Oregon CD Rates Today - Compare Best APYs for June 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Oregon CD rates include Northwest Adventist Federal Credit UnionNorthwest Adventist Federal Credit Union10333 SE Main St, Portland, OR 97216 2940A+5.0 ★Texas Ratio: 2.06%Real return: +1.53%APY minus CPI (February 2026) offering 1-Year Certificate at 4.33% APY, Flasher Community Credit UnionFlasher Community Credit Union1320 SW Broadway Ste 100, Portland, OR 97201 3566A5.0 ★Texas Ratio: 5.93%Real return: +1.35%APY minus CPI (February 2026) offering 12-Month Certificate of Deposit at 4.15% APY, Teamsters Council #37 Federal Credit UnionTeamsters Council #37 Federal Credit Union1866 NE 162nd Ave, Portland, OR 97230 5642A+5.0 ★Texas Ratio: 0.54%Real return: +1.20%APY minus CPI (February 2026) offering IRA / ESA 12-Month Certificate at 4.00% APY, Pioneer Trust BankPioneer Trust Bank109 Commercial St Ne, Salem, OR 97301A+5.0 ★Texas Ratio: 2.87%Real return: +1.02%APY minus CPI (February 2026) offering 6 Month TCD at 3.82% APY, and Point West Credit UnionPoint West Credit Union5257 NE M L King Blvd Ste 301, Portland, OR 97211 3283A+5.0 ★Texas Ratio: 4.51%Real return: +0.95%APY minus CPI (February 2026) offering Save To Win Certificate of Deposit - 12 months at 3.75% APY. CD rates as of June 23, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Oregon side-by-side. Oregon CD rates currently reach as high as 4.33% APY from Northwest Adventist Federal Credit Union at 10333 SE Main St, Portland, OR 97216 2940. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 23, 2026
Compare Best CD Rates in Oregon
Oregon 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
3 Month
$0
3.65%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
90 Day Fixed Rate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
3 Month TCD
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 22, 2026
Details
Compounding: Quarterly
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
10333 SE Main St, Portland, OR 97216 2940
90-Day Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
10333 SE Main St, Portland, OR 97216 2940
90-Day Certificate
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
3 Month
$0
2.10%
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
3 Months
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
3 Month Certificate
$100,000
1.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 11, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Traditional & Roth IRA Certificates of Deposit - 3 months
$1,000
1.55%
▼
Rate1.54%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 1.80%; Interest rate with OnPoint Rewards: 1.79%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
3 months
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 1.75%; Interest rate with OnPoint Rewards: 1.74%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Business Certificates of Deposit 3 months
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 1.75%; Interest rate with OnPoint Rewards: 1.74%
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
3 Month Certificate
$50,000
1.35%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedJun 11, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
3 Month Certificate
$10,000
1.25%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 11, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
3 Month Certificate
$500
1.20%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
3-Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 1.25%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Certificates 3-Month
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 1.25%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
IRA Certificate 3 Month
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 1.25%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
IRA Certificates 3 Month
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 1.25%
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
3-Month Certificate of Deposit (CD)
$0
0.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividends Paid: At Maturity
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
5215 S 6th St, Klamath Falls, OR 97603
3 Months
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
150 Nw 2nd Ave, Canby, OR 97013
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
150 Nw 2nd Ave, Canby, OR 97013
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
5215 S 6th St, Klamath Falls, OR 97603
3 Months
$1,000
0.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Oregon 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
10333 SE Main St, Portland, OR 97216 2940
6-Month Certificate
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
6 Month TCD
$100,000
3.82%
▼
Rate3.75%
Min Deposit$100,000
Min Balance—
UpdatedJun 22, 2026
Details
Compounding: Monthly**
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1300 SW 6th Ave, Portland, OR 97201 3464
6 Mo Certificate - Regular, IRA, ESA
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
1905 N 1st St, Hermiston, OR 97838
6 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
6 Month TCD
$5,000
3.56%
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
UpdatedJun 22, 2026
Details
Compounding: Monthly**
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
6 Month Certificate
$100,000
3.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 11, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
6 Month TCD
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedJun 22, 2026
Details
Compounding: Quarterly
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
6 Month
$0
3.55%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 6-Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 3.20%
4620 SE International Way Ste 105, Milwaukie, OR 97222
6 Month
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1004 Pacific Ave, Hood River, OR 97031 1961
6 Month Special
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
6 Month Fixed Rate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
6 Month Certificate
$50,000
3.35%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedJun 11, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
6 Month & Easy Saver
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
6 month CD
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
6 Month Certificate
$10,000
3.25%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 11, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
6 Month Certificate
$500
3.20%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
Advantis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
3010 SE Belmont St, Portland, OR 97214
6 Month Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
2537 SE Hawthorne Blvd, Portland, OR 97214
6 Month Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
2537 SE Hawthorne Blvd, Portland, OR 97214
Youth 6 Months
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
10333 SE Main St, Portland, OR 97216 2940
6-Month Certificate
$0
3.17%
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
10333 SE Main St, Portland, OR 97216 2940
6-Month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
299 E 11th Ave, Eugene, OR 97401 3251
6 Months
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Tier 1: 3.211 % Dividend Rate with Certificate Reward; Tier 1: 3.25 % APY with Certificate Reward; Tier 2: 3.455 % Dividend Rate with Certificate Reward; Tier 2: 3.50 % APY with Certificate Reward
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
6 Month Certificate
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Balance: $500 - $74,999.99; Dividend Compounded and Credited: Monthly
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
6-Month Share Certificate
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
180-Day
$500
2.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
400 Country Club Rd, Eugene, OR 97401
6 Month Certificate
$0
2.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
6 Month Certificate
$0
2.15%
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
6 Month Certificate
$0
2.10%
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
IRA Certificate 6 Month
$1,000
2.10%
▼
Rate2.08%
Min Deposit$1,000
Min Balance—
UpdatedJun 21, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
6 Months
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
IRA Certificate Accounts 6 Months
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
IRA Certificates 6 Month
$0
1.85%
▼
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.10%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Certificates 6-Month
$0
1.85%
▼
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.10%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
IRA Certificate 6 Month
$0
1.85%
▼
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.10%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
6-Month Certificate
$0
1.85%
▼
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.10%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Traditional & Roth IRA Certificates of Deposit - 6 months
$1,000
1.80%
▼
Rate1.79%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.06%; Interest rate with OnPoint Rewards: 2.04%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
6 months
$1,000
1.75%
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.01%; Interest rate with OnPoint Rewards: 1.99%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Business Certificates of Deposit 6 months
$1,000
1.75%
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.01%; Interest rate with OnPoint Rewards: 1.99%
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
6 Months
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Interest Rate $500 - $24,999.99: 1.24%; APY $500- $24,999.99: 1.25%; Interest Rate $25,000 - $99,999.99: 1.24%; APY $25,000 - $99,999.99: 1.25%; Interest Rate >$100,000: 1.24%; APY >$100,000: 1.25%; Interest Compounded & Credited: Monthly
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
Certificates/IRA Certificates 6 Months
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
6-Month Certificate of Deposit (CD)
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividends Paid: At Maturity
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
150 Nw 2nd Ave, Canby, OR 97013
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
150 Nw 2nd Ave, Canby, OR 97013
6 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Oregon 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
10333 SE Main St, Portland, OR 97216 2940
1-Year Certificate
$0
4.33%
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Flasher Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
1320 SW Broadway Ste 100, Portland, OR 97201 3566
12-Month Certificate of Deposit
$0
4.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
New money is funds that are not currently held by Capital Credit Union in any share or deposit account. Penalties apply for early withdrawal of CDs. Penalties can reduce principal. Other restrictions may apply. CD will mature 12 months after the date it is opened. After 12 months, CD balance will automatically roll into a regular 12-Month CD at the advertised rate on the date of rollover. Offer expires when limit is reached. Offer may end at any time and without notice.
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 12-Month Certificate
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
1866 NE 162nd Ave, Portland, OR 97230 5642
12-Month Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
As low as
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
5257 NE M L King Blvd Ste 301, Portland, OR 97211 3283
Save To Win Certificate of Deposit - 12 months
$25
3.75%
▼
Rate3.69%
Min Deposit$25
Min Balance—
UpdatedJun 16, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
Flex 12 CDx (Consumer, IRA, & Business) 12 Months
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Interest Rate $500 - $24,999.99: 3.65%; APY $500- $24,999.99: 3.71%; Interest Rate $25,000 - $99,999.99: 3.65%; APY $25,000 - $99,999.99: 3.71%; Interest Rate >$100,000: 3.65%; APY >$100,000: 3.71%; Interest Compounded & Credited: Monthly
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1300 SW 6th Ave, Portland, OR 97201 3464
12 Mo Certificate - Regular, IRA, ESA
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
1-Year Certificate of Deposit (CD)
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividends Paid: At Maturity
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
10333 SE Main St, Portland, OR 97216 2940
1-Year Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 3.20%
4620 SE International Way Ste 105, Milwaukie, OR 97222
12 Month
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1004 Pacific Ave, Hood River, OR 97031 1961
12 Month Special
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
12 Month Fixed Rate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northwest Adventist Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
10333 SE Main St, Portland, OR 97216 2940
1-Year Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
1905 N 1st St, Hermiston, OR 97838
12 Month
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
12 Month Certificate
$100,000
3.30%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 11, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
1 Year
$0
3.25%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
12 Month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
IRA Certificate Accounts 12 Month
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Embold Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
15099 SE Mcloughlin Blvd, Milwaukie, OR 97267
12-month Share Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Add more anytime and keep your money working harder.
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
12 Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
12 Month Certificate
$50,000
3.10%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedJun 11, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
12 Month Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
IRA Certificate 12 Month
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedJun 21, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
12 month CD
$0
3.05%
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
12 Month TCD
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 22, 2026
Details
Compounding: Quarterly
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
12 Month Certificate
$10,000
3.00%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 11, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
IRA Certificate Accounts 12 Month Flex
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
12 Month Flex
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
12 Month Certificate
$500
2.95%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
2537 SE Hawthorne Blvd, Portland, OR 97214
12 Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
2537 SE Hawthorne Blvd, Portland, OR 97214
Youth 12 Months
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
400 Country Club Rd, Eugene, OR 97401
1 Year Certificate
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
4000 Kruse Way Place, Lake Oswego, OR 97035
12-Month M&T Select CD
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
12 Month Certificate
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Balance: $500 - $74,999.99; Dividend Compounded and Credited: Monthly
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
12-Month Share Certificate
$500
2.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
12 Months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Interest Rate $500 - $24,999.99: 2.47%; APY $500- $24,999.99: 2.50%; Interest Rate $25,000 - $99,999.99: 2.47%; APY $25,000 - $99,999.99: 2.50%; Interest Rate >$100,000: 2.47%; APY >$100,000: 2.50%; Interest Compounded & Credited: Monthly
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
Certificates/IRA Certificates 12 Months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
1-Year
$500
2.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
IRA Certificates 12 Month
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.75%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
IRA Certificate 12 Month
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.75%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Certificates 12-Month
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.75%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
12-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.75%
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
1-Year Certificate of Deposit (CD)
$0
2.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividends Paid: At Maturity
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Traditional & Roth IRA Certificates of Deposit - 12 months
$1,000
2.30%
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.56%; Interest rate with OnPoint Rewards: 2.53%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Business Certificates of Deposit 12 months
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.51%; Interest rate with OnPoint Rewards: 2.48%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
12 months
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.51%; Interest rate with OnPoint Rewards: 2.48%
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
Bump Certificates 12 Months
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 3.20%
4620 SE International Way Ste 105, Milwaukie, OR 97222
Youth Saver 12 Month
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Available for Adventure, Discovery, & Explorer Accounts
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
12 Months
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
IRA Certificate Accounts 12 Months
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Oregon 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
18 Month IRA
$0
3.50%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
18 Month Fixed Rate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1300 SW 6th Ave, Portland, OR 97201 3464
18 Mo Certificate - Regular, IRA, ESA
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SELCO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
299 E 11th Ave, Eugene, OR 97401 3251
18 Months
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Tier 1: 3.309 % Dividend Rate with Certificate Reward; Tier 1: 3.35 % APY with Certificate Reward; Tier 2: 3.552 % Dividend Rate with Certificate Reward; Tier 2: 3.60 % APY with Certificate Reward
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
18 Month Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
18 Month TCD
$5,000
3.04%
▼
Rate3.00%
Min Deposit$5,000
Min Balance—
UpdatedJun 22, 2026
Details
Compounding: Monthly**
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
18 Month TCD
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 22, 2026
Details
Compounding: Quarterly
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
18 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
IRA Certificate Accounts 18 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
1905 N 1st St, Hermiston, OR 97838
18 Month
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 18-Month Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.17%
2880 Chad Dr, Eugene, OR 97408
18-month regular certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
There is a minimum balance requirement of $500 to open the regular certificate account and earn the APY. Early withdrawal penalties may apply. Fees could reduce earnings.
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
18 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
IRA Certificate 18 Month
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedJun 21, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
400 Country Club Rd, Eugene, OR 97401
18 Month Certificate
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
18 Month Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 11, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
18 Month Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedJun 11, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
18 Months
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Interest Rate $500 - $24,999.99: 2.57%; APY $500- $24,999.99: 2.60%; Interest Rate $25,000 - $99,999.99: 2.57%; APY $25,000 - $99,999.99: 2.60%; Interest Rate >$100,000: 2.57%; APY >$100,000: 2.60%; Interest Compounded & Credited: Monthly
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
Certificates/IRA Certificates 18 Months
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
18 Month Certificate
$10,000
2.50%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 11, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
18 Month Certificate
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Balance: $500 - $74,999.99; Dividend Compounded and Credited: Monthly
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
18 Month Certificate
$500
2.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Traditional & Roth IRA Certificates of Deposit - 18 months
$1,000
2.36%
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.61%; Interest rate with OnPoint Rewards: 2.58%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
18 months
$1,000
2.30%
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.56%; Interest rate with OnPoint Rewards: 2.53%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Business Certificates of Deposit 18 months
$1,000
2.30%
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.56%; Interest rate with OnPoint Rewards: 2.53%
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
18 month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1004 Pacific Ave, Hood River, OR 97031 1961
18 Month
$0
1.95%
▼
Rate1.94%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
18 Months
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
IRA Certificate Accounts 18 Months
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Oregon 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 3.20%
4620 SE International Way Ste 105, Milwaukie, OR 97222
24 Month
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
24 Month TCD
$5,000
3.30%
▼
Rate3.25%
Min Deposit$5,000
Min Balance—
UpdatedJun 22, 2026
Details
Compounding: Monthly**
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
1190 Campbell St, Baker City, OR 97814
12- to 24-month certificate
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
APY effective 10/15/2025. Dividends compounded monthly. Penalty for early withdrawal. Fees may reduce earnings.
Pioneer Trust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
109 Commercial St Ne, Salem, OR 97301
24 Month TCD
$500
3.29%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 22, 2026
Details
Compounding: Quarterly
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
2 1/2 Year IRA
$0
3.25%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
2537 SE Hawthorne Blvd, Portland, OR 97214
24 Month Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.17%
2880 Chad Dr, Eugene, OR 97408
24-month regular certificate
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
There is a minimum balance requirement of $500 to open the regular certificate account and earn the APY. Early withdrawal penalties may apply. Fees could reduce earnings.
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
24 Month Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
24 Month Fixed Rate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
24 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
IRA Certificate 24 Month
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedJun 21, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
1 1/2 Years
$0
3.00%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
400 Country Club Rd, Eugene, OR 97401
2 Year Certificate
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
24 Month
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
IRA Certificate Accounts 24 Month
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
1905 N 1st St, Hermiston, OR 97838
24 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
24 Month Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 11, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
2 1/2 Years
$0
2.75%
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
2 Years
$0
2.75%
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
24 Months
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Interest Rate $500 - $24,999.99: 2.67%; APY $500- $24,999.99: 2.70%; Interest Rate $25,000 - $99,999.99: 2.67%; APY $25,000 - $99,999.99: 2.70%; Interest Rate >$100,000: 2.67%; APY >$100,000: 2.70%; Interest Compounded & Credited: Monthly
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
Certificates/IRA Certificates 24 Months
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
24 Month Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedJun 11, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
IRA Certificates 24 Month
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.75%
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
24 Month Certificate
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Balance: $500 - $74,999.99; Dividend Compounded and Credited: Monthly
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1300 SW 6th Ave, Portland, OR 97201 3464
24 Mo Certificate - Regular, IRA, ESA
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
24 Month Certificate
$10,000
2.50%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 11, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
IRA Certificate 24 Month
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.75%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Certificates 24-Month
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.75%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
24-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.75%
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 24-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
24 Month Certificate
$500
2.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
Bump Certificates 24 Months
$0
2.45%
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Traditional & Roth IRA Certificates of Deposit - 24 months
$1,000
2.41%
▼
Rate2.38%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.66%; Interest rate with OnPoint Rewards: 2.63%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
24 months
$1,000
2.36%
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.61%; Interest rate with OnPoint Rewards: 2.58%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Business Certificates of Deposit 24 months
$1,000
2.36%
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.61%; Interest rate with OnPoint Rewards: 2.58%
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1004 Pacific Ave, Hood River, OR 97031 1961
2 Year
$0
2.20%
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
24 month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
2-Year
$500
2.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
24-Month Share Certificate
$50,000
1.76%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
2-Year Certificate of Deposit (CD)
$0
1.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividends Paid: Annually
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
24-Month Share Certificate
$25,000
1.26%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedJun 23, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
24-Month Share Certificate
$10,000
1.21%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 23, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
24-Month Share Certificate
$500
1.16%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
24 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
IRA Certificate Accounts 24 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Oregon 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
2537 SE Hawthorne Blvd, Portland, OR 97214
36 Month Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Oregon Community Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.17%
2880 Chad Dr, Eugene, OR 97408
36-month regular certificate
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
There is a minimum balance requirement of $500 to open the regular certificate account and earn the APY. Early withdrawal penalties may apply. Fees could reduce earnings.
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
36 Month Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
36 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
IRA Certificate 36 Month
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedJun 21, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
400 Country Club Rd, Eugene, OR 97401
3 Year Certificate
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
36 Month
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
IRA Certificate Accounts 36 Month
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
1905 N 1st St, Hermiston, OR 97838
36 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
Certificates/IRA Certificates 36 Months
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
3 Year Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 11, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
36 Months
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Interest Rate $500 - $24,999.99: 2.76%; APY $500- $24,999.99: 2.80%; Interest Rate $25,000 - $99,999.99: 2.76%; APY $25,000 - $99,999.99: 2.80%; Interest Rate >$100,000: 2.76%; APY >$100,000: 2.80%; Interest Compounded & Credited: Monthly
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 3.20%
4620 SE International Way Ste 105, Milwaukie, OR 97222
36 Month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
3 Year Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedJun 11, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
36 Month Certificate
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Balance: $500 - $74,999.99; Dividend Compounded and Credited: Monthly
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
3 Years
$0
2.50%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1300 SW 6th Ave, Portland, OR 97201 3464
36 Mo Certificate - Regular, IRA, ESA
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
IRA Certificates 36 Month
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.75%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Certificates 36-Month
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.75%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
IRA Certificate 36 Month
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.75%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
36-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.75%
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 36-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
36 Month Fixed Rate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
3 Year Certificate
$10,000
2.50%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 11, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
3 Year Certificate
$500
2.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Traditional & Roth IRA Certificates of Deposit - 36 months
$1,000
2.45%
▼
Rate2.42%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.70%; Interest rate with OnPoint Rewards: 2.67%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
36 months
$1,000
2.40%
▼
Rate2.37%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.65%; Interest rate with OnPoint Rewards: 2.62%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Business Certificates of Deposit 36 months
$1,000
2.40%
▼
Rate2.37%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.65%; Interest rate with OnPoint Rewards: 2.62%
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1004 Pacific Ave, Hood River, OR 97031 1961
3 Year
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
36-Month Share Certificate
$50,000
2.27%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
36 month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Kaiperm Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
3-Year Certificate of Deposit (CD)
$0
1.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Dividends Paid: At Maturity
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
36-Month Share Certificate
$25,000
1.51%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedJun 23, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
36-Month Share Certificate
$10,000
1.46%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 23, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
36-Month Share Certificate
$500
1.41%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
36 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
IRA Certificate Accounts 36 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Oregon 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
2537 SE Hawthorne Blvd, Portland, OR 97214
48 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
48 Month Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
48 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
IRA Certificate 48 Month
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedJun 21, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
400 Country Club Rd, Eugene, OR 97401
4 Year Certificate
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
48 Months
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Interest Rate $500 - $24,999.99: 2.86%; APY $500- $24,999.99: 2.90%; Interest Rate $25,000 - $99,999.99: 2.86%; APY $25,000 - $99,999.99: 2.90%; Interest Rate >$100,000: 2.86%; APY >$100,000: 2.90%; Interest Compounded & Credited: Monthly
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
Certificates/IRA Certificates 48 Months
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
1905 N 1st St, Hermiston, OR 97838
48 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
4 Year Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 11, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
48 Month
$0
2.80%
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
IRA Certificate Accounts 48 Month
$0
2.80%
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
4 Year Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedJun 11, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1300 SW 6th Ave, Portland, OR 97201 3464
48 Mo Certificate - Regular, IRA, ESA
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
48 Month Certificate
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Balance: $500 - $74,999.99; Dividend Compounded and Credited: Monthly
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
4 Years
$0
2.50%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
48 Month Fixed Rate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Traditional & Roth IRA Certificates of Deposit - 48 months
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.75%; Interest rate with OnPoint Rewards: 2.72%
Teamsters Council #37 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
1866 NE 162nd Ave, Portland, OR 97230 5642
IRA / ESA 48-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
4 Year Certificate
$10,000
2.50%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 11, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
4 Year Certificate
$500
2.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
48 months
$1,000
2.45%
▼
Rate2.42%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.70%; Interest rate with OnPoint Rewards: 2.67%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Business Certificates of Deposit 48 months
$1,000
2.45%
▼
Rate2.42%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.70%; Interest rate with OnPoint Rewards: 2.67%
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1004 Pacific Ave, Hood River, OR 97031 1961
4 Year
$0
2.35%
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
48-Month
$500
2.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
48 month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
48 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
IRA Certificate Accounts 48 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Oregon 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rivermark Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
2537 SE Hawthorne Blvd, Portland, OR 97214
