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Coast360 Federal Credit Union Rates & Review April 2026

Coast360 Federal Credit Union's IRA Jumbo CD 12 month rates are at 3.85%, 12 month Jumbo CDs rates are at 3.85%, 18 month Jumbo CDs rates are at 3.80%, 12 month CDs rates are at 3.80%, 18 month CDs rates are at 3.75%. Coast360 Federal Credit Union's savings rates are at 0.25%. Coast360 Federal Credit Union's money market rates are at 0.50%. Coast360 Federal Credit Union's Personal Loan Rates are at 6.99%. MonitorBankRates evaluates the financial stability of Coast360 Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.47%. Rates were last updated on 04/18/2026.

Coast360 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Coast360 Federal Credit Union? Share your experience about Coast360 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Coast360 Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.47%
Excellent Lower than avg
Coast360 Federal Credit Union
COAST360 Maite Member Center
450 Route 8
Maite, GU 96910 2010
https://www.coast360fcu.com
Member NCUA

Coast360 Federal Credit Union CD Rates

Product Rate APY Term View More
IRA Jumbo Term Share 12 month - 3.85% 12 months
Min Balance $100,000
Details Minimum $100,000 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
12 month Jumbo Term Shares - 3.85% 12 months
Min Deposit $100,000
Details Minimum $100,000 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
18 month Jumbo Term Shares - 3.80% 18 months
Min Deposit $100,000
Details Minimum $100,000 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
12 month Term Shares - 3.80% 12 months
Min Deposit $500
Details Minimum $500 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
18 month Term Shares - 3.75% 18 months
Min Deposit $500
Details Minimum $500 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
IRA Jumbo Term Share 36 month - 3.70% 36 months
Min Balance $100,000
Details Minimum $100,000 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
9 month Jumbo Term Shares - 3.70% 9 months
Min Deposit $100,000
Details Minimum $100,000 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
IRA Jumbo Term Share 24 month - 3.65% 24 months
Min Balance $100,000
Details Minimum $100,000 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
24 month Jumbo Term Shares - 3.65% 24 months
Min Deposit $100,000
Details Minimum $100,000 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
9 month Term Shares - 3.65% 9 months
Min Deposit $500
Details Minimum $500 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
IRA Jumbo Term Share 60 month - 3.60% 60 months
Min Balance $100,000
Details Minimum $100,000 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
6 month Jumbo Term Shares - 3.60% 6 months
Min Deposit $100,000
Details Minimum $100,000 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
24 month Term Shares - 3.60% 24 months
Min Deposit $500
Details Minimum $500 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
6 month Term Shares - 3.55% 6 months
Min Deposit $500
Details Minimum $500 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
IRA Jumbo Term Share 48 month - 3.00% 48 months
Min Balance $100,000
Details Minimum $100,000 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
48 month Jumbo Term Shares - 3.00% 48 months
Min Deposit $100,000
Details Minimum $100,000 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
48 month Term Shares - 2.95% 48 months
Min Deposit $500
Details Minimum $500 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
3 month Jumbo Term Shares - 2.10% 3 months
Min Deposit $100,000
Details Minimum $100,000 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
3 month Term Shares - 2.05% 3 months
Min Deposit $500
Details Minimum $500 required to establish account
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%

Coast360 Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club - 1.35%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
Kids360 Share Savings - 0.50%
Min Deposit $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
Summer Club - 0.50%
Min Deposit $5
Details (available for Kids360 & Teen360 only)
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
Teen360 Share Savings - 0.50%
Min Deposit $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
Share Savings - 0.25%
Min Deposit $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%

Coast360 Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market - 1.00%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
Money Market - 0.75%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
Money Market - 0.50%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%

Coast360 Federal Credit Union Checking Rates

Product Rate APY View More
Teen360 Value Checking - 0.25%
Min Deposit $25
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
Value Checking 0.25% 0.25%
Min Deposit $100
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
Value Checking Tier 3 0.25% 0.25%
Min Deposit $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
Teen360 Value Checking - 0.20%
Min Deposit $25
Min Balance $750
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
Value Checking 0.20% 0.20%
Min Deposit $100
Min Balance $750
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
Value Checking Tier 2 0.20% 0.20%
Min Deposit $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
Teen360 Value Checking - 0.15%
Min Deposit $25
Min Balance $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
Value Checking 0.15% 0.15%
Min Deposit $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%
Value Checking Tier 1 0.15% 0.15%
Min Deposit $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%

Coast360 Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.50%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%

Coast360 Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 14.00%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%

Coast360 Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 6.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.47%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Coast360 Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Coast360 Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Coast360 Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Coast360 Federal Credit Union
Address 450 Route 8, Maite, GU 96910 2010
Phone 671-477-8736
Fax 671-477-1155
President Peter Roy Martinez
CEO Gener Deliquina
Full-Time Employees 138
Part-Time Employees 0
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.47%
Return on Assets (ROA)
0.5216%
Return on Equity (ROE)
4.2558%
Non-Performing Loans Ratio (NPL)
0.61%
Total Assets
610,003,151
Total Amount of Shares and Deposits
536,394,894
Total Shares and Deposits < 1 Year
516,196,133
Total Shares and Deposits 1 3 Years
17,894,767
Total Shares and Deposits > 3 Years
2,303,994
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
104,075,491
Total Uninsured Shares and Deposits > $250K (F+J)
104,075,491
Total Insured Shares and Deposits > $250K (item 17 less item K)
432,319,403
Total Interest Expense (Sum of items 6 8)
7,290,417
Share Certificates
3,236
Number of Accounts for Share Drafts
22,073
IRA KEOGH Accounts
639
Number of Accounts for Regular Shares
49,245
All other shares
114
Money Market Shares
324
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
50,679,962
Total Liabilities
546,564,348
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Coast360 Federal Credit Union

Is Coast360 Federal Credit Union a safe place to deposit money?

Yes, Coast360 Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.4730487779712%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Coast360 Federal Credit Union operate?

Coast360 Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Coast360 Federal Credit Union?

Yes, to access services at Coast360 Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Coast360 Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Coast360 Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Coast360 Federal Credit Union offer online and mobile banking?

Most modern institutions like Coast360 Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.coast360fcu.com.

Current Coast360 Federal Credit Union Rates

  • 12-Month CD3.80%
  • 18-Month CD3.75%
  • 24-Month CD3.60%
  • 60-Month CD3.60%
  • Savings0.25%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.