|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Bloomington Municipal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Bloomington Municipal Credit Union's 12 Month CDs rates are at 3.87%, 6 Month CDs rates are at 3.76%, 24 Month CDs rates are at 3.55%. Bloomington Municipal Credit Union's money market rates are at 1.61%. Bloomington Municipal Credit Union's Personal Loan Rates are as low as 9.29%. Bloomington Municipal Credit Union's Credit Card Rates are at 8.90%. MonitorBankRates evaluates the financial stability of Bloomington Municipal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.09%. Rates last updated and verified on 09/22/2026. Bloomington Municipal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bloomington Municipal Credit Union? Share your experience about Bloomington Municipal Credit Union by leaving a review below, or read customer reviews before you decide to use Bloomington Municipal Credit Union. Bloomington Municipal Credit Union
Bloomington Municipal Credit Union 602 S Gridley St
https://www.bmcu.org Bloomington, IL 61701-5227 
Bloomington Municipal Credit Union CD Rates
Bloomington Municipal Credit Union Money Market Rates
Bloomington Municipal Credit Union Auto Loan Rates
Bloomington Municipal Credit Union RV, Boat and Powersport Loan Rates
Bloomington Municipal Credit Union Credit Card Rates
Bloomington Municipal Credit Union Personal Loan Rates
Bloomington Municipal Credit Union Other Rates
Financial Health HistoryBloomington Municipal Credit Union’s Texas Ratio fell from 0.68% in Q2 2023 to 0.09% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Bloomington Municipal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Bloomington Municipal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bloomington Municipal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Bloomington Municipal Credit Union
Website
https://www.bmcu.org
Address
602 S Gridley St,
Bloomington, IL 61701-5227
Phone
309-827-7266
Fax
309-827-7338
President
G Brent Wick
CEO
Todd Keil
Full-Time Employees
5
Part-Time Employees
3
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.09%
Return on Assets (ROA)
0.2793%
Return on Equity (ROE)
2.0667%
Non-Performing Loans Ratio (NPL)
0.04%
Total Assets
44,865,723
Total Amount of Shares and Deposits
38,710,622
Total Shares and Deposits < 1 Year
38,212,019
Total Shares and Deposits 1 3 Years
498,603
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,363,678
Total Uninsured Shares and Deposits > $250K (F+J)
4,363,678
Total Insured Shares and Deposits > $250K (item 17 less item K)
34,346,944
Total Interest Expense (Sum of items 6 8)
167,651
Share Certificates
401
Number of Accounts for Share Drafts
1,283
IRA KEOGH Accounts
45
Number of Accounts for Regular Shares
2,694
Money Market Shares
78
Net Income (unless the amount is already included in Undivided Earnings)
125,320
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,938,054
Total Liabilities
38,802,045
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Bloomington Municipal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Bloomington Municipal Credit Union
Frequently Asked Questions About Bloomington Municipal Credit UnionHow many branches does Bloomington Municipal Credit Union operate?Bloomington Municipal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Bloomington Municipal Credit Union?Yes, to access services at Bloomington Municipal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Bloomington Municipal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bloomington Municipal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Bloomington Municipal Credit Union offer online and mobile banking?Most modern institutions like Bloomington Municipal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bmcu.org. Current Bloomington Municipal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
BlueOx Credit Union
Tendto Credit Union
Domino Federal Credit Union
Plattsburgh City School District Federal Credit Union
Responders Emergency Services Credit Union
CAROLINA
Pathfinder Federal Credit Union
Police Credit Union
MC Federal Credit Union
Elliott Community Federal Credit Union
ORNL Federal Credit Union
Acadiana Medical Federal Credit Union
Eastern Indiana Federal Credit Union
OnPoint Community Credit Union
SAINT LAWRENCE
Northland Area Federal Credit Union
People Driven Credit Union
SOUTHERN MIDDLESEX CO TCHRS
South Sanpete Credit Union
St Joseph Teachers Credit Union
Mt Pleasant Area School Employees Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