60 Month Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
60 Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
60 Month Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
4200 Roosevelt Blvd, Eugene, OR 97402 6520
IRA Certificate 60 Month
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedJun 21, 2026
Details
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
60 Months
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Interest Rate $500 - $24,999.99: 2.96%; APY $500- $24,999.99: 3.00%; Interest Rate $25,000 - $99,999.99: 2.96%; APY $25,000 - $99,999.99: 3.00%; Interest Rate >$100,000: 2.96%; APY >$100,000: 3.00%; Interest Compounded & Credited: Monthly
Central Willamette Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.68%
7101 Supra Dr SW, Albany, OR 97321
Certificates/IRA Certificates 60 Months
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
400 Country Club Rd, Eugene, OR 97401
5 Year Certificate
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
1905 N 1st St, Hermiston, OR 97838
60 Month
$0
2.85%
▼
Rate2.82%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
5 Year Certificate
$100,000
2.80%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 11, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
IRA Certificate Accounts 60 Month
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Red Canoe Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
810 Burkhart St SE, Albany, OR 97322
60 Month
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
5 Year Certificate
$50,000
2.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedJun 11, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Traditional & Roth IRA Certificates of Deposit - 60 months
$1,000
2.55%
▼
Rate2.52%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.81%; Interest rate with OnPoint Rewards: 2.77%
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
60-Month Share Certificate
$50,000
2.53%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedJun 23, 2026
Details
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
Business Certificates of Deposit 60 months
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.75%; Interest rate with OnPoint Rewards: 2.72%
Trailhead Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100, Portland, OR 97209 3959
60 Month Certificate
$500
2.50%
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Balance: $500 - $74,999.99; Dividend Compounded and Credited: Monthly
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
5 Years
$0
2.50%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
First Federal S&L of McMinnville
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
118 Ne 3rd St, Mcminnville, OR 97128
5 Year IRA
$0
2.50%
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Unitus Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1300 SW 6th Ave, Portland, OR 97201 3464
60 Mo Certificate - Regular, IRA, ESA, Optima Club
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
IRA Certificate 60 Month
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.75%
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
2701 NW Vaughn St, Portland, OR 97210
60 months
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
APY with OnPoint Rewards: 2.75%; Interest rate with OnPoint Rewards: 2.72%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
IRA Certificates 60 Month
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.75%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
Certificates 60-Month
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.75%
IQ Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4239 N Williams Ave, Portland, OR 97217
60-Month Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Member Perks APY: 2.75%
Northwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
4900 Meadows Rd, Lake Oswego, OR 97035
60 Month Fixed Rate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
5 Year Certificate
$10,000
2.50%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 11, 2026
Details
Columbia Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
950 SE 10th Ave, Portland, OR 97214 2567
5 Year Certificate
$500
2.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1004 Pacific Ave, Hood River, OR 97031 1961
5 Year
$0
2.40%
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Evergreen Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
969 Se 6th St, Grants Pass, OR 97526
60 month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
1st Security Bank of Washington
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
98 South Oregon Street, Ontario, OR 97914
5-Year
$500
1.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
60-Month Share Certificate
$25,000
1.76%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedJun 23, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
60-Month Share Certificate
$10,000
1.71%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 23, 2026
Details
InRoads Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
1720 Saint Helens St, Saint Helens, OR 97051 1745
60-Month Share Certificate
$500
1.66%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
60 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
451 Division St NE, Salem, OR 97301
IRA Certificate Accounts 60 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
5215 S 6th St, Klamath Falls, OR 97603
60 Months
$0
0.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
WaFd Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
5215 S 6th St, Klamath Falls, OR 97603
60 Months
$1,000
0.30%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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Oregon CD Rate Trends
Compare local Oregon CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — OR Avg
2.197%
▼ 0.007 vs 7 days ago
Oregon 12-month CD rates fell 0.007 points over the past 7 days to 2.197% APY.
6-Month CD — OR Avg
1.600%
▼ 0.003 vs 7 days ago
Oregon 6-month CD rates fell 0.003 points over the past 7 days to 1.600% APY.
As of Jun 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
OR CD Rate Forecast — Next 12 Months
Where are Oregon CD rates headed through June 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
OR 12-Month Avg APY
2.197%
6-Month Forecast
2.197%
Range: 2.00% – 2.35%
12-Month Forecast
1.947%
Range: 1.75% – 2.10%
Powered by
MonitorBankRates
What Your Savings Earn at OR CD Rates Today
Annual interest earnings at today’s Oregon average APYs. State average used where available; national average as fallback.
