MonitorBankRates
We Find the Best Rates

Azalea City Credit Union Rates and Review January 2026

  1. Home
  2. Credit Unions
  3. Azalea City Credit Union Deposit Rates

Azalea City Credit Union12-month CD rates can be found at 3.30%, 6-month CD rates at 2.89% and 3-month CD rates at 0.10%. Savings rates are at 0.45% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates which you can compare to Azalea City Credit Union rates.

Compare Azalea City Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Azalea City Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Azalea City Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Azalea City Credit Union? Share your experience about Azalea City Credit Union by leaving a review below, or read customer reviews before you decide to use Azalea City Credit Union.

Overall, Azalea City Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Azalea City Credit Union
Azalea City Credit Union
5662 Cottage Hill Rd
MOBILE, AL 36609
Member NCUA
MonitorBankRates' Rating
5/5
?????

CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
High Yield Savings
4.02%
$500
24-Month CD
3.70%
$1,000
18-Month CD
3.46%
$500
36-Month CD
3.40%
$1,000
60-Month CD
3.29%
$250
60-Month CD
3.25%
$1,000
3-Month CD
3.14%
$1,000
60-Month CD
3.09%
$500
60-Month CD
3.05%
$100
12-Month CD
3.02%
$1,000
Investors Savings
3.00%
$250,000
48-Month CD (IRA)
2.96%
$500
18-Month CD
2.77%
$1,000
36-Month CD
2.50%
$500
60-Month CD
2.50%
$100
24-Month CD
2.50%
$500
18-Month CD
2.27%
$100
36-Month CD
2.25%
$1,000
12-Month CD
2.15%
$100
48-Month CD
2.15%
$500
36-Month CD
2.02%
$500
6-Month CD
2.00%
$1,000
48-Month CD
2.00%
$1,000
18-Month CD
1.75%
$500
48-Month CD
1.71%
$500
36-Month CD
1.70%
$500
12-Month CD
1.50%
$500
Companion Savings
1.50%
$1,000
6-Month CD
1.46%
$1,000
Premier Money Market
1.25%
$10,000
Money Market
1.21%
$2,500
60-Month CD
1.20%
$2,000
36-Month CD
1.20%
$500
60-Month CD
1.00%
$1,000
Savings
1.00%
$100
Regular Money Market
0.75%
$2,500
48-Month CD
0.75%
$2,500
Savings
0.50%
$50
18-Month CD
0.50%
$500
18-Month CD
0.45%
$500
48-Month CD
0.35%
$500
Interest Checking
0.25%
$500
18-Month CD
0.10%
$1,000
Keystone Interest Checking
0.05%
$25
6-Month CD
0.05%
$500
Statement Savings
0.05%
$100
1st Rate Rewards Checking
0.05%
$0
Savings
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.375%
5.546%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
30-Year Fixed Jumbo
6.750%
6.825%
0.000
5.500%
5.545%
0.500
5.625%
5.899%
0.000
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
15 Year Fixed
6.125%
6.209%
0.000
5.375%
5.475%
0.000
5.875%
6.110%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
5.250%
5.430%
0.359
15 Year Fixed
5.500%
5.677%
0.000
5.750%
5.924%
0.000
15-Year Fixed
5.750%
5.870%
0.000
6.500%
6.218%
0.000
5.625%
5.647%
0.000
5.500%
5.705%
0.000
5.500%
5.646%
0.000
5.625%
5.741%
0.000
6.125%
6.199%
0.000
6.375%
6.460%
0.000
30-Year Fixed
5.875%
5.978%
0.000
5.500%
5.574%
0.000
5.625%
5.846%
0.000
15-Year Fixed
5.500%
5.562%
0.000
6.000%
6.070%
0.000
5.375%
5.460%
0.500
5.875%
5.931%
0.000
20 Year Fixed
5.500%
5.579%
0.000
5.000%
5.168%
0.000
5.250%
5.382%
0.000
5.625%
5.760%
0.375
15-Year Fixed
5.375%
5.525%
0.000
15 Year Fixed
5.375%
5.608%
0.000
5.625%
5.700%
0.000
15 Year Fixed
5.375%
5.588%
0.000
15-Year Fixed
5.375%
5.580%
0.000
10-Year Fixed
6.250%
6.250%
0.000
30-Year Fixed
6.000%
6.068%
0.000
5.625%
5.787%
0.000
30-Year Fixed
5.875%
5.935%
0.000
6.375%
6.662%
0.000
5.875%
6.055%
0.000
5.375%
5.446%
0.000
15-Year Fixed
5.500%
5.650%
0.000
5.875%
5.907%
0.000
30-Year Fixed
6.000%
6.000%
0.000
15-Year Fixed
4.625%
4.990%
2.000
5.125%
5.291%
0.000
565.625%
5.781%
0.875
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Preferred Starter
17.990%
14.000%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
16.200%
Visa Signature® Rewards
17.750%
8.900%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Classroom Supply Visa
8.500%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Savings Secured Visa®
18.000%
14.000%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
VISA Platinum with Rewards
8.900%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
16.240% - 27.240%
Platinum Visa
15.350%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
17.900%
$0 - $500
10.500%
$0 - $5,000
24 - 36
Unsecured/Personal Loans
8.990%
$0
10.250% - 10.650%
$3,000 - $25,000
9.990% - 16.240%
$0
61 - 66
Personal Loans Share Secured
5.990%
$0
48
10.250% - 17.950%
$0
1 - 36
8.950%
$0
1 - 60
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
10.650%
$0
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Consolidation Loans
13.060%
$0
1 - 36
Refinanced Signature Loans
18.000%
$0
12.990%
$0
1 - 24
9.900%
$0
12.990%
$0
13 - 60
Personal Signature Loan
11.000%
$0
96
Signature Loans
12.990%
$0
48
10.990%
$500
36
Personal Loans
13.250%
$0
6184
15.000%
$500 - $1,500
6 - 12
9.990% - 18.000%
$0 - $50,000
Technology Loan
9.750%
$0
36
8.890%
$0
11.240%
$0 - $10,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Azalea City Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Azalea City Credit Union
Full Time Employees: 15
Part Time Employees: 1
President: JERRY BYRD
CEO: Olabode Anise
Branch Locations: 5
ATM Locations: 4
Corporate Office Address:
5662 Cottage Hill Rd
MOBILE, AL 36609
Phone Number: 251-316-0000
Fax Number: 251-316-0003

Financials

Total Assets:
45,140,082
Total Amount of Shares and Deposits:
38,035,299
Total Shares and Deposits < 1 Year:
35,694,709
Total Shares and Deposits 1 3 Years:
1,985,980
Total Shares and Deposits > 3 Years:
354,609
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,900,549
Total Uninsured Shares and Deposits > $250K (F+J):
1,900,549
Total Insured Shares and Deposits > $250K (item 17 less item K):
36,134,750
Total Interest Expense (Sum of items 6 8):
404,399
Share Certificates:
274
Number of Accounts for Share Drafts:
2,038
IRA KEOGH Accounts:
20
Number of Accounts for Regular Shares:
5,194
All other shares:
71
Non Member Deposits:
4
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
9,793,585
Total Liabilities:
38,287,895
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

There are no reviews for Azalea City Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Azalea City Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Azalea City Credit Union

Is a member application needed to join Azalea City Credit Union?

Yes, to access services at Azalea City Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Azalea City Credit Union provides a range of mortgage and home equity products.

Is Azalea City Credit Union a safe place to deposit money?

Yes, Azalea City Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Azalea City Credit Union offer online and mobile banking?

Most modern institutions like Azalea City Credit Union provide digital access including online balance checks and transfers.

Current Azalea City Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions