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Bellco Federal Credit Union Rates and Review January 2026

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Bellco Federal Credit Union12-month CD rates can be found at 3.70%, 6-month CD rates at 0.10% and 3-month CD rates at 0.10%. Savings rates are at 1.54% and money market rates are at 1.45%. Mortgage rates on 30-year fixed loans are around 5.89%. Credit Card rates are at 18.00%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates which you can compare to Bellco Federal Credit Union rates.

Compare Bellco Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Bellco Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Bellco Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Bellco Federal Credit Union? Share your experience about Bellco Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Bellco Federal Credit Union.

Overall, Bellco Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Bellco Federal Credit Union
Bellco FCU
609 Spring St
Wyomissing, PA 19610
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
18-Month CD
3.80%
$500
12-Month CD
3.80%
$500
12-Month CD
3.55%
$2,000
60-Month CD
3.55%
$1,000
6-Month CD
3.50%
$5,000
36-Month CD
3.50%
$1,000
36-Month CD
3.45%
$2,500
15-Month CD
3.40%
$1,000
36-Month CD
3.33%
$500
9-Month CD
3.31%
$1,000
12-Month CD
3.30%
$1,000
Savings
3.15%
$0
24-Month CD
3.14%
$1,000
36-Month CD
3.10%
$1,000
36-Month CD
3.00%
$500
24-Month CD
2.88%
$500
48-Month CD
2.78%
$500
24-Month CD
2.75%
$500
36-Month CD
2.65%
$1,000
60-Month CD
2.60%
$1,000
36-Month CD
2.55%
$1,000
60-Month CD
2.52%
$500
12-Month CD
2.50%
$1,000
48-Month CD
2.25%
$1,000
36-Month CD
2.25%
$1,000
48-Month CD
2.02%
$500
12-Month CD
2.00%
$1,000
Kasasa Checking
1.59%
$0
12-Month CD
1.45%
$1,000
Prime Savings
1.25%
$100
Money Market
1.05%
$2,500
12-Month CD
1.00%
$500
36-Month CD
0.90%
$500
36-Month CD
0.90%
$500
Money Market
0.50%
$2,500
60-Month CD
0.50%
$1,000
30-Month CD
0.45%
$500
Easy Access Business Money Market
0.40%
$2,500
Regular Savings
0.30%
$100
3-Month CD
0.25%
$0
18-Month CD
0.25%
$2,500
Savings
0.25%
$1,000
Interest Checking
0.20%
$500
Passbook Savings
0.15%
$10
12-Month CD
0.10%
$1,000
Savings
0.05%
$5
Premium Checking
0.05%
$100
Money Market
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.875%
6.019%
1.000
5.875%
6.091%
0.000
5.375%
5.375%
0.000
5.300%
5.433%
0.000
20-Year Fixed
5.750%
5.870%
0.000
15-Year Fixed
5.250%
5.312%
0.000
20-Year Fixed
5.900%
6.129%
0.000
6.500%
6.748%
0.000
6.000%
6.160%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
15-Year Fixed
5.350%
5.462%
0.000
6.000%
6.070%
0.000
6.000%
6.107%
0.000
20-Year Fixed
5.625%
5.836%
0.500
5.875%
5.958%
0.000
15-Year Fixed
5.375%
5.539%
0.000
15-Year Fixed
5.500%
5.718%
0.000
5.375%
5.804%
0.000
30 Year Fixed Jumbo
6.250%
6.282%
0.000
30-Year Fixed
6.125%
6.201%
0.000
5.875%
5.958%
0.000
30-Year Fixed
6.500%
6.559%
0.000
5.875%
6.010%
0.000
30-Year Fixed
5.875%
5.973%
0.000
6.740%
6.723%
0.000
30-Year Fixed
6.000%
6.120%
0.000
5.625%
5.870%
0.000
15-Year Fixed
5.250%
5.347%
0.000
5.375%
5.721%
0.000
15-Year Fixed
5.250%
5.326%
0.000
20-Year Fixed
5.000%
5.294%
2.000
5.500%
5.799%
0.000
30-Year Fixed
5.875%
5.965%
0.000
15-Year Fixed
5.375%
5.660%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
5.625%
5.751%
0.000
5.750%
5.880%
0.000
30-Year Fixed
6.000%
6.046%
0.000
15-Year Fixed
5.750%
5.769%
0.000
20-Year Fixed
5.875%
6.140%
0.000
5.500%
5.500%
0.000
5.375%
5.375%
0.125
6.000%
6.085%
0.000
5.375%
5.415%
0.000
30-Year Fixed
5.625%
5.666%
0.000
6.125%
6.135%
0.000
15-Year Fixed
5.375%
5.584%
0.000
30-Year Fixed
5.560%
5.730%
0.000
6.250%
6.389%
0.000
5.750%
5.789%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Visa Crimson Card
13.240%
14.000%
Academic VISA® Classic
15.400%
Security Service Power Rewards MasterCard
18.000%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Signature® Rewards
17.750%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Visa Signature® Cash Back
17.750%
Max Rewards Visa Credit Card
15.250%
13.900%
Visa Platinum with Rewards
9.900%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
16.490% - 17.990%
18.000%
Platinum Visa
15.350%
8.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
8.490%
$0
36 - 36
Line of Credit
13.700%
$0
13.700%
$2,500 - $5,000
36 - 36
12.990%
$0 - $2,000
24 - 24
Personal Loans Share Secured
5.990%
$0
48
8.950%
$0
1 - 60
Personal Line of Credit Variable
13.150%
$0
11.990%
$0
1 - 12
18.000%
$0 - $500
5
12.250% - 17.000%
$0 - $20,000
Education (tuition bill required)
8.250%
$0
60
10.490%
$0
15.000%
$500 - $1,500
6 - 12
7.750% - 16.750%
$0
1 - 36
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
8.990%
$0
36
Debt Consolidation Loan
9.000%
$0
108
Summer/Holiday Loans
9.500%
$0
13.740%
$0
60
Student Loan Consolidation
5.490%
$0
10.250% - 10.650%
$3,000 - $25,000
12.990%
$0
1 - 24
10.700%
$0 - $10,000
60 - 60
A+ Preferred Line Of Credit
10.990%
$0
Bill Consolidation Loan
8.990%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Bellco Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Bellco Federal Credit Union
Full Time Employees: 29
Part Time Employees: 4
President: Eric Rosenberger
CEO: Thomas Gosling
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
609 Spring St
Wyomissing, PA 19610
Phone Number: 610-373-5192
Fax Number: 610-373-4442

Financials

Total Assets:
175,656,679
Total Amount of Shares and Deposits:
161,616,002
Total Shares and Deposits < 1 Year:
159,110,588
Total Shares and Deposits 1 3 Years:
1,746,014
Total Shares and Deposits > 3 Years:
759,400
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,840,692
Total Uninsured Shares and Deposits > $250K (F+J):
2,840,692
Total Insured Shares and Deposits > $250K (item 17 less item K):
158,775,310
Total Interest Expense (Sum of items 6 8):
503,576
Share Certificates:
1,842
Number of Accounts for Share Drafts:
7,640
IRA KEOGH Accounts:
897
Number of Accounts for Regular Shares:
16,158
Money Market Shares:
1,106
Net Income (unless the amount is already included in Undivided Earnings):
327,832
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
16,767,137
Total Liabilities:
163,299,202
Show More
Source: NCUA Last Updated 03/31/2024

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Frequently Asked Questions About Bellco Federal Credit Union

Is a member application needed to join Bellco Federal Credit Union?

Yes, to access services at Bellco Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Bellco Federal Credit Union provides a range of mortgage and home equity products.

Is Bellco Federal Credit Union a safe place to deposit money?

Yes, Bellco Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Bellco Federal Credit Union offer online and mobile banking?

Most modern institutions like Bellco Federal Credit Union provide digital access including online balance checks and transfers.

Current Bellco Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions