Cherokee County Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Cherokee County Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Cherokee County Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityCherokee County Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Cherokee County Federal Credit Union? Share your experience about Cherokee County Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cherokee County Federal Credit Union. Overall, Cherokee County Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Cherokee County Federal Credit Union Cherokee County Federal Credit Union 144 N Henderson St Rusk, TX 75785  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonMember Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
VISA® Classic
12.960%
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are
completed within 90 days of account opening.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
10.250% - 10.650%
$3,000 - $25,000
Personal Loan
11.000%
$0
1 - 12
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Cherokee County Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Cherokee County Federal Credit Union
Website: https://www.cherokeecountyfcu.com
Full Time Employees: 17Part Time Employees: 2 President: Greg Allbright CEO: Kim De Leon Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
144 N Henderson St
Rusk, TX 75785 Phone Number: 903-683-2527 Fax Number: 903-683-3499 FinancialsTotal Assets:
51,374,999
Total Amount of Shares and Deposits:
39,379,199
Total Shares and Deposits < 1 Year:
22,525,542
Total Shares and Deposits 1 3 Years:
16,853,657
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,854,514
Total Uninsured Shares and Deposits > $250K (F+J):
6,854,514
Total Insured Shares and Deposits > $250K (item 17 less item K):
32,524,685
Total Interest Expense (Sum of items 6 8):
535,273
Share Certificates:
261
Number of Accounts for Share Drafts:
2,098
IRA KEOGH Accounts:
47
Number of Accounts for Regular Shares:
5,314
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,680,994
Total Liabilities:
39,486,111
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Cherokee County Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Cherokee County Federal Credit UnionIs a member application needed to join Cherokee County Federal Credit Union?Yes, to access services at Cherokee County Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Cherokee County Federal Credit Union provides a range of mortgage and home equity products. Is Cherokee County Federal Credit Union a safe place to deposit money?Yes, Cherokee County Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Cherokee County Federal Credit Union offer online and mobile banking?Most modern institutions like Cherokee County Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.63%, 6-month CD rates at 2.52% and 3-month CD rates at 3.29%. Savings rates are at 0.07% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.53%. Credit Card rates are at 17.75%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates which you can compare to 
