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Back Mountain Federal Credit Union Rates and Review January 2026

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Back Mountain Federal Credit Union12-month CD rates can be found at 3.75%, 6-month CD rates at 3.33% and 3-month CD rates at 0.75%. Savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.75%. Credit Card rates are at 9.20%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates which you can compare to Back Mountain Federal Credit Union rates.

Compare Back Mountain Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Back Mountain Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Back Mountain Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Back Mountain Federal Credit Union? Share your experience about Back Mountain Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Back Mountain Federal Credit Union.

Overall, Back Mountain Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Back Mountain Federal Credit Union
Back Mountain FCU
1501 Memorial Hwy
Shavertown, PA 18708
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
18-Month CD
4.00%
$500
12-Month CD
3.85%
$5,000
60-Month CD
3.79%
$500
24-Month CD
3.75%
$500
36-Month CD
3.65%
$1,000
24-Month CD
3.65%
$1,000
24-Month CD
3.35%
$500
24-Month CD
3.21%
$500
14-Month CD
3.10%
$1,000
12-Month CD
3.05%
$1,000
18-Month CD
3.03%
$1,000
24-Month CD
3.02%
$1,000
24-Month CD
3.00%
$500
48-Month CD
2.53%
$1,000
36-Month CD
2.52%
$1,000
36-Month CD
2.50%
$5,000
30-Month CD
2.50%
$1,000
60-Month CD
2.50%
$5,000
36-Month CD
2.50%
$1,000
48-Month CD
2.02%
$500
12-Month CD
2.00%
$500
36-Month CD
1.86%
$1,000
24-Month CD
1.69%
$1,000
60-Month CD
1.50%
$1,000
Interest Checking
1.32%
$100
60-Month CD
1.10%
$500
36-Month CD
0.95%
$1,000
6-Month CD
0.76%
$500
Money Market
0.65%
$0
18-Month CD
0.50%
$500
24-Month CD
0.45%
$500
Statement Savings
0.35%
$500
Savings
0.30%
$50
48-Month CD
0.30%
$1,000
Everyday Savings
0.25%
$100
Statement Savings
0.25%
$100
Business Money Market
0.25%
$100
Preferred NOW Checking
0.25%
$500
Savings
0.15%
$50
Statement Savings
0.15%
$1
Statement Savings
0.10%
$25
Money Market
0.10%
$100,000
36-Month CD
0.05%
$500
Statement Savings
0.03%
$300
Statement Savings
0.02%
$50
18-Month CD
0.02%
$500
Money Market
0.01%
$10,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
6.375%
6.504%
0.000
15-Year Fixed
6.625%
6.627%
0.000
6.375%
6.394%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
5.750%
5.789%
0.000
15-Year Fixed
5.125%
5.180%
0.000
5.875%
6.070%
0.000
15-Year Fixed
5.500%
5.718%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
6.000%
6.084%
0.000
4.875%
5.010%
0.000
15-Year Fixed
5.375%
5.431%
0.000
15 Year Fixed
5.750%
6.062%
0.000
30-Year Fixed
6.000%
6.058%
0.000
5.875%
6.012%
0.000
5.625%
5.769%
0.000
30-Year Fixed Jumbo
6.250%
6.389%
0.000
30 Year Fixed (Jumbo)
6.125%
6.176%
0.000
15-Year Fixed
6.500%
6.500%
0.000
5.500%
5.732%
0.000
5.375%
5.911%
0.000
5.875%
6.023%
0.125
30-Year Fixed Jumbo
6.125%
6.148%
0.000
5.375%
5.935%
0.000
15-Year Fixed
5.680%
5.964%
0.000
5.000%
5.068%
0.000
30-Year Fixed
6.125%
6.249%
0.000
5.875%
6.055%
0.000
5.115%
5.908%
0.946
20-Year Fixed
5.875%
6.140%
0.000
5.375%
5.953%
0.000
5.625%
5.693%
0.500
5.375%
5.804%
0.000
5.500%
5.809%
0.000
5.500%
5.786%
2.280
5.625%
5.787%
0.000
6.125%
6.185%
0.000
30-Year Fixed
6.125%
6.192%
0.125
20-Year Fixed
5.900%
6.129%
0.000
20-Year Fixed
6.625%
6.626%
0.000
5.500%
5.736%
0.000
20-Year Fixed
5.875%
5.971%
0.000
15-Year Fixed
5.000%
5.177%
0.750
30-Year Fixed
5.875%
5.950%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
5.625%
5.760%
1.125
5.875%
5.958%
0.000
5.625%
6.117%
0.000
6.000%
6.250%
0.000
5.500%
5.620%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
14.740%
Visa Signature® Rewards
17.750%
Acadia Visa Credit Card
10.900%
No annual fee
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
8.900% - 13.900%
Based upon credit worthiness.
16.100%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
VISA Traditional
14.240% - 18.000%
Prime Platinum Visa Credit Card
11.500%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
10.150%
VISA Platinum with Rewards
8.900%
Access FCU Visa Gold
9.900%
Visa Platinum with Rewards
9.900%
16.200%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Academic VISA® Classic
15.400%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
World Cash Back Credit Card Mastercard
18.000%
Visa Crimson Card
13.240%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
9.200% - 17.950%
$0 - $2,500
36 - 36
13.450%
$0
Consolidation Loans
14.850%
$0
37 - 60
10.890%
$0
60
Refinanced Signature Loans
18.000%
$0
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Signature Loan
10.500%
$0
Personal Loan
11.760%
$0
12.500%
$0
60 - 60
13.450%
$0
14.990%
$0
25 - 36
12.990%
$0
1 - 24
13.240%
$0
48
12.740%
$0
36
13.740%
$5,000
60 - 60
Personal Loans Share Secured
5.990%
$0
48
12.990%
$0
12
11.740% - 17.990%
$0
Personal Line of Credit
9.000%
$0
60
Personal Signature Loans
14.000%
$0
60
Unsecured/Personal Loans
8.990%
$0
10.700%
$0 - $10,000
60 - 60
13.700%
$2,500 - $5,000
36 - 36
Signature Loans
12.990%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Back Mountain Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Back Mountain Federal Credit Union
Full Time Employees: 1
Part Time Employees: 2
President: William Hardwick
CEO: Patricia Feher
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1501 Memorial Hwy
Shavertown, PA 18708
Phone Number: 570-696-1633
Fax Number: 570-696-1643

Financials

Total Assets:
8,095,315
Total Amount of Shares and Deposits:
6,221,324
Total Shares and Deposits < 1 Year:
6,221,322
Total Insured Shares and Deposits > $250K (item 17 less item K):
6,221,324
Total Interest Expense (Sum of items 6 8):
89,800
IRA KEOGH Accounts:
12
Number of Accounts for Regular Shares:
941
Money Market Shares:
37
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
503,807
Total Liabilities:
6,231,178
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Back Mountain Federal Credit Union

Is a member application needed to join Back Mountain Federal Credit Union?

Yes, to access services at Back Mountain Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Back Mountain Federal Credit Union provides a range of mortgage and home equity products.

Is Back Mountain Federal Credit Union a safe place to deposit money?

Yes, Back Mountain Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Back Mountain Federal Credit Union offer online and mobile banking?

Most modern institutions like Back Mountain Federal Credit Union provide digital access including online balance checks and transfers.

Current Back Mountain Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions