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Connexus Credit Union Rates & Review September 2026

Connexus Credit Union's Starting at 6 month Regular CDs rates are at 4.00%, Starting at 6 month Jumbo CDs rates are at 3.10%, 24 Month Bump-Up CD rates are at 2.00%. Connexus Credit Union's savings rates are at 0.01%. Connexus Credit Union's money market rates are at 0.25%. Connexus Credit Union's Mortgage Rapid Refinance rates are at 5.44%, Mortgage Rapid Refinance rates are at 5.59%, Mortgage Rapid Refinance rates are at 5.69%, Mortgage ARM - 15-year Loan rates are at 6.12%, Mortgage rates - 7/3 ARM rates are at 5.62%. Connexus Credit Union's Personal Loan Rates are as low as 9.49%. MonitorBankRates evaluates the financial stability of Connexus Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.25%. Rates last updated and verified on 09/22/2026.

Connexus Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Connexus Credit Union? Share your experience about Connexus Credit Union by leaving a review below, or read customer reviews before you decide to use Connexus Credit Union.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 92/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
15.25%
Good Higher than avg
Health Trend ?
Improving 12 quarters
Full history ›
Connexus Credit Union
Phillips
114 S Avon Ave
Phillips, WI 54555
https://www.connexuscu.org
Member NCUA

Connexus Credit Union CD Rates

Product Rate APY Term View More
Starting at 6 month Regular Certificates - 4.00% Starting at 6 months
Min Deposit $5,000
Details You want a steady way to grow your savings with a low minimum deposit
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Starting at 6 month Jumbo Certificates - 3.10% Starting at 6 months
Min Deposit $100,000
Details You're investing a larger amount and want a higher return
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
24 Month Bump-Up Certificate - 2.00% 24 months
Min Deposit $5,000
Details You want a one-time rate increase in case rates go up
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%

Connexus Credit Union Savings Rates

Product Rate APY View More
Savings Account - 0.01%
Min Deposit $5
Min Balance $100
Details Rate is variable and is subject to change. Fees may reduce earnings. Funds will be automatically transferred annually to the savings account on October 1.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Simply Savings Account - 0.01%
Min Deposit $5
Min Balance $100
Details Rate is variable and is subject to change. Fees may reduce earnings.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%

Connexus Credit Union Money Market Rates

Product Rate APY View More
Connexus Money Market Accounts 2.97% 3.01%
Min Balance $1,000,000
Details Balance: $1,000,000 and over
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Money Market Account - 3.01%
Min Balance $1,000,000
Details Balance: $1,000,000 and over
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Connexus Money Market Accounts 2.47% 2.50%
Min Balance $500,000
Details Balance: $500,000 to $999,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Money Market Account - 2.50%
Min Balance $500,000
Details Balance: $500,000 to $999,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Connexus Money Market Accounts 2.23% 2.25%
Min Balance $250,000
Details Balance: $250,000 to $499,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Money Market Account - 2.25%
Min Balance $250,000
Details Balance: $250,000 to $499,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Connexus Money Market Accounts 2.03% 2.05%
Min Balance $100,000
Details Balance: $100,000 to $249,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Money Market Account - 2.05%
Min Balance $100,000
Details Balance: $100,000 to $249,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Connexus Money Market Accounts 1.93% 1.95%
Min Balance $20,000
Details Balance: $20,000 to $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Money Market Account - 1.95%
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000 and over; Fees may reduce earnings. During any month, you may make four withdrawals or transfers from this account. After four withdrawals or transfers have been made during the month, an excessive withdrawal fee will be charged for each additional withdrawal or transfer. Please refer to the Fee Schedule.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Money Market Account - 1.95%
Min Balance $20,000
Details Balance: $20,000 to $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Connexus Money Market Accounts 0.25% 0.25%
Min Balance $1,000
Details Balance: $1,000 to $19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Money Market Account - 0.25%
Min Balance $1,000
Details Balance: $1,000 to $19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%

Connexus Credit Union Checking Rates

Product Rate APY View More
Xtraordinary Checking 4.41% 4.50%
Min Balance $0
Details Qualifications Required: 15 debit card purchases or $500 in debit card spending by month end; Subscribe to eStatements; Make a direct deposit or an ACH deposit (from a non-Connexus account) of at least $500; Balance: $0.01 - $25,000.00; Any balance above the $25,000 limit will earn 0.25% APY if monthly requirements are met.; ATM surcharge rebates only apply to ATMs within the United States. Co-op and MoneyPass ATM Networks available nationally. These ATMs are fee-free with the use of a Connexus Debit/ATM Card. Usage fee may still apply.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Teen Checking - 2.00%
Details Requirements to earn yield: ; Monthly rebates of ATM provider surcharges: ; Free Connexus ATM transactions: Unlimited; Free Co-op & MoneyPass ATM transactions: Unlimited
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Select Product Checking - 0.25%
Min Balance $0
Details Qualifications Required: eStatements subscription; monthly deposit of at least $500 from either a direct deposit or an ACH deposit (from a non-Connexus account); minimum of fifteen (15) debit card purchases or $500 in net spend purchases using your debit card are required per month; Dividends are compounded and paid monthly. Fees may reduce earnings. Primary owner must be the age of majority (18+) to open this type of account.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Teen Checking Account - 0.25%
Min Balance $1,000
Details Balance: $1,000.01 and over; Primary owner must be the age of majority (18+) to open this type of account.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Xtraordinary Checking - 0.25%
Min Balance $25,000
Details Qualifications Required: 15 debit card purchases or $500 in debit card spending by month end; Subscribe to eStatements; Make a direct deposit or an ACH deposit (from a non-Connexus account) of at least $500; Balance: $25,000.01 and over; Any balance above the $25,000 limit will earn 0.25% APY if monthly requirements are met.; ATM surcharge rebates only apply to ATMs within the United States. Co-op and MoneyPass ATM Networks available nationally. These ATMs are fee-free with the use of a Connexus Debit/ATM Card. Usage fee may still apply.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%

Connexus Credit Union Mortgage Rates

Product Rate Points APR Term View More
Mortgage Rapid Refinance 5.44% - 5.61% 8-year
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Mortgage Rapid Refinance 5.59% - 5.73% 10-year
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Mortgage Rapid Refinance 5.69% - 5.81% 12-year
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Mortgage ARM - 15-year Loan 6.13% - 6.38% 15-year
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Mortgage rates - 7/3 ARM 5.63% - 6.59% 7/3
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Mortgage Refinance ARM Rates v2 - 15-year Loan 6.50% - 6.59% 15-year
Details Rates As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Mortgage rates - 5/3 ARM 5.38% - 6.71% 5/3
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Mortgage ARM - 20-year Loan 6.50% - 6.71% 20-year
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Mortgage ARM - 30-year Loan 6.75% - 6.91% 30-year
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Mortgage rates - 3/3 ARM 4.99% - 6.93% 3/3
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Mortgage Refinance ARM Rates v2 - 30-year Loan 7.13% - 7.21% 30-year
Details Rates As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%
Mortgage Refinance ARM Rates v2 - 20-year Loan 7.13% - 7.24% 20-year
Details Rates As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%

Connexus Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Refinancing - - 4.69%
Details Rates as low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%

Connexus Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 9.49%
Details As low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 15.25%

Financial Health History

Connexus Credit Union’s Texas Ratio fell from 23.76% in Q2 2023 to 15.25% in Q1 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 4.3 to 5.0 and its Health Grade from B- to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 8% 2.0★ 17% 3.0★ 25% 4.0★ 33% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 23.76% B- Q2 2023 C+ Q3 2023 C+ Q4 2023 B- Q1 2024 C+ Q2 2024 B- Q3 2024 B Q4 2024 A- Q1 2025 A- Q2 2025 A- Q3 2025 B+ Q4 2025 15.25% A- Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$4.1B15.25%5.0A-
December 31, 2025$3.9B17.55%4.8B+
September 30, 2025$4.2B16.30%4.9A-
June 30, 2025$3.9B14.81%5.0A-
March 31, 2025$4.2B15.24%5.0A-
December 31, 2024$4.3B20.33%4.6B
September 30, 2024$4.6B24.01%4.3B-
June 30, 2024$4.8B24.39%4.2C+
March 31, 2024$5.2B23.36%4.3B-
December 31, 2023$5.3B24.73%4.2C+
September 30, 2023$5.4B24.69%4.2C+
June 30, 2023$5.3B23.76%4.3B-
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Connexus Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Connexus Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Connexus Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Connexus Credit Union
Address 114 S Avon Ave, Phillips, WI 54555
Phone 800-845-5025
Fax
President Tim Mulloy
CEO Chad Rogers
Full-Time Employees 594
Part-Time Employees 7
Branch Locations 14
ATM Locations 10
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (92/100)
Texas Ratio
15.25%
Return on Assets (ROA)
0.0137%
Return on Equity (ROE)
0.1913%
Non-Performing Loans Ratio (NPL)
1.89%
Total Assets
4,149,070,931
Total Amount of Shares and Deposits
3,627,188,921
Total Shares and Deposits < 1 Year
2,362,839,098
Total Shares and Deposits 1 3 Years
1,243,961,323
Total Shares and Deposits > 3 Years
20,388,500
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
373,733,350
Total Uninsured Shares and Deposits > $250K (F+J)
373,733,350
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,253,455,571
Total Interest Expense (Sum of items 6 8)
29,383,206
Share Certificates
24,522
Number of Accounts for Share Drafts
44,829
IRA KEOGH Accounts
5,798
Number of Accounts for Regular Shares
435,666
All other shares
2,299
Non Member Deposits
995
Money Market Shares
6,717
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
444,302,657
Total Liabilities
3,830,532,838
Source: NCUA — Last Updated 03/31/2026

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Connexus Credit Union

How many branches does Connexus Credit Union operate?

Connexus Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Connexus Credit Union?

Yes, to access services at Connexus Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Connexus Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Connexus Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Connexus Credit Union offer online and mobile banking?

Most modern institutions like Connexus Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.connexuscu.org.

Current Connexus Credit Union Rates

  • 24-Month CD2.00%
  • Savings0.01%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.