What are the current interest rates at Dupaco Community Credit Union?

Current rates for Dupaco Community Credit Union include: 12-Month CD: 3.40%, 18-Month CD: 2.70%, 24-Month CD: 2.50%, 60-Month CD: 1.80%, Savings: 0.10%, MMA: 0.20%

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Dupaco Community Credit Union

iAdvertiser Disclosure

Dupaco Community Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dupaco Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

Dupaco Community Credit Union's 17 Month Fixed Jumbo CD Special rates are at 4.20%, 17 Month Fixed CD Special rates are at 4.10%, Roth: 17 Month Fixed Special rates are at 4.10%, Traditional: 17 Month Fixed Special rates are at 4.10%, 10 Month Fixed Jumbo CD Special rates are at 4.00%. Dupaco Community Credit Union's savings rates are at 0.10%. Dupaco Community Credit Union's money market rates are at 0.20%. Dupaco Community Credit Union's Purchase: 15-Year Fixed Conventional rates are at 6.50%, Refinance: 15-Year Fixed Conventional rates are at 6.50%, Purchase: 20-Year Fixed Conventional rates are at 6.63%, Refinance: 20-Year Fixed Conventional rates are at 6.63%, Purchase: 30-Year Fixed Conventional or less rates are at 6.75%. Dupaco Community Credit Union's Personal Loan Rates are as low as 9.99%. Dupaco Community Credit Union's Credit Card Rates are at 12.50%. MonitorBankRates evaluates the financial stability of Dupaco Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.32%. Rates last updated and verified on 09/22/2026.

Dupaco Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dupaco Community Credit Union? Share your experience about Dupaco Community Credit Union by leaving a review below, or read customer reviews before you decide to use Dupaco Community Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.32%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Dupaco Community Credit Union
JFK

3299 Hillcrest Rd
Dubuque, IA 52001-3928

https://www.dupaco.com

Dupaco Community Credit Union CD Rates

Product	Rate	APY	Term
17 Month Fixed Jumbo Certificate Special	4.15%	4.20%	17 Month
Min Balance $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
17 Month Fixed Certificate Special	4.06%	4.10%	17 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Roth: 17 Month Fixed Special	4.06%	4.10%	17 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Traditional: 17 Month Fixed Special	4.06%	4.10%	17 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
10 Month Fixed Jumbo Certificate Special	3.96%	4.00%	10 Month
Min Balance $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
10 Month Fixed Certificate Special	3.86%	3.90%	10 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Roth: 10 Month Fixed Special	3.86%	3.90%	10 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Traditional: 10 Month Fixed Special	3.86%	3.90%	10 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
12 Month Certificate	3.37%	3.40%	12 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
6 Month Certificate	3.37%	3.40%	6 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
18 Month Certificate	2.68%	2.70%	18 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Roth: 18 month	2.68%	2.70%	18 months
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Traditional: 18 month	2.68%	2.70%	18 months
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
24 Month Certificate	2.48%	2.50%	24 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
30 Month Certificate	2.29%	2.30%	30 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
36 Month Certificate	2.09%	2.10%	36 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Roth: 36 month	2.09%	2.10%	36 months
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Traditional: 36 month	2.09%	2.10%	36 months
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
48 Month Certificate	1.89%	1.90%	48 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
60 Month Certificate	1.79%	1.80%	60 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Roth: 60 month	1.79%	1.80%	60 months
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Traditional: 60 month	1.79%	1.80%	60 months
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%

Dupaco Community Credit Union Savings Rates

Product	Rate	APY
Launchpad Savings	3.25%	3.25%
Min Deposit $5 Min Balance $5 Details Balance: $5 - $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
High-Yield Savings	2.42%	2.45%
Min Deposit $50,000 Min Balance $1,000,000 Details Balance: $1,000,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Bright Savings	2.23%	2.25%
Min Deposit $0 Min Balance $0 Details Balance: $0.01 - $1,000,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
High-Yield Savings	2.23%	2.25%
Min Deposit $50,000 Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
High-Yield Savings	2.03%	2.05%
Min Deposit $50,000 Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
High-Yield Savings	1.83%	1.85%
Min Deposit $50,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
High-Yield Savings	1.49%	1.50%
Min Deposit $50,000 Min Balance $0 Details Balance: $0.01 - $99,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Health Savings Account	0.35%	0.35%
Min Deposit $25 Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Health Savings Account	0.30%	0.30%
Min Deposit $25 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Health Savings Account	0.25%	0.25%
Min Deposit $25 Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Health Savings Account	0.20%	0.20%
Min Deposit $25 Min Balance $0 Details Balance: $0.01 - $2,499.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Holiday Club Savings	0.20%	0.20%
Min Deposit $0 Min Balance $0 Details Balance Tier: $0.01+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Share Savings	0.20%	0.20%
Min Deposit $25 Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
You Name It Savings	0.20%	0.20%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Share Savings	0.15%	0.15%
Min Deposit $25 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
You Name It Savings	0.15%	0.15%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Share Savings	0.10%	0.10%
Min Deposit $25 Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Share Savings	0.10%	0.10%
Min Deposit $25 Min Balance $100 Details Balance: $100 - $2,499.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
You Name It Savings	0.10%	0.10%
Min Deposit $0 Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
You Name It Savings	0.10%	0.10%
Min Deposit $0 Min Balance $100 Details Balance: $100 - $2,499.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%