| CD Term | OR Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 0.718% | $35.89 | $71.78 | $179.45 | $358.90 |
| 6-Month CD | 1.600% | $80.02 | $160.03 | $400.08 | $800.15 |
| 12-Month CD | 2.197% | $109.83 | $219.66 | $549.15 | $1,098.30 |
| 18-Month CD | 2.345% | $117.24 | $234.47 | $586.18 | $1,172.35 |
| 24-Month CD | 2.463% | $123.14 | $246.27 | $615.68 | $1,231.35 |
| 36-Month CD | 2.430% | $121.48 | $242.96 | $607.40 | $1,214.80 |
| 48-Month CD | 2.416% | $120.80 | $241.59 | $603.98 | $1,207.95 |
| 60-Month CD | 2.042% | $102.09 | $204.18 | $510.45 | $1,020.90 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 23, 2026. | |||||
Sample CD Ladder for Oregon Savers
$25,000 split equally across 5 terms using today’s Oregon average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | OR Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 0.718% | $35.89 |
| 2 | 6-Month CD | $5,000 | 1.600% | $80.02 |
| 3 | 12-Month CD | $5,000 | 2.197% | $109.83 |
| 4 | 24-Month CD | $5,000 | 2.463% | $123.14 |
| 5 | 36-Month CD | $5,000 | 2.430% | $121.48 |
| Total ($25,000 invested) | $25,000 | 1.881% blended | $470.36/yr | |
Ladder example uses equal $5,000 rungs and Oregon average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
233
CD Rates
Tracked in Oregon
Tracked in Oregon
10 Banks
23 Credit Unions
About Our Oregon CD Rate Database
MonitorBankRates tracks 233 CD rates from 10 banks and 23 credit unions with locations in Oregon, plus national online institutions available to Oregon residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Northwest Adventist Federal Credit Union offers a CD at 4.33% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Oregon.
How to Find the Best CD Rates in Oregon
What to compare when shopping for a CD in Oregon
To find the best APYs in Oregon, start with credit unions and online-only banks — Oregon has 23 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Oregon
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Oregon — 33 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Oregon savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Oregon money market rates
Oregon Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
19.1%
National avg: 17.3%
Median Individual Earnings
$45,919
National avg: $47,340
Poverty Rate
11.9%
National avg: 11.1%
Unemployment Rate
5.3%
National avg: 4.8%
CD Earnings on 10% of Salary
$101/yr
At OR 12-mo avg 2.197% APY
19.1% of residents are 65 or older, in line with the national average of 17.3%. At today’s OR 12-month CD average of 2.197%, saving 10% of the local median salary ($4,591/year) and putting it in a CD would earn an additional $101 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Oregon
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Oregon
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Oregon typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Oregon as everywhere in the U.S.
Choosing a CD Term in Oregon
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Oregon savers easier access to their funds. For example, Northwest Adventist Federal Credit Union is offering its 6-Month Certificate at 4.07% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Rivermark Community Credit Union is offering its 60 Month Certificate at 3.30% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Oregon Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Oregon saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Oregon
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Oregon CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Oregon
Most CDs carry a fixed rate that is locked for the entire term, protecting a Oregon depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Oregon
Are CD rates in Oregon FDIC insured?
Yes, most established banks in Oregon are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Oregon?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Oregon.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Oregon may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Oregon?
Here are recent top rates found for this area:
- Northwest Adventist Federal Credit Union: 4.33% APY (1-Year Certificate)
- Flasher Community Credit Union: 4.15% APY (12-Month Certificate of Deposit)
- Teamsters Council #37 Federal Credit Union: 4.00% APY (IRA / ESA 12-Month Certificate)
- Pioneer Trust Bank: 3.82% APY (6 Month TCD)
- Point West Credit Union: 3.75% APY (Save To Win Certificate of Deposit - 12 months)
- Central Willamette Credit Union: 3.71% APY (Flex 12 CDx (Consumer, IRA, & Business) 12 Months)
- Unitus Community Credit Union: 3.65% APY (12 Mo Certificate - Regular, IRA, ESA)
- First Federal S&L of McMinnville: 3.65% APY (3 Month)
- HAPO Community Credit Union: 3.60% APY (6 Month)
- Kaiperm Northwest Federal Credit Union: 3.60% APY (1-Year Certificate of Deposit (CD))
Rates reflect recent verified offers available in Oregon. Last Updated: June 23, 2026
CD Calculators for Oregon
Oregon CD Calculator
At today’s OR top rate of 4.33% APY, a $10,000 deposit earns $433 in the first year. Enter your amount to see your exact return.
Oregon CD LadderOR CD rates currently range from 0.718% (3-month) to 2.430% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Oregon CD at 4.33% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsOregon’s average 12-month CD is 2.197% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Oregon CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 23, 2026
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