Oklahoma CD Rates Today - Compare Best APYs for May 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Oklahoma CD rates include ADVANCIALADVANCIAL10000 N Central Expy Ste 1400, Dallas, TX 75231 2319A+5.0 ★Texas Ratio: 0.31%Real return: +1.54%APY minus CPI (February 2026) offering Jumbo, 5 Year Term Certificates at 4.34% APY, Mercy Credit UnionMercy Credit Union1444 E Sunshine St, SPRINGFIELD, MO 65804 1238A+5.0 ★Texas Ratio: 1.69%Real return: +1.20%APY minus CPI (February 2026) offering 18 month Certificates of Deposit at 4.00% APY, Lifetime Federal Credit UnionLifetime Federal Credit Union1001 E Lookout Dr, Richardson, TX 75082A+5.0 ★Texas Ratio: 3.25%Real return: +1.17%APY minus CPI (February 2026) offering IRA / 12 Month Certificate at 3.97% APY, Frontier State BankFrontier State Bank5100 S I 35 Service Rd, Oklahoma City, OK 73129A+5.0 ★Texas Ratio: 0.01%Real return: +1.15%APY minus CPI (February 2026) offering 6 Months Certificates of Deposit & IRAs at 3.95% APY, and Red River Employees Federal Credit UnionRed River Employees Federal Credit Union4405 Summerhill Rd, Texarkana, TX 75503A+5.0 ★Texas Ratio: 5.10%Real return: +1.15%APY minus CPI (February 2026) offering 6 Month TEAL Certificate at 3.95% APY. CD rates as of May 15, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Oklahoma side-by-side. Oklahoma CD rates currently reach as high as 4.34% APY from ADVANCIAL at 10000 N Central Expy Ste 1400, Dallas, TX 75231 2319. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 15, 2026
Compare Best CD Rates in Oklahoma
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
3 Month Certificate of Deposit
$100,000
3.75%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
3 Month Certificate of Deposit
$25,000
3.70%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
3 Month Certificate of Deposit
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
3 Month Special IRA Certificates
$1,000
3.55%
▼
Rate3.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Available for IRAs-Penalties may be imposed for early withdrawal
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
3 mo Certificates of Deposit
$50,000
3.45%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
3 mo Certificates of Deposit
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
3 Month Certificate Accounts and IRA Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
3-Month Certificate
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Limited time offer
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
3 Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
90 Days Certificates of Deposit
$2,000
3.04%
▼
Rate3.00%
Min Deposit$2,000
Min Balance—
UpdatedMay 15, 2026
Details
$2,000 minimum deposit to open.
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
3-month Jumbo Certificate
$100,000
2.95%
▼
Rate2.92%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
3-month Jumbo IRA Certificate
$100,000
2.95%
▼
Rate2.92%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
3-month Certificate
$1,000
2.90%
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
3-month IRA Certificate
$1,000
2.90%
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
3 Month Share Certificate
$0
2.58%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
IRA Certificates 3 Months
$0
2.58%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1444 E Sunshine St, SPRINGFIELD, MO 65804 1238
3 month Certificates of Deposit
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 W Britton Rd, Oklahoma City, OK 73114
3 Months
$1,000
1.50%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
3 Months Certificates of Deposit & IRAs
$0
1.16%
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
30-90 Day CD
$0
1.16%
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 3 Month
$1,000
1.16%
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 3 Month
$0
1.13%
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
91-Days (3-Month) Certificates of Deposit (CD)
$2,500
1.12%
▼
Rate1.12%
Min Deposit$2,500
Min Balance—
UpdatedMay 15, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
3 Month Share Certificates
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
3 Month CD
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
3 Month CD
$1,000
0.80%
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates and Over 90 Days
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$100,000
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates 90 Days
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Under $100,000
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Frontier State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
6 Months Certificates of Deposit & IRAs
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
6 Month TEAL Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
(Age 0-17)
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
6 Months
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
6-Month TEAL Certificate
$250
3.95%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 6, 2026
Details
For Kids and Teams
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
6 Month CD
$1,000
3.95%
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Annual Percentage Yield. Minimum balance of $1,000 to earn APY. Rate 3.88% as of 11/1/2025. Rates subject to change. Early withdrawal penalties may apply.