Dupaco Community Credit Union Money Market Rates

Product	Rate	APY
Investor's Choice Money Market	0.40%	0.40%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Investor's Choice Money Market	0.35%	0.35%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Investor's Choice Money Market	0.30%	0.30%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Investor's Choice Money Market	0.25%	0.25%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Investor's Choice Money Market	0.20%	0.20%
Min Deposit $2,500 Min Balance $0 Details Balance: $0.01 - $2,499.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%

Dupaco Community Credit Union Checking Rates

Product	Rate	APY
1st Rate Checking	2.47%	2.50%
Min Balance $5,000 Details Balance: $5,000 - $24,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
1st Rate Checking	0.10%	0.10%
Min Balance $100,000 Details Balance: $100,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
1st Rate Checking	0.10%	0.10%
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%

Dupaco Community Credit Union Mortgage Rates

Product	Rate	Points	APR
Purchase: 15-Year Fixed Conventional	6.50%	0	6.63%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Refinance: 15-Year Fixed Conventional	6.50%	0	6.63%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Purchase: 20-Year Fixed Conventional	6.63%	0	6.76%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Refinance: 20-Year Fixed Conventional	6.63%	0	6.78%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Purchase: 30-Year Fixed Conventional or less	6.75%	0	6.89%
Details $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Refinance: 30-Year Fixed Conventional or less	6.75%	0	6.91%
Details $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Purchase: 30-Year Fixed Conventional or less	6.88%	0	6.96%
Details $200,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Refinance: 30-Year Fixed Conventional or less	6.88%	0	6.97%
Details $200,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%

Dupaco Community Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Refinance: 15-Year Fixed Conventional	5.75%	0	5.87%	15-Year
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Home Equity Refinance: 30-Year Fixed Conventional or less	6.13%	0	6.22%	30-Year
Details $200000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
HELOC - Standard	-	-	6.25%
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Home Equity Line of Credit (HELOC)	6.25%	-	6.25%
Details Rates are effective as of 08/01/2026. All loans are subject to approval. Rates, terms, and conditions are subject to change. Home Equity Line of Credit (HELOC): Minimum $5,000 line of credit required on loan-to-value up to 100%. Subject to underwriting, creditworthiness, and meeting credit criteria. 2Loan annual percentage rates (APR) is based on credit score and combined loan-to-value (total mortgage balances divided by the total value of the house) as determined at the time of the account opening. Qualification for the 6.25% APR requires a 720 credit score or higher, and maximum combined loan-to-value of 75% or less. The annual percentage rate (APR) may vary after the account is opened. Maximum APR 21.00%. The rate will be the Prime Rate as published in the Wall Street Journal on the last business day of each month, plus or minus a margin, with a floor rate as low as 4.00% APR. 3Closing costs may range from $175-$800, of which, Dupaco to pay up to a maximum of $350. There are no application, annual, maintenance or transaction fees associated with this account, however, the credit union may recoup its closing costs up to $350 if the loan is closed within 30 months of opening. Property insurance required. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Home Equity Refinance: 20-Year Fixed Conventional	6.13%	0	6.27%	20-Year
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Home Equity Refinance: 30-Year Fixed Conventional or less	6.13%	0	6.27%	30-Year
Details $100000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Home Equity Loan (Fixed)	6.74%	-	6.74%	60 months
Details Rates are effective as of 06/01/2026. All loans are subject to approval. Rates, terms, and conditions are subject to change. If you borrow $10,000 at 6.74% annual percentage rate (APR) with a 60-month term, your minimum monthly payment obligation would be $196.81. Over the life of the loan you will pay $1,808.15 in interest. If you borrow $10,000 at 7.24% annual percentage rate (APR) with a 120-month term, your minimum monthly payment obligation would be $117.38. Over the life of the loan, you will pay $4,084.00 in interest. Home Equity Loan Rates: Loan annual percentage rates (APR) based on member credit qualification and total loan amount. All loans are subject to approval. Home Equity Loan is for a 2nd-lien position only; first-mortgage liens do not qualify for this product. Rates, terms, and conditions are subject to change. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Home Equity Loan - Standard (60 mo)	-	-	6.74%	60 months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Home Equity Loan - Standard (120 mo)	-	-	7.24%	120 months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%

Dupaco Community Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat & RV Loans	-	7.09%	60 Months
Details $40,000+; As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Boat & RV Loans	-	7.09%	72 Months
Details $40,000+; As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Boat & RV Loans -39,999	-	7.09%	60 Months
Details $25,000; As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Boat & RV Loans -24,999	-	7.29%	36 Months
Details $10,000; As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Boat & RV Loans	-	7.34%	84 Months
Details $40,000+; As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Boat & RV Loans -39,999	-	7.34%	72 Months
Details $25,000; As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Boat & RV Loans -24,999	-	7.59%	48 Months
Details $10,000; As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Boat & RV Loans -39,999	-	7.59%	84 Months
Details $25,000; As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Boat & RV Loans -24,999	-	7.89%	60 Months
Details $10,000; As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
ATV, Snowmobile & Jet Ski Loans - Model Year 2026-23	-	8.34%	36 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
ATV, Snowmobile & Jet Ski Loans - Model Year 2026-23	-	8.34%	48 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
ATV, Snowmobile & Jet Ski Loans - Model Year 2026-23	-	8.34%	60 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Boat & RV Loans	-	8.34%	96 Months
Details $40,000+; As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
ATV, Snowmobile & Jet Ski Loans - Model Year 2022-21	-	8.54%	36 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
ATV, Snowmobile & Jet Ski Loans - Model Year 2022-21	-	8.54%	48 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
ATV, Snowmobile & Jet Ski Loans - Model Year 2022-21	-	8.54%	60 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Boat & RV Loans -39,999	-	8.59%	96 Months
Details $25,000; As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
ATV, Snowmobile & Jet Ski Loans - Model Year 2020-19	-	8.89%	36 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
ATV, Snowmobile & Jet Ski Loans - Model Year 2020-19	-	8.89%	48 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
ATV, Snowmobile & Jet Ski Loans - Model Year 2020-19	-	8.94%	60 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Boat & RV Loans	-	9.34%	120 Months
Details $40,000+; As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Boat & RV Loans -39,999	-	9.59%	120 Months
Details $25,000; As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Boat & RV Loans	-	10.04%	180 Months
Details $40,000+; As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%

Dupaco Community Credit Union Credit Card Rates

Product	Rate	APR	View More
Platinum Visa Rate	-	12.50%
Details Published APR range: 12.50% - 19.50%. Regular APR: 12.50% - 19.50% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%

Dupaco Community Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	9.99%	24 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Personal Loan	10.49%	36 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Personal Loan	10.99%	48 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Personal Loan	12.49%	60 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%

