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Cochise Credit Union Rates and Review January 2026

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Cochise Credit Union12-month CD rates can be found at 3.90%, 6-month CD rates at 4.00% and 3-month CD rates at 2.78%. Savings rates are at 0.01% and money market rates are at 1.06%. Mortgage rates on 30-year fixed loans are around 6.22%. Credit Card rates are at 17.99%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to Cochise Credit Union rates.

Compare Cochise Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Cochise Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Cochise Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Cochise Credit Union? Share your experience about Cochise Credit Union by leaving a review below, or read customer reviews before you decide to use Cochise Credit Union.

Overall, Cochise Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Cochise Credit Union
Cochise Credit Union
580 N Haskell Ave
Willcox, AZ 85643
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
18-Month CD
3.80%
$500
18-Month CD
3.75%
$0
60-Month CD
3.53%
$1,000
24-Month CD
3.50%
$10,000
18-Month CD
3.45%
$500
60-Month CD
3.41%
$0
18-Month CD
3.40%
$1,000
18-Month CD
3.33%
$500
60-Month CD
3.28%
$500
36-Month CD
3.10%
$1,000
60-Month CD
3.04%
$1,000
60-Month CD
3.02%
$500
12-Month CD
3.02%
$500
48-Month CD
3.01%
$500
24-Month CD
3.00%
$500
24-Month CD
3.00%
$500
48-Month CD
3.00%
$500
30-Month CD
3.00%
$1,000
48-Month CD
2.80%
$1,000
9-Month CD
2.66%
$1,000
24-Month CD
2.50%
$500
24-Month CD
2.50%
$500
48-Month CD
2.25%
$500
Money Market
2.00%
$2,500
12-Month CD
1.50%
$1,000
30-Month CD
1.36%
$500
18-Month CD
1.10%
$1,500
SaveUp Savings
1.01%
$0
3-Month CD
1.00%
$500
18-Month CD
0.75%
$2,500
60-Month CD
0.65%
$500
48-Month CD
0.60%
$1,000
48-Month CD
0.50%
$500
60-Month CD
0.50%
$500
UNITY Plus Savings
0.40%
$100
Statement Savings
0.30%
$0
18-Month CD
0.25%
$500
Signature Money Market
0.25%
$1,000
Savings
0.20%
$1
12-Month CD
0.10%
$1,000
18-Month CD
0.10%
$1,000
24-Month CD
0.10%
$500
6-Month CD
0.05%
$500
Primary Savings
0.05%
$5
Money Market
0.03%
$2,500
Pinnacle Money Market
0.03%
$0
Savings
0.02%
$100
Money Market
0.01%
$0
48-Month CD
0.00%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
6.250%
6.330%
0.000
5.625%
5.796%
0.000
15 Year Fixed
5.750%
6.062%
0.000
5.990%
5.199%
0.000
20 Year Fixed
6.500%
6.628%
0.000
15-Year Fixed
5.500%
5.695%
0.000
15-Year Fixed
5.250%
5.513%
0.500
15-Year Fixed
5.000%
5.177%
0.750
4.750%
4.940%
0.250
5.250%
5.499%
1.000
6.525%
6.595%
0.000
5.375%
5.565%
1.000
15 Year Fixed
5.375%
5.717%
0.706
6.300%
6.498%
0.000
6.000%
6.310%
0.000
5-Year ARM
5.250%
5.840%
0.000
5.625%
5.941%
0.000
6.000%
6.070%
0.000
6.500%
6.582%
0.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
5.500%
5.621%
0.000
30-Year Fixed
5.875%
5.945%
0.000
5.000%
5.886%
0.000
5.375%
5.935%
0.000
5.875%
6.190%
1.000
5.125%
5.304%
0.000
5.250%
5.633%
0.000
30-Year Fixed
5.875%
5.965%
0.000
5.625%
5.693%
0.500
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15 Year Fixed
5.550%
5.643%
0.000
5.375%
5.488%
0.250
5.125%
5.361%
1.000
30-Year Fixed VA
5.375%
5.599%
1.000
4.625%
4.690%
0.000
30-Year Fixed Jumbo
6.250%
6.389%
0.000
5.750%
5.880%
0.000
4.240%
7.689%
0.000
5.750%
5.923%
0.000
5.125%
5.389%
0.000
6.375%
6.662%
0.000
5.500%
5.603%
0.000
5.000%
5.055%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
5.750%
6.093%
0.000
5.125%
5.637%
0.250
6.250%
7.325%
0.000
5.875%
6.012%
0.000
30-Year Fixed
6.000%
6.115%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Academic VISA® Classic
15.400%
Acadia Visa Credit Card
10.900%
No annual fee
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
VISA Signature Rewards
16.740% - 18.000%
16.490% - 17.990%
Visa Platinum Preferred Rewards
15.740% - 17.990%
Visa Platinum Preferred Student
17.990%
Visa Secure Card
13.740%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Visa Student Rewards Card
17.990%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Visa Platinum Credit Card
8.500%
As low as 8.50%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
11.900%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
VISA Traditional
14.240% - 18.000%
Visa Business Rewards Card
15.240%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Platinum Secured Visa
8.750%
Visa Platinum Preferred Starter
17.990%
7.900%
8.900% - 13.900%
Based upon credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loans
13.250%
$0
6184
Personal Lines of Credit
11.900% - 19.400%
$0
Personal Loans
11.000%
$0
37 - 60
Unsecured Signature Loan
10.250%
$0
37 - 60
9.990% - 16.240%
$0
61 - 66
A+ Personal Loan
8.990%
$0
84
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
11.990%
$0
10.890%
$0
60
Access Line Of Credit
16.240%
$0
14.200%
$5,000 - $8,000
48 - 48
Personal Loan
8.950%
$0
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Personal Line of Credit
13.040%
$0
12.990%
$0 - $2,000
24 - 24
50% Share Secured Loan
6.460% - 14.990%
$0
15.000%
$500 - $1,500
6 - 12
12.250% - 17.000%
$0 - $20,000
Consolidation Loans
13.060%
$0
1 - 36
12.990%
$0
1 - 24
9.990% - 18.000%
$0 - $50,000
Education (tuition bill required)
8.250%
$0
60
18.000%
$0 - $500
5
Consolidation Loans
14.850%
$0
37 - 60
9.990%
$0
1 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Cochise Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Cochise Credit Union
Full Time Employees: 12
Part Time Employees: 0
President: Troy Judd
CEO: Shelley Thompson
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
580 N Haskell Ave
Willcox, AZ 85643
Phone Number: 520-384-2822
Fax Number: 520-384-0571

Financials

Total Assets:
73,083,792
Total Amount of Shares and Deposits:
60,882,608
Total Shares and Deposits < 1 Year:
59,521,784
Total Shares and Deposits 1 3 Years:
1,274,732
Total Shares and Deposits > 3 Years:
86,091
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,695,232
Total Uninsured Shares and Deposits > $250K (F+J):
4,695,232
Total Insured Shares and Deposits > $250K (item 17 less item K):
56,187,376
Total Interest Expense (Sum of items 6 8):
519,935
Share Certificates:
466
Number of Accounts for Share Drafts:
4,677
IRA KEOGH Accounts:
48
Number of Accounts for Regular Shares:
6,453
All other shares:
190
Money Market Shares:
186
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,426,232
Total Liabilities:
61,003,787
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Cochise Credit Union

Is a member application needed to join Cochise Credit Union?

Yes, to access services at Cochise Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Cochise Credit Union provides a range of mortgage and home equity products.

Is Cochise Credit Union a safe place to deposit money?

Yes, Cochise Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Cochise Credit Union offer online and mobile banking?

Most modern institutions like Cochise Credit Union provide digital access including online balance checks and transfers.

Current Cochise Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions