|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Central Credit Union of Florida Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 25, 2026
Central Credit Union of Florida's Personal Loan Rates are at 10.47%. MonitorBankRates evaluates the financial stability of Central Credit Union of Florida with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.55%. Rates were last updated on 04/25/2026. Central Credit Union of Florida money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Credit Union of Florida? Share your experience about Central Credit Union of Florida by leaving a review below, or read customer reviews before you decide to use Central Credit Union of Florida. Central Credit Union of Florida
Home Office 1200 E Nine Mile Rd
https://loyaltycu.org Pensacola, FL 32514 1653 
Central Credit Union of Florida Auto Loan Rates
Central Credit Union of Florida Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Central Credit Union of Florida is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Central Credit Union of Florida rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Central Credit Union of Florida's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Central Credit Union of Florida
Website
https://loyaltycu.org
Address
1200 E Nine Mile Rd,
Pensacola, FL 32514 1653
Phone
850-474-0970
Fax
President
Dustin Daniels
CEO
Park Broome
Full-Time Employees
86
Part-Time Employees
0
Branch Locations
8
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.55%
Return on Assets (ROA)
0.7995%
Return on Equity (ROE)
7.1286%
Non-Performing Loans Ratio (NPL)
0.73%
Total Assets
295,244,067
Total Amount of Shares and Deposits
259,448,279
Total Shares and Deposits < 1 Year
254,331,428
Total Shares and Deposits 1 3 Years
5,116,851
Total Insured Shares and Deposits > $250K (item 17 less item K)
259,448,279
Total Interest Expense (Sum of items 6 8)
1,548,017
Share Certificates
1,273
Number of Accounts for Share Drafts
15,073
IRA KEOGH Accounts
237
Number of Accounts for Regular Shares
25,705
Money Market Shares
402
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
16,207,658
Total Liabilities
261,582,172
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Central Credit Union of FloridaIs Central Credit Union of Florida a safe place to deposit money?Yes, Central Credit Union of Florida is considered a safe financial institution. With a Texas Ratio of 3.5492543040677%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Central Credit Union of Florida operate?Central Credit Union of Florida currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Central Credit Union of Florida?Yes, to access services at Central Credit Union of Florida, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Central Credit Union of Florida does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Central Credit Union of Florida provides members with tools to manage their accounts and build a solid financial history. Does Central Credit Union of Florida offer online and mobile banking?Most modern institutions like Central Credit Union of Florida provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://loyaltycu.org. Compare to Other Credit Unions
City Credit Union
OPC Federal Credit Union
Rushmore Electric Federal Credit Union
Community First Fund Federal Credit Union
Berrien Teachers Federal Credit Union
Combined Employees Credit Union
Red Lake Co-Op Federal Credit Union
1st Cooperative Federal Credit Union
SUPERIOR CHOICE
Consumers Credit Union
Policemens Federal Credit Union
PWC Employees Credit Union
Union County Employees Federal Credit Union
Vitelco Employees Federal Credit Union
Sentinel Federal Credit Union
Ferko Maryland Federal Credit Union
Cheney Federal Credit Union
Southwest Oklahoma Federal Credit Union
Reno City Employees Federal Credit Union
Priority First Federal Credit Union
Sloan Public Schools Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||