Dupaco Community Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
2016 Model Year (and older) Loan	-	-	8.59%	48 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
2017-20 Model Year Loan	-	-	6.34%	60 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
2017-20 Model Year Loan	-	-	6.49%	72 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
2021-23 Model Year Loan	-	-	5.64%	60 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
2021-23 Model Year Loan	-	-	5.79%	72 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
2021-23 Model Year Loan	-	-	6.04%	84 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
2024-27 Model Year Loan	-	-	5.19%	48 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
2024-27 Model Year Loan	-	-	5.39%	60 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
2024-27 Model Year Loan	-	-	5.49%	72 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
2024-27 Model Year Loan	-	-	5.59%	84 Months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Home Improvement Loan	-	-	8.50%	120 Months
Details Loan Amount: $10,000.00 - $20,000.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Home Improvement Loan	-	-	8.75%	180 Months
Details Loan Amount: $20,001.00 - $50,000.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Standard Loan	-	-	15.50%
Details Published APR range: 15.50% - 21.00%. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Roth	0.60%	-	0.60%
Min Balance $15,000 Details $15,000+; Balance: $15,000.00+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Roth	0.50%	-	0.50%
Min Balance $5,000 Details $5,000-$14,999.99; Balance: $5,000.00-$14,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Roth	0.45%	-	0.45%
Min Balance $0 Details $0.01 - $4,999.99; Balance: $0.01 - $4,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Traditional	0.60%	-	0.60%
Min Balance $15,000 Details $15,000+; Balance: $15,000.00+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Traditional	0.50%	-	0.50%
Min Balance $5,000 Details $5,000-$14,999.99; Balance: $5,000.00-$14,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%
Traditional	0.45%	-	0.45%
Min Balance $0 Details $0.01 - $4,999.99; Balance: $0.01 - $4,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.32%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Dupaco Community Credit Union’s Texas Ratio rose from 2.88% in Q2 2023 to 7.32% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$3.6B	7.32%	5.0	A
December 31, 2025	$3.6B	3.88%	5.0	A+
September 30, 2025	$3.6B	3.94%	5.0	A+
June 30, 2025	$3.6B	3.54%	5.0	A+
March 31, 2025	$3.5B	3.96%	5.0	A+
December 31, 2024	$3.4B	3.76%	5.0	A+
September 30, 2024	$3.4B	3.69%	5.0	A+
June 30, 2024	$3.3B	3.62%	5.0	A+
March 31, 2024	$3.3B	3.57%	5.0	A+
December 31, 2023	$3.3B	4.22%	5.0	A+
September 30, 2023	$3.2B	4.14%	5.0	A+
June 30, 2023	$3.2B	2.88%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Dupaco Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Dupaco Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Dupaco Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Dupaco Community Credit Union

Website https://www.dupaco.com

Address 3299 Hillcrest Rd, Dubuque, IA 52001-3928

Phone 800-373-7600

Fax

President Randy Skemp

CEO Joseph Hearn

Full-Time Employees 612

Part-Time Employees 16

Branch Locations 22

ATM Locations 26

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

7.32%

Return on Assets (ROA)

0.1796%

Return on Equity (ROE)

1.4192%

Non-Performing Loans Ratio (NPL)

1.44%

Total Assets

3,628,176,748

Total Amount of Shares and Deposits

2,943,517,038

Total Shares and Deposits < 1 Year

2,761,993,510

Total Shares and Deposits 1 3 Years

175,750,512

Total Shares and Deposits > 3 Years

5,773,016

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

396,515,096

Total Uninsured Shares and Deposits > $250K (F+J)

396,515,096

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,547,001,942

Total Interest Expense (Sum of items 6 8)

18,796,937

Share Certificates

22,281

Number of Accounts for Share Drafts

110,108

IRA KEOGH Accounts

6,216

Number of Accounts for Regular Shares

243,262

All other shares

1,939

Non Member Deposits

Money Market Shares

12,672

Net Income (unless the amount is already included in Undivided Earnings)

3,581,819

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

357,802,013

Total Liabilities

3,228,755,909

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Dupaco Community Credit Union earned the Verified Healthy badge

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       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Dupaco Community Credit Union yet. Feel free to create one below.

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Dupaco Community Credit Union

Frequently Asked Questions About Dupaco Community Credit Union

How many branches does Dupaco Community Credit Union operate?

Dupaco Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Dupaco Community Credit Union?

Yes, to access services at Dupaco Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Dupaco Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dupaco Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Dupaco Community Credit Union offer online and mobile banking?

Most modern institutions like Dupaco Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dupaco.com.

Current Dupaco Community Credit Union Rates

12-Month CD3.40%
18-Month CD2.70%
24-Month CD2.50%
60-Month CD1.80%
Savings0.10%
MMA0.20%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Dupaco Community Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Dupaco Community Credit Union Texas Ratio

Dupaco Community Credit Union Health Trend

Dupaco Community Credit Union CD Rates

Dupaco Community Credit Union Savings Rates

Dupaco Community Credit Union Money Market Rates

Dupaco Community Credit Union Checking Rates

Dupaco Community Credit Union Mortgage Rates

Dupaco Community Credit Union Home Equity & HELOC

Dupaco Community Credit Union RV, Boat and Powersport Loan Rates

Dupaco Community Credit Union Credit Card Rates

Dupaco Community Credit Union Personal Loan Rates

Dupaco Community Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Dupaco Community Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Dupaco Community Credit Union

How many branches does Dupaco Community Credit Union operate?

Is a member application needed to join Dupaco Community Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Dupaco Community Credit Union offer online and mobile banking?

Current Dupaco Community Credit Union Rates

Compare to Other Credit Unions