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 Credit Union Of Denver Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Credit Union Of Denver's 6 Month CD rates are at 3.65%, IRA 6 Month CD rates are at 3.65%, 12 Month CD rates are at 3.50%, 60 Month CD rates are at 3.50%, IRA 12 Month CD rates are at 3.50%. Credit Union Of Denver's savings rates are at 0.05%. Credit Union Of Denver's money market rates are at 0.05%. Credit Union Of Denver's Personal Loan Rates are as low as 6.95%. Credit Union Of Denver's Credit Card Rates are at 10.74%. MonitorBankRates evaluates the financial stability of Credit Union Of Denver with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.06%. Rates last updated and verified on 09/22/2026. Credit Union Of Denver money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union Of Denver? Share your experience about Credit Union Of Denver by leaving a review below, or read customer reviews before you decide to use Credit Union Of Denver. 
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Credit Union Of Denver Other Rates
Financial Health HistoryCredit Union Of Denver’s Texas Ratio stayed near 1.77% in Q2 2023 to 2.06% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Credit Union Of Denver is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union Of Denver rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Credit Union Of Denver's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Credit Union Of Denver
Website
https://www.cudenver.com
Address
9305 W ALAMEDA AVE,
LAKEWOOD, CO 80226
Phone
303-234-1700
Fax
303-239-1141
President
KRISTINA SAPP
CEO
CHRISTOPHER WALLACE
Full-Time Employees
151
Part-Time Employees
2
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.06%
Return on Assets (ROA)
0.1404%
Return on Equity (ROE)
1.1397%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
1,194,361,405
Total Amount of Shares and Deposits
1,067,593,389
Total Shares and Deposits < 1 Year
1,023,408,567
Total Shares and Deposits 1 3 Years
25,099,741
Total Shares and Deposits > 3 Years
19,085,082
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
159,597,685
Total Uninsured Shares and Deposits > $250K (F+J)
159,597,685
Total Insured Shares and Deposits > $250K (item 17 less item K)
907,995,704
Total Interest Expense (Sum of items 6 8)
5,141,043
Share Certificates
8,230
Number of Accounts for Share Drafts
31,346
IRA KEOGH Accounts
2,648
Number of Accounts for Regular Shares
76,502
All other shares
3,566
Money Market Shares
4,153
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
97,494,358
Total Liabilities
1,072,426,182
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About Credit Union Of DenverHow many branches does Credit Union Of Denver operate?Credit Union Of Denver currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Credit Union Of Denver?Yes, to access services at Credit Union Of Denver, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Credit Union Of Denver does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Credit Union Of Denver provides members with tools to manage their accounts and build a solid financial history. Does Credit Union Of Denver offer online and mobile banking?Most modern institutions like Credit Union Of Denver provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cudenver.com. Current Credit Union Of Denver Rates
Retrieved from our database of financial products. Rates subject to change.
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