MonitorBankRates
  1. Home
  2. Credit Unions
  3. Dupaco Community Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Dupaco Community Credit Union Rates & Review April 2026

Dupaco Community Credit Union's 10 Month Fixed Jumbo CD Special rates are at 3.90%, 10 Month Fixed CD Special rates are at 3.80%, 25 Month Fixed Jumbo CD Special rates are at 3.70%, 25 Month Fixed CD Special rates are at 3.60%. Dupaco Community Credit Union's savings rates are at 0.00%. Dupaco Community Credit Union's Cash Out Refinance: Refinance: 15-Year Fixed Conventional rates are at 5.62%, Home Loan Refinance rates are at 5.62%, Purchase: 15-Year Fixed Conventional rates are at 5.62%, Refinance: 15-Year Fixed Conventional rates are at 5.62%, Refinance: 30-Year Fixed Conventional or less rates are at 6.00%. Dupaco Community Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Dupaco Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.16%. Rates were last updated on 04/08/2026.

Dupaco Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dupaco Community Credit Union? Share your experience about Dupaco Community Credit Union by leaving a review below, or read customer reviews before you decide to use Dupaco Community Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.16%
Excellent Lower than avg
Dupaco Community Credit Union
Dupaco Operations Center
1000 Jackson St
Dubuque, IA 52001
https://www.dupaco.com
Member NCUA

Dupaco Community Credit Union CD Rates

Product Rate APY Term View More
10 Month Fixed Jumbo Certificate Special 3.86% 3.90% 10
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
10 Month Fixed Certificate Special 3.76% 3.80% 10
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
25 Month Fixed Jumbo Certificate Special 3.67% 3.70% 25
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
25 Month Fixed Certificate Special 3.57% 3.60% 25
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%

Dupaco Community Credit Union Savings Rates

Product Rate APY View More
High-Yield Savings 2.42% 2.45%
Min Deposit $50,000
Min Balance $1,000,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Bright Savings Online-Only Savings Account 2.23% 2.25%
Min Deposit $0
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
High-Yield Savings 2.23% 2.25%
Min Deposit $50,000
Min Balance $500,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
High-Yield Savings 2.03% 2.05%
Min Deposit $50,000
Min Balance $250,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
High-Yield Savings 1.83% 1.85%
Min Deposit $50,000
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
High-Yield Savings 1.49% 1.50%
Min Deposit $50,000
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Holiday Club Savings 0.20% 0.20%
Min Deposit $0
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Share Savings 0.20% 0.20%
Min Deposit $25
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
You Name It Savings 0.20% 0.20%
Min Deposit $0
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Share Savings 0.15% 0.15%
Min Deposit $25
Min Balance $10,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
You Name It Savings 0.15% 0.15%
Min Deposit $0
Min Balance $10,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Share Savings 0.10% 0.10%
Min Deposit $25
Min Balance $2,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
You Name It Savings 0.10% 0.10%
Min Deposit $0
Min Balance $2,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Share Savings - 0.00%
Min Deposit $25
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
You Name It Savings - 0.00%
Min Deposit $0
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%

Dupaco Community Credit Union Checking Rates

Product Rate APY View More
1st Rate Checking Account 2.96% 3.00%
Min Balance $5,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
1st Rate Checking Account 0.10% 0.10%
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
1st Rate Checking Account - 0.00%
Min Balance $0
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%

Dupaco Community Credit Union Mortgage Rates

Product Rate Points APR Term View More
Cash Out Refinance: Refinance: 15-Year Fixed Conventional 5.63% 0.00% 5.75% 15-Year
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Home Loan Refinance 5.63% 0.00% 5.75% 15-Year
Details Refinance: 15-Year Fixed Conventional
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Purchase: 15-Year Fixed Conventional 5.63% 0.00% 5.75%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Refinance: 15-Year Fixed Conventional 5.63% 0.00% 5.75% 15-Year
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Refinance: 30-Year Fixed Conventional or less 6.00% 0.00% 5.84% 30-Year
Details $200000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Purchase: 30-Year Fixed Conventional 5.88% 0.00% 6.01%
Details $100,000 or less
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Purchase: 30-Year Fixed Conventional or less 5.88% 0.00% 6.01%
Details $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Cash Out Refinance: Refinance: 30-Year Fixed Conventional or less 5.88% 0.00% 6.02% 30-Year
Details $100000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Purchase: 30-Year Fixed Conventional 6.00% 0.00% 6.08%
Details $200,000 or less
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Purchase: 30-Year Fixed Conventional or less 6.00% 0.00% 6.08%
Details $200,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Cash Out Refinance: Refinance: 30-Year Fixed Conventional or less 6.00% 0.00% 6.09% 30-Year
Details $200000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Home Loan Refinance 6.00% 0.00% 6.09% 30-Year
Details Refinance: 30-Year Fixed Conventional $200,000 or less
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Refinance: 30-Year Fixed Conventional or less 6.00% 0.00% 6.09% 30-Year
Details $200000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Purchase: 20-Year Fixed Conventional 6.00% 0.00% 6.13%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Cash Out Refinance: Refinance: 20-Year Fixed Conventional 6.00% 0.00% 6.15% 20-Year
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Home Loan Refinance 6.00% 0.00% 6.15% 20-Year
Details Refinance: 20-Year Fixed Conventional
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Refinance: 20-Year Fixed Conventional 6.00% 0.00% 6.15% 20-Year
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Home Loan Refinance 6.00% 0.00% 6.15% 30-Year
Details Refinance: 30-Year Fixed Conventional $100,000 or less
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Refinance: 30-Year Fixed Conventional or less 6.00% 0.00% 6.15% 30-Year
Details $100000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Purchase: 30-Year Fixed Conventional 6.13% 0.00% 6.19%
Details $300,000 or less
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Purchase: 30-Year Fixed Conventional or less 6.13% 0.00% 6.19%
Details $300,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Cash Out Refinance: Refinance: 30-Year Fixed Conventional or less 6.13% 0.00% 6.20% 30-Year
Details $300000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Home Loan Refinance 6.13% 0.00% 6.20% 30-Year
Details Refinance: 30-Year Fixed Conventional $300,000 or less
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Refinance: 30-Year Fixed Conventional or less 6.13% 0.00% 6.20% 30-Year
Details $300000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Purchase: 30-Year Fixed Conventional 6.25% 0.00% 6.29%
Details $832,750 or less
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Purchase: 30-Year Fixed Conventional or less 6.25% 0.00% 6.29%
Details $832,750
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Cash Out Refinance: Refinance: 30-Year Fixed Conventional or less 6.25% 0.00% 6.30% 30-Year
Details $832750
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Home Loan Refinance 6.25% 0.00% 6.30% 30-Year
Details Refinance: 30-Year Fixed Conventional $832,750 or less
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Refinance: 30-Year Fixed Conventional or less 6.25% 0.00% 6.30% 30-Year
Details $832,750
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Refinance: 30-Year Fixed Conventional or less 6.38% 0.00% 6.43% 30-Year
Details $832750
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%

Dupaco Community Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC Intro Rate - - 1.99%
Details Intro rate expires: 3 months; Regular APR: 6.25%
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Home Equity Line of Credit (HELOC) - - 6.25%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Home Equity Loan - - 6.74% 5 Years
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Home Equity Loan - - 7.24% 10 Years
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%

Dupaco Community Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.34% 60
Details As Low As; 2023-26 Model Year
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Auto Loan - - 5.44% 72
Details As Low As; 2023-26 Model Year
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Auto Loan - - 5.54% 84
Details As Low As; 2023-26 Model Year
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Auto Loan - - 5.59% 60
Details As Low As; 2021-22 Model Year
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Auto Loan - - 5.74% 72
Details As Low As; 2021-22 Model Year
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Auto Loan - - 5.99% 84
Details As Low As; 2021-22 Model Year
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Auto Loan - - 6.29% 60
Details As Low As; 2017-20 Model Year
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Auto Loan - - 6.44% 72
Details As Low As; 2017-20 Model Year
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Auto Loan - - 8.54% 48
Details As Low As; 2016 Model Year (and older)
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%

Dupaco Community Credit Union Credit Card Rates

Product Rate APR View More
Platinum Visa - 2.90%
Details Intro rate expires: 6 mos.; Regular APR: 12.50% - 19.50%
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Business Platinum Visa - 15.50%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Rewards Visa - 15.50%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Business Rewards Visa - 20.50%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%

Dupaco Community Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 9.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Personal Loan - 10.49%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Personal Loan - 10.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%
Personal Loan - 12.49%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.16%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Dupaco Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Dupaco Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Dupaco Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Dupaco Community Credit Union
Address 1000 Jackson St, Dubuque, IA 52001
Phone 800-373-7600
Fax
President Ellen Goodmann Miller
CEO Joseph Hearn
Full-Time Employees 619
Part-Time Employees 18
Branch Locations 23
ATM Locations 29
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.16%
Return on Assets (ROA)
0.7769%
Return on Equity (ROE)
6.3686%
Non-Performing Loans Ratio (NPL)
0.75%
Total Assets
3,586,671,369
Total Amount of Shares and Deposits
2,832,230,836
Total Shares and Deposits < 1 Year
2,726,790,411
Total Shares and Deposits 1 3 Years
99,694,696
Total Shares and Deposits > 3 Years
5,745,729
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
386,060,572
Total Uninsured Shares and Deposits > $250K (F+J)
386,060,572
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,446,170,264
Total Interest Expense (Sum of items 6 8)
61,611,957
Share Certificates
22,700
Number of Accounts for Share Drafts
107,853
IRA KEOGH Accounts
6,344
Number of Accounts for Regular Shares
237,338
All other shares
1,862
Non Member Deposits
25
Money Market Shares
12,984
Net Income (unless the amount is already included in Undivided Earnings)
19,300,500
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
401,093,584
Total Liabilities
3,205,992,071
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Dupaco Community Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Dupaco Community Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Dupaco Community Credit Union

Is Dupaco Community Credit Union a safe place to deposit money?

Yes, Dupaco Community Credit Union is considered a safe financial institution. With a Texas Ratio of 4.1584876519596%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Dupaco Community Credit Union operate?

Dupaco Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Dupaco Community Credit Union?

Yes, to access services at Dupaco Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Dupaco Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dupaco Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Dupaco Community Credit Union offer online and mobile banking?

Most modern institutions like Dupaco Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dupaco.com.

Current Dupaco Community Credit Union Rates

  • 24-Month CD3.60%
  • Savings0.00%
Retrieved from our database of financial products. Rates subject to change.