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 6 Month
$1,000
3.95%
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
6 Month CD
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
6-month Jumbo Certificate
$100,000
3.85%
▼
Rate3.80%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
6-month Jumbo IRA Certificate
$100,000
3.85%
▼
Rate3.80%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
6 Month Certificate
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
6 month Certificate
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
6 Month CD
$0
3.79%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 W Britton Rd, Oklahoma City, OK 73114
6 Months
$1,000
3.75%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
823 Main St, Winfield, KS 67156
6-Month CD Special
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
6 Month Certificate of Deposit
$100,000
3.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
6-month Certificate
$1,000
3.65%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
6-month IRA Certificate
$1,000
3.65%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK 74403 4910
6 months Certificates & IRA Certificates
$1,000
3.61%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK 74037
6-month CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
6 Month Certificate of Deposit
$25,000
3.60%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
6 Month Certificate of Deposit
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
6 Month CD
$0
3.53%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
6 Month Special IRA Certificates
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Available for IRAs-Penalties may be imposed for early withdrawal
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
6 mo Certificates of Deposit
$50,000
3.50%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
6 mo Certificates of Deposit
$1,000
3.45%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
6 month Certificate
$0
3.36%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
6 Month Share/IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
6 Month Certificate Accounts and IRA Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
6-Month Certificate
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Great short-term rate
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK 74128
Certificates of Deposit 6 Mo.
$1,000
3.23%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK 74804 2026
6 Month Certificate of Deposit Account
$500
3.04%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK 74804 2026
IRA Certificate Account 6 Month
$500
3.04%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK 74651
6 months Certificates of Deposit (CD)
$0
3.04%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
6 Month Share Certificate
$0
2.93%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
IRA Certificates 6 Months
$0
2.93%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1444 E Sunshine St, SPRINGFIELD, MO 65804 1238
6 month Certificates of Deposit
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
182-Day (6-Month) Certificates of Deposit (CD)
$2,500
2.13%
▼
Rate2.11%
Min Deposit$2,500
Min Balance—
UpdatedMay 15, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
Traditional, Roth & Simplified Employee Pension (SEP) Individual Retirement Account (IRA) 182-Days (6-Months)
$0
2.13%
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates and Over 180 Days
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$100,000
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 6 Month
$0
1.54%
▼
Rate1.52%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
6 Month Share Certificates
$0
1.41%
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
6 Month CD
$1,000
1.25%
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
6 Month CD
$1,000
0.90%
▼
Rate0.90%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
6 month
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
6 month Certificate of Deposit
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates 180 Days
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Under $100,000
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
6 Months Certificate
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$75,000.00+
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 6 Months
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$75,000.00+
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Individual retirement Account (IRA) 6 months fixed rate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
6 Months Certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$0.00 - $74,999.99
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1001 E Lookout Dr, Richardson, TX 75082
IRA / 12 Month Certificate
$0
3.97%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
12 Month CD (also IRA)
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
12 Months
$0
3.88%
▼
Rate3.81%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
IRA Certificate 12 Months
$0
3.88%
▼
Rate3.81%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
IRA Certificate 12 Months
$0
3.86%
▼
Rate3.81%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
12 Months Certificates of Deposit & IRAs
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
12 month Certificate
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 12 Month
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
1 YEAR CD
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
12-month Jumbo Certificate
$100,000
3.75%
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
12-month Jumbo IRA Certificate
$100,000
3.75%
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
12 Month Certificate Accounts and IRA Certificates
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
12-Month Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
12-Month Certificates
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
12 mo Certificates of Deposit
$50,000
3.70%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
12 mo Certificates of Deposit
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
12 Month Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
1 Year Certificate of Deposit
$100,000
3.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
12 Month CD
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
Certificate of Deposit 12 Months
$500
3.53%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
823 Main St, Winfield, KS 67156
12-Month CD Special
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK 74403 4910
12 months Certificates & IRA Certificates
$1,000
3.51%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK 74037
1-year cd
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
12-month Certificate
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
12-month IRA Certificate
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1444 E Sunshine St, SPRINGFIELD, MO 65804 1238
12 month Certificates of Deposit
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 W Britton Rd, Oklahoma City, OK 73114
12 Months
$1,000
3.50%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
1 Year Certificate of Deposit
$25,000
3.49%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
12 Months Certificates of Deposit
$2,000
3.49%
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
UpdatedMay 15, 2026
Details
$2,000 minimum deposit to open.
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
1 Year Certificate of Deposit
$1,000
3.44%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
IRA Certificates 12 Months
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
12 Month Share Certificate
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
12 month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
12 Month CD
$0
3.29%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
12 Month Special IRA Certificates
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Available for IRAs-Penalties may be imposed for early withdrawal
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK 74804 2026
1 Year Certificate of Deposit Account
$500
3.14%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK 74804 2026
IRA Certificate Account 1 Year
$500
3.14%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
12 Months Certificate of Deposit
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
1 Year Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK 74651
12 months Certificates of Deposit (CD)
$0
2.84%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
12-Month Certificates of Deposit (CD)
$2,500
2.60%
▼
Rate2.58%
Min Deposit$2,500
Min Balance—
UpdatedMay 15, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
Traditional, Roth & Simplified Employee Pension (SEP) Individual Retirement Account (IRA) 12-Months
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 12 Month
$0
2.15%
▼
Rate2.12%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
12 Month Share Certificates
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
1420 Sw Lee Blvd, Lawton, OK 73501
12 Months Certificate of Deposit (CDs)
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Open Account: $500.00
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 12 Month
$0
1.85%
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
12 Month CD
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
12-month certificate
$10,000
1.11%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Minimum deposit of $10,000
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
Share Certificate (CD) 1 year
$10,000
1.11%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Over $10,000
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
IRA 12 Month
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1444 E Sunshine St, SPRINGFIELD, MO 65804 1238
18 month Certificates of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
18 month Certificate
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
18 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
IRA Certificate 18 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
18 Month Certificate of Deposit
$100,000
3.75%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
IRA variable 18-month
$0
3.67%
▼
Rate3.61%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
18 Month Certificate of Deposit
$25,000
3.65%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
18 Month Certificate of Deposit
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
18 Months Certificates of Deposit
$2,000
3.49%
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
UpdatedMay 15, 2026
Details
$2,000 minimum deposit to open.
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
500 Montgomery Sq, Lawton, OK 73501
18 months Certificate of Deposit
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
IRA Certificates 18 Months
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
18 Month Share Certificate
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
18 mo Certificates of Deposit
$50,000
3.20%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
18-month Jumbo Certificate
$100,000
3.20%
▼
Rate3.16%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
18 mo Certificates of Deposit
$1,000
3.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
18-month Certificate
$1,000
3.15%
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK 74403 4910
18 months Certificates & IRA Certificates
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
18 month Certificate
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 W Britton Rd, Oklahoma City, OK 73114
18 Months
$1,000
3.05%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
18 Months Certificates of Deposit & IRAs
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
18 Month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
18 Month IRA Variable Rate Certificate of Deposit
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK 74403 4910
18 month IRA Certificates
$50
3.00%
▼
Rate2.96%
Min Deposit$50
Min Balance—
UpdatedMay 6, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
18 Month Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
18 Months Certificate of Deposit
$1,000
2.79%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
18-Month Certificates of Deposit (CD)
$1,000
2.60%
▼
Rate2.58%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
Traditional, Roth & Simplified Employee Pension (SEP) Individual Retirement Account (IRA) 18-Months
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
IRA Certificates 18 Month IRA
$500
2.53%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
Certificate of Deposit 18 Months
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 18 Month
$0
2.45%
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
18 Month Share Certificates
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates 18 Month (comp semi-annually)
$0
2.26%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Under $100,000
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates and Over 18 Month (comp semi-annually)
$0
2.26%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$100,000
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
18 Month CD
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
1420 Sw Lee Blvd, Lawton, OK 73501
18 Months Certificate of Deposit (CDs)
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Open Account: $500.00
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 18 Month
$0
1.95%
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
18 Month CD
$1,000
1.75%
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
18 Month CD
$1,000
1.15%
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
18 Months Certificate
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$75,000.00+
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 18 Months
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$75,000.00+
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Individual retirement Account (IRA) 18 months fixed rate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
18 Months Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$0.00 - $74,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 18 Months
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$0.00 - $74,999.99
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Individual retirement Account (IRA) 18 months fixed rate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
2607 Mill St, Winterville, NC 28590
18 months CD
$500
0.02%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1001 E Lookout Dr, Richardson, TX 75082
IRA / 24 Month Certificate
$0
3.87%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
IRA Certificate 24 Months
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
24 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
24 Month Certificate of Deposit
$100,000
3.75%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
IRA Certificate 24 Months
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
24 Month Certificate of Deposit
$25,000
3.65%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
24 Month Certificate of Deposit
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
24 Months Certificates of Deposit
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 15, 2026
Details
$2,000 minimum deposit to open.
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
24 Month Certificate Accounts and IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
24-month Jumbo Certificate
$100,000
3.40%
▼
Rate3.36%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
24-month Jumbo IRA Certificate
$100,000
3.40%
▼
Rate3.36%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
IRA Certificates 24-month Jumbo Boost Certificate
$100,000
3.40%
▼
Rate3.36%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK 74403 4910
24 months Certificates & IRA Certificates
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
500 Montgomery Sq, Lawton, OK 73501
24 months Certificate of Deposit
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK 74037
2-year cd
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
24 Month CD (also IRA)
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
24 mo Certificates of Deposit
$50,000
3.20%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
24 mo Certificates of Deposit
$1,000
3.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
24 Month Share Certificate
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
IRA Certificates 24 Months
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
24-month Certificate
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
IRA Certificates 24-month Boost Certificate
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
24 month Certificate & IRA
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
24 Month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
2 Year Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 W Britton Rd, Oklahoma City, OK 73114
24 Months
$1,000
2.95%
▼
Rate2.95%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 24 Month
$0
2.76%
▼
Rate2.73%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
24 Month Special IRA Certificates
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Available for IRAs-Penalties may be imposed for early withdrawal
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
24 Month Share Certificates
$0
2.63%
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK 74804 2026
2 Years Certificate of Deposit Account
$500
2.63%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK 74804 2026
IRA Certificate Account 2 Years
$500
2.63%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
Certificate of Deposit 24 Months
$500
2.62%
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
24-Month Certificates of Deposit (CD)
$1,000
2.60%
▼
Rate2.58%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
Traditional, Roth & Simplified Employee Pension (SEP) Individual Retirement Account (IRA) 24-Months
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK 74651
24 months Certificates of Deposit (CD)
$0
2.59%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
24 Months Certificates of Deposit & IRAs
$0
2.58%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 24 Month
$1,000
2.58%
▼
Rate2.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
24 Months Certificate of Deposit
$1,000
2.53%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates and Over 24 Month (comp semi-annually)
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$100,000
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates 24 Month (comp semi-annually)
$0
2.36%
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Under $100,000
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 24 Month
$0
2.05%
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
24 Month CD
$1,000
2.00%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
2 YEAR CD
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
24-month certificate
$10,000
1.36%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Minimum deposit of $10,000
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
Share Certificate (CD) 2 years
$10,000
1.36%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Over $10,000
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
24 Month CD
$1,000
1.21%
▼
Rate1.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
24-month certificate
$1,000
1.11%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Minimum deposit of $1,000
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
Share Certificate (CD) 2 years -9,999
$1,000
1.11%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
$1,000
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
24 month
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
24 month Certificate of Deposit
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
36 Month (Escalator CD) Certificate of Deposit
$100,000
3.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
36 Month (Escalator CD) Certificate of Deposit
$25,000
3.70%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
36 Month (Escalator CD) Certificate of Deposit
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
36 Months Certificates of Deposit
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 15, 2026
Details
$2,000 minimum deposit to open.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
36 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
IRA Certificate 36 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
IRA Certificate 36 Months
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
36-month Jumbo Certificate
$100,000
3.35%
▼
Rate3.31%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
36-month Jumbo IRA Certificate
$100,000
3.35%
▼
Rate3.31%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
36-month Certificate
$1,000
3.30%
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
36-month IRA Certificate
$1,000
3.30%
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
3 Year Share/IRA Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK 74403 4910
36 months Certificates & IRA Certificates
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 36 Month
$0
3.17%
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
36 Month Certificate Accounts and IRA Certificates
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
36 Month Share Certificate
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
IRA Certificates 36 Months
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
36 Month Share Certificates
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
500 Montgomery Sq, Lawton, OK 73501
36 months Certificate of Deposit
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
36 Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
36 month Certificate & IRA
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates and Over 36 Month (comp semi-annually)
$0
2.77%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$100,000
The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
Certificate of Deposit 36 Months
$500
2.72%
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
36 mo Certificates of Deposit
$50,000
2.70%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 36 Month
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
36 mo Certificates of Deposit
$1,000
