4.08% APY (Jumbo 6-Month Share Certificate)
- Freedom Bank of Southern Missouri: 4.06% APY (1 Year CD)
- Omb Bank: 4.05% APY (3 Month CD)
- Conservation Employees Credit Union: 4.03% APY (12 Month Certificate)
- FNB of Nevada, Missouri: 4.01% APY (3 Month)
- CSD Credit Union: 4.00% APY (6 Month)
Rates reflect recent verified offers available in Missouri. Last Updated: June 23, 2026
CD Calculators for Missouri
Missouri CD Calculator
At today’s MO top rate of 4.35% APY, a $10,000 deposit earns $435 in the first year. Enter your amount to see your exact return.
Missouri CD LadderMO CD rates currently range from 2.169% (3-month) to 2.781% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Missouri CD at 4.35% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsMissouri’s average 12-month CD is 2.964% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Missouri CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 23, 2026
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