4U Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
4U Federal Credit Union's 12-Month CD rates are at 3.56%, 18-Month CD rates are at 3.05%, 24-Month CD rates are at 2.79%, 36-Month CD rates are at 2.08%. 4U Federal Credit Union's savings rates are at 0.25%. 4U Federal Credit Union's money market rates are at 1.01%. 4U Federal Credit Union's Personal Loan Rates are at 10.65. 4U Federal Credit Union's Credit Card Rates are at 10.15.
Compare 4U Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 4U Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. 4U Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 4U Federal Credit Union? Share your experience about 4U Federal Credit Union by leaving a review below, or read customer reviews before you decide to use 4U Federal Credit Union. Overall, 4U Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Compare 4U Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates
4U Federal Credit Union
Kasasa Checking
6.00%
$0
Legacy Bank Colwich, KS
12-Month CD
4.25%
$1,000
VISIONBank Saint Francis, MN
6-Month CD
4.19%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare 4U Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
DCU Digital Federal Credit Union
10-Year Fixed
5.250%
5.545%
1.000
State Employees Credit Union
15-Year Fixed
5.500%
5.637%
0.000
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare 4U Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
4U Federal Credit Union
Credit Card
10.150%
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare 4U Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
4U Federal Credit Union
Personal Loan
10.650%
$0
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Vystar Credit Union
Personal Loans
13.250%
$0
6184
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. 4U Federal Credit Union InformationCredit Union Name: 4U Federal Credit Union
Website: https://www.4ucu.org
Full Time Employees: 32Part Time Employees: 0 President: Mike Dieter CEO: Don Wood Branch Locations: 5 ATM Locations: 3 Corporate Office Address:
1312 Lawrence St
Gainesville, TX 76240 Phone Number: 940-665-1797 Fax Number: 940-665-7953 4U Federal Credit Union FinancialsTotal Assets:
136,557,571
Total Amount of Shares and Deposits:
122,900,284
Total Shares and Deposits < 1 Year:
118,955,699
Total Shares and Deposits 1 3 Years:
3,944,585
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
17,145,619
Total Uninsured Shares and Deposits > $250K (F+J):
17,145,619
Total Insured Shares and Deposits > $250K (item 17 less item K):
105,754,665
Total Interest Expense (Sum of items 6 8):
438,450
Share Certificates:
546
Number of Accounts for Share Drafts:
4,160
IRA KEOGH Accounts:
180
Number of Accounts for Regular Shares:
7,079
Money Market Shares:
94
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
7,965,320
Total Liabilities:
124,478,003
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4U Federal Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
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As we head into the final days of 2013, we are closing out another year of low deposit rates. Since the financial crisis and Great Recession, savings rates, CD rates, and money market rates have been woefully low. 2013 marks over 5 years of low rates and hopefully rates will move higher in 2014. That all depends on what the Federal Open Market Committee does with the federal funds rate.
Zions Bank, headquartered in Salt Lake City, Utah, is advertising one of the best Internet savings interest account rates currently available. Zions Bank's Internet savings interest account rate is currently at 1.10 percent with an Internet savings yield of 1.11 percent. Zions Bank Internet account rate is more than 4 times the current national average account rate of .026 percent for account balances of at least $2,500.
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