2.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
36 Months Certificates of Deposit & IRAs
$0
2.65%
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
36-Month Certificates of Deposit (CD)
$1,000
2.60%
▼
Rate2.58%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
Traditional, Roth & Simplified Employee Pension (SEP) Individual Retirement Account (IRA) 36-Months
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK 74651
36 months Certificates of Deposit (CD)
$0
2.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates 36 Month (comp semi-annually)
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Under $100,000
First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 W Britton Rd, Oklahoma City, OK 73114
36 Months
$1,000
2.50%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 36 Month
$0
2.45%
▼
Rate2.43%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
36 Month CD
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
36 Months Certificate of Deposit
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
3 YEAR CD
$0
1.71%
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
36-month certificate
$10,000
1.61%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Minimum deposit of $10,000
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
Share Certificate (CD) 3 years
$10,000
1.61%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Over $10,000
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
36-month certificate
$1,000
1.36%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Minimum deposit of $1,000
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
Share Certificate (CD) 3 years -9,999
$1,000
1.36%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
$1,000
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
36 Month CD
$1,000
1.31%
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
36 Months Certificate
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$225,000.00+
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 36 Months
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$225,000.00+
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
3 year
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
3 year Certificate of Deposit
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
36 month Certificate
$1,000
1.11%
▼
Rate1.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
36 Months Certificate
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$75,000.00 - $224,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 36 Months
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$75,000.00 - $224,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
36 Months Certificate
$0
1.05%
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$0.00 - $74,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 36 Months
$0
1.05%
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$0.00 - $74,999.99
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
48 Month Certificate of Deposit
$100,000
3.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
48 Month Certificate of Deposit
$25,000
3.70%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
48 Month Certificate of Deposit
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
48 Months Certificates of Deposit
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 15, 2026
Details
$2,000 minimum deposit to open.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
48 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
IRA Certificate 48 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
48-month Jumbo Certificate
$100,000
3.50%
▼
Rate3.46%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
48-month Jumbo IRA Certificate
$100,000
3.50%
▼
Rate3.46%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
IRA Certificates 48-month Jumbo Boost Certificate
$100,000
3.50%
▼
Rate3.46%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
IRA Certificate 48 Months
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
IRA Certificates 48-month Boost Certificate
$1,000
3.20%
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
48-month IRA Certificate
$1,000
3.20%
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
48-month Certificate
$1,000
3.20%
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
48 Month Certificate Accounts and IRA Certificates
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
4 Year Share/IRA Certificate
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
48 Month Share Certificate
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
IRA Certificates 48 Months
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
500 Montgomery Sq, Lawton, OK 73501
48 months Certificate of Deposit
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK 74403 4910
48 months Certificates & IRA Certificates
$10,000
2.94%
▼
Rate2.90%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
48 Months Certificates of Deposit & IRAs
$0
2.82%
▼
Rate2.78%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 48 Month
$1,000
2.82%
▼
Rate2.78%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
48 month Certificate & IRA
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
48-Month Certificates of Deposit (CD)
$1,000
2.60%
▼
Rate2.58%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
Traditional, Roth & Simplified Employee Pension (SEP) Individual Retirement Account (IRA) 48-Months
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
48 Month Certificate
$0
2.56%
▼
Rate2.53%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 48 Month
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 W Britton Rd, Oklahoma City, OK 73114
48 Months
$1,000
2.50%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
48 Month CD
$1,000
2.15%
▼
Rate2.13%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
48 mo Certificates of Deposit
$50,000
2.05%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
48-month certificate
$10,000
1.86%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Minimum deposit of $10,000
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
Share Certificate (CD) 4 years
$10,000
1.86%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Over $10,000
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
48 Months Certificate of Deposit
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
48-month certificate
$1,000
1.61%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Minimum deposit of $1,000
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
Share Certificate (CD) 4 years -9,999
$1,000
1.61%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
$1,000
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
48 Month CD
$1,000
1.36%
▼
Rate1.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
48 month Certificate
$1,000
1.21%
▼
Rate1.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
48 Months Certificate
$0
1.20%
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$225,000.00+
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 48 Months
$0
1.20%
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$225,000.00+
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
48 Months Certificate
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$75,000.00 - $224,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 48 Months
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$75,000.00 - $224,999.99
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
4 year
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
4 year Certificate of Deposit
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
48 Months Certificate
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$0.00 - $74,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 48 Months
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$0.00 - $74,999.99
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
2607 Mill St, Winterville, NC 28590
4 years CD
$500
0.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
10000 N Central Expy Ste 1400, Dallas, TX 75231 2319
Jumbo, 5 Year Term Certificates
$0
4.34%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
60 Month Certificate of Deposit
$100,000
3.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
60 Month Certificate of Deposit
$25,000
3.70%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Exchange Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.36%
523 Delaware St, Perry, OK 73077
60 Month Certificate of Deposit
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
60-month Jumbo Certificate
$100,000
3.60%
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
60-month Jumbo IRA Certificate
$100,000
3.60%
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
60 Months Certificates of Deposit
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 15, 2026
Details
$2,000 minimum deposit to open.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
60 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
IRA Certificate 60 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
IRA Certificate 60 Months
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
60-month Certificate
$1,000
3.30%
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
60-month IRA Certificate
$1,000
3.30%
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
1620 Lonnie Abbott Blvd, Ada, OK 74820
60 Month Share Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
60 Month Certificate Accounts and IRA Certificates
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
5 Year Share/IRA Certificate
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
500 Montgomery Sq, Lawton, OK 73501
60 months Certificate of Deposit
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 60 Month
$1,000
3.03%
▼
Rate2.99%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK 74037
5-year cd
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
500 Montgomery Sq, Lawton, OK 73501
CDs and IRAs 60 months and longer
$500
3.00%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 60 Month
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
60 Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
60 Month Share Certificate
$0
2.83%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC 29615
IRA Certificates 60 Months
$0
2.83%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
60 Month Certificate
$0
2.63%
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
60-Month Certificates of Deposit (CD)
$10,000
2.60%
▼
Rate2.58%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
Traditional, Roth & Simplified Employee Pension (SEP) Individual Retirement Account (IRA) 60-Months
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
60 Month CD
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
1420 Sw Lee Blvd, Lawton, OK 73501
60 Months Certificate of Deposit (CDs)
$500
2.50%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Open Account: $500.00
First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 W Britton Rd, Oklahoma City, OK 73114
60 Months
$1,000
2.50%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
60-month certificate
$10,000
2.11%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Minimum deposit of $10,000
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
Share Certificate (CD) 5 years
$10,000
2.11%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Over $10,000
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
Share Certificate (CD) 5 years -9,999
$1,000
1.86%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
$1,000
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
506 W Lamar St, Sherman, TX 75090 5840
60-month certificate
$1,000
1.86%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Minimum deposit of $1,000
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
60 month Certificate
$1,000
1.31%
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
5 year
$0
1.29%
▼
Rate1.28%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
5 year Certificate of Deposit
$0
1.29%
▼
Rate1.28%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
60 Months Certificate
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$225,000.00+
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 60 Months
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$225,000.00+
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
60 Months Certificate
$0
1.20%
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$75,000.00 - $224,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 60 Months
$0
1.20%
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$75,000.00 - $224,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
60 Months Certificate
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$0.00 - $74,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 60 Months
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$0.00 - $74,999.99
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
2607 Mill St, Winterville, NC 28590
5 years CD
$500
0.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Oklahoma at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- Oklahoma CD rates currently reach as high as 4.34% APY from ADVANCIAL. The rate table above ranks every offer we track for Oklahoma, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Oklahoma CD Rate Trends
Compare local Oklahoma CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — OK Avg
2.790%
▲ 0.025 vs 7 days ago
Oklahoma 12-month CD rates rose 0.025 points over the past 7 days to 2.790% APY.
6-Month CD — OK Avg
2.814%
▼ 0.039 vs 7 days ago
Oklahoma 6-month CD rates fell 0.039 points over the past 7 days to 2.814% APY.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
OK CD Rate Forecast — Next 12 Months
Where are Oklahoma CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
OK 12-Month Avg APY
2.790%
6-Month Forecast
2.790%
Range: 2.59% – 2.94%
12-Month Forecast
2.540%
Range: 2.34% – 2.69%
Powered by
MonitorBankRates
What Your Savings Earn at OK CD Rates Today
Annual interest earnings at today’s Oklahoma average APYs. State average used where available; national average as fallback.
| CD Term | OK Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.542% | $127.08 | $254.16 | $635.40 | $1,270.80 |
| 6-Month CD | 2.814% | $140.72 | $281.44 | $703.60 | $1,407.20 |
| 12-Month CD | 2.790% | $139.50 | $278.99 | $697.48 | $1,394.95 |
| 18-Month CD | 2.601% | $130.07 | $260.14 | $650.35 | $1,300.70 |
| 24-Month CD | 2.700% | $135.00 | $269.99 | $674.98 | $1,349.95 |
| 36-Month CD | 2.569% | $128.44 | $256.88 | $642.20 | $1,284.40 |
| 48-Month CD | 2.648% | $132.40 | $264.80 | $662.00 | $1,324.00 |
| 60-Month CD | 2.762% | $138.12 | $276.24 | $690.60 | $1,381.20 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 15, 2026. | |||||
Sample CD Ladder for Oklahoma Savers
$25,000 split equally across 5 terms using today’s Oklahoma average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | OK Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.542% | $127.08 |
| 2 | 6-Month CD | $5,000 | 2.814% | $140.72 |
| 3 | 12-Month CD | $5,000 | 2.790% | $139.50 |
| 4 | 24-Month CD | $5,000 | 2.700% | $135.00 |
| 5 | 36-Month CD | $5,000 | 2.569% | $128.44 |
| Total ($25,000 invested) | $25,000 | 2.683% blended | $670.74/yr | |
Ladder example uses equal $5,000 rungs and Oklahoma average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
296
CD Rates
Tracked in Oklahoma
Tracked in Oklahoma
24 Banks
17 Credit Unions
About Our Oklahoma CD Rate Database
MonitorBankRates tracks 296 CD rates from 24 banks and 17 credit unions with locations in Oklahoma, plus national online institutions available to Oklahoma residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: ADVANCIAL offers a CD at 4.34% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Oklahoma.
How to Find the Best CD Rates in Oklahoma
What to compare when shopping for a CD in Oklahoma
To find the best APYs in Oklahoma, start with credit unions and online-only banks — Oklahoma has 17 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Oklahoma
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Oklahoma — 41 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Oklahoma savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Oklahoma money market rates
Oklahoma Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
16.3%
National avg: 17.3%
Median Individual Earnings
$40,265
National avg: $47,340
Poverty Rate
15.3%
National avg: 11.1%
Unemployment Rate
4.9%
National avg: 4.8%
CD Earnings on 10% of Salary
$112/yr
At OK 12-mo avg 2.790% APY
16.3% of residents are 65 or older — below the national average of 17.3%. At today’s OK 12-month CD average of 2.790%, saving 10% of the local median salary ($4,026/year) and putting it in a CD would earn an additional $112 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Oklahoma
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Oklahoma
Are CD rates in Oklahoma FDIC insured?
Yes, most established banks in Oklahoma are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Oklahoma?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Oklahoma.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Oklahoma may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Oklahoma?
Here are recent top rates found for this area:
- ADVANCIAL: 4.34% APY (Jumbo, 5 Year Term Certificates)
- Mercy Credit Union: 4.00% APY (18 month Certificates of Deposit)
- Lifetime Federal Credit Union: 3.97% APY (IRA / 12 Month Certificate)
- Frontier State Bank: 3.95% APY (6 Months Certificates of Deposit & IRAs)
- Red River Employees Federal Credit Union: 3.95% APY (6 Month TEAL Certificate)
- Washita State Bank: 3.95% APY (6 Month CD)
- First Liberty Bank: 3.90% APY (12 Month CD (also IRA))
- WeStreet Federal Credit Union: 3.85% APY (6-month Jumbo Certificate)
- Bank of Vici: 3.82% APY (6 Month Certificate)
- Exchange Bank and Trust Company: 3.80% APY (36 Month (Escalator CD) Certificate of Deposit)
Rates reflect recent verified offers available in Oklahoma. Last Updated: May 15, 2026
CD Calculators for Oklahoma
Oklahoma CD Calculator
At today’s OK top rate of 4.34% APY, a $10,000 deposit earns $434 in the first year. Enter your amount to see your exact return.
Oklahoma CD LadderOK CD rates currently range from 2.542% (3-month) to 2.569% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Oklahoma CD at 4.34% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsOklahoma’s average 12-month CD is 2.790% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Oklahoma CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oklahoma. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 15, 2026
Cities in Oklahoma